The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
DBX ETF TR XTRACK MSCI EURP 233051853 2,409 92,092 SH   SOLE   92,092 0 0
GOLDMAN SACHS ETF TR ACCES TREASURY 381430529 2,760 27,550 SH   SOLE   27,550 0 0
INDEXIQ ETF TR IQ CNDRM ESG INT 45409B453 86,282 3,767,812 SH   SOLE   3,767,812 0 0
INDEXIQ ETF TR IQ CHAIKIN US 45409B388 223,194 9,606,447 SH   SOLE   9,606,447 0 0
INDEXIQ ETF TR IQ CANDRM ESG US 45409B461 49,396 1,882,150 SH   SOLE   1,882,150 0 0
INDEXIQ ETF TR IQ S&P HGH YLD 45409B412 52,793 2,177,925 SH   SOLE   2,177,925 0 0
INDEXIQ ETF TR IQ CHAIKIN US 45409B396 75,984 3,512,664 SH   SOLE   3,512,664 0 0
INDEXIQ ETF TR HDGD FTSE INTL 45409B560 135,414 6,995,559 SH   SOLE   6,995,559 0 0
INDEXIQ ETF TR IQ 500 INT ETF 45409B362 221,963 9,381,701 SH   SOLE   9,381,701 0 0
INVESCO EXCHANGE-TRADED FD T SR LN ETF 46138G508 4,152 194,452 SH   SOLE   194,452 0 0
ISHARES INC CORE MSCI EMKT 46434G103 210 4,416 SH   SOLE   4,416 0 0
ISHARES TR EAFE SML CP ETF 464288273 2,660 47,018 SH   SOLE   47,018 0 0
ISHARES TR SHORT TREAS BD 464288679 17,393 157,474 SH   SOLE   157,474 0 0
ISHARES TR INTRM GOV CR ETF 464288612 16,128 137,001 SH   SOLE   137,001 0 0
ISHARES TR CORE MSCI EAFE 46432F842 1,190 20,825 SH   SOLE   20,825 0 0
ISHARES TR 0-5YR HI YL CP 46434V407 509 11,879 SH   SOLE   11,879 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 14,067 124,904 SH   SOLE   124,904 0 0
ISHARES TR CORE US AGGBD ET 464287226 1,511 12,784 SH   SOLE   12,784 0 0
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 1,512 26,880 SH   SOLE   26,880 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 222 4,214 SH   SOLE   4,214 0 0
SPDR SER TR SPDR BLOOMBERG 78468R663 5,911 64,581 SH   SOLE   64,581 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 478 2,940 SH   SOLE   2,940 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 22,669 236,876 SH   SOLE   236,876 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 4,657 55,770 SH   SOLE   55,770 0 0
VANGUARD WORLD FD MEGA CAP VAL ETF 921910840 252 3,445 SH   SOLE   3,445 0 0
VANGUARD WORLD FD MEGA CAP INDEX 921910873 2,673 24,423 SH   SOLE   24,423 0 0