The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 6,596 72,143 SH   SOLE   69,710 0 2,433
ABBVIE INC COM 00287Y109 653 6,653 SH   SOLE   6,653 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 1,655 7,706 SH   SOLE   7,706 0 0
ADOBE INC COM 00724F101 299 686 SH   SOLE   686 0 0
AFLAC INC COM 001055102 301 8,368 SH   SOLE   8,368 0 0
ALPHABET INC CAP STK CL A 02079K305 10,634 7,499 SH   SOLE   7,374 0 125
ALPHABET INC CAP STK CL C 02079K107 1,152 815 SH   SOLE   815 0 0
AMAZON COM INC COM 023135106 16,993 6,159 SH   SOLE   5,999 0 160
APPLE INC COM 037833100 19,243 52,750 SH   SOLE   51,649 0 1,101
AT&T INC COM 00206R102 5,420 179,308 SH   SOLE   172,536 0 6,772
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 401 2,249 SH   SOLE   2,249 0 0
BLACKROCK INC COM 09247X101 4,973 9,140 SH   SOLE   8,810 0 330
BOEING CO COM 097023105 208 1,133 SH   SOLE   1,133 0 0
BOOKING HOLDINGS INC COM 09857L108 4,181 2,626 SH   SOLE   2,549 0 77
BRISTOL-MYERS SQUIBB CO COM 110122108 227 3,869 SH   SOLE   3,169 0 700
BROWN FORMAN CORP CL B 115637209 858 13,484 SH   SOLE   13,484 0 0
CHEVRON CORP NEW COM 166764100 4,239 47,505 SH   SOLE   45,711 0 1,794
CHUBB LIMITED COM H1467J104 4,349 34,344 SH   SOLE   33,306 0 1,038
CISCO SYS INC COM 17275R102 1,269 27,201 SH   SOLE   26,141 0 1,060
CLOROX CO DEL COM 189054109 228 1,041 SH   SOLE   1,041 0 0
CME GROUP INC COM 12572Q105 6,251 38,456 SH   SOLE   36,856 0 1,600
COLGATE PALMOLIVE CO COM 194162103 713 9,738 SH   SOLE   9,738 0 0
CONSTELLATION BRANDS INC CL A 21036P108 2,298 13,134 SH   SOLE   12,673 0 461
COSTCO WHSL CORP NEW COM 22160K105 1,274 4,202 SH   SOLE   4,202 0 0
CVS HEALTH CORP COM 126650100 4,114 63,325 SH   SOLE   61,149 0 2,176
DAILY JOURNAL CORP COM 233912104 436 1,613 SH   SOLE   1,613 0 0
DANAHER CORPORATION COM 235851102 6,926 39,168 SH   SOLE   38,064 0 1,104
DISNEY WALT CO COM DISNEY 254687106 6,382 57,235 SH   SOLE   55,925 0 1,310
DOLLAR GEN CORP NEW COM 256677105 1,616 8,484 SH   SOLE   8,484 0 0
ECOLAB INC COM 278865100 6,758 33,970 SH   SOLE   33,231 0 739
EXXON MOBIL CORP COM 30231G102 275 6,153 SH   SOLE   5,668 0 485
FACEBOOK INC CL A 30303M102 8,490 37,390 SH   SOLE   36,743 0 647
FIDELITY NATL INFORMATION SV COM 31620M106 4,577 34,135 SH   SOLE   33,268 0 867
FISERV INC COM 337738108 783 8,021 SH   SOLE   8,021 0 0
FIVE9 INC COM 338307101 583 5,268 SH   SOLE   5,268 0 0
GENERAL ELECTRIC CO COM 369604103 2,091 306,151 SH   SOLE   295,927 0 10,224
GILEAD SCIENCES INC COM 375558103 3,267 42,462 SH   SOLE   40,780 0 1,682
HARPOON THERAPEUTICS INC COM 41358P106 382 23,042 SH   SOLE   23,042 0 0
HERSHEY CO COM 427866108 3,138 24,207 SH   SOLE   23,344 0 863
HEWLETT PACKARD ENTERPRISE C COM 42824C109 99 10,195 SH   SOLE   10,195 0 0
HOLOGIC INC COM 436440101 226 3,964 SH   SOLE   3,964 0 0
HOME DEPOT INC COM 437076102 1,332 5,316 SH   SOLE   5,316 0 0
HONEYWELL INTL INC COM 438516106 4,903 33,907 SH   SOLE   33,081 0 826
INTEL CORP COM 458140100 6,948 116,127 SH   SOLE   112,202 0 3,925
INTERNATIONAL BUSINESS MACHS COM 459200101 349 2,887 SH   SOLE   2,887 0 0
INTUIT COM 461202103 422 1,426 SH   SOLE   1,426 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 864 3,491 SH   SOLE   3,491 0 0
ISHARES INC ESG MSCI EM ETF 46434G863 1,658 51,674 SH   SOLE   51,674 0 0
ISHARES TR CORE S&P MCP ETF 464287507 55,667 313,055 SH   SOLE   304,828 0 8,227
ISHARES TR CORE S&P500 ETF 464287200 22,920 74,008 SH   SOLE   74,008 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 223 1,073 SH   SOLE   1,073 0 0
ISHARES TR RUS 1000 ETF 464287622 1,887 10,992 SH   SOLE   10,992 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 331 2,935 SH   SOLE   2,935 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 602 3,136 SH   SOLE   3,136 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 61,529 429,729 SH   SOLE   413,614 0 16,115
ISHARES TR RUSSELL 3000 ETF 464287689 3,310 18,381 SH   SOLE   18,381 0 0
ISHARES TR RUS 2000 GRW ETF 464287648 1,451 7,014 SH   SOLE   7,014 0 0
ISHARES TR MSCI EAFE ETF 464287465 102,895 1,690,398 SH   SOLE   1,639,167 0 51,232
ISHARES TR MSCI EMG MKT ETF 464287234 1,111 27,779 SH   SOLE   27,779 0 0
ISHARES TR S&P 100 ETF 464287101 29,956 210,335 SH   SOLE   204,301 0 6,034
ISHARES TR CORE US AGGBD ET 464287226 23,749 200,902 SH   SOLE   200,726 0 176
ISHARES TR NATIONAL MUN ETF 464288414 2,811 24,356 SH   SOLE   16,401 0 7,955
ISHARES TR MSCI ACWI EX US 464288240 2,638 61,007 SH   SOLE   61,007 0 0
ISHARES TR ULTR SH TRM BD 46434V878 25,164 497,697 SH   SOLE   497,682 0 15
ISHARES TR ESG MSCI EAFE 46435G516 2,615 43,159 SH   SOLE   43,159 0 0
ISHARES TR ESG MSCI USA SML 46435U663 1,499 59,808 SH   SOLE   59,808 0 0
ISHARES U S ETF TR SHT MAT BD ETF 46431W507 12,131 242,562 SH   SOLE   242,562 0 0
J P MORGAN EXCHANGE-TRADED F ULTRA SHRT INC 46641Q837 8,983 177,080 SH   SOLE   177,080 0 0
JOHNSON & JOHNSON COM 478160104 7,331 52,131 SH   SOLE   50,992 0 1,139
JPMORGAN CHASE & CO COM 46625H100 7,301 77,621 SH   SOLE   75,093 0 2,528
KEYSIGHT TECHNOLOGIES INC COM 49338L103 2,767 27,454 SH   SOLE   26,544 0 910
MCDONALDS CORP COM 580135101 297 1,609 SH   SOLE   1,609 0 0
MERCK & CO. INC COM 58933Y105 2,632 34,030 SH   SOLE   33,140 0 890
MICROSOFT CORP COM 594918104 14,257 70,054 SH   SOLE   67,726 0 2,328
MONDELEZ INTL INC CL A 609207105 4,405 86,148 SH   SOLE   82,110 0 4,038
MOODYS CORP COM 615369105 255 927 SH   SOLE   927 0 0
NETFLIX INC COM 64110L106 298 654 SH   SOLE   654 0 0
NEW YORK TIMES CO CL A 650111107 214 5,100 SH   SOLE   5,100 0 0
NVIDIA CORPORATION COM 67066G104 4,739 12,473 SH   SOLE   12,098 0 375
OKTA INC CL A 679295105 315 1,575 SH   SOLE   1,575 0 0
ORACLE CORP COM 68389X105 672 12,157 SH   SOLE   12,157 0 0
PARKER HANNIFIN CORP COM 701094104 4,671 25,487 SH   SOLE   24,476 0 1,011
PAYPAL HLDGS INC COM 70450Y103 5,606 32,173 SH   SOLE   31,240 0 933
PEPSICO INC COM 713448108 410 3,100 SH   SOLE   3,100 0 0
PFIZER INC COM 717081103 4,284 131,008 SH   SOLE   123,666 0 7,342
PROCTER AND GAMBLE CO COM 742718109 6,323 52,880 SH   SOLE   51,007 0 1,873
PROGRESSIVE CORP OHIO COM 743315103 783 9,778 SH   SOLE   9,778 0 0
REALTY INCOME CORP COM 756109104 218 3,662 SH   SOLE   3,662 0 0
S&P GLOBAL INC COM 78409V104 233 706 SH   SOLE   706 0 0
SALESFORCE COM INC COM 79466L302 7,814 41,710 SH   SOLE   40,734 0 976
SCHWAB CHARLES CORP COM 808513105 201 5,944 SH   SOLE   5,944 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 46,684 446,782 SH   SOLE   435,798 0 10,984
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 1,807 18,062 SH   SOLE   18,062 0 0
SHERWIN WILLIAMS CO COM 824348106 5,688 9,844 SH   SOLE   9,501 0 343
SPDR S&P 500 ETF TR TR UNIT 78462F103 289,864 940,018 SH   SOLE   906,173 0 33,845
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 3,669 11,307 SH   SOLE   11,158 0 149
SPDR SER TR S&P 600 SML CAP 78464A813 744 12,614 SH   SOLE   12,614 0 0
SPDR SER TR PORTFOLIO AGRGTE 78464A649 1,958 63,461 SH   SOLE   63,461 0 0
SPIRIT RLTY CAP INC NEW NOTE 3.750% 5/1 84860WAB8 18 18,000 PRN   SOLE   18,000 0 0
SYSCO CORP COM 871829107 229 4,196 SH   SOLE   4,196 0 0
TESLA INC COM 88160R101 206 191 SH   SOLE   191 0 0
TJX COS INC NEW COM 872540109 4,451 88,042 SH   SOLE   85,486 0 2,556
TRILLIUM THERAPEUTICS INC COM NEW 89620X506 97 11,990 SH   SOLE   11,990 0 0
UNION PAC CORP COM 907818108 464 2,742 SH   SOLE   2,742 0 0
UNITED PARCEL SERVICE INC CL B 911312106 4,779 42,985 SH   SOLE   41,687 0 1,298
UNITEDHEALTH GROUP INC COM 91324P102 1,143 3,876 SH   SOLE   3,876 0 0
VANGUARD BD INDEX FDS INTERMED TERM 921937819 17,714 190,086 SH   SOLE   183,531 0 6,555
VANGUARD INDEX FDS TOTAL STK MKT 922908769 4,644 29,667 SH   SOLE   29,667 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 4,529 27,629 SH   SOLE   27,629 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 30,922 393,765 SH   SOLE   382,414 0 11,351
VANGUARD INDEX FDS SMALL CP ETF 922908751 4,579 31,422 SH   SOLE   31,422 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 4,327 21,411 SH   SOLE   21,411 0 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637 535 3,741 SH   SOLE   3,741 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 108,205 381,770 SH   SOLE   374,717 0 7,053
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 87,043 2,197,490 SH   SOLE   2,133,464 0 64,026
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 1,365 28,660 SH   SOLE   28,660 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 220 2,939 SH   SOLE   2,939 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 784 9,483 SH   SOLE   9,483 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 946 8,069 SH   SOLE   8,069 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768 355 7,220 SH   SOLE   7,220 0 0
VANGUARD TAX-MANAGED FDS FTSE DEV MKT ETF 921943858 2,760 71,147 SH   SOLE   71,147 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 1,315 23,851 SH   SOLE   23,005 0 846
VISA INC COM CL A 92826C839 12,802 66,275 SH   SOLE   64,357 0 1,918
WASTE MGMT INC DEL COM 94106L109 7,399 69,865 SH   SOLE   67,690 0 2,175
WELLS FARGO CO NEW COM 949746101 258 10,060 SH   SOLE   10,060 0 0
WISDOMTREE TR US DIVID EX FNCL 97717W406 559 7,575 SH   SOLE   7,575 0 0