The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
1895 BANCORP OF WISCONSIN IN COMMON 28252W105 769 84,558 SH   SOLE   84,558 0 0
ALERUS FINANCIAL CORP COMMON 01446U103 5,501 278,382 SH   SOLE   278,382 0 0
AMERISERV FINL INC COM COMMON 03074A102 3,735 1,212,279 SH   SOLE   1,212,279 0 0
BANK OF COMMERCE HOLDINGS COMMON 06424J103 2,214 292,104 SH   SOLE   292,104 0 0
BankFinancial Corp COMMON 06643P104 2,137 254,369 SH   SOLE   254,369 0 0
BOGOTA FINANCIAL CORP COMMON 097235105 1,830 209,355 SH   SOLE   209,355 0 0
CB FINL SVCS INC COM COMMON 12479G101 900 41,266 SH   SOLE   41,266 0 0
CHEMUNG FINL CORP COM COMMON 164024101 1,490 54,570 SH   SOLE   54,570 0 0
CITIZENS FINL GROUP INC COM COMMON 174610105 10,419 412,800 SH   SOLE   412,800 0 0
Community West Bancshares COMMON 204157101 1,137 134,987 SH   SOLE   134,987 0 0
DELMAR BANCORP COMMON 247035207 520 79,131 SH   SOLE   79,131 0 0
Fifth Third Bancorp COMMON 316773100 6,266 325,000 SH   SOLE   325,000 0 0
FIRST BUS FINL SVCS INC WIS COM COMMON 319390100 4,276 259,965 SH   SOLE   259,965 0 0
First Financial Northwest Inc COMMON 32022K102 2,078 214,486 SH   SOLE   214,486 0 0
FIRST SEACOAST BANCORP COMMON 33631P102 111 18,103 SH   SOLE   18,103 0 0
FIRST UTD CORP COM COMMON 33741H107 667 50,000 SH   SOLE   50,000 0 0
FRANKLIN FINANCIAL SERVICES COMMON 353525108 642 24,784 SH   SOLE   24,784 0 0
HARBORONE BANCORP INC COMMON 41165Y100 7,671 898,282 SH   SOLE   898,282 0 0
Hilltop Holdings Inc COMMON 432748101 7,232 392,000 SH   SOLE   392,000 0 0
HMN Financial Inc COMMON 40424G108 2,233 152,962 SH   SOLE   152,962 0 0
Home Bancorp Inc COMMON 43689E107 1,341 50,146 SH   SOLE   50,146 0 0
HOMETRUST BANCSHARES INC COM COMMON 437872104 1,902 118,866 SH   SOLE   118,866 0 0
ICC HOLDINGS INC COMMON 44931Q104 2,894 263,077 SH   SOLE   263,077 0 0
MAGYAR BANCORP INC COM COMMON 55977T109 3,298 368,524 SH   SOLE   368,524 0 0
MALVERN BANCORP INC COM COMMON 561409103 291 22,875 SH   SOLE   22,875 0 0
NI HOLDINGS INC COMMON 65342T106 3,602 243,892 SH   SOLE   243,892 0 0
OCONEE FED FINL CORP COM COMMON 675607105 532 20,628 SH   SOLE   20,628 0 0
Pathfinder Bancorp Inc COMMON 70319R109 579 60,673 SH   SOLE   60,673 0 0
PCSB FINANCIAL CORP COMMON 69324R104 2,766 218,129 SH   SOLE   218,129 0 0
PDL COMMUNITY BANCORP COMMON 69290X101 4,061 398,920 SH   SOLE   398,920 0 0
PIONEER BANCORP INC/NY COMMON 723561106 3,254 355,670 SH   SOLE   355,670 0 0
PROVIDENT BANCORP INC COMMON 74383L105 6,758 859,752 SH   SOLE   859,752 0 0
PROVIDENT FINL HLDGS INC COM COMMON 743868101 4,584 341,804 SH   SOLE   341,804 0 0
RANDOLPH BANCORP INC COMMON 752378109 3,222 320,560 SH   SOLE   320,560 0 0
REPUBLIC FIRST BANCORP INC COM COMMON 760416107 8,387 3,437,121 SH   SOLE   3,437,121 0 0
RHINEBECK BANCORP INC COMMON 762093102 313 47,783 SH   SOLE   47,783 0 0
SALISBURY BANCORP INC COMMON 795226109 639 15,595 SH   SOLE   15,595 0 0
SECURITY NATL FINL CORP CL A NEW COMMON 814785309 8,578 1,271,792 SH   SOLE   1,271,792 0 0
SOUND FINL BANCORP INC COM COMMON 83607A100 2,585 107,031 SH   SOLE   107,031 0 0
SOUTH PLAINS FINANCIAL INC COMMON 83946P107 1,357 95,268 SH   SOLE   95,268 0 0
STANDARD AVB FINL CORP COM COMMON 85303B100 4,515 194,596 SH   SOLE   194,596 0 0
UMB Financial Corp COMMON 902788108 4,788 92,883 SH   SOLE   92,883 0 0
Willis Lease Finance Corp COMMON 970646105 2,893 119,146 SH   SOLE   119,146 0 0