The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
INVITATION HOMES INC COM 46187W107 294 10,695 SH   SOLE   10,695 0 0
CIGNA CORP NEW COM 125523100 372 1,983 SH   SOLE   1,983 0 0
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 2,511 90,914 SH   SOLE   86,324 0 4,590
IDACORP INC COM 451107106 627 7,179 SH   SOLE   7,179 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 562 3,923 SH   SOLE   3,923 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 1,341 6,462 SH   SOLE   4,687 0 1,775
AMERICAN TOWER CORP NEW COM 03027X100 927 3,585 SH   SOLE   3,585 0 0
HOST HOTELS & RESORTS INC COM 44107P104 153 14,147 SH   SOLE   14,147 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 1,162 6,053 SH   SOLE   5,662 0 391
MASTERCARD INCORPORATED CL A 57636Q104 621 2,101 SH   SOLE   2,101 0 0
MODERNA INC COM 60770K107 1,058 16,477 SH   SOLE   16,477 0 0
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 630 13,496 SH   SOLE   13,274 0 222
INTERNATIONAL BUSINESS MACHS COM 459200101 16,891 139,863 SH   SOLE   132,197 0 7,665
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 426 1,502 SH   SOLE   1,421 0 81
CMS ENERGY CORP COM 125896100 894 15,308 SH   SOLE   15,308 0 0
NIKE INC CL B 654106103 332 3,384 SH   SOLE   3,384 0 0
EXXON MOBIL CORP COM 30231G102 13,113 293,216 SH   SOLE   277,517 0 15,699
PNM RES INC COM 69349H107 568 14,780 SH   SOLE   14,780 0 0
PROCTER AND GAMBLE CO COM 742718109 594 4,969 SH   SOLE   4,969 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 27,293 135,053 SH   SOLE   122,499 0 12,554
ISHARES TR CORE S&P500 ETF 464287200 690 2,227 SH   SOLE   2,002 0 225
ISHARES TR MSCI EAFE ETF 464287465 249 4,087 SH   SOLE   2,789 0 1,298
AVISTA CORP COM 05379B107 669 18,384 SH   SOLE   18,384 0 0
DOW INC COM 260557103 13,245 324,960 SH   SOLE   306,458 0 18,502
TE CONNECTIVITY LTD REG SHS H84989104 219 2,689 SH   SOLE   2,689 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 3,602 45,863 SH   SOLE   43,606 0 2,257
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 1,074 21,435 SH   SOLE   21,435 0 0
ALLETE INC COM NEW 018522300 549 10,052 SH   SOLE   10,052 0 0
PUBLIC STORAGE COM 74460D109 570 2,972 SH   SOLE   2,972 0 0
EXTRA SPACE STORAGE INC COM 30225T102 232 2,510 SH   SOLE   2,510 0 0
AMEREN CORP COM 023608102 780 11,081 SH   SOLE   11,081 0 0
INTEL CORP COM 458140100 584 9,760 SH   SOLE   9,760 0 0
COLGATE PALMOLIVE CO COM 194162103 425 5,804 SH   SOLE   5,804 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 10,393 104,362 SH   SOLE   100,242 0 4,120
SPDR SER TR PORTFOLIO S&P500 78464A854 1,463 40,352 SH   SOLE   34,873 0 5,479
NISOURCE INC COM 65473P105 690 30,357 SH   SOLE   30,357 0 0
ALEXANDRIA REAL ESTATE EQ IN COM 015271109 395 2,435 SH   SOLE   2,435 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 3,810 35,638 SH   SOLE   31,942 0 3,696
WORLD GOLD TR SPDR GLD MINIS 98149E204 25,412 1,430,881 SH   SOLE   1,347,396 0 83,485
SPDR SER TR PORTFOLIO S&P600 78468R853 665 25,035 SH   SOLE   22,860 0 2,175
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 937 38,499 SH   SOLE   38,499 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108 267 1 SH   SOLE   0 0 1
MONDELEZ INTL INC CL A 609207105 2,124 41,550 SH   SOLE   41,550 0 0
ISHARES TR COHEN STEER REIT 464287564 310 3,070 SH   SOLE   3,070 0 0
OGE ENERGY CORP COM 670837103 406 13,387 SH   SOLE   13,387 0 0
AMERICAN ELEC PWR CO INC COM 025537101 855 10,742 SH   SOLE   10,742 0 0
DUKE REALTY CORP COM NEW 264411505 255 7,201 SH   SOLE   7,201 0 0
PROLOGIS INC. COM 74340W103 852 9,131 SH   SOLE   9,131 0 0
APPLE INC COM 037833100 7,008 19,211 SH   SOLE   19,211 0 0
EVERSOURCE ENERGY COM 30040W108 1,031 12,386 SH   SOLE   12,386 0 0
EQUINIX INC COM 29444U700 830 1,182 SH   SOLE   1,182 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 6,502 26,262 SH   SOLE   26,262 0 0
BLACK HILLS CORP COM 092113109 762 13,453 SH   SOLE   13,453 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 2,452 27,762 SH   SOLE   27,371 0 391
BOSTON PPTYS LTD PARTNERSHIP COM 101121101 259 2,864 SH   SOLE   2,864 0 0
MCDONALDS CORP COM 580135101 632 3,428 SH   SOLE   3,428 0 0
SIMON PPTY GROUP INC NEW COM 828806109 417 6,095 SH   SOLE   6,095 0 0
MICROSOFT CORP COM 594918104 263 1,290 SH   SOLE   1,290 0 0
SPDR SER TR PRTFLO S&P500 VL 78464A508 994 34,308 SH   SOLE   33,318 0 990
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,373 7,692 SH   SOLE   3,881 0 3,811
ONE GAS INC COM 68235P108 649 8,424 SH   SOLE   8,424 0 0
AVALONBAY CMNTYS INC COM 053484101 427 2,759 SH   SOLE   2,759 0 0
CHEVRON CORP NEW COM 166764100 7,554 84,661 SH   SOLE   79,786 0 4,875
VISA INC COM CL A 92826C839 423 2,189 SH   SOLE   1,319 0 870
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 1,910 29,236 SH   SOLE   27,641 0 1,595
ISHARES TR SHORT TREAS BD 464288679 287 2,596 SH   SOLE   2,596 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 357 7,490 SH   SOLE   7,490 0 0
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 284 4,028 SH   SOLE   4,028 0 0
ALLIANT ENERGY CORP COM 018802108 861 17,991 SH   SOLE   17,991 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 236 4,350 SH   SOLE   4,350 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 6,559 21,272 SH   SOLE   20,769 0 503
SPDR SER TR SPDR BLOOMBERG 78468R663 542 5,926 SH   SOLE   5,926 0 0
ISHARES TR CORE S&P SCP ETF 464287804 705 10,330 SH   SOLE   9,795 0 535
TESLA INC COM 88160R101 1,386 1,284 SH   SOLE   1,284 0 0
ATMOS ENERGY CORP COM 049560105 554 5,568 SH   SOLE   5,568 0 0
ISHARES TR S&P 500 VAL ETF 464287408 353 3,259 SH   SOLE   2,830 0 429
MEDTRONIC PLC SHS G5960L103 266 2,902 SH   SOLE   2,902 0 0
ALPHABET INC CAP STK CL A 02079K305 2,059 1,452 SH   SOLE   1,452 0 0
NORTHWEST NAT HLDG CO COM 66765N105 658 11,792 SH   SOLE   11,792 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 660 16,515 SH   SOLE   14,993 0 1,522
HOMOLOGY MEDICINES INC COM 438083107 473 31,136 SH   SOLE   31,136 0 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637 2,189 15,310 SH   SOLE   14,750 0 560
SPDR SER TR S&P 600 SMCP VAL 78464A300 1,029 20,941 SH   SOLE   20,941 0 0
WEC ENERGY GROUP INC COM 92939U106 834 9,511 SH   SOLE   9,511 0 0
DIGITAL RLTY TR INC COM 253868103 742 5,222 SH   SOLE   5,222 0 0
SPIRE INC COM 84857L101 670 10,194 SH   SOLE   10,194 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 3,947 47,482 SH   SOLE   43,442 0 4,040
PORTLAND GEN ELEC CO COM NEW 736508847 700 16,737 SH   SOLE   16,737 0 0
XCEL ENERGY INC COM 98389B100 978 15,648 SH   SOLE   15,648 0 0
UDR INC COM 902653104 213 5,691 SH   SOLE   5,691 0 0
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 2,165 37,501 SH   SOLE   36,452 0 1,049
NEXTERA ENERGY INC COM 65339F101 473 1,969 SH   SOLE   1,969 0 0
NORTHWESTERN CORP COM NEW 668074305 807 14,808 SH   SOLE   14,808 0 0
VANGUARD WORLD FDS ENERGY ETF 92204A306 219 4,350 SH   SOLE   4,350 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 4,561 115,147 SH   SOLE   113,652 0 1,495
ENTERGY CORP NEW COM 29364G103 1,235 13,168 SH   SOLE   13,168 0 0
DISNEY WALT CO COM DISNEY 254687106 248 2,225 SH   SOLE   2,225 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 3,422 23,480 SH   SOLE   21,720 0 1,760
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 1,156 34,538 SH   SOLE   32,239 0 2,299
PEPSICO INC COM 713448108 1,086 8,210 SH   SOLE   8,210 0 0
JPMORGAN CHASE & CO COM 46625H100 276 2,936 SH   SOLE   2,936 0 0
SBA COMMUNICATIONS CORP NEW CL A 78410G104 666 2,236 SH   SOLE   2,236 0 0
FIRSTENERGY CORP COM 337932107 1,059 27,318 SH   SOLE   27,318 0 0
ISHARES TR SP SMCP600VL ETF 464287879 933 7,750 SH   SOLE   7,440 0 310
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 1,285 17,338 SH   SOLE   17,338 0 0
PHILIP MORRIS INTL INC COM 718172109 729 10,410 SH   SOLE   10,000 0 410
LILLY ELI & CO COM 532457108 468 2,850 SH   SOLE   2,850 0 0
HOME DEPOT INC COM 437076102 798 3,187 SH   SOLE   2,034 0 1,153
GOLD TRUST ISHARES 464285105 14,597 859,158 SH   SOLE   786,638 0 72,520
EQUITY RESIDENTIAL SH BEN INT 29476L107 409 6,959 SH   SOLE   6,959 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 13,250 240,335 SH   SOLE   227,798 0 12,537
ISHARES TR RUS 1000 VAL ETF 464287598 285 2,530 SH   SOLE   2,530 0 0
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 370 7,173 SH   SOLE   7,173 0 0
VANGUARD TAX-MANAGED FDS FTSE DEV MKT ETF 921943858 6,104 157,348 SH   SOLE   147,680 0 9,667
ESSEX PPTY TR INC COM 297178105 295 1,288 SH   SOLE   1,288 0 0
PINNACLE WEST CAP CORP COM 723484101 741 10,111 SH   SOLE   10,111 0 0
SUN CMNTYS INC COM 866674104 250 1,840 SH   SOLE   1,840 0 0
ISHARES TR CORE US AGGBD ET 464287226 767 6,488 SH   SOLE   6,223 0 265
REALTY INCOME CORP COM 756109104 405 6,808 SH   SOLE   6,808 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 1,130 14,143 SH   SOLE   14,143 0 0
EQUITY LIFESTYLE PPTYS INC COM 29472R108 222 3,552 SH   SOLE   3,552 0 0
DIAGEO P L C SPON ADR NEW 25243Q205 332 2,471 SH   SOLE   2,471 0 0
CAPSTAR FINL HLDGS INC COM 14070T102 120 10,000 SH   SOLE   10,000 0 0
ALPHABET INC CAP STK CL C 02079K107 2,174 1,538 SH   SOLE   1,538 0 0
VANGUARD WORLD FDS UTILITIES ETF 92204A876 3,229 26,106 SH   SOLE   24,399 0 1,707
ISHARES TR 1 3 YR TREAS BD 464287457 2,107 24,324 SH   SOLE   24,027 0 297
ISHARES TR TIPS BD ETF 464287176 806 6,551 SH   SOLE   5,736 0 815
ISHARES TR MICRO-CAP ETF 464288869 203 2,325 SH   SOLE   2,135 0 190
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 1,069 35,930 SH   SOLE   35,930 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,637 10,457 SH   SOLE   10,457 0 0
GENERAL ELECTRIC CO COM 369604103 82 11,965 SH   SOLE   11,965 0 0
VANGUARD WORLD FD MEGA CAP INDEX 921910873 8,098 73,991 SH   SOLE   73,991 0 0
SPDR GOLD TR GOLD SHS 78463V107 583 3,486 SH   SOLE   3,436 0 50
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 522 5,482 SH   SOLE   5,482 0 0