The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
GENERAL DYNAMICS CORP COM 369550108 299 2,000 SH   SOLE   2,000 0 0
CITIGROUP INC COM NEW 172967424 290 5,668 SH   SOLE   5,668 0 0
ABBVIE INC COM 00287Y109 576 5,870 SH   SOLE   5,870 0 0
OMNICOM GROUP INC COM 681919106 203 3,692 SH   SOLE   3,692 0 0
INNOVATOR ETFS TR S&P 500 PWRETF 45782C797 1,316 52,274 SH   SOLE   52,274 0 0
ISHARES TR CORE MSCI INTL 46435G326 7,170 140,280 SH   SOLE   140,280 0 0
FLEXSHARES TR READY ACC VARI 33939L886 6,170 80,901 SH   SOLE   80,901 0 0
ISHARES TR CORE S&P US VLU 464287663 1,528 29,251 SH   SOLE   29,251 0 0
ISHARES TR SHRT NAT MUN ETF 464288158 2,854 26,463 SH   SOLE   26,463 0 0
ISHARES TR CORE US AGGBD ET 464287226 16,296 137,855 SH   SOLE   137,855 0 0
KRAFT HEINZ CO COM 500754106 396 12,433 SH   SOLE   12,433 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 451 4,438 SH   SOLE   4,438 0 0
PFIZER INC COM 717081103 2,248 68,752 SH   SOLE   68,752 0 0
PEPSICO INC COM 713448108 474 3,587 SH   SOLE   3,587 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 519 8,833 SH   SOLE   8,833 0 0
DBX ETF TR XTRACK MSCI EAFE 233051200 3,218 106,484 SH   SOLE   106,484 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 405 1,245 SH   SOLE   1,245 0 0
ISHARES TR FLTG RATE NT ETF 46429B655 2,786 55,076 SH   SOLE   55,076 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 4,227 106,708 SH   SOLE   106,708 0 0
SPDR INDEX SHS FDS S&P EM MKT DIV 78463X533 2,925 118,365 SH   SOLE   118,365 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 327 1,059 SH   SOLE   1,059 0 0
SPDR GOLD TR GOLD SHS 78463V107 1,882 11,245 SH   SOLE   11,245 0 0
FIRST TR EXCHANGE-TRADED FD SENIOR LN FD 33738D309 1,140 25,271 SH   SOLE   25,271 0 0
ISHARES TR SHORT TREAS BD 464288679 825 7,449 SH   SOLE   7,449 0 0
VANECK VECTORS ETF TR JP MORGAN MKTS 92189H300 4,167 135,554 SH   SOLE   135,554 0 0
GRANITESHARES GOLD TR SHS BEN INT 38748G101 8,080 455,446 SH   SOLE   455,446 0 0
APPLE INC COM 037833100 4,165 11,416 SH   SOLE   11,416 0 0
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 6,244 186,615 SH   SOLE   186,615 0 0
WISDOMTREE TR EMG MKTS SMCAP 97717W281 3,755 96,265 SH   SOLE   96,265 0 0
DBX ETF TR XTRACK HRVST CSI 233051879 2,478 83,407 SH   SOLE   83,407 0 0
PHILLIPS 66 COM 718546104 294 4,088 SH   SOLE   4,088 0 0
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 6,050 204,583 SH   SOLE   204,583 0 0
ISHARES TR BARCLAYS 7 10 YR 464287440 3,685 30,235 SH   SOLE   30,235 0 0
INDEXIQ ETF TR IQ MRGR ARB ETF 45409B800 519 16,467 SH   SOLE   16,467 0 0
ISHARES TR CORE MSCI PAC 46434V696 4,140 78,557 SH   SOLE   78,557 0 0
JPMORGAN CHASE & CO COM 46625H100 521 5,538 SH   SOLE   5,538 0 0
GLOBAL X FDS US PFD ETF 37954Y657 6,710 285,521 SH   SOLE   285,521 0 0
STATE STR CORP COM 857477103 1,562 24,543 SH   SOLE   24,543 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 1,408 9,664 SH   SOLE   9,664 0 0
WELLS FARGO CO NEW COM 949746101 1,003 39,173 SH   SOLE   39,173 0 0
ORACLE CORP COM 68389X105 446 8,078 SH   SOLE   8,078 0 0
SPDR SER TR BLOMBERG BRC INT 78464A334 1,163 38,110 SH   SOLE   38,110 0 0
VANGUARD TAX-MANAGED FDS FTSE DEV MKT ETF 921943858 2,785 71,793 SH   SOLE   71,793 0 0
STEEL DYNAMICS INC COM 858119100 278 10,581 SH   SOLE   10,581 0 0
ISHARES TR IBOXX INV CP ETF 464287242 4,761 35,397 SH   SOLE   35,397 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 372 6,879 SH   SOLE   6,879 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 4,459 149,875 SH   SOLE   149,875 0 0
QUALCOMM INC COM 747525103 1,890 20,718 SH   SOLE   20,718 0 0
ISHARES TR JPMORGAN USD EMG 464288281 2,541 23,263 SH   SOLE   23,263 0 0
PUBLIC STORAGE COM 74460D109 2,038 10,618 SH   SOLE   10,618 0 0
FIRST REP BK SAN FRANCISCO C COM 33616C100 479 4,519 SH   SOLE   4,519 0 0
MCKESSON CORP COM 58155Q103 287 1,869 SH   SOLE   1,869 0 0
ISHARES INC MIN VOL EMRG MKT 464286533 2,206 42,425 SH   SOLE   42,425 0 0
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 6,403 231,825 SH   SOLE   231,825 0 0
HUMANA INC COM 444859102 458 1,179 SH   SOLE   1,179 0 0
CADENCE DESIGN SYSTEM INC COM 127387108 323 3,367 SH   SOLE   3,367 0 0
GLOBAL X FDS S&P 500 COVERED 37954Y475 354 8,345 SH   SOLE   8,345 0 0
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 4,051 72,037 SH   SOLE   72,037 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 1,812 11,057 SH   SOLE   11,057 0 0
DBX ETF TR XTRACK USD HIGH 233051432 3,475 74,333 SH   SOLE   74,333 0 0
FIRST TR EXCHANGE-TRADED FD FST LOW OPPT EFT 33739Q200 6,005 116,194 SH   SOLE   116,194 0 0
SPDR SER TR PORTFOLIO SHORT 78464A474 3,624 115,649 SH   SOLE   115,649 0 0
SPDR SER TR NUVEEN BLMBRG SR 78468R739 877 17,577 SH   SOLE   17,577 0 0
VANGUARD SCOTTSDALE FDS MORTG-BACK SEC 92206C771 9,744 179,219 SH   SOLE   179,219 0 0
ISHARES TR MSCI ACWI ETF 464288257 7,595 103,025 SH   SOLE   103,025 0 0
VMWARE INC CL A COM 928563402 410 2,645 SH   SOLE   2,645 0 0
ISHARES TR BROAD USD HIGH 46435U853 472 12,349 SH   SOLE   12,349 0 0
GLOBAL X FDS NASDAQ 100 COVER 37954Y483 347 16,528 SH   SOLE   16,528 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 2,015 21,176 SH   SOLE   21,176 0 0
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 1,044 31,931 SH   SOLE   31,931 0 0
MERCK & CO. INC COM 58933Y105 2,540 32,811 SH   SOLE   32,811 0 0
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 2,165 34,812 SH   SOLE   34,812 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 9,028 84,433 SH   SOLE   84,433 0 0
LYONDELLBASELL INDUSTRIES N SHS - A - N53745100 211 3,207 SH   SOLE   3,207 0 0
ISHARES TR 1 3 YR TREAS BD 464287457 13,201 152,421 SH   SOLE   152,421 0 0
EBAY INC. COM 278642103 482 9,193 SH   SOLE   9,193 0 0
DBX ETF TR XTRACK MUN INFRA 233051705 633 22,367 SH   SOLE   22,367 0 0
JOHNSON & JOHNSON COM 478160104 583 4,149 SH   SOLE   4,149 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 7,372 99,492 SH   SOLE   99,492 0 0
WISDOMTREE TR EM LCL DEBT FD 97717X867 415 13,012 SH   SOLE   13,012 0 0
CHEVRON CORP NEW COM 166764100 304 3,407 SH   SOLE   3,407 0 0
LOUISIANA PAC CORP COM 546347105 300 11,680 SH   SOLE   11,680 0 0
ISHARES TR NATIONAL MUN ETF 464288414 1,590 13,776 SH   SOLE   13,776 0 0
CITRIX SYS INC COM 177376100 395 2,671 SH   SOLE   2,671 0 0
GILEAD SCIENCES INC COM 375558103 2,612 33,951 SH   SOLE   33,951 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 2,270 41,184 SH   SOLE   41,184 0 0
ISHARES TR 0-5 YR TIPS ETF 46429B747 373 3,646 SH   SOLE   3,646 0 0
VANECK VECTORS ETF TR BIOTECH ETF 92189F726 1,246 7,648 SH   SOLE   7,648 0 0
DBX ETF TR XTRCK JP MRGN ES 233051713 7,322 339,746 SH   SOLE   339,746 0 0
ISHARES GOLD TRUST ISHARES 464285105 190 11,178 SH   SOLE   11,178 0 0
C H ROBINSON WORLDWIDE INC COM NEW 12541W209 518 6,553 SH   SOLE   6,553 0 0
ISHARES TR CORE S&P TTL STK 464287150 972 13,991 SH   SOLE   13,991 0 0
PROCTER AND GAMBLE CO COM 742718109 779 6,519 SH   SOLE   6,519 0 0
WALMART INC COM 931142103 390 3,253 SH   SOLE   3,253 0 0
AMGEN INC COM 031162100 426 1,806 SH   SOLE   1,806 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 2,094 32,055 SH   SOLE   32,055 0 0
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 272 3,848 SH   SOLE   3,848 0 0
INVESCO EXCH TRADED FD TR II NATL AMT MUNI 46138E537 518 19,521 SH   SOLE   19,521 0 0
CVS HEALTH CORP COM 126650100 2,546 39,184 SH   SOLE   39,184 0 0
PRUDENTIAL FINL INC COM 744320102 885 14,524 SH   SOLE   14,524 0 0
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 11,781 228,188 SH   SOLE   228,188 0 0
ISHARES INC JP MRGN EM HI BD 464286285 1,169 27,179 SH   SOLE   27,179 0 0
ISHARES INC CORE MSCI EMKT 46434G103 11,890 249,798 SH   SOLE   249,798 0 0
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 5,138 102,530 SH   SOLE   102,530 0 0
ISHARES TR CORE MSCI EAFE 46432F842 6,248 109,300 SH   SOLE   109,300 0 0
ALEXION PHARMACEUTICALS INC COM 015351109 540 4,810 SH   SOLE   4,810 0 0
PIMCO ETF TR 1-5 US TIP IDX 72201R205 256 4,816 SH   SOLE   4,816 0 0
TARGET CORP COM 87612E106 418 3,489 SH   SOLE   3,489 0 0
EMERSON ELEC CO COM 291011104 406 6,543 SH   SOLE   6,543 0 0
PIMCO ETF TR ENHNCD LW DUR AC 72201R718 2,414 23,678 SH   SOLE   23,678 0 0
SMUCKER J M CO COM NEW 832696405 398 3,764 SH   SOLE   3,764 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 6,153 21,709 SH   SOLE   21,709 0 0
ISHARES TR GLOB HLTHCRE ETF 464287325 6,728 97,813 SH   SOLE   97,813 0 0
AFLAC INC COM 001055102 326 9,054 SH   SOLE   9,054 0 0
ISHARES TR CORE S&P US GWT 464287671 375 5,222 SH   SOLE   5,222 0 0
DBX ETF TR XTRACK MSCI ALL 233051598 11,115 524,623 SH   SOLE   524,623 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 13,434 162,519 SH   SOLE   162,519 0 0
F5 NETWORKS INC COM 315616102 522 3,742 SH   SOLE   3,742 0 0
ISHARES TR TIPS BD ETF 464287176 2,812 22,858 SH   SOLE   22,858 0 0
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 2,650 27,423 SH   SOLE   27,423 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 904 9,078 SH   SOLE   9,078 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 657 12,490 SH   SOLE   12,490 0 0
ISHARES TR EAFE SML CP ETF 464288273 1,951 36,380 SH   SOLE   36,380 0 0
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 16,184 322,583 SH   SOLE   322,583 0 0
ISHARES TR RUS 1000 ETF 464287622 444 2,586 SH   SOLE   2,586 0 0
CISCO SYS INC COM 17275R102 3,404 72,978 SH   SOLE   72,978 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 1,484 60,931 SH   SOLE   60,931 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,849 11,814 SH   SOLE   11,814 0 0
SPDR SER TR BLOOMBERG SRT TR 78468R408 1,137 45,117 SH   SOLE   45,117 0 0
ISHARES TR SELECT DIVID ETF 464287168 5,229 64,775 SH   SOLE   64,775 0 0