The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T Inc Com 00206R102 2,849 94,243 SH   SOLE 0 92,671 0 1,572
AT&T Inc Com 00206R102 14 479 SH   DFND 0 479 0 0
Abbott Laboratories Com 002824100 6,827 74,673 SH   SOLE 0 73,387 0 1,286
Abbott Laboratories Com 002824100 314 3,431 SH   DFND 0 3,431 0 0
AbbVie Inc Com 00287Y109 4,715 48,026 SH   SOLE 0 47,835 0 191
AbbVie Inc Com 00287Y109 154 1,573 SH   DFND 0 1,573 0 0
Aberdeen Std Gold ETF Com 00326A104 435 25,380 SH   SOLE 0 25,380 0 0
Adobe Systems Inc Com 00724F101 781 1,793 SH   SOLE 0 1,793 0 0
Air Products & Chemicals Inc Com 009158106 2,354 9,751 SH   SOLE 0 9,733 0 18
Air Products & Chemicals Inc Com 009158106 182 755 SH   DFND 0 755 0 0
Allstate Corp Com 020002101 489 5,046 SH   SOLE 0 5,046 0 0
Allstate Corp Com 020002101 73 750 SH   DFND 0 750 0 0
Alphabet Inc-C Com 02079K107 2,094 1,481 SH   SOLE 0 1,481 0 0
Alphabet Inc-C Com 02079K107 85 60 SH   DFND 0 60 0 0
Alphabet Inc-A Com 02079K305 4,054 2,859 SH   SOLE 0 2,859 0 0
Alphabet Inc-A Com 02079K305 115 81 SH   DFND 0 81 0 0
Amazon.com Inc Com 023135106 6,569 2,381 SH   SOLE 0 2,381 0 0
Amazon.com Inc Com 023135106 328 119 SH   DFND 0 119 0 0
American Electric Power Co Inc Com 025537101 320 4,013 SH   SOLE 0 4,013 0 0
American Electric Power Co Inc Com 025537101 146 1,828 SH   DFND 0 1,828 0 0
American Express Co Com 025816109 753 7,913 SH   SOLE 0 7,913 0 0
American Express Co Com 025816109 27 287 SH   DFND 0 287 0 0
American Tower Corp Com 03027X100 280 1,083 SH   SOLE 0 1,083 0 0
American Water Works Co Inc Com 030420103 2,115 16,435 SH   SOLE 0 16,400 0 35
American Water Works Co Inc Com 030420103 76 587 SH   DFND 0 587 0 0
Amgen Inc Com 031162100 3,037 12,878 SH   SOLE 0 12,612 0 266
Amgen Inc Com 031162100 114 483 SH   DFND 0 483 0 0
Analog Devices Inc Com 032654105 2,132 17,387 SH   SOLE 0 17,354 0 33
Analog Devices Inc Com 032654105 302 2,466 SH   DFND 0 2,466 0 0
Andersons Inc Com 034164103 220 16,002 SH   SOLE 0 16,002 0 0
Apple Inc Com 037833100 20,136 55,197 SH   SOLE 0 55,099 0 98
Apple Inc Com 037833100 953 2,612 SH   DFND 0 2,612 0 0
Automatic Data Processing Inc Com 053015103 1,148 7,712 SH   SOLE 0 7,617 0 95
Automatic Data Processing Inc Com 053015103 298 2,000 SH   DFND 0 2,000 0 0
BCE Inc Com 05534B760 150 3,591 SH   SOLE 0 3,591 0 0
BCE Inc Com 05534B760 89 2,140 SH   DFND 0 2,140 0 0
Bank of America Corp Com 060505104 325 13,686 SH   SOLE 0 13,686 0 0
Bank of America Corp Com 060505104 7 311 SH   DFND 0 311 0 0
Baxter International Inc Com 071813109 2,949 34,247 SH   SOLE 0 34,069 0 178
Baxter International Inc Com 071813109 189 2,193 SH   DFND 0 2,193 0 0
Berkshire Hathaway Inc-A Com 084670108 535 2 SH   DFND 0 2 0 0
Berkshire Hathaway Inc-B Com 084670702 842 4,717 SH   SOLE 0 4,067 0 650
Berkshire Hathaway Inc-B Com 084670702 6 36 SH   DFND 0 36 0 0
Blackrock Inc Com 09247X101 112 206 SH   SOLE 0 206 0 0
Blackrock Inc Com 09247X101 137 251 SH   DFND 0 251 0 0
Boeing Co/The Com 097023105 1,324 7,224 SH   SOLE 0 6,484 0 740
Boeing Co/The Com 097023105 24 131 SH   DFND 0 131 0 0
Bristol Myers Squibb Com 110122108 2,417 41,111 SH   SOLE 0 40,491 0 620
Bristol Myers Squibb Com 110122108 109 1,850 SH   DFND 0 1,850 0 0
Cigna Corp Com 125523100 469 2,498 SH   SOLE 0 2,498 0 0
Cigna Corp Com 125523100 1 4 SH   DFND 0 4 0 0
CME Group Inc Com 12572Q105 1,582 9,735 SH   SOLE 0 9,735 0 0
CME Group Inc Com 12572Q105 50 307 SH   DFND 0 307 0 0
CSX Corp Com 126408103 357 5,121 SH   SOLE 0 5,121 0 0
CVS Health Corp Com 126650100 1,597 24,575 SH   SOLE 0 22,539 0 2,036
CVS Health Corp Com 126650100 103 1,579 SH   DFND 0 1,579 0 0
Carrier Global Corp Com 14448C104 752 33,821 SH   SOLE 0 33,796 0 25
Carrier Global Corp Com 14448C104 15 683 SH   DFND 0 683 0 0
Caterpillar Inc Com 149123101 945 7,473 SH   SOLE 0 5,473 0 2,000
Chevron Corp Com 166764100 5,006 56,097 SH   SOLE 0 54,834 0 1,263
Chevron Corp Com 166764100 222 2,485 SH   DFND 0 2,235 0 250
Cincinnati Financial Corp Com 172062101 492 7,687 SH   SOLE 0 7,687 0 0
Cisco Systems Inc Com 17275R102 4,067 87,208 SH   SOLE 0 84,771 0 2,437
Cisco Systems Inc Com 17275R102 419 8,983 SH   DFND 0 8,983 0 0
Coca-Cola Co/The Com 191216100 4,353 97,424 SH   SOLE 0 97,424 0 0
Coca-Cola Co/The Com 191216100 93 2,073 SH   DFND 0 2,073 0 0
Cognizant Tech Solutions Corp-A Com 192446102 1,676 29,499 SH   SOLE 0 29,499 0 0
Cognizant Tech Solutions Corp-A Com 192446102 104 1,822 SH   DFND 0 1,822 0 0
Colgate-Palmolive Company Com 194162103 567 7,744 SH   SOLE 0 5,144 0 2,600
Comcast Corp-A Com 20030N101 1,026 26,315 SH   SOLE 0 26,263 0 52
Comcast Corp-A Com 20030N101 47 1,214 SH   DFND 0 1,214 0 0
ConocoPhillips Inc Com 20825C104 487 11,600 SH   SOLE 0 11,600 0 0
ConocoPhillips Inc Com 20825C104 0 3 SH   DFND 0 3 0 0
Costco Wholesale Corp Com 22160K105 955 3,151 SH   SOLE 0 3,151 0 0
Costco Wholesale Corp Com 22160K105 30 100 SH   DFND 0 100 0 0
Cummins Inc Com 231021106 216 1,244 SH   SOLE 0 1,244 0 0
DTE Energy Co Com 233331107 179 1,666 SH   SOLE 0 1,666 0 0
DTE Energy Co Com 233331107 137 1,278 SH   DFND 0 1,278 0 0
Danaher Corp Com 235851102 6,077 34,366 SH   SOLE 0 34,366 0 0
Danaher Corp Com 235851102 211 1,193 SH   DFND 0 1,193 0 0
Darden Restaurants Inc Com 237194105 252 3,330 SH   SOLE 0 3,330 0 0
Darden Restaurants Inc Com 237194105 79 1,049 SH   DFND 0 1,049 0 0
Deere & Company Com 244199105 2,144 13,642 SH   SOLE 0 9,742 0 3,900
Dentsply Sirona Inc Com 24906P109 549 12,453 SH   SOLE 0 12,453 0 0
Dentsply Sirona Inc Com 24906P109 18 400 SH   DFND 0 400 0 0
Digital Realty Trust Inc Com 253868103 2,134 15,020 SH   SOLE 0 14,995 0 25
Digital Realty Trust Inc Com 253868103 364 2,558 SH   DFND 0 2,558 0 0
Disney Walt Co Com 254687106 6,071 54,442 SH   SOLE 0 54,442 0 0
Disney Walt Co Com 254687106 24 216 SH   DFND 0 216 0 0
Dominion Resources Inc/VA Com 25746U109 2,522 31,071 SH   SOLE 0 31,034 0 37
Dominion Resources Inc/VA Com 25746U109 210 2,585 SH   DFND 0 2,585 0 0
Dover Corp Com 260003108 323 3,350 SH   SOLE 0 3,350 0 0
Duke Energy Corp Com 26441C204 1,656 20,725 SH   SOLE 0 20,691 0 34
Duke Energy Corp Com 26441C204 144 1,801 SH   DFND 0 1,801 0 0
DuPont de Nemours Inc Com 26614N102 709 13,350 SH   SOLE 0 13,350 0 0
DuPont de Nemours Inc Com 26614N102 12 221 SH   DFND 0 221 0 0
Eastman Chemical Company Com 277432100 342 4,912 SH   SOLE 0 4,912 0 0
Emerson Electric Company Com 291011104 386 6,229 SH   SOLE 0 4,029 0 2,200
Enbridge Inc Com 29250N105 864 28,406 SH   SOLE 0 27,562 0 844
Enbridge Inc Com 29250N105 3 100 SH   DFND 0 100 0 0
Exelon Corp Com 30161N101 1,135 31,289 SH   SOLE 0 30,715 0 574
Exelon Corp Com 30161N101 60 1,657 SH   DFND 0 1,657 0 0
Exxon Mobil Corp Com 30231G102 2,984 66,736 SH   SOLE 0 62,717 0 4,019
Exxon Mobil Corp Com 30231G102 34 761 SH   DFND 0 461 0 300
Facebook Inc-A Com 30303M102 289 1,271 SH   SOLE 0 1,271 0 0
Federated Ultra Short Term Bond-I Com 31428Q747 7,506 823,045 SH   SOLE 0 822,086 0 959
Federated Ultra Short Term Bond-I Com 31428Q747 2,040 223,699 SH   DFND 0 215,514 0 8,185
Fifth Third Bancorp Com 316773100 682 35,371 SH   SOLE 0 28,971 0 6,400
Fifth Third Bancorp Com 316773100 420 21,785 SH   DFND 0 21,785 0 0
Fortive Corp Com 34959J108 850 12,559 SH   SOLE 0 12,559 0 0
Fortive Corp Com 34959J108 40 587 SH   DFND 0 587 0 0
Franco-Nevada Corp Com 351858105 202 1,450 SH   SOLE 0 0 0 1,450
Arthur J Gallagher & Co Com 363576109 2,067 21,204 SH   SOLE 0 21,157 0 47
Arthur J Gallagher & Co Com 363576109 274 2,815 SH   DFND 0 2,815 0 0
General Dynamics Corp Com 369550108 901 6,028 SH   SOLE 0 6,028 0 0
General Dynamics Corp Com 369550108 19 130 SH   DFND 0 130 0 0
General Electric Co Com 369604103 90 13,185 SH   SOLE 0 10,985 0 2,200
General Mills Inc Com 370334104 1,367 22,168 SH   SOLE 0 22,113 0 55
General Mills Inc Com 370334104 161 2,619 SH   DFND 0 2,619 0 0
Gilead Sciences Inc Com 375558103 1,506 19,568 SH   SOLE 0 19,568 0 0
Gilead Sciences Inc Com 375558103 2 20 SH   DFND 0 20 0 0
Goldman Sachs Group Inc Com 38141G104 556 2,812 SH   SOLE 0 2,812 0 0
Great Elm Capital Corp Com 390320109 44 10,285 SH   SOLE 0 10,285 0 0
Great Elm Capital Group Inc Com 39036P209 35 15,000 SH   SOLE 0 15,000 0 0
HCA Healthcare Inc Com 40412C101 238 2,450 SH   SOLE 0 2,450 0 0
HCA Healthcare Inc Com 40412C101 1 13 SH   DFND 0 13 0 0
Hershey Co/The Com 427866108 445 3,432 SH   SOLE 0 3,432 0 0
Home Depot Inc Com 437076102 2,236 8,924 SH   SOLE 0 8,324 0 600
Honeywell International Inc Com 438516106 2,008 13,887 SH   SOLE 0 13,887 0 0
Honeywell International Inc Com 438516106 1 6 SH   DFND 0 6 0 0
Illinois Tool Works Inc Com 452308109 359 2,053 SH   SOLE 0 2,053 0 0
Intel Corp Com 458140100 7,429 124,171 SH   SOLE 0 123,226 0 945
Intel Corp Com 458140100 108 1,812 SH   DFND 0 1,812 0 0
IntercontinentalExchange Group Inc Com 45866F104 1,612 17,602 SH   SOLE 0 17,602 0 0
IntercontinentalExchange Group Inc Com 45866F104 34 375 SH   DFND 0 375 0 0
Intl Business Machines Corp Com 459200101 920 7,614 SH   SOLE 0 7,614 0 0
Invesco QQQ Trust Ser 1 ETF Com 46090E103 757 3,057 SH   SOLE 0 2,833 0 224
iShares S&P 500 Index ETF Com 464287200 964 3,113 SH   SOLE 0 3,113 0 0
iShares S&P Midcap 400 Index ETF Com 464287507 637 3,585 SH   SOLE 0 3,585 0 0
iShares Core S&P Small-Cap ETF Com 464287804 1,424 20,852 SH   SOLE 0 20,852 0 0
JP Morgan Chase & Co Com 46625H100 6,288 66,847 SH   SOLE 0 66,817 0 30
JP Morgan Chase & Co Com 46625H100 182 1,938 SH   DFND 0 1,938 0 0
Johnson & Johnson Com 478160104 4,022 28,598 SH   SOLE 0 28,360 0 238
KLA Corp Com 482480100 209 1,074 SH   SOLE 0 1,074 0 0
KeyCorp Com 493267108 517 42,463 SH   SOLE 0 42,463 0 0
Kimberly-Clark Corp Com 494368103 1,919 13,574 SH   SOLE 0 13,550 0 24
Kimberly-Clark Corp Com 494368103 172 1,217 SH   DFND 0 1,217 0 0
Lam Research Corp Com 512807108 437 1,350 SH   SOLE 0 1,350 0 0
Lilly Eli & Co Com 532457108 4,459 27,162 SH   SOLE 0 26,652 0 510
Lilly Eli & Co Com 532457108 345 2,103 SH   DFND 0 2,103 0 0
Lockheed Martin Corp Com 539830109 2,683 7,351 SH   SOLE 0 7,342 0 9
Lockheed Martin Corp Com 539830109 201 550 SH   DFND 0 550 0 0
Loomis Sayles Strategic Income Y Com 543487250 6,599 496,909 SH   SOLE 0 491,234 0 5,675
Loomis Sayles Strategic Income Y Com 543487250 1,503 113,201 SH   DFND 0 113,201 0 0
Lowe's Companies Inc Com 548661107 4,454 32,964 SH   SOLE 0 32,964 0 0
Lowe's Companies Inc Com 548661107 171 1,266 SH   DFND 0 1,266 0 0
Marsh & McLennan Co Inc Com 571748102 784 7,300 SH   SOLE 0 7,300 0 0
MasterCard Inc-A Com 57636Q104 864 2,921 SH   SOLE 0 2,921 0 0
McDonalds Corp Com 580135101 4,877 26,438 SH   SOLE 0 26,296 0 142
McDonalds Corp Com 580135101 192 1,042 SH   DFND 0 1,042 0 0
McKesson Corp Com 58155Q103 1,863 12,146 SH   SOLE 0 12,146 0 0
McKesson Corp Com 58155Q103 35 225 SH   DFND 0 225 0 0
Merck & Co Inc Com 58933Y105 4,718 61,011 SH   SOLE 0 60,966 0 45
Merck & Co Inc Com 58933Y105 214 2,761 SH   DFND 0 2,761 0 0
Metlife Inc Com 59156R108 850 23,288 SH   SOLE 0 23,261 0 27
Metlife Inc Com 59156R108 0 13 SH   DFND 0 13 0 0
Microsoft Corp Com 594918104 25,476 125,182 SH   SOLE 0 125,144 0 38
Microsoft Corp Com 594918104 962 4,729 SH   DFND 0 4,729 0 0
Microchip Technology Inc Com 595017104 3,702 35,152 SH   SOLE 0 35,152 0 0
Microchip Technology Inc Com 595017104 314 2,978 SH   DFND 0 2,978 0 0
Mondelez International Inc Com 609207105 429 8,400 SH   SOLE 0 8,400 0 0
Moody's Corp Com 615369105 1,923 6,998 SH   SOLE 0 6,998 0 0
Morgan Stanley Com 617446448 751 15,545 SH   SOLE 0 15,545 0 0
Morgan Stanley Com 617446448 9 176 SH   DFND 0 176 0 0
National Health Investors Inc Com 63633D104 304 5,000 SH   SOLE 0 5,000 0 0
Netflix Inc Com 64110L106 346 761 SH   SOLE 0 761 0 0
NextEra Energy Inc Com 65339F101 5,025 20,924 SH   SOLE 0 20,522 0 402
NextEra Energy Inc Com 65339F101 326 1,358 SH   DFND 0 1,358 0 0
Nike Inc-B Com 654106103 5,268 53,726 SH   SOLE 0 53,726 0 0
Nike Inc-B Com 654106103 82 834 SH   DFND 0 834 0 0
Norfolk Southern Corp Com 655844108 5,542 31,567 SH   SOLE 0 31,545 0 22
Norfolk Southern Corp Com 655844108 262 1,494 SH   DFND 0 1,494 0 0
Northern Ultra-Short Fixed Income Fund Com 665162467 19,114 1,848,510 SH   SOLE 0 1,796,122 0 52,388
Northern Ultra-Short Fixed Income Fund Com 665162467 594 57,419 SH   DFND 0 48,147 0 9,273
Northrop Grumman Corp Com 666807102 247 804 SH   SOLE 0 804 0 0
ADR Novartis AG- II Sp Com 66987V109 2,008 22,994 SH   SOLE 0 21,661 0 1,333
ADR Novartis AG- II Sp Com 66987V109 32 370 SH   DFND 0 370 0 0
Nvidia Corp Com 67066G104 511 1,345 SH   SOLE 0 1,305 0 40
Omnicom Group Inc Com 681919106 733 13,416 SH   SOLE 0 13,378 0 38
Omnicom Group Inc Com 681919106 50 914 SH   DFND 0 914 0 0
Oracle Corporation Com 68389X105 4,685 84,767 SH   SOLE 0 84,767 0 0
Oracle Corporation Com 68389X105 104 1,878 SH   DFND 0 1,878 0 0
Otis Worldwide Corp Com 68902V107 960 16,878 SH   SOLE 0 16,866 0 12
Otis Worldwide Corp Com 68902V107 19 341 SH   DFND 0 341 0 0
Owens Corning Inc Com 690742101 360 6,450 SH   SOLE 0 6,450 0 0
PIMCO Total Return Institutional Fund Com 693390700 1,212 111,873 SH   SOLE 0 111,873 0 0
Palo Alto Networks Inc Com 697435105 1,469 6,398 SH   SOLE 0 6,398 0 0
Palo Alto Networks Inc Com 697435105 73 316 SH   DFND 0 316 0 0
Parnassus Fixed-Income Fund Com 701769200 1,242 68,862 SH   SOLE 0 68,862 0 0
Parnassus Fixed-Income Fund Com 701769200 187 10,387 SH   DFND 0 10,387 0 0
PepsiCo Inc Com 713448108 6,053 45,764 SH   SOLE 0 45,738 0 26
PepsiCo Inc Com 713448108 255 1,931 SH   DFND 0 1,931 0 0
Pfizer Inc Com 717081103 2,830 86,557 SH   SOLE 0 82,478 0 4,079
Pfizer Inc Com 717081103 99 3,028 SH   DFND 0 3,028 0 0
Philip Morris International Com 718172109 242 3,453 SH   SOLE 0 3,453 0 0
Phillips 66 Com 718546104 385 5,360 SH   SOLE 0 5,360 0 0
T Rowe Price Group Inc Com 74144T108 335 2,710 SH   SOLE 0 2,710 0 0
T Rowe Price High Yield-Inv Com 741481105 2,445 394,988 SH   SOLE 0 394,988 0 0
Procter & Gamble Co Com 742718109 8,442 70,602 SH   SOLE 0 69,871 0 731
Procter & Gamble Co Com 742718109 248 2,076 SH   DFND 0 2,076 0 0
Qualcomm Inc Com 747525103 4,237 46,451 SH   SOLE 0 45,938 0 513
Qualcomm Inc Com 747525103 128 1,406 SH   DFND 0 1,406 0 0
Raymond James Financial Inc Com 754730109 379 5,500 SH   SOLE 0 5,500 0 0
Rayonier Inc Com 754907103 240 9,663 SH   SOLE 0 7,413 0 2,250
Rayonier Inc Com 754907103 18 717 SH   DFND 0 717 0 0
T Rowe Price Real Estate Fund Com 779919109 609 30,429 SH   SOLE 0 30,429 0 0
T Rowe Price Real Estate Fund Com 779919109 4 204 SH   DFND 0 204 0 0
ADR Royal Dutch Shell-A - II Sp Com 780259206 741 22,675 SH   SOLE 0 22,628 0 47
ADR Royal Dutch Shell-A - II Sp Com 780259206 1 27 SH   DFND 0 27 0 0
Salesforce.com Inc Com 79466L302 2,331 12,444 SH   SOLE 0 12,444 0 0
Salesforce.com Inc Com 79466L302 324 1,730 SH   DFND 0 1,730 0 0
Schlumberger Ltd Com 806857108 725 39,420 SH   SOLE 0 31,778 0 7,642
Schlumberger Ltd Com 806857108 18 994 SH   DFND 0 994 0 0
Smith (AO) Corp Com 831865209 1,020 21,654 SH   SOLE 0 21,654 0 0
Southern Co/The Com 842587107 394 7,605 SH   SOLE 0 5,880 0 1,725
Starbucks Corp Com 855244109 1,633 22,189 SH   SOLE 0 22,189 0 0
Starbucks Corp Com 855244109 31 423 SH   DFND 0 423 0 0
Stryker Corp Com 863667101 239 1,324 SH   SOLE 0 1,324 0 0
TJX Companies Inc Com 872540109 445 8,798 SH   SOLE 0 8,798 0 0
Target Corp Com 87612E106 1,480 12,343 SH   SOLE 0 12,343 0 0
Tesla Inc Com 88160R101 536 496 SH   SOLE 0 496 0 0
Texas Instruments Inc Com 882508104 495 3,899 SH   SOLE 0 3,899 0 0
Thermo Fisher Scientific Inc Com 883556102 232 640 SH   SOLE 0 640 0 0
3M Company Com 88579Y101 1,716 11,000 SH   SOLE 0 11,000 0 0
3M Company Com 88579Y101 156 1,000 SH   DFND 0 1,000 0 0
Travelers Cos Inc/The Com 89417E109 429 3,761 SH   SOLE 0 3,761 0 0
Truist Financial Corp Com 89832Q109 1,086 28,916 SH   SOLE 0 28,858 0 58
US Bancorp Com 902973304 311 8,452 SH   SOLE 0 8,452 0 0
Union Pacific Corp Com 907818108 1,862 11,013 SH   SOLE 0 7,913 0 3,100
United Parcel Service-B Com 911312106 1,504 13,524 SH   SOLE 0 13,499 0 25
United Parcel Service-B Com 911312106 166 1,493 SH   DFND 0 1,493 0 0
UnitedHealth Group Inc Com 91324P102 628 2,129 SH   SOLE 0 2,129 0 0
Vanguard Wellesley Income-Adm Com 921938205 200 3,061 SH   SOLE 0 640 0 2,422
Vanguard High-Yield Corp-Adm Com 922031760 170 30,325 SH   SOLE 0 30,325 0 0
Vanguard High-Yield Corp-Adm Com 922031760 4 712 SH   DFND 0 712 0 0
Vanguard Short-Term Federal-Adm Com 922031844 41,501 3,769,376 SH   SOLE 0 3,691,633 0 77,743
Vanguard Short-Term Federal-Adm Com 922031844 7,466 678,108 SH   DFND 0 678,108 0 0
Verizon Communications Inc Com 92343V104 3,758 68,163 SH   SOLE 0 66,927 0 1,236
Verizon Communications Inc Com 92343V104 202 3,670 SH   DFND 0 3,670 0 0
Visa Inc-A Com 92826C839 261 1,352 SH   SOLE 0 1,352 0 0
WEC Energy Group Inc Com 92939U106 460 5,245 SH   SOLE 0 5,245 0 0
Walmart Inc Com 931142103 1,950 16,281 SH   SOLE 0 16,281 0 0
Walgreens Boots Alliance Inc Com 931427108 250 5,903 SH   SOLE 0 5,903 0 0
Waste Management Inc Com 94106L109 1,772 16,733 SH   SOLE 0 16,696 0 37
Waste Management Inc Com 94106L109 232 2,188 SH   DFND 0 2,188 0 0
Wells Fargo & Co Com 949746101 1,009 39,403 SH   SOLE 0 39,403 0 0
Wells Fargo & Co Com 949746101 32 1,237 SH   DFND 0 1,237 0 0
Welltower Inc Com 95040Q104 6,411 123,893 SH   SOLE 0 120,435 0 3,458
Welltower Inc Com 95040Q104 166 3,214 SH   DFND 0 2,214 0 1,000
Weyerhaeuser Co Com 962166104 1,176 52,338 SH   SOLE 0 46,018 0 6,320
Weyerhaeuser Co Com 962166104 25 1,120 SH   DFND 0 0 0 1,120
Xilinx Inc Com 983919101 2,019 20,525 SH   SOLE 0 20,486 0 39
Xilinx Inc Com 983919101 74 753 SH   DFND 0 753 0 0
Yum! Brands Inc Com 988498101 353 4,061 SH   SOLE 0 4,061 0 0
Zimmer Biomet Holdings Inc Com 98956P102 535 4,480 SH   SOLE 0 4,480 0 0
Cohen & Steers Quality Income Realty Fund Inc Com BKC47L109 0 30,000 SH   SOLE 0 30,000 0 0
Accenture PLC-A Com G1151C101 471 2,193 SH   SOLE 0 2,193 0 0
Eaton Corp PLC Com G29183103 1,428 16,319 SH   SOLE 0 16,282 0 37
Eaton Corp PLC Com G29183103 139 1,594 SH   DFND 0 1,594 0 0
Everest Re Group Ltd Com G3223R108 1,198 5,809 SH   SOLE 0 5,809 0 0
Everest Re Group Ltd Com G3223R108 31 150 SH   DFND 0 150 0 0
Johnson Controls Intl PLC Com G51502105 975 28,564 SH   SOLE 0 28,495 0 69
Johnson Controls Intl PLC Com G51502105 57 1,674 SH   DFND 0 1,674 0 0
Medtronic PLC Com G5960L103 1,118 12,191 SH   SOLE 0 12,191 0 0
Medtronic PLC Com G5960L103 25 275 SH   DFND 0 275 0 0
Rayonier Fractional share Com HFE907109 0 50,000 SH   SOLE 0 50,000 0 0
RMR Real Estate Inc Fd Pacific fractional shs Com HGK70B105 0 52,500 SH   SOLE 0 52,500 0 0