The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
CONOCOPHILLIPS COM 20825C104 4 10,000 SH Put SOLE   0 0 10,000
VANGUARD INDEX FDS SML CP GRW ETF 922908595 282 1,415 SH   SOLE   0 0 1,415
ZOOM VIDEO COMMUNICATIONS IN CL A 98980L101 1,344 5,300 SH   SOLE   0 0 5,300
COLGATE PALMOLIVE CO COM 194162103 740 10,095 SH   SOLE   0 0 10,095
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 220 1,863 SH   SOLE   0 0 1,863
AMERICAN AIRLS GROUP INC COM 02376R102 136 10,382 SH   SOLE   0 0 10,382
THERMO FISHER SCIENTIFIC INC COM 883556102 407 1,124 SH   SOLE   0 0 1,124
CISCO SYS INC COM 17275R102 5,473 117,346 SH   SOLE   0 0 117,346
MANNKIND CORP COM NEW 56400P706 19 11,000 SH   SOLE   0 0 11,000
VANGUARD WORLD FDS CONSUM DIS ETF 92204A108 867 4,334 SH   SOLE   0 0 4,334
LAM RESEARCH CORP COM 512807108 212 656 SH   SOLE   0 0 656
ISHARES TR MSCI EMG MKT ETF 464287234 944 23,608 SH   SOLE   0 0 23,608
MONDELEZ INTL INC CL A 609207105 285 5,566 SH   SOLE   0 0 5,566
FIRST INDL RLTY TR INC COM 32054K103 258 6,715 SH   SOLE   0 0 6,715
ISHARES TR INTRM TR CRP ETF 464288638 293 4,851 SH   SOLE   0 0 4,851
MICROSOFT CORP COM 594918104 4,939 24,268 SH   SOLE   0 0 24,268
ISHARES TR MSCI EAFE ETF 464287465 1,312 21,562 SH   SOLE   0 0 21,562
JOHNSON & JOHNSON COM 478160104 2,394 17,026 SH   SOLE   0 0 17,026
MCDONALDS CORP COM 580135101 678 3,677 SH   SOLE   0 0 3,677
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 2,475 62,496 SH   SOLE   0 0 62,496
DANAHER CORPORATION COM 235851102 438 2,477 SH   SOLE   0 0 2,477
KROGER CO COM 501044101 226 6,662 SH   SOLE   0 0 6,662
WISDOMTREE TR EMG MKTS SMCAP 97717W281 1,170 29,998 SH   SOLE   0 0 29,998
ABBOTT LABS COM 002824100 423 4,629 SH   SOLE   0 0 4,629
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 1,899 37,738 SH   SOLE   0 0 37,738
FORD MTR CO DEL COM 345370860 65 10,687 SH   SOLE   0 0 10,687
VANGUARD INDEX FDS SM CP VAL ETF 922908611 943 8,823 SH   SOLE   0 0 8,823
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 5,721 32,048 SH   SOLE   0 0 32,048
PHILIP MORRIS INTL INC COM 718172109 749 10,685 SH   SOLE   0 0 10,685
ISHARES TR RUSSELL 2000 ETF 464287655 1,306 9,118 SH   SOLE   0 0 9,118
ISHARES TR U.S. FINLS ETF 464287788 286 2,600 SH   SOLE   0 0 2,600
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 13 6,200 SH Call SOLE   0 0 6,200
NEWMONT CORP COM 651639106 268 4,347 SH   SOLE   0 0 4,347
ALTRIA GROUP INC COM 02209S103 481 12,255 SH   SOLE   0 0 12,255
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 502 16,872 SH   SOLE   0 0 16,872
ISHARES TR RUS 1000 GRW ETF 464287614 2,747 14,311 SH   SOLE   0 0 14,311
AMAZON COM INC COM 023135106 12,641 4,582 SH   SOLE   0 0 4,582
APPLE INC COM 037833100 27,227 74,634 SH   SOLE   0 0 74,634
CORCEPT THERAPEUTICS INC COM 218352102 669 39,800 SH   SOLE   0 0 39,800
ISHARES TR CORE US AGGBD ET 464287226 471 3,987 SH   SOLE   0 0 3,987
VANGUARD INDEX FDS VALUE ETF 922908744 1,934 19,422 SH   SOLE   0 0 19,422
SUPERIOR DRILLING PRODS INC COM 868153107 22 30,000 SH   SOLE   0 0 30,000
BK OF AMERICA CORP 7.25%CNV PFD L 060505682 329 245 SH   SOLE   0 0 245
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 525 11,255 SH   SOLE   0 0 11,255
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 311 3,761 SH   SOLE   0 0 3,761
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 491 5,079 SH   SOLE   0 0 5,079
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 1,131 21,851 SH   SOLE   0 0 21,851
TESLA INC COM 88160R101 4,162 3,854 SH   SOLE   0 0 3,854
ISHARES TR 0-5 YR TIPS ETF 46429B747 211 2,056 SH   SOLE   0 0 2,056
GENERAL ELECTRIC CO COM 369604103 93 13,645 SH   SOLE   0 0 13,645
BLACKLINE INC COM 09239B109 609 7,350 SH   SOLE   0 0 7,350
ISHARES INC EM MKTS DIV ETF 464286319 540 17,250 SH   SOLE   0 0 17,250
ISHARES TR S&P 500 GRWT ETF 464287309 1,309 6,311 SH   SOLE   0 0 6,311
SPROTT PHYSICAL GOLD TR UNIT 85207H104 84,530 5,907,074 SH   SOLE   0 0 5,907,074
ADOBE INC COM 00724F101 619 1,421 SH   SOLE   0 0 1,421
ISHARES TR MSCI EURO FL ETF 464289180 320 22,480 SH   SOLE   0 0 22,480
ISHARES TR INTL SEL DIV ETF 464288448 2,301 91,606 SH   SOLE   0 0 91,606
ISHARES TR NATIONAL MUN ETF 464288414 952 8,252 SH   SOLE   0 0 8,252
ISHARES TR CORE S&P MCP ETF 464287507 1,017 5,721 SH   SOLE   0 0 5,721
TELADOC HEALTH INC COM 87918A105 1,060 5,557 SH   SOLE   0 0 5,557
LAZARD LTD SHS A G54050102 760 26,547 SH   SOLE   0 0 26,547
ALARM COM HLDGS INC COM 011642105 6,351 98,000 SH   SOLE   0 0 98,000
ISHARES TR CORE MSCI EAFE 46432F842 1,589 27,794 SH   SOLE   0 0 27,794
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 552 9,411 SH   SOLE   0 0 9,411
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866 2,148 33,744 SH   SOLE   0 0 33,744
WELLS FARGO CO NEW PERP PFD CNV A 949746804 324 250 SH   SOLE   0 0 250
ISHARES TR DEVSMCP EXNA ETF 464288497 259 5,508 SH   SOLE   0 0 5,508
ISHARES TR CORE MSCI PAC 46434V696 430 8,165 SH   SOLE   0 0 8,165
QUALCOMM INC COM 747525103 368 4,031 SH   SOLE   0 0 4,031
COSTCO WHSL CORP NEW COM 22160K105 249 822 SH   SOLE   0 0 822
DBX ETF TR XTRACK MSCI EAFE 233051200 328 10,842 SH   SOLE   0 0 10,842
UNION PAC CORP COM 907818108 916 5,418 SH   SOLE   0 0 5,418
WHEATON PRECIOUS METALS CORP COM 962879102 373 8,476 SH   SOLE   0 0 8,476
ISHARES TR RUS 2000 VAL ETF 464287630 424 4,347 SH   SOLE   0 0 4,347
ISHARES TR US REGNL BKS ETF 464288778 206 6,100 SH   SOLE   0 0 6,100
IAC INTERACTIVECORP COM 44919P508 281 868 SH   SOLE   0 0 868
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 810 11,027 SH   SOLE   0 0 11,027
NUVEEN QUALITY MUNCP INCOME COM 67066V101 144 10,289 SH   SOLE   0 0 10,289
ISHARES TR MIN VOL EAFE ETF 46429B689 435 6,589 SH   SOLE   0 0 6,589
VANGUARD INDEX FDS LARGE CAP ETF 922908637 1,654 11,563 SH   SOLE   0 0 11,563
ISHARES GOLD TRUST ISHARES 464285105 5,085 299,321 SH   SOLE   0 0 299,321
WISDOMTREE TR US MIDCAP DIVID 97717W505 232 8,195 SH   SOLE   0 0 8,195
WISDOMTREE TR US SMALLCAP DIVD 97717W604 2,962 139,842 SH   SOLE   0 0 139,842
DIREXION SHS ETF TR DLY S&P500 BR 3X 25460E885 638 81,719 SH   SOLE   0 0 81,719
BROOKFIELD INFRAST PARTNERS LP INT UNIT G16252101 698 16,980 SH   SOLE   0 0 16,980
ISHARES TR CORE MSCI EURO 46434V738 586 13,707 SH   SOLE   0 0 13,707
ISHARES TR U.S. UTILITS ETF 464287697 670 4,782 SH   SOLE   0 0 4,782
SPDR S&P 500 ETF TR TR UNIT 78462F103 7,660 24,841 SH   SOLE   0 0 24,841
VANGUARD WORLD FDS ENERGY ETF 92204A306 367 7,303 SH   SOLE   0 0 7,303
SPDR INDEX SHS FDS MSCI ACWI EXUS 78463X848 476 20,994 SH   SOLE   0 0 20,994
CONOCOPHILLIPS COM 20825C104 54 1,294 SH   SOLE   0 0 1,294
ISHARES TR CORE S&P SCP ETF 464287804 684 10,016 SH   SOLE   0 0 10,016
HALLADOR ENERGY COMPANY COM 40609P105 23 35,000 SH   SOLE   0 0 35,000
ENERGY TRANSFER LP COM UT LTD PTN 29273V100 304 42,713 SH   SOLE   0 0 42,713
UBER TECHNOLOGIES INC COM 90353T100 260 8,368 SH   SOLE   0 0 8,368
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 1,840 20,828 SH   SOLE   0 0 20,828
VERIZON COMMUNICATIONS INC COM 92343V104 599 10,868 SH   SOLE   0 0 10,868
ALPHABET INC CAP STK CL A 02079K305 11,404 8,042 SH   SOLE   0 0 8,042
PEPSICO INC COM 713448108 265 2,007 SH   SOLE   0 0 2,007
ISHARES TR EAFE SML CP ETF 464288273 1,804 33,645 SH   SOLE   0 0 33,645
USA COMPRESSION PARTNERS LP COMUNIT LTDPAR 90290N109 377 34,746 SH   SOLE   0 0 34,746
ISHARES TR 3YRTB ETF 464288125 493 6,241 SH   SOLE   0 0 6,241
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802 301 6,766 SH   SOLE   0 0 6,766
ISHARES TR COHEN STEER REIT 464287564 746 7,395 SH   SOLE   0 0 7,395
WISDOMTREE TR INTL SMCAP DIV 97717W760 4,547 81,746 SH   SOLE   0 0 81,746
PIMCO ETF TR 1-5 US TIP IDX 72201R205 299 5,620 SH   SOLE   0 0 5,620
ISHARES TR MRGSTR SM CP GR 464288604 221 1,000 SH   SOLE   0 0 1,000
KINDER MORGAN INC DEL COM 49456B101 565 37,256 SH   SOLE   0 0 37,256
ISHARES TR NASDAQ BIOTECH 464287556 509 3,727 SH   SOLE   0 0 3,727
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 10,409 48,476 SH   SOLE   0 0 48,476
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 464 1,636 SH   SOLE   0 0 1,636
SQUARE INC CL A 852234103 4,100 39,070 SH   SOLE   0 0 39,070
PAYPAL HLDGS INC COM 70450Y103 298 1,711 SH   SOLE   0 0 1,711
LINDE PLC SHS G5494J103 227 1,071 SH   SOLE   0 0 1,071
WISDOMTREE TR US HIGH DIVIDEND 97717W208 8,495 136,376 SH   SOLE   0 0 136,376
VANGUARD INDEX FDS MID CAP ETF 922908629 356 2,174 SH   SOLE   0 0 2,174
ISHARES TR EAFE VALUE ETF 464288877 449 11,240 SH   SOLE   0 0 11,240
KRATON CORPORATION COM 50077C106 376 21,734 SH   SOLE   0 0 21,734
PITNEY BOWES INC COM 724479100 29 11,074 SH   SOLE   0 0 11,074
ISHARES TR GLOB UTILITS ETF 464288711 420 7,871 SH   SOLE   0 0 7,871
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 461 9,676 SH   SOLE   0 0 9,676
ARES CAPITAL CORP COM 04010L103 266 18,427 SH   SOLE   0 0 18,427
NVIDIA CORPORATION COM 67066G104 223 586 SH   SOLE   0 0 586
GOLUB CAP BDC INC COM 38173M102 244 20,907 SH   SOLE   0 0 20,907
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 568 1,749 SH   SOLE   0 0 1,749
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 4,694 59,771 SH   SOLE   0 0 59,771
HALLIBURTON CO COM 406216101 161 12,406 SH   SOLE   0 0 12,406
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 10,476 140,060 SH   SOLE   0 0 140,060
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 228 2,394 SH   SOLE   0 0 2,394
NETFLIX INC COM 64110L106 280 616 SH   SOLE   0 0 616
JACOBS ENGR GROUP INC COM 469814107 339 4,000 SH   SOLE   0 0 4,000
TEMPLETON GLOBAL INCOME FD COM 880198106 4,033 750,966 SH   SOLE   0 0 750,966
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771 272 7,385 SH   SOLE   0 0 7,385
VANGUARD WORLD FDS FINANCIALS ETF 92204A405 750 13,104 SH   SOLE   0 0 13,104
BOEING CO COM 097023105 795 4,335 SH   SOLE   0 0 4,335
ISHARES TR 1 3 YR TREAS BD 464287457 465 5,370 SH   SOLE   0 0 5,370
FACEBOOK INC CL A 30303M102 74,102 326,342 SH   SOLE   0 0 326,342
COCA COLA CO COM 191216100 265 5,921 SH   SOLE   0 0 5,921
ENTERPRISE PRODS PARTNERS L COM 293792107 1,188 65,391 SH   SOLE   0 0 65,391
MIND C T I LTD ORD M70240102 78 37,000 SH   SOLE   0 0 37,000
ABBVIE INC COM 00287Y109 410 4,176 SH   SOLE   0 0 4,176
VANGUARD INDEX FDS SMALL CP ETF 922908751 1,297 8,900 SH   SOLE   0 0 8,900
ADMA BIOLOGICS INC COM 000899104 29 10,000 SH   SOLE   0 0 10,000
ORACLE CORP COM 68389X105 453 8,194 SH   SOLE   0 0 8,194
STATE STR CORP COM 857477103 367 5,770 SH   SOLE   0 0 5,770
HOME DEPOT INC COM 437076102 303 1,208 SH   SOLE   0 0 1,208
IOVANCE BIOTHERAPEUTICS INC COM 462260100 248 9,050 SH   SOLE   0 0 9,050
ISHARES TR SELECT DIVID ETF 464287168 2,232 27,646 SH   SOLE   0 0 27,646
EXXON MOBIL CORP COM 30231G102 1,320 29,509 SH   SOLE   0 0 29,509
SIRIUS XM HOLDINGS INC COM 82968B103 96 16,347 SH   SOLE   0 0 16,347
ISHARES SILVER TR ISHARES 46428Q109 1,780 104,642 SH   SOLE   0 0 104,642
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 4,141 52,570 SH   SOLE   0 0 52,570
WALMART INC COM 931142103 827 6,907 SH   SOLE   0 0 6,907
VANGUARD STAR FDS VG TL INTL STK F 921909768 4,121 83,819 SH   SOLE   0 0 83,819
ISHARES TR GBL COMM SVC ETF 464287275 337 5,473 SH   SOLE   0 0 5,473
ABERDEEN ASIA-PACIFIC INCOME COM 003009107 3,819 1,002,452 SH   SOLE   0 0 1,002,452
ISHARES TR US HLTHCR PR ETF 464288828 467 2,422 SH   SOLE   0 0 2,422
PFIZER INC COM 717081103 654 19,993 SH   SOLE   0 0 19,993
ISHARES TR MICRO-CAP ETF 464288869 1,735 19,878 SH   SOLE   0 0 19,878
ISHARES TR SP SMCP600VL ETF 464287879 6,300 52,337 SH   SOLE   0 0 52,337
VANGUARD WORLD FDS INF TECH ETF 92204A702 716 2,571 SH   SOLE   0 0 2,571
ISHARES INC EM MKT SM-CP ETF 464286475 204 5,217 SH   SOLE   0 0 5,217
APPFOLIO INC COM CL A 03783C100 976 6,000 SH   SOLE   0 0 6,000
VISA INC COM CL A 92826C839 275 1,426 SH   SOLE   0 0 1,426
VANGUARD WORLD FDS UTILITIES ETF 92204A876 303 2,453 SH   SOLE   0 0 2,453
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 2,109 20,181 SH   SOLE   0 0 20,181
VANGUARD TAX-MANAGED FDS FTSE DEV MKT ETF 921943858 2,213 57,049 SH   SOLE   0 0 57,049
CATERPILLAR INC DEL COM 149123101 269 2,129 SH   SOLE   0 0 2,129
ISHARES TR RUS 2000 GRW ETF 464287648 421 2,035 SH   SOLE   0 0 2,035
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 909 17,614 SH   SOLE   0 0 17,614
ISHARES TR S&P 500 VAL ETF 464287408 306 2,829 SH   SOLE   0 0 2,829
CHEVRON CORP NEW COM 166764100 1,863 20,878 SH   SOLE   0 0 20,878
KINDRED BIOSCIENCES INC COM 494577109 74 16,545 SH   SOLE   0 0 16,545
RUBICON PROJ INC COM 78112V102 137 20,540 SH   SOLE   0 0 20,540
AMERICAN EXPRESS CO COM 025816109 469 4,929 SH   SOLE   0 0 4,929
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 308 4,717 SH   SOLE   0 0 4,717
WORLD GOLD TR SPDR GLD MINIS 98149E204 390 21,974 SH   SOLE   0 0 21,974
ISHARES TR RUSSELL 3000 ETF 464287689 578 3,212 SH   SOLE   0 0 3,212
WISDOMTREE TR INTL LRGCAP DV 97717W794 1,464 35,879 SH   SOLE   0 0 35,879
ESSENT GROUP LTD COM G3198U102 220 6,076 SH   SOLE   0 0 6,076
WEYERHAEUSER CO MTN BE COM NEW 962166104 890 39,607 SH   SOLE   0 0 39,607
ISHARES TR U.S. REAL ES ETF 464287739 1,442 18,300 SH   SOLE   0 0 18,300
ONEOK INC NEW COM 682680103 1,465 44,104 SH   SOLE   0 0 44,104
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 399 6,908 SH   SOLE   0 0 6,908
ISHARES TR CORE S&P500 ETF 464287200 2,595 8,381 SH   SOLE   0 0 8,381
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 558 8,118 SH   SOLE   0 0 8,118
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 317 1,470 SH   SOLE   0 0 1,470
BROOKFIELD RENEWABLE PARTNER PARTNERSHIP UNIT G16258108 498 10,392 SH   SOLE   0 0 10,392
ISHARES TR RUS 1000 VAL ETF 464287598 1,841 16,347 SH   SOLE   0 0 16,347
WISDOMTREE TR ITL HIGH DIV FD 97717W802 4,837 146,749 SH   SOLE   0 0 146,749
WILLIS TOWERS WATSON PLC LTD SHS G96629103 1,152 5,851 SH   SOLE   0 0 5,851
ISHARES TR DOW JONES US ETF 464287846 245 1,598 SH   SOLE   0 0 1,598
INTEL CORP COM 458140100 1,214 20,298 SH   SOLE   0 0 20,298
ISHARES INC MIN VOL EMRG MKT 464286533 250 4,800 SH   SOLE   0 0 4,800
3M CO COM 88579Y101 753 4,829 SH   SOLE   0 0 4,829
AT&T INC COM 00206R102 672 22,222 SH   SOLE   0 0 22,222
DISNEY WALT CO COM DISNEY 254687106 497 4,461 SH   SOLE   0 0 4,461
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 774 13,716 SH   SOLE   0 0 13,716
SCHLUMBERGER LTD COM 806857108 251 13,659 SH   SOLE   0 0 13,659
AUTOMATIC DATA PROCESSING IN COM 053015103 439 2,948 SH   SOLE   0 0 2,948
NUVEEN CALIF MUNICPAL VALUE COM 6706EB106 264 18,300 SH   SOLE   0 0 18,300
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 264 5,263 SH   SOLE   0 0 5,263
ALPHABET INC CAP STK CL C 02079K107 12,802 9,056 SH   SOLE   0 0 9,056
ISHARES INC CORE MSCI EMKT 46434G103 820 17,222 SH   SOLE   0 0 17,222
CAMBRIA ETF TR SHSHLD YIELD ETF 132061201 528 16,393 SH   SOLE   0 0 16,393
STARBUCKS CORP COM 855244109 249 3,381 SH   SOLE   0 0 3,381
ISHARES TR RUS 1000 ETF 464287622 2,672 15,566 SH   SOLE   0 0 15,566
JPMORGAN CHASE & CO COM 46625H100 834 8,865 SH   SOLE   0 0 8,865
AMGEN INC COM 031162100 412 1,746 SH   SOLE   0 0 1,746
INTUIT COM 461202103 564 1,905 SH   SOLE   0 0 1,905
SPROTT PHYSICAL SILVER TR TR UNIT 85207K107 174 26,399 SH   SOLE   0 0 26,399
VANGUARD BD INDEX FDS INTERMED TERM 921937819 316 3,387 SH   SOLE   0 0 3,387
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 2,110 25,379 SH   SOLE   0 0 25,379
TWILIO INC CL A 90138F102 214 975 SH   SOLE   0 0 975
SMARTSHEET INC COM CL A 83200N103 484 9,500 SH   SOLE   0 0 9,500
TJX COS INC NEW COM 872540109 220 4,344 SH   SOLE   0 0 4,344
ISHARES S&P GSCI COMMODITY- UNIT BEN INT 46428R107 575 55,486 SH   SOLE   0 0 55,486
MERCK & CO. INC COM 58933Y105 400 5,176 SH   SOLE   0 0 5,176
VANGUARD INDEX FDS GROWTH ETF 922908736 1,749 8,654 SH   SOLE   0 0 8,654
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 908 7,745 SH   SOLE   0 0 7,745
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 566 7,637 SH   SOLE   0 0 7,637
ISHARES TR CALIF MUN BD ETF 464288356 1,568 25,229 SH   SOLE   0 0 25,229
VANGUARD INDEX FDS TOTAL STK MKT 922908769 29,192 186,495 SH   SOLE   0 0 186,495
WISDOMTREE TR EMER MKT HIGH FD 97717W315 2,326 64,390 SH   SOLE   0 0 64,390
WELLS FARGO CO NEW COM 949746101 427 16,674 SH   SOLE   0 0 16,674
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755 579 24,383 SH   SOLE   0 0 24,383
RAYTHEON TECHNOLOGIES CORP COM 75513E101 226 3,676 SH   SOLE   0 0 3,676
WORKDAY INC CL A 98138H101 262 1,400 SH   SOLE   0 0 1,400
ISHARES TR EAFE GRWTH ETF 464288885 270 3,247 SH   SOLE   0 0 3,247
MASTERCARD INCORPORATED CL A 57636Q104 721 2,439 SH   SOLE   0 0 2,439
TEXAS PAC LD TR SUB CTF PROP I T 882610108 214 359 SH   SOLE   0 0 359
PROCTER AND GAMBLE CO COM 742718109 923 7,723 SH   SOLE   0 0 7,723
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 454 18,662 SH   SOLE   0 0 18,662
SPX CORP COM 784635104 241 5,856 SH   SOLE   0 0 5,856
ISHARES TR TIPS BD ETF 464287176 746 6,068 SH   SOLE   0 0 6,068
ISHARES TR SH TR CRPORT ETF 464288646 441 8,058 SH   SOLE   0 0 8,058