The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABB LTD SPONSORED ADR 000375204 232 13,440 SH   SOLE   13,440 0 0
ABBOTT LABS COM 002824100 816 10,340 SH   SOLE   10,340 0 0
ABBVIE INC COM 00287Y109 790 10,365 SH   SOLE   10,365 0 0
ALLIANCEBERNSTEIN HLDG L P UNIT LTD PARTN 01881G106 1,162 62,500 SH   SOLE   62,500 0 0
ALPHABET INC CAP STK CL C 02079K107 6,066 5,217 SH   SOLE   5,217 0 0
ALPHABET INC CAP STK CL A 02079K305 10,544 9,074 SH   SOLE   9,074 0 0
ALTRIA GROUP INC COM 02209S103 897 23,188 SH   SOLE   23,188 0 0
AMGEN INC COM 031162100 837 4,128 SH   SOLE   4,128 0 0
APPLE INC COM 037833100 40,346 158,660 SH   SOLE   158,660 0 0
ARCHER DANIELS MIDLAND CO COM 039483102 6,549 186,148 SH   SOLE   186,148 0 0
AT&T INC COM 00206R102 898 30,790 SH   SOLE   30,790 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 1,737 12,711 SH   SOLE   12,711 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,214 6,639 SH   SOLE   6,639 0 0
BK OF AMERICA CORP COM 060505104 696 32,775 SH   SOLE   32,775 0 0
BLACKROCK INC COM 09247X101 1,499 3,406 SH   SOLE   3,406 0 0
BLACKSTONE GROUP INC COM CL A 09260D107 820 18,000 SH   SOLE   18,000 0 0
BOEING CO COM 097023105 686 4,601 SH   SOLE   4,601 0 0
BOSTON SCIENTIFIC CORP COM 101137107 204 6,245 SH   SOLE   6,245 0 0
BP PLC SPONSORED ADR 055622104 5,149 211,111 SH   SOLE   211,111 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 1,190 21,346 SH   SOLE   21,346 0 0
CATERPILLAR INC DEL COM 149123101 1,231 10,605 SH   SOLE   10,605 0 0
CHEVRON CORP NEW COM 166764100 585 8,079 SH   SOLE   8,079 0 0
CISCO SYS INC COM 17275R102 2,102 53,470 SH   SOLE   53,470 0 0
COCA COLA CO COM 191216100 388 8,775 SH   SOLE   8,775 0 0
COLGATE PALMOLIVE CO COM 194162103 2,804 42,250 SH   SOLE   42,250 0 0
COMCAST CORP NEW CL A 20030N101 457 13,291 SH   SOLE   13,291 0 0
CORNING INC COM 219350105 5,823 283,490 SH   SOLE   283,490 0 0
COVIA HLDGS CORP COM 22305A103 19 34,114 SH   SOLE   34,114 0 0
CSX CORP COM 126408103 225 3,922 SH   SOLE   3,922 0 0
CVS HEALTH CORP COM 126650100 10,494 176,871 SH   SOLE   176,871 0 0
DEERE & CO COM 244199105 256 1,851 SH   SOLE   1,851 0 0
DISNEY WALT CO COM DISNEY 254687106 8,560 88,611 SH   SOLE   88,611 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 791 9,785 SH   SOLE   9,785 0 0
EATON CORP PLC SHS G29183103 297 3,822 SH   SOLE   3,822 0 0
EMERSON ELEC CO COM 291011104 463 9,717 SH   SOLE   9,717 0 0
ENERGY TRANSFER LP COM UT LTD PTN 29273V100 59 12,800 SH   SOLE   12,800 0 0
ENTERPRISE PRODS PARTNERS L COM 293792107 204 14,248 SH   SOLE   14,248 0 0
EXELON CORP COM 30161N101 327 8,887 SH   SOLE   8,887 0 0
EXXON MOBIL CORP COM 30231G102 4,957 130,556 SH   SOLE   130,556 0 0
GENERAL ELECTRIC CO COM 369604103 373 47,007 SH   SOLE   47,007 0 0
GENERAL MLS INC COM 370334104 419 7,934 SH   SOLE   7,934 0 0
GILEAD SCIENCES INC COM 375558103 6,756 90,364 SH   SOLE   90,364 0 0
HANESBRANDS INC COM 410345102 187 23,755 SH   SOLE   23,755 0 0
HIGHWOODS PPTYS INC COM 431284108 1,215 34,300 SH   SOLE   34,300 0 0
HOME DEPOT INC COM 437076102 4,042 21,646 SH   SOLE   21,646 0 0
HONEYWELL INTL INC COM 438516106 471 3,518 SH   SOLE   3,518 0 0
INTEL CORP COM 458140100 1,093 20,200 SH   SOLE   20,200 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 642 5,783 SH   SOLE   5,783 0 0
INTL PAPER CO COM 460146103 249 8,000 SH   SOLE   8,000 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 476 2,500 SH   SOLE   2,500 0 0
ISHARES TR MSCI EAFE ETF 464287465 209 3,914 SH   SOLE   3,914 0 0
ISHARES TR CORE S&P MCP ETF 464287507 206 1,434 SH   SOLE   1,434 0 0
JOHNSON & JOHNSON COM 478160104 11,153 85,051 SH   SOLE   85,051 0 0
JPMORGAN CHASE & CO COM 46625H100 1,493 16,582 SH   SOLE   16,582 0 0
LAMAR ADVERTISING CO NEW CL A 512816109 356 6,938 SH   SOLE   6,938 0 0
LAZARD LTD SHS A G54050102 4,886 207,386 SH   SOLE   207,386 0 0
LILLY ELI & CO COM 532457108 1,018 7,336 SH   SOLE   7,336 0 0
LINDE PLC SHS G5494J103 8,959 51,785 SH   SOLE   51,785 0 0
LOCKHEED MARTIN CORP COM 539830109 449 1,326 SH   SOLE   1,326 0 0
MCCORMICK & CO INC COM NON VTG 579780206 484 3,425 SH   SOLE   3,425 0 0
MCDONALDS CORP COM 580135101 765 4,625 SH   SOLE   4,625 0 0
MERCK & CO. INC COM 58933Y105 2,388 31,034 SH   SOLE   31,034 0 0
MICROSOFT CORP COM 594918104 24,566 155,764 SH   SOLE   155,764 0 0
NOVO-NORDISK A S ADR 670100205 535 8,879 SH   SOLE   8,879 0 0
ORACLE CORP COM 68389X105 272 5,630 SH   SOLE   5,630 0 0
PARKER HANNIFIN CORP COM 701094104 272 2,099 SH   SOLE   2,099 0 0
PAYCHEX INC COM 704326107 9,335 148,362 SH   SOLE   148,362 0 0
PAYPAL HLDGS INC COM 70450Y103 14,942 156,065 SH   SOLE   156,065 0 0
PEPSICO INC COM 713448108 7,497 62,426 SH   SOLE   62,426 0 0
PFIZER INC COM 717081103 3,359 102,922 SH   SOLE   102,922 0 0
PRICE T ROWE GROUP INC COM 74144T108 210 2,150 SH   SOLE   2,150 0 0
PROCTER & GAMBLE CO COM 742718109 2,383 21,665 SH   SOLE   21,665 0 0
PROGRESSIVE CORP OHIO COM 743315103 63,604 861,371 SH   SOLE   861,371 0 0
QUALCOMM INC COM 747525103 441 6,520 SH   SOLE   6,520 0 0
SCHLUMBERGER LTD COM 806857108 1,577 116,880 SH   SOLE   116,880 0 0
SCHWAB CHARLES CORP COM 808513105 5,288 157,286 SH   SOLE   157,286 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 2,027 33,538 SH   SOLE   33,538 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 2,103 34,339 SH   SOLE   34,339 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 746 16,594 SH   SOLE   16,594 0 0
SEAGATE TECHNOLOGY PLC SHS G7945M107 200 4,100 SH   SOLE   4,100 0 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 366 6,200 SH   SOLE   6,200 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 1,005 12,500 SH   SOLE   12,500 0 0
SHERWIN WILLIAMS CO COM 824348106 299 650 SH   SOLE   650 0 0
SIRIUS XM HLDGS INC COM 82968B103 49 10,000 SH   SOLE   10,000 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 5,591 21,693 SH   SOLE   21,693 0 0
STARBUCKS CORP COM 855244109 704 10,710 SH   SOLE   10,710 0 0
STERIS PLC SHS USD G8473T100 336 2,400 SH   SOLE   2,400 0 0
STRYKER CORP COM 863667101 7,021 42,170 SH   SOLE   42,170 0 0
TARGET CORP COM 87612E106 970 10,435 SH   SOLE   10,435 0 0
UNITEDHEALTH GROUP INC COM 91324P102 2,138 8,572 SH   SOLE   8,572 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 7,050 85,790 SH   SOLE   85,790 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 784 9,191 SH   SOLE   9,191 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 675 2,850 SH   SOLE   2,850 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 1,530 17,225 SH   SOLE   17,225 0 0
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 31,588 348,884 SH   SOLE   348,884 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 2,040 32,491 SH   SOLE   32,491 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 13,039 317,864 SH   SOLE   317,864 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 13,227 394,239 SH   SOLE   394,239 0 0
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 2,289 68,670 SH   SOLE   68,670 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 1,970 36,672 SH   SOLE   36,672 0 0
WALMART INC COM 931142103 324 2,850 SH   SOLE   2,850 0 0
WASTE MGMT INC DEL COM 94106L109 789 8,525 SH   SOLE   8,525 0 0
WELLS FARGO CO NEW COM 949746101 227 7,895 SH   SOLE   7,895 0 0
WEYERHAEUSER CO COM 962166104 3,127 184,506 SH   SOLE   184,506 0 0