The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AIR TRANSPORT SERVICES GRP I COM 00922R105 571,433 31,260 SH   SOLE   0 0 31,260
AMERICAN CENTY ETF TR US ML CP VALU 025072877 1,463,048 46,998 SH   SOLE   46,998 0 0
APPLE INC COM 037833100 4,989,673 19,621 SH   SOLE   0 0 19,621
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604 1,432,675 36,072 SH   SOLE   36,072 0 0
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802 590,944 16,146 SH   SOLE   16,146 0 0
CINCINNATI FINL CORP COM 172062101 7,920,470 104,976 SH   SOLE   0 0 104,976
COMCAST CORP NEW CL A 20030N101 502,051 14,602 SH   SOLE   0 0 14,602
CVS HEALTH CORP COM 126650100 2,612,445 44,032 SH   SOLE   0 0 44,032
FACEBOOK INC CL A 30303M102 3,069,287 18,401 SH   SOLE   0 0 18,401
FIFTH THIRD BANCORP COM 316773100 238,223 16,041 SH   SOLE   0 0 16,041
FRANKLIN STREET PPTYS CORP COM 35471R106 430,999 75,218 SH   SOLE   0 0 75,218
GENERAL ELECTRIC COM 369604103 376,531 47,422 SH   SOLE   0 0 47,422
INTEL CORP COM 458140100 759,697 14,037 SH   SOLE   0 0 14,037
ISHARES TR CORE MSCI EAFE 46432F842 66,791,585 1,338,777 SH   SOLE   1,338,777 0 0
ISHARES TR CORE MSCI EMKT 46434G103 573,971 14,182 SH   SOLE   14,182 0 0
I SHARES TR CORE S&P500 ETF 464287200 5,634,731 21,806 SH   SOLE   21,806 0 0
ISHARES TR CORE S&P TTL STK 464287150 31,985,362 559,086 SH   SOLE   559,086 0 0
ISHARES TR 1 3 YR TREAS BD 464287457 2,169,870 25,036 SH   SOLE   25,036 0 0
I SHARES TR MSCI EAFE INDEX 464287465 1,278,549 23,916 SH   SOLE   23,916 0 0
I SHARES TR MSCI EMG MKT ETF 464287234 1,218,397 35,698 SH   SOLE   35,698 0 0
I SHARES TR RUS 1000 GRW ETF 464287614 5,243,279 34,804 SH   SOLE   34,804 0 0
I SHARES TR RUSSELL 3000 464287689 11,660,918 78,614 SH   SOLE   78,614 0 0
I SHARES TR RUSSELL MCP GR 464287481 16,156,408 132,876 SH   SOLE   132,876 0 0
JPMORGAN CHASE & CO ALERIAN ML ETN 46625H365 360,978 39,975 SH   SOLE   0 0 39,975
KINDER MORGAN INC DEL COM 49456B101 323,417 23,234 SH   SOLE   0 0 23,234
PROCTER & GAMBLE CO COM 742718109 27,412,674 249,206 SH   SOLE   0 0 249,206
SPDR S&P 500 ETF TR TR UNIT 78462F103 3,318,001 12,872 SH   SOLE   12,872 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 34,964,569 1,353,118 SH   SOLE   1,353,118 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 16,182,671 267,792 SH   SOLE   267,792 0 0
SCHWAB STRATEGIC TR US REIT ETF 808524847 13,871,087 423,674 SH   SOLE   423,674 0 0
SPDR DOW JONES INDL AVRG ETF UT SER 1 78467X109 4,171,870 19,029 SH   SOLE   19,029 0 0
US BANCORP DEL COM NEW 902973304 1,838,424 53,365 SH   SOLE   0 0 53,365
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1,447,850 43,155 SH   SOLE   43,155 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 1,868,543 45,552 SH   SOLE   45,552 0 0
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 118,875,349 3,565,547 SH   SOLE   3,565,547 0 0
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 15,478,710 360,725 SH   SOLE   360,725 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 74,343,416 474,461 SH   SOLE   474,461 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 1,031,233 11,841 SH   SOLE   11,841 0 0
VANGUARD WORLD FD MEGA GRWTH IND 921910816 1,360,391 10,705 SH   SOLE   10,705 0 0
VANGUARD INDEX FDS MID CAP GRW ETF 922908538 109,625,412 865,304 SH   SOLE   865,304 0 0
VANGUARD INDEX FDS REIT ETF 922908553 83,334,535 1,193,049 SH   SOLE   1,193,049 0 0
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 96,445,431 1,173,587 SH   SOLE   1,173,587 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 2,617,646 29,478 SH   SOLE   29,478 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768 2,758,450 65,740 SH   SOLE   65,740 0 0
VANGUARD INDEX FDS STK MRK ETF 922908769 314,131,920 2,436,831 SH   SOLE   2,436,831 0 0
WESBANCO INC COM 950810101 792,599 33,443 SH   SOLE   0 0 33,443
WISDOMTREE TR ICBCCS S&P CHINA 97717Y832 281,189 10,696 SH   SOLE   0 0 10,696