The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 48 293 SH   SOLE   0 0 293
LINDE PLC SHS G5494J103 42 243 SH   SOLE   0 0 243
MEDTRONIC PLC SHS G5960L103 56 617 SH   SOLE   0 0 617
AT&T INC COM 00206R102 85 2,922 SH   SOLE   0 0 2,922
ABBOTT LABS COM 002824100 4 51 SH   SOLE   0 0 51
ABBVIE INC COM 00287Y109 13 175 SH   SOLE   0 0 175
ADOBE INC COM 00724F101 9 27 SH   SOLE   0 0 27
AIR PRODS & CHEMS INC COM 009158106 6 29 SH   SOLE   0 0 29
ALPHABET INC CAP STK CL C 02079K107 187 161 SH   SOLE   0 0 161
ALPHABET INC CAP STK CL A 02079K305 320 275 SH   SOLE   0 0 275
AMAZON COM INC COM 023135106 37,325 19,144 SH   SOLE   0 0 19,144
AMERICAN TOWER CORP NEW COM 03027X100 33 150 SH   SOLE   0 0 150
AMGEN INC COM 031162100 26 126 SH   SOLE   0 0 126
APPLE INC COM 037833100 1,207 4,744 SH   SOLE   0 0 4,744
BK OF AMERICA CORP COM 060505104 73 3,448 SH   SOLE   0 0 3,448
BECTON DICKINSON & CO COM 075887109 37 159 SH   SOLE   0 0 159
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 4,750 25,982 SH   SOLE   0 0 25,982
BOEING CO COM 097023105 382 2,558 SH   SOLE   0 0 2,558
BRISTOL-MYERS SQUIBB CO COM 110122108 99 1,779 SH   SOLE   0 0 1,779
CIGNA CORP NEW COM 125523100 97 550 SH   SOLE   0 0 550
CVS HEALTH CORP COM 126650100 28 474 SH   SOLE   0 0 474
CATERPILLAR INC DEL COM 149123101 13 110 SH   SOLE   0 0 110
CHEVRON CORP NEW COM 166764100 401 5,530 SH   SOLE   0 0 5,530
CISCO SYS INC COM 17275R102 236 6,003 SH   SOLE   0 0 6,003
CITIGROUP INC COM NEW 172967424 9 211 SH   SOLE   0 0 211
COCA COLA CO COM 191216100 79 1,786 SH   SOLE   0 0 1,786
COMCAST CORP NEW CL A 20030N101 27 791 SH   SOLE   0 0 791
COSTCO WHSL CORP NEW COM 22160K105 163 573 SH   SOLE   0 0 573
DISNEY WALT CO COM DISNEY 254687106 659 6,822 SH   SOLE   0 0 6,822
EHEALTH INC COM 28238P109 225 1,600 SH   SOLE   0 0 1,600
FACEBOOK INC CL A 30303M102 1,003 6,015 SH   SOLE   0 0 6,015
GENERAL ELECTRIC CO COM 369604103 33 4,156 SH   SOLE   0 0 4,156
HOME DEPOT INC COM 437076102 35 189 SH   SOLE   0 0 189
ILLINOIS TOOL WKS INC COM 452308109 37 259 SH   SOLE   0 0 259
INDUSTRIAL LOGISTICS PPTYS T COM SHS BEN INT 456237106 256 14,592 SH   SOLE   0 0 14,592
INTEL CORP COM 458140100 194 3,584 SH   SOLE   0 0 3,584
INTERNATIONAL BUSINESS MACHS COM 459200101 73 657 SH   SOLE   0 0 657
INVESCO QQQ TR UNIT SER 1 46090E103 203 1,066 SH   SOLE   0 0 1,066
ISHARES GOLD TRUST ISHARES 464285105 16,113 1,069,181 SH   SOLE   0 0 1,069,181
ISHARES TR CORE S&P500 ETF 464287200 3,410 13,196 SH   SOLE   0 0 13,196
ISHARES TR S&P 500 VAL ETF 464287408 338 3,508 SH   SOLE   0 0 3,508
ISHARES TR MSCI EAFE ETF 464287465 6,031 112,812 SH   SOLE   0 0 112,812
ISHARES TR RUS MID CAP ETF 464287499 821 19,011 SH   SOLE   0 0 19,011
ISHARES TR CORE S&P MCP ETF 464287507 1,751 12,175 SH   SOLE   0 0 12,175
ISHARES TR RUS 1000 ETF 464287622 5,779 40,834 SH   SOLE   0 0 40,834
ISHARES TR RUSSELL 2000 ETF 464287655 681 5,952 SH   SOLE   0 0 5,952
ISHARES TR CORE S&P SCP ETF 464287804 4,251 75,764 SH   SOLE   0 0 75,764
ISHARES TR SHRT NAT MUN ETF 464288158 785 7,388 SH   SOLE   0 0 7,388
ISHARES TR JPMORGAN USD EMG 464288281 9,955 102,949 SH   SOLE   0 0 102,949
ISHARES TR NATIONAL MUN ETF 464288414 398 3,523 SH   SOLE   0 0 3,523
ISHARES TR CRE U S REIT ETF 464288521 8,549 218,263 SH   SOLE   0 0 218,263
ISHARES TR MSCI USA ESG SLC 464288802 2,387 21,750 SH   SOLE   0 0 21,750
ISHARES TR CORE MSCI EAFE 46432F842 23,289 466,814 SH   SOLE   0 0 466,814
ISHARES INC CORE MSCI EMKT 46434G103 8,261 204,117 SH   SOLE   0 0 204,117
ISHARES INC ESG MSCI EM ETF 46434G863 3,041 111,095 SH   SOLE   0 0 111,095
ISHARES TR ESG MSCI USA ETF 46435G425 4,079 70,947 SH   SOLE   0 0 70,947
ISHARES TR ESG MSCI EAFE 46435G516 11,089 208,603 SH   SOLE   0 0 208,603
ISORAY INC COM 46489V104 288 542,500 SH   SOLE   0 0 542,500
JPMORGAN CHASE & CO COM 46625H100 214 2,381 SH   SOLE   0 0 2,381
JOHNSON & JOHNSON COM 478160104 196 1,497 SH   SOLE   0 0 1,497
LOCKHEED MARTIN CORP COM 539830109 21 62 SH   SOLE   0 0 62
LOWES COS INC COM 548661107 30 352 SH   SOLE   0 0 352
MASTERCARD INC CL A 57636Q104 39 163 SH   SOLE   0 0 163
MCDONALDS CORP COM 580135101 324 1,959 SH   SOLE   0 0 1,959
MERCK & CO. INC COM 58933Y105 163 2,124 SH   SOLE   0 0 2,124
MICROSOFT CORP COM 594918104 48,862 309,818 SH   SOLE   0 0 309,818
NETFLIX INC COM 64110L106 34 90 SH   SOLE   0 0 90
NEXTERA ENERGY INC COM 65339F101 37 153 SH   SOLE   0 0 153
NIKE INC CL B 654106103 116 1,400 SH   SOLE   0 0 1,400
NVIDIA CORP COM 67066G104 33 126 SH   SOLE   0 0 126
ORACLE CORP COM 68389X105 78 1,607 SH   SOLE   0 0 1,607
PAYPAL HLDGS INC COM 70450Y103 30 314 SH   SOLE   0 0 314
PEPSICO INC COM 713448108 106 880 SH   SOLE   0 0 880
PFIZER INC COM 717081103 70 2,146 SH   SOLE   0 0 2,146
PIMCO ETF TR ACTIVE BD ETF 72201R775 365 3,440 SH   SOLE   0 0 3,440
PROCTER & GAMBLE CO COM 742718109 171 1,553 SH   SOLE   0 0 1,553
QUALCOMM INC COM 747525103 70 1,031 SH   SOLE   0 0 1,031
QUANTUM CORP COM NEW 747906501 206 69,723 SH   SOLE   0 0 69,723
SPDR S&P 500 ETF TR TR UNIT 78462F103 12,195 47,315 SH   SOLE   0 0 47,315
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 775 32,360 SH   SOLE   0 0 32,360
SALESFORCE COM INC COM 79466L302 48 332 SH   SOLE   0 0 332
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 440 7,190 SH   SOLE   0 0 7,190
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 1,204 26,756 SH   SOLE   0 0 26,756
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 9,039 349,792 SH   SOLE   0 0 349,792
SPARK NETWORKS SE SPONSORED ADR 846517100 77 29,800 SH   SOLE   0 0 29,800
STARBUCKS CORP COM 855244109 1,051 15,982 SH   SOLE   0 0 15,982
TESLA INC COM 88160R101 281 536 SH   SOLE   0 0 536
TEXAS INSTRS INC COM 882508104 76 764 SH   SOLE   0 0 764
THERAPEUTICSMD INC COM 88338N107 11 10,685 SH   SOLE   0 0 10,685
THERMO FISHER SCIENTIFIC INC COM 883556102 22 77 SH   SOLE   0 0 77
3M CO COM 88579Y101 71 519 SH   SOLE   0 0 519
UNION PAC CORP COM 907818108 40 284 SH   SOLE   0 0 284
UNITEDHEALTH GROUP INC COM 91324P102 416 1,669 SH   SOLE   0 0 1,669
VANECK VECTORS ETF TR LOW CARBN ENERGY 92189F502 384 6,365 SH   SOLE   0 0 6,365
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 17,055 164,956 SH   SOLE   0 0 164,956
VANGUARD STAR FDS VG TL INTL STK F 921909768 2,689 64,090 SH   SOLE   0 0 64,090
VANGUARD BD INDEX FDS INTERMED TERM 921937819 13,504 151,166 SH   SOLE   0 0 151,166
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 9,754 118,695 SH   SOLE   0 0 118,695
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 200 2,340 SH   SOLE   0 0 2,340
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 24,481 734,269 SH   SOLE   0 0 734,269
VANGUARD WHITEHALL FDS EMERG MKT BD ETF 921946885 2,553 36,268 SH   SOLE   0 0 36,268
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 3,293 80,278 SH   SOLE   0 0 80,278
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 8,372 249,521 SH   SOLE   0 0 249,521
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 12,407 52,390 SH   SOLE   0 0 52,390
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 712 10,197 SH   SOLE   0 0 10,197
VANGUARD INDEX FDS MID CAP ETF 922908629 2,652 20,142 SH   SOLE   0 0 20,142
VANGUARD INDEX FDS GROWTH ETF 922908736 271 1,731 SH   SOLE   0 0 1,731
VANGUARD INDEX FDS SMALL CP ETF 922908751 1,261 10,926 SH   SOLE   0 0 10,926
VANGUARD INDEX FDS TOTAL STK MKT 922908769 320 2,484 SH   SOLE   0 0 2,484
VERIZON COMMUNICATIONS INC COM 92343V104 130 2,419 SH   SOLE   0 0 2,419
VISA INC COM CL A 92826C839 59 367 SH   SOLE   0 0 367
WALMART INC COM 931142103 61 541 SH   SOLE   0 0 541
WASTE MGMT INC DEL COM 94106L109 89 965 SH   SOLE   0 0 965
ZOETIS INC CL A 98978V103 32 276 SH   SOLE   0 0 276
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 246 1,506 SH   OTR 1 1,506 0 0
LINDE PLC SHS G5494J103 219 1,268 SH   OTR 1 1,268 0 0
MEDTRONIC PLC SHS G5960L103 332 3,679 SH   OTR 1 3,679 0 0
AT&T INC COM 00206R102 543 18,633 SH   OTR 1 18,633 0 0
ABBOTT LABS COM 002824100 283 3,592 SH   OTR 1 3,592 0 0
ABBVIE INC COM 00287Y109 352 4,623 SH   OTR 1 4,623 0 0
ADOBE INC COM 00724F101 457 1,435 SH   OTR 1 1,435 0 0
AIR PRODS & CHEMS INC COM 009158106 196 980 SH   OTR 1 980 0 0
ALPHABET INC CAP STK CL C 02079K107 678 583 SH   OTR 1 583 0 0
ALPHABET INC CAP STK CL A 02079K305 1,325 1,140 SH   OTR 1 1,140 0 0
AMAZON COM INC COM 023135106 1,267 650 SH   OTR 1 650 0 0
AMERICAN TOWER CORP NEW COM 03027X100 272 1,251 SH   OTR 1 1,251 0 0
AMGEN INC COM 031162100 260 1,283 SH   OTR 1 1,283 0 0
APPLE INC COM 037833100 2,306 9,069 SH   OTR 1 9,069 0 0
BK OF AMERICA CORP COM 060505104 456 21,496 SH   OTR 1 21,496 0 0
BECTON DICKINSON & CO COM 075887109 203 884 SH   OTR 1 884 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 455 2,486 SH   OTR 1 2,486 0 0
BOEING CO COM 097023105 111 742 SH   OTR 1 742 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 348 6,250 SH   OTR 1 6,250 0 0
CIGNA CORP NEW COM 125523100 121 682 SH   OTR 1 682 0 0
CVS HEALTH CORP COM 126650100 227 3,825 SH   OTR 1 3,825 0 0
CATERPILLAR INC DEL COM 149123101 190 1,635 SH   OTR 1 1,635 0 0
CHEVRON CORP NEW COM 166764100 200 2,758 SH   OTR 1 2,758 0 0
CISCO SYS INC COM 17275R102 503 12,785 SH   OTR 1 12,785 0 0
CITIGROUP INC COM NEW 172967424 214 5,073 SH   OTR 1 5,073 0 0
COCA COLA CO COM 191216100 310 7,006 SH   OTR 1 7,006 0 0
COMCAST CORP NEW CL A 20030N101 391 11,380 SH   OTR 1 11,380 0 0
COSTCO WHSL CORP NEW COM 22160K105 203 711 SH   OTR 1 711 0 0
DISNEY WALT CO COM DISNEY 254687106 425 4,397 SH   OTR 1 4,396 0 0
FACEBOOK INC CL A 30303M102 602 3,612 SH   OTR 1 3,612 0 0
GENERAL ELECTRIC CO COM 369604103 164 20,678 SH   OTR 1 20,678 0 0
HOME DEPOT INC COM 437076102 479 2,563 SH   OTR 1 2,563 0 0
ILLINOIS TOOL WKS INC COM 452308109 192 1,351 SH   OTR 1 1,351 0 0
INTEL CORP COM 458140100 765 14,138 SH   OTR 1 14,138 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 196 1,767 SH   OTR 1 1,767 0 0
JPMORGAN CHASE & CO COM 46625H100 755 8,386 SH   OTR 1 8,386 0 0
JOHNSON & JOHNSON COM 478160104 1,089 8,305 SH   OTR 1 8,305 0 0
LLOYDS BANKING GROUP PLC SPONSORED ADR 539439109 18 11,796 SH   OTR 1 11,796 0 0
LOCKHEED MARTIN CORP COM 539830109 184 544 SH   OTR 1 544 0 0
LOWES COS INC COM 548661107 239 2,775 SH   OTR 1 2,775 0 0
MASTERCARD INC CL A 57636Q104 471 1,951 SH   OTR 1 1,951 0 0
MCDONALDS CORP COM 580135101 339 2,051 SH   OTR 1 2,051 0 0
MERCK & CO. INC COM 58933Y105 597 7,764 SH   OTR 1 7,764 0 0
MICROSOFT CORP COM 594918104 1,858 11,784 SH   OTR 1 11,784 0 0
NETFLIX INC COM 64110L106 390 1,038 SH   OTR 1 1,038 0 0
NEXTERA ENERGY INC COM 65339F101 276 1,147 SH   OTR 1 1,147 0 0
NIKE INC CL B 654106103 318 3,842 SH   OTR 1 3,842 0 0
NVIDIA CORP COM 67066G104 444 1,685 SH   OTR 1 1,685 0 0
ORACLE CORP COM 68389X105 342 7,079 SH   OTR 1 7,079 0 0
PAYPAL HLDGS INC COM 70450Y103 278 2,905 SH   OTR 1 2,905 0 0
PEPSICO INC COM 713448108 529 4,408 SH   OTR 1 4,408 0 0
PFIZER INC COM 717081103 213 6,541 SH   OTR 1 6,541 0 0
PROCTER & GAMBLE CO COM 742718109 615 5,592 SH   OTR 1 5,592 0 0
QUALCOMM INC COM 747525103 137 2,020 SH   OTR 1 2,020 0 0
S&P GLOBAL INC COM 78409V104 205 835 SH   OTR 1 835 0 0
SALESFORCE COM INC COM 79466L302 337 2,342 SH   OTR 1 2,342 0 0
STARBUCKS CORP COM 855244109 209 3,174 SH   OTR 1 3,174 0 0
TESLA INC COM 88160R101 35 67 SH   OTR 1 67 0 0
TEXAS INSTRS INC COM 882508104 317 3,168 SH   OTR 1 3,168 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 204 720 SH   OTR 1 720 0 0
3M CO COM 88579Y101 272 1,989 SH   OTR 1 1,989 0 0
UNION PAC CORP COM 907818108 270 1,916 SH   OTR 1 1,916 0 0
UNITEDHEALTH GROUP INC COM 91324P102 600 2,407 SH   OTR 1 2,407 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 622 11,579 SH   OTR 1 11,579 0 0
VISA INC COM CL A 92826C839 597 3,706 SH   OTR 1 3,706 0 0
WALMART INC COM 931142103 246 2,167 SH   OTR 1 2,167 0 0
WASTE MGMT INC DEL COM 94106L109 145 1,566 SH   OTR 1 1,566 0 0
ZOETIS INC CL A 98978V103 177 1,501 SH   OTR 1 1,501 0 0