The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 244 3,097 SH   SOLE   0 0 3,097
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 3,503 21,457 SH   SOLE   0 0 21,457
ALPHABET INC CAP STK CL A 02079K305 605 521 SH   SOLE   0 0 521
ALPHABET INC CAP STK CL C 02079K107 358 308 SH   SOLE   0 0 308
ALTRIA GROUP INC COM 02209S103 984 25,446 SH   SOLE   0 0 25,446
AMAZON COM INC COM 023135106 1,657 850 SH   SOLE   0 0 850
AMGEN INC COM 031162100 216 1,065 SH   SOLE   0 0 1,065
ANNALY CAPITAL MANAGEMENT IN COM 035710409 82 16,220 SH   SOLE   0 0 16,220
APPLE INC COM 037833100 6,051 23,794 SH   SOLE   0 0 23,794
ARROW ETF TR ARROW DJ GLB YLD 04273H104 178 18,737 SH   SOLE   0 0 18,737
AT&T INC COM 00206R102 793 27,203 SH   SOLE   0 0 27,203
AUTOMATIC DATA PROCESSING IN COM 053015103 498 3,641 SH   SOLE   0 0 3,641
BAIDU INC SPON ADR REP A 056752108 259 2,571 SH   SOLE   0 0 2,571
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,230 6,725 SH   SOLE   0 0 6,725
BOEING CO COM 097023105 415 2,783 SH   SOLE   0 0 2,783
BRISTOL-MYERS SQUIBB CO COM 110122108 300 5,384 SH   SOLE   0 0 5,384
CANADIAN IMP BK COMM COM 136069101 271 4,681 SH   SOLE   0 0 4,681
CHEVRON CORP NEW COM 166764100 271 3,737 SH   SOLE   0 0 3,737
CHURCH & DWIGHT INC COM 171340102 227 3,535 SH   SOLE   0 0 3,535
CISCO SYS INC COM 17275R102 424 10,781 SH   SOLE   0 0 10,781
COCA COLA CO COM 191216100 238 5,386 SH   SOLE   0 0 5,386
COMCAST CORP NEW CL A 20030N101 234 6,813 SH   SOLE   0 0 6,813
CSX CORP COM 126408103 525 9,155 SH   SOLE   0 0 9,155
DANAHER CORPORATION COM 235851102 296 2,136 SH   SOLE   0 0 2,136
DBX ETF TR XTRACK MSCI EAFE 233051630 2,286 124,063 SH   SOLE   0 0 124,063
DBX ETF TR XTRACK USD HIGH 233051432 141,513 3,211,088 SH   SOLE   1,764,958 0 1,446,130
DISNEY WALT CO COM DISNEY 254687106 392 4,061 SH   SOLE   0 0 4,061
EDISON INTL COM 281020107 418 7,633 SH   SOLE   0 0 7,633
EXXON MOBIL CORP COM 30231G102 1,130 29,770 SH   SOLE   0 0 29,770
FACEBOOK INC CL A 30303M102 407 2,440 SH   SOLE   0 0 2,440
FIDELITY COVINGTON TR MSCI INFO TECH I 316092808 880 14,040 SH   SOLE   0 0 14,040
FIRST TR EXCHANGE-TRADED FD DORSEY WRT 5 ETF 33738R605 763 29,659 SH   SOLE   0 0 29,659
FIRST TR EXCHANGE-TRADED FD FIRST TR ENH NEW 33739Q408 207 3,499 SH   SOLE   0 0 3,499
FIRST TR EXCHNG TRADED FD VI LOW DUR STRTGC 33740F870 3,876 197,556 SH   SOLE   0 0 197,556
FIRST TR LRG CP VL ALPHADEX COM SHS 33735J101 275 7,466 SH   SOLE   0 0 7,466
FIRST TR LRGE CP CORE ALPHA COM SHS 33734K109 267 5,600 SH   SOLE   0 0 5,600
FIRST TR NAS100 EQ WEIGHTED SHS 337344105 1,549 24,866 SH   SOLE   0 0 24,866
FIRST TR VALUE LINE DIVID IN SHS 33734H106 1,999 72,220 SH   SOLE   0 0 72,220
FLEXSHARES TR IBOXX 3R TARGT 33939L506 13,913 565,782 SH   SOLE   0 0 565,782
FLEXSHARES TR MORNSTAR UPSTR 33939L407 115,134 5,110,246 SH   SOLE   3,106,652 0 2,003,594
GENERAL ELECTRIC CO COM 369604103 222 27,919 SH   SOLE   0 0 27,919
GMS INC COM 36251C103 629 40,000 SH   SOLE   0 0 40,000
HOME DEPOT INC COM 437076102 605 3,243 SH   SOLE   0 0 3,243
HUNTINGTON BANCSHARES INC COM 446150104 311 37,898 SH   SOLE   0 0 37,898
IDEXX LABS INC COM 45168D104 287 1,185 SH   SOLE   0 0 1,185
INTEL CORP COM 458140100 291 5,376 SH   SOLE   0 0 5,376
INTERNATIONAL BUSINESS MACHS COM 459200101 312 2,815 SH   SOLE   0 0 2,815
INVESCO EXCH TRD SLF IDX FD BULSHS 2020 CB 46138J502 4,367 207,865 SH   SOLE   0 0 207,865
INVESCO EXCH TRD SLF IDX FD BULSHS 2021 CB 46138J700 6,070 289,444 SH   SOLE   0 0 289,444
INVESCO EXCH TRD SLF IDX FD BULSHS 2022 CB 46138J882 6,882 324,948 SH   SOLE   0 0 324,948
INVESCO EXCH TRD SLF IDX FD BULSHS 2023 CB 46138J866 834 40,255 SH   SOLE   0 0 40,255
INVESCO EXCHANGE TRADED FD T S&P SML600 GWT 46137V175 542 7,112 SH   SOLE   0 0 7,112
INVESCO EXCHANGE TRADED FD T S&P500 EQL HLT 46137V332 1,205 6,372 SH   SOLE   0 0 6,372
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 298 3,543 SH   SOLE   0 0 3,543
INVESCO EXCHANGE-TRADED FD T CEF INM COMPSI 46138E404 432 24,704 SH   SOLE   0 0 24,704
INVESCO EXCHANGE-TRADED FD T MSCI GBL TIMBR 46138E545 6,060 289,678 SH   SOLE   0 0 289,678
INVESCO EXCHANGE-TRADED FD T NATL AMT MUNI 46138E537 267 10,347 SH   SOLE   0 0 10,347
INVESCO EXCHANGE-TRADED FD T S&P SMLCP LOW 46138G102 1,002 30,236 SH   SOLE   0 0 30,236
INVESCO EXCHANGE-TRADED FD T S&P500 HDL VOL 46138E362 449 14,953 SH   SOLE   0 0 14,953
INVESCO EXCHANGE-TRADED FD T S&P500 LOW VOL 46138E354 509 10,854 SH   SOLE   0 0 10,854
INVESCO EXCHANGE-TRADED FD T SR LN ETF 46138G508 3,107 151,870 SH   SOLE   0 0 151,870
INVESCO QQQ TR UNIT SER 1 46090E103 1,299 6,822 SH   SOLE   0 0 6,822
ISHARES GOLD TRUST ISHARES 464285105 183 12,124 SH   SOLE   0 0 12,124
ISHARES INC CORE MSCI EMKT 46434G103 312 7,703 SH   SOLE   0 0 7,703
ISHARES TR 0-5 YR TIPS ETF 46429B747 1,158 11,596 SH   SOLE   0 0 11,596
ISHARES TR 3 7 YR TREAS BD 464288661 723 5,419 SH   SOLE   0 0 5,419
ISHARES TR AGGRES ALLOC ETF 464289859 457 9,633 SH   SOLE   0 0 9,633
ISHARES TR BARCLAYS 7 10 YR 464287440 410 3,379 SH   SOLE   0 0 3,379
ISHARES TR CORE DIV GRWTH 46434V621 2,385 73,167 SH   SOLE   0 0 73,167
ISHARES TR CORE HIGH DV ETF 46429B663 991 13,856 SH   SOLE   0 0 13,856
ISHARES TR CORE INTL AGGR 46435G672 1,026 18,758 SH   SOLE   0 0 18,758
ISHARES TR CORE MSCI EAFE 46432F842 504 10,095 SH   SOLE   0 0 10,095
ISHARES TR CORE MSCI TOTAL 46432F834 268 5,704 SH   SOLE   0 0 5,704
ISHARES TR CORE S&P MCP ETF 464287507 110,614 768,900 SH   SOLE   0 0 768,900
ISHARES TR CORE S&P SCP ETF 464287804 76,548 1,364,244 SH   SOLE   0 0 1,364,244
ISHARES TR CORE S&P TTL STK 464287150 51,792 905,294 SH   SOLE   0 0 905,294
ISHARES TR CORE S&P500 ETF 464287200 4,851 18,774 SH   SOLE   0 0 18,774
ISHARES TR CORE US AGGBD ET 464287226 2,324 20,148 SH   SOLE   0 0 20,148
ISHARES TR EAFE GRWTH ETF 464288885 1,555 21,864 SH   SOLE   0 0 21,864
ISHARES TR EXPND TEC SC ETF 464287549 2,586 12,211 SH   SOLE   0 0 12,211
ISHARES TR IBONDS DEC 46435U697 259 9,903 SH   SOLE   0 0 9,903
ISHARES TR IBONDS DEC 25 46435U432 259 9,588 SH   SOLE   0 0 9,588
ISHARES TR IBONDS DEC2021 46435G789 689 27,024 SH   SOLE   0 0 27,024
ISHARES TR IBONDS DEC2022 46435G755 717 27,562 SH   SOLE   0 0 27,562
ISHARES TR IBONDS DEC2023 46435G318 491 19,127 SH   SOLE   0 0 19,127
ISHARES TR IBONDS SEP2020 46434V571 690 27,184 SH   SOLE   0 0 27,184
ISHARES TR IBOXX HI YD ETF 464288513 4,181 54,248 SH   SOLE   0 0 54,248
ISHARES TR IBOXX INV CP ETF 464287242 179,775 1,455,551 SH   SOLE   744,260 0 711,291
ISHARES TR INTL SEL DIV ETF 464288448 517 22,892 SH   SOLE   0 0 22,892
ISHARES TR MBS ETF 464288588 589 5,331 SH   SOLE   0 0 5,331
ISHARES TR MSCI EAFE ETF 464287465 97 1,800 SH Put SOLE   0 0 1,800
ISHARES TR MSCI EAFE ETF 464287465 2,031 37,989 SH   SOLE   0 0 37,989
ISHARES TR MSCI EMG MKT ETF 464287234 926 27,139 SH   SOLE   0 0 27,139
ISHARES TR MSCI EMG MKT ETF 464287234 44 1,300 SH Call SOLE   0 0 1,300
ISHARES TR MSCI EMG MKT ETF 464287234 61 1,800 SH Put SOLE   0 0 1,800
ISHARES TR MSCI KLD400 SOC 464288570 301 3,090 SH   SOLE   0 0 3,090
ISHARES TR NATIONAL MUN ETF 464288414 2,031 17,971 SH   SOLE   0 0 17,971
ISHARES TR NORTH AMERN NAT 464287374 202 12,148 SH   SOLE   0 0 12,148
ISHARES TR PFD AND INCM SEC 464288687 883 27,728 SH   SOLE   0 0 27,728
ISHARES TR RESIDNL REAL EST 464288562 224 4,057 SH   SOLE   0 0 4,057
ISHARES TR RUS 1000 GRW ETF 464287614 1,241 8,237 SH   SOLE   0 0 8,237
ISHARES TR RUS 1000 VAL ETF 464287598 899 9,061 SH   SOLE   0 0 9,061
ISHARES TR RUS MD CP GR ETF 464287481 208 1,711 SH   SOLE   0 0 1,711
ISHARES TR RUS MID CAP ETF 464287499 624 14,466 SH   SOLE   0 0 14,466
ISHARES TR RUSSELL 2000 ETF 464287655 172 1,500 SH Put SOLE   0 0 1,500
ISHARES TR RUSSELL 2000 ETF 464287655 528 4,613 SH   SOLE   0 0 4,613
ISHARES TR RUSSELL 2000 ETF 464287655 126 1,100 SH Call SOLE   0 0 1,100
ISHARES TR S&P 500 GRWT ETF 464287309 57,345 347,439 SH   SOLE   0 0 347,439
ISHARES TR S&P 500 VAL ETF 464287408 49,625 515,587 SH   SOLE   0 0 515,587
ISHARES TR SELECT DIVID ETF 464287168 5,491 74,668 SH   SOLE   0 0 74,668
ISHARES TR SH TR CRPORT ETF 464288646 280 5,348 SH   SOLE   0 0 5,348
ISHARES TR SHRT NAT MUN ETF 464288158 624 5,870 SH   SOLE   0 0 5,870
ISHARES TR U.S. TECH ETF 464287721 743 3,635 SH   SOLE   0 0 3,635
ISHARES TR US AER DEF ETF 464288760 882 6,131 SH   SOLE   0 0 6,131
ISHARES TR US HLTHCARE ETF 464287762 826 4,398 SH   SOLE   0 0 4,398
ISHARES TR US INDUSTRIALS 464287754 204 1,644 SH   SOLE   0 0 1,644
ISHARES TR US TREAS BD ETF 46429B267 960 34,291 SH   SOLE   0 0 34,291
JOHNSON & JOHNSON COM 478160104 890 6,789 SH   SOLE   0 0 6,789
JPMORGAN CHASE & CO COM 46625H100 451 5,005 SH   SOLE   0 0 5,005
KINDER MORGAN INC DEL COM 49456B101 154 11,043 SH   SOLE   0 0 11,043
LILLY ELI & CO COM 532457108 355 2,560 SH   SOLE   0 0 2,560
LOCKHEED MARTIN CORP COM 539830109 224 660 SH   SOLE   0 0 660
MASTERCARD INC CL A 57636Q104 240 993 SH   SOLE   0 0 993
MCDONALDS CORP COM 580135101 911 5,511 SH   SOLE   0 0 5,511
MERCK & CO. INC COM 58933Y105 665 8,637 SH   SOLE   0 0 8,637
MICROSOFT CORP COM 594918104 1,834 11,626 SH   SOLE   0 0 11,626
NEOGENOMICS INC COM NEW 64049M209 234 8,465 SH   SOLE   0 0 8,465
NETFLIX INC COM 64110L106 226 601 SH   SOLE   0 0 601
NEXTERA ENERGY INC COM 65339F101 366 1,521 SH   SOLE   0 0 1,521
NICE LTD SPONSORED ADR 653656108 287 2,000 SH   SOLE   0 0 2,000
PEPSICO INC COM 713448108 636 5,296 SH   SOLE   0 0 5,296
PFIZER INC COM 717081103 1,070 32,772 SH   SOLE   0 0 32,772
PHILIP MORRIS INTL INC COM 718172109 1,640 22,483 SH   SOLE   0 0 22,483
PIMCO ETF TR 0-5 HIGH YIELD 72201R783 646 7,535 SH   SOLE   5,006 0 2,529
PIMCO ETF TR 1-5 US TIP IDX 72201R205 238 4,600 SH   SOLE   0 0 4,600
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 6,523 65,903 SH   SOLE   5,785 0 60,118
PROCTER & GAMBLE CO COM 742718109 4,288 38,977 SH   SOLE   0 0 38,977
RAYTHEON CO COM NEW 755111507 313 2,386 SH   SOLE   0 0 2,386
REPUBLIC SVCS INC COM 760759100 211 2,809 SH   SOLE   0 0 2,809
SCHWAB STRATEGIC TR INTRM TRM TRES 808524854 2,416 41,095 SH   SOLE   0 0 41,095
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 2,097 34,698 SH   SOLE   0 0 34,698
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 12,749 283,426 SH   SOLE   0 0 283,426
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 1,155 27,388 SH   SOLE   0 0 27,388
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 1,407 27,319 SH   SOLE   0 0 27,319
SCHWAB STRATEGIC TR US TIPS ETF 808524870 1,961 34,096 SH   SOLE   0 0 34,096
SELECT SECTOR SPDR TR ENERGY 81369Y506 1,696 58,368 SH   SOLE   0 0 58,368
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 2,521 46,281 SH   SOLE   0 0 46,281
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 727 13,122 SH   SOLE   0 0 13,122
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 643 8,005 SH   SOLE   0 0 8,005
SNAP INC CL A 83304A106 327 27,484 SH   SOLE   0 0 27,484
SOUTHERN CO COM 842587107 243 4,483 SH   SOLE   0 0 4,483
SPDR GOLD TRUST GOLD SHS 78463V107 707 4,777 SH   SOLE   0 0 4,777
SPDR INDEX SHS FDS DJ GLB RL ES ETF 78463X749 3,457 96,042 SH   SOLE   0 0 96,042
SPDR INDEX SHS FDS DJ INTL RL ETF 78463X863 872 32,576 SH   SOLE   0 0 32,576
SPDR INDEX SHS FDS GLB NAT RESRCE 78463X541 4,210 136,074 SH   SOLE   0 0 136,074
SPDR INDEX SHS FDS MSCI ACWI EXUS 78463X848 4,295 217,815 SH   SOLE   0 0 217,815
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 4,378 182,876 SH   SOLE   0 0 182,876
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 2,918 102,542 SH   SOLE   0 0 102,542
SPDR INDEX SHS FDS S&P INTL SMLCP 78463X871 878 38,562 SH   SOLE   0 0 38,562
SPDR S&P 500 ETF TR TR UNIT 78462F103 697 2,700 SH Put SOLE   0 0 2,700
SPDR S&P 500 ETF TR TR UNIT 78462F103 516 2,000 SH Call SOLE   0 0 2,000
SPDR S&P 500 ETF TR TR UNIT 78462F103 2,098 8,141 SH   SOLE   0 0 8,141
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 570 2,170 SH   SOLE   0 0 2,170
SPDR SER TR BLOMBERG BRC INV 78468R200 56,052 1,906,536 SH   SOLE   735,964 0 1,170,572
SPDR SER TR BLOMBRG BRC EMRG 78464A391 1,468 59,931 SH   SOLE   0 0 59,931
SPDR SER TR DJ REIT ETF 78464A607 1,094 15,156 SH   SOLE   0 0 15,156
SPDR SER TR FTSE INT GVT ETF 78464A490 546 11,183 SH   SOLE   0 0 11,183
SPDR SER TR NUVEEN BLMBRG SR 78468R739 266 5,432 SH   SOLE   0 0 5,432
SPDR SER TR NUVEEN BRC MUNIC 78468R721 685 13,707 SH   SOLE   0 0 13,707
SPDR SER TR PORTFOLI S&P1500 78464A805 3,371 107,199 SH   SOLE   0 0 107,199
SPDR SER TR PORTFOLIO S&P400 78464A847 158,113 6,242,106 SH   SOLE   6,207,268 0 34,838
SPDR SER TR PORTFOLIO S&P600 78468R853 118,264 5,415,018 SH   SOLE   5,386,296 0 28,722
SPDR SER TR PORTFOLIO SHORT 78464A474 174,413 5,765,721 SH   SOLE   3,076,560 0 2,689,161
SPDR SER TR PRTFLO S&P500 GW 78464A409 173,937 4,866,734 SH   SOLE   1,444,818 0 3,421,916
SPDR SER TR PRTFLO S&P500 VL 78464A508 216,409 8,374,952 SH   SOLE   3,500,968 0 4,873,984
SPDR SER TR S&P 400 MDCP VAL 78464A839 246 6,979 SH   SOLE   0 0 6,979
SPDR SER TR S&P 600 SMCP GRW 78464A201 356 7,705 SH   SOLE   0 0 7,705
SPDR SER TR S&P DIVID ETF 78464A763 803 10,052 SH   SOLE   0 0 10,052
SPDR SER TR SSGA GNDER ETF 78468R747 244 4,139 SH   SOLE   0 0 4,139
SPDR SER TR SSGA US SMAL ETF 78468R887 1,193 18,047 SH   SOLE   0 0 18,047
TORONTO DOMINION BK ONT COM NEW 891160509 223 5,265 SH   SOLE   0 0 5,265
UNION PAC CORP COM 907818108 252 1,784 SH   SOLE   0 0 1,784
UNITED TECHNOLOGIES CORP COM 913017109 390 4,139 SH   SOLE   0 0 4,139
UNITEDHEALTH GROUP INC COM 91324P102 414 1,662 SH   SOLE   0 0 1,662
US BANCORP DEL COM NEW 902973304 250 7,256 SH   SOLE   0 0 7,256
VANECK VECTORS ETF TR JP MORGAN MKTS 92189H300 81,725 2,870,548 SH   SOLE   1,519,992 0 1,350,556
VANGUARD ADMIRAL FDS INC 500 VAL IDX FD 921932703 206 2,212 SH   SOLE   0 0 2,212
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 39,040 475,057 SH   SOLE   0 0 475,057
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 2,705 31,697 SH   SOLE   0 0 31,697
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 26,410 469,433 SH   SOLE   230,244 0 239,189
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 6,036 66,665 SH   SOLE   0 0 66,665
VANGUARD INDEX FDS GROWTH ETF 922908736 680 4,342 SH   SOLE   0 0 4,342
VANGUARD INDEX FDS MID CAP ETF 922908629 2,643 20,073 SH   SOLE   0 0 20,073
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 76,588 1,096,467 SH   SOLE   631,928 0 464,539
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 324,628 1,370,779 SH   SOLE   1,338,219 0 32,560
VANGUARD INDEX FDS SMALL CP ETF 922908751 1,589 13,769 SH   SOLE   0 0 13,769
VANGUARD INDEX FDS TOTAL STK MKT 922908769 30,347 235,413 SH   SOLE   0 0 235,413
VANGUARD INDEX FDS VALUE ETF 922908744 1,178 13,223 SH   SOLE   0 0 13,223
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 28,311 690,181 SH   SOLE   0 0 690,181
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 244,001 7,272,748 SH   SOLE   4,117,966 0 3,154,782
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 8,069 103,112 SH   SOLE   0 0 103,112
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 93,502 2,179,031 SH   SOLE   1,341,240 0 837,791
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 746 11,877 SH   SOLE   0 0 11,877
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 248,715 5,104,982 SH   SOLE   2,583,569 0 2,521,413
VANGUARD MUN BD FD INC TAX EXEMPT BD 922907746 429 8,111 SH   SOLE   0 0 8,111
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 67,647 958,853 SH   SOLE   320,512 0 638,341
VANGUARD SCOTTSDALE FDS MORTG-BACK SEC 92206C771 62,644 1,149,435 SH   SOLE   600,236 0 549,199
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 122,681 1,967,940 SH   SOLE   954,743 0 1,013,197
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 360 4,548 SH   SOLE   0 0 4,548
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 9,423 91,138 SH   SOLE   0 0 91,138
VANGUARD STAR FDS VG TL INTL STK F 921909768 11,491 273,845 SH   SOLE   0 0 273,845
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 415,225 12,454,269 SH   SOLE   7,237,367 0 5,216,902
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 2,633 37,209 SH   SOLE   0 0 37,209
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810 247 4,235 SH   SOLE   0 0 4,235
VANGUARD WORLD FD MEGA GRWTH IND 921910816 992 7,803 SH   SOLE   0 0 7,803
VANGUARD WORLD FDS ENERGY ETF 92204A306 401 10,503 SH   SOLE   0 0 10,503
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 1,640 9,874 SH   SOLE   0 0 9,874
VANGUARD WORLD FDS INF TECH ETF 92204A702 252 1,190 SH   SOLE   0 0 1,190
VANGUARD WORLD FDS MATERIALS ETF 92204A801 694 7,207 SH   SOLE   0 0 7,207
VANGUARD WORLD FDS UTILITIES ETF 92204A876 552 4,525 SH   SOLE   0 0 4,525
VEON LTD SPONSORED ADR 91822M106 43 28,746 SH   SOLE   0 0 28,746
VERIZON COMMUNICATIONS INC COM 92343V104 604 11,248 SH   SOLE   0 0 11,248
WALMART INC COM 931142103 491 4,319 SH   SOLE   0 0 4,319
WEC ENERGY GROUP INC COM 92939U106 376 4,272 SH   SOLE   0 0 4,272
WISDOMTREE TR EM EX ST-OWNED 97717X578 296 12,119 SH   SOLE   0 0 12,119
WISDOMTREE TR EM LCL DEBT FD 97717X867 368 12,445 SH   SOLE   0 0 12,445
WISDOMTREE TR EMER MKT HIGH FD 97717W315 1,182 36,656 SH   SOLE   0 0 36,656
WISDOMTREE TR EMG MKTS SMCAP 97717W281 6,649 201,300 SH   SOLE   199,992 0 1,308
WISDOMTREE TR INTL EQUITY FD 97717W703 2,339 59,227 SH   SOLE   0 0 59,227
WISDOMTREE TR US LARGECAP DIVD 97717W307 249 3,075 SH   SOLE   0 0 3,075
WISDOMTREE TR US MIDCAP DIVID 97717W505 1,399 57,921 SH   SOLE   0 0 57,921
WISDOMTREE TR US SMALLCAP DIVD 97717W604 1,068 59,246 SH   SOLE   0 0 59,246
WISDOMTREE TR YIELD ENHANCD US 97717X511 879 17,011 SH   SOLE   0 0 17,011