The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ADOBE INC COM 00724F101 407 1,280 SH   SOLE   1,280 0 0
ALPHABET INC CAP STK CL C 02079K107 219 188 SH   SOLE   188 0 0
ALPHABET INC CAP STK CL A 02079K305 521 448 SH   SOLE   448 0 0
AMAZON COM INC COM 023135106 1,987 1,019 SH   SOLE   1,019 0 0
AMGEN INC COM 031162100 249 1,228 SH   SOLE   1,228 0 0
APPLE INC COM 037833100 2,749 10,809 SH   SOLE   10,809 0 0
CHEVRON CORP NEW COM 166764100 2,052 28,322 SH   SOLE   28,322 0 0
CHIPOTLE MEXICAN GRILL INC COM 169656105 546 834 SH   SOLE   834 0 0
CIMPRESS PLC SHS EURO G2143T103 287 5,395 SH   SOLE   5,395 0 0
DISNEY WALT CO COM DISNEY 254687106 219 2,267 SH   SOLE   2,267 0 0
EXXON MOBIL CORP COM 30231G102 299 7,873 SH   SOLE   7,873 0 0
FIRST TR EXCHANGE-TRADED FD FST LOW OPPT EFT 33739Q200 2,114 41,452 SH   SOLE   41,452 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 11,409 59,921 SH   SOLE   59,921 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 7,167 43,425 SH   SOLE   43,425 0 0
ISHARES TR S&P 500 VAL ETF 464287408 9,684 100,614 SH   SOLE   100,614 0 0
ISHARES TR BARCLAYS 7 10 YR 464287440 12,890 106,112 SH   SOLE   106,112 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 380 3,828 SH   SOLE   3,828 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 437 2,903 SH   SOLE   2,903 0 0
ISHARES TR NEW YORK MUN ETF 464288323 370 6,555 SH   SOLE   6,555 0 0
ISHARES TR CALIF MUN BD ETF 464288356 6,617 109,340 SH   SOLE   109,340 0 0
ISHARES TR NATIONAL MUN ETF 464288414 725 6,412 SH   SOLE   6,412 0 0
ISHARES TR SHORT TREAS BD 464288679 10,333 93,070 SH   SOLE   93,070 0 0
ISHARES TR CORE MSCI EAFE 46432F842 805 16,141 SH   SOLE   16,141 0 0
JOHNSON & JOHNSON COM 478160104 317 2,416 SH   SOLE   2,416 0 0
JPMORGAN CHASE & CO COM 46625H100 367 4,073 SH   SOLE   4,073 0 0
L3HARRIS TECHNOLOGIES INC COM 502431109 293 1,626 SH   SOLE   1,626 0 0
MESOBLAST LTD SPONS ADR 590717104 44 10,000 SH   SOLE   10,000 0 0
MICROSOFT CORP COM 594918104 1,971 12,500 SH   SOLE   12,500 0 0
NETFLIX INC COM 64110L106 315 840 SH   SOLE   840 0 0
PEPSICO INC COM 713448108 593 4,935 SH   SOLE   4,935 0 0
PIMCO ETF TR ACTIVE BD ETF 72201R775 900 8,475 SH   SOLE   8,475 0 0
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 1,038 10,483 SH   SOLE   10,483 0 0
PROCTER & GAMBLE CO COM 742718109 450 4,094 SH   SOLE   4,094 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 3,463 39,094 SH   SOLE   39,094 0 0
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 427 20,513 SH   SOLE   20,513 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 1,768 22,000 SH   SOLE   22,000 0 0
SNAP INC CL A 83304A106 376 31,647 SH   SOLE   31,647 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 404 1,568 SH   SOLE   1,568 0 0
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848 9,987 208,232 SH   SOLE   208,232 0 0
UNION PAC CORP COM 907818108 2,541 18,015 SH   SOLE   18,015 0 0
UNITEDHEALTH GROUP INC COM 91324P102 703 2,820 SH   SOLE   2,820 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 371 4,351 SH   SOLE   4,351 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 816 5,208 SH   SOLE   5,208 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 476 5,343 SH   SOLE   5,343 0 0
WISDOMTREE TR YIELD ENHANCD US 97717X511 6,575 127,303 SH   SOLE   127,303 0 0