The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALEXANDRIA REAL ESTATE EQ IN COM 015271109 306 2,234 SH   SOLE   2,234 0 0
ALLETE INC COM NEW 018522300 610 10,052 SH   SOLE   10,052 0 0
ALLIANT ENERGY CORP COM 018802108 869 17,991 SH   SOLE   17,991 0 0
ALPHABET INC CAP STK CL C 02079K107 2,352 2,023 SH   SOLE   2,023 0 0
ALPHABET INC CAP STK CL A 02079K305 2,245 1,932 SH   SOLE   1,932 0 0
AMEREN CORP COM 023608102 807 11,081 SH   SOLE   11,081 0 0
AMERICAN ELEC PWR CO INC COM 025537101 859 10,742 SH   SOLE   10,742 0 0
AMERICAN TOWER CORP NEW COM 03027X100 1,107 5,084 SH   SOLE   5,084 0 0
APPLE INC COM 037833100 5,951 23,404 SH   SOLE   23,404 0 0
AT&T INC COM 00206R102 203 6,962 SH   SOLE   6,962 0 0
ATMOS ENERGY CORP COM 049560105 553 5,568 SH   SOLE   5,568 0 0
AVALONBAY CMNTYS INC COM 053484101 406 2,759 SH   SOLE   2,759 0 0
AVISTA CORP COM 05379B107 781 18,384 SH   SOLE   18,384 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108 272 1 SH   SOLE   0 0 1
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,479 8,091 SH   SOLE   3,791 0 4,300
BLACK HILLS CORP COM 092113109 861 13,453 SH   SOLE   13,453 0 0
BOSTON PROPERTIES INC COM 101121101 273 2,960 SH   SOLE   2,960 0 0
CAPSTAR FINL HLDGS INC COM 14070T102 99 10,000 SH   SOLE   10,000 0 0
CHEVRON CORP NEW COM 166764100 6,233 86,015 SH   SOLE   79,178 0 6,837
CIGNA CORP NEW COM 125523100 356 2,008 SH   SOLE   2,008 0 0
CMS ENERGY CORP COM 125896100 899 15,308 SH   SOLE   15,308 0 0
COLGATE PALMOLIVE CO COM 194162103 392 5,906 SH   SOLE   5,906 0 0
DIAGEO P L C SPON ADR NEW 25243Q205 309 2,431 SH   SOLE   2,431 0 0
DIGITAL RLTY TR INC COM 253868103 560 4,029 SH   SOLE   4,029 0 0
DISNEY WALT CO COM DISNEY 254687106 215 2,225 SH   SOLE   2,225 0 0
DOW INC COM 260557103 6,923 236,777 SH   SOLE   219,970 0 16,807
DUKE ENERGY CORP NEW COM NEW 26441C204 1,152 14,243 SH   SOLE   14,243 0 0
DUKE REALTY CORP COM NEW 264411505 233 7,201 SH   SOLE   7,201 0 0
ENTERGY CORP NEW COM 29364G103 1,237 13,168 SH   SOLE   13,168 0 0
EQUINIX INC COM 29444U700 1,037 1,661 SH   SOLE   1,661 0 0
EQUITY LIFESTYLE PPTYS INC COM 29472R108 204 3,552 SH   SOLE   3,552 0 0
EQUITY RESIDENTIAL SH BEN INT 29476L107 445 7,217 SH   SOLE   7,217 0 0
ESSEX PPTY TR INC COM 297178105 284 1,288 SH   SOLE   1,288 0 0
EVERSOURCE ENERGY COM 30040W108 969 12,386 SH   SOLE   12,386 0 0
EXTRA SPACE STORAGE INC COM 30225T102 240 2,510 SH   SOLE   2,510 0 0
EXXON MOBIL CORP COM 30231G102 10,440 274,943 SH   SOLE   255,322 0 19,621
FIRSTENERGY CORP COM 337932107 1,095 27,318 SH   SOLE   27,318 0 0
GENERAL ELECTRIC CO COM 369604103 95 11,965 SH   SOLE   11,965 0 0
HOME DEPOT INC COM 437076102 635 3,402 SH   SOLE   2,249 0 1,153
HOMOLOGY MEDICINES INC COM 438083107 469 30,198 SH   SOLE   30,198 0 0
HOST HOTELS & RESORTS INC COM 44107P104 156 14,147 SH   SOLE   14,147 0 0
IDACORP INC COM 451107106 630 7,179 SH   SOLE   7,179 0 0
INTEL CORP COM 458140100 540 9,982 SH   SOLE   9,982 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 17,144 154,552 SH   SOLE   143,868 0 10,684
INVESCO QQQ TR UNIT SER 1 46090E103 5,014 26,335 SH   SOLE   26,335 0 0
ISHARES GOLD TRUST ISHARES 464285105 14,844 985,006 SH   SOLE   899,864 0 85,142
ISHARES TR SELECT DIVID ETF 464287168 315 4,279 SH   SOLE   4,279 0 0
ISHARES TR TIPS BD ETF 464287176 882 7,478 SH   SOLE   6,663 0 815
ISHARES TR CORE S&P500 ETF 464287200 446 1,727 SH   SOLE   1,502 0 225
ISHARES TR CORE US AGGBD ET 464287226 811 7,028 SH   SOLE   6,718 0 310
ISHARES TR MSCI EMG MKT ETF 464287234 473 13,873 SH   SOLE   12,546 0 1,327
ISHARES TR S&P 500 GRWT ETF 464287309 1,078 6,532 SH   SOLE   4,757 0 1,775
ISHARES TR S&P 500 VAL ETF 464287408 295 3,064 SH   SOLE   2,635 0 429
ISHARES TR 1 3 YR TREAS BD 464287457 2,925 33,747 SH   SOLE   33,450 0 297
ISHARES TR MSCI EAFE ETF 464287465 217 4,062 SH   SOLE   2,764 0 1,298
ISHARES TR RUS MID CAP ETF 464287499 821 19,014 SH   SOLE   19,014 0 0
ISHARES TR COHEN STEER REIT 464287564 281 3,070 SH   SOLE   3,070 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 254 2,560 SH   SOLE   2,560 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 978 6,493 SH   SOLE   5,692 0 801
ISHARES TR RUS 2000 VAL ETF 464287630 376 4,586 SH   SOLE   4,586 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 481 4,203 SH   SOLE   4,203 0 0
ISHARES TR CORE S&P SCP ETF 464287804 337 6,008 SH   SOLE   5,735 0 273
ISHARES TR SP SMCP600VL ETF 464287879 645 6,451 SH   SOLE   6,141 0 310
ISHARES TR SHORT TREAS BD 464288679 334 3,009 SH   SOLE   3,009 0 0
JPMORGAN CHASE & CO COM 46625H100 311 3,451 SH   SOLE   3,451 0 0
LILLY ELI & CO COM 532457108 402 2,900 SH   SOLE   2,900 0 0
MASTERCARD INC CL A 57636Q104 507 2,098 SH   SOLE   2,098 0 0
MCDONALDS CORP COM 580135101 563 3,406 SH   SOLE   3,406 0 0
MEDTRONIC PLC SHS G5960L103 262 2,902 SH   SOLE   2,902 0 0
MERCK & CO. INC COM 58933Y105 241 3,137 SH   SOLE   2,437 0 700
MICROSOFT CORP COM 594918104 323 2,050 SH   SOLE   2,050 0 0
MODERNA INC COM 60770K107 643 21,477 SH   SOLE   21,477 0 0
MONDELEZ INTL INC CL A 609207105 2,121 42,346 SH   SOLE   42,346 0 0
NEXTERA ENERGY INC COM 65339F101 512 2,129 SH   SOLE   2,129 0 0
NIKE INC CL B 654106103 327 3,955 SH   SOLE   3,955 0 0
NISOURCE INC COM 65473P105 758 30,357 SH   SOLE   30,357 0 0
NORTHWEST NAT HLDG CO COM 66765N105 728 11,792 SH   SOLE   11,792 0 0
NORTHWESTERN CORP COM NEW 668074305 886 14,808 SH   SOLE   14,808 0 0
OGE ENERGY CORP COM 670837103 411 13,387 SH   SOLE   13,387 0 0
ONE GAS INC COM 68235P108 704 8,424 SH   SOLE   8,424 0 0
PEPSICO INC COM 713448108 986 8,210 SH   SOLE   8,210 0 0
PFIZER INC COM 717081103 289 8,851 SH   SOLE   7,775 0 1,076
PHILIP MORRIS INTL INC COM 718172109 840 11,513 SH   SOLE   11,103 0 410
PINNACLE WEST CAP CORP COM 723484101 766 10,111 SH   SOLE   10,111 0 0
PNM RES INC COM 69349H107 562 14,780 SH   SOLE   14,780 0 0
PORTLAND GEN ELEC CO COM NEW 736508847 802 16,737 SH   SOLE   16,737 0 0
PROCTER & GAMBLE CO COM 742718109 585 5,322 SH   SOLE   5,322 0 0
PROLOGIS INC. COM 74340W103 1,000 12,442 SH   SOLE   12,442 0 0
PUBLIC STORAGE COM 74460D109 590 2,972 SH   SOLE   2,972 0 0
REALTY INCOME CORP COM 756109104 312 6,264 SH   SOLE   6,264 0 0
SBA COMMUNICATIONS CORP NEW CL A 78410G104 272 1,008 SH   SOLE   1,008 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 1,163 18,985 SH   SOLE   18,985 0 0
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 925 20,890 SH   SOLE   20,890 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 1,607 31,184 SH   SOLE   31,184 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 851 41,133 SH   SOLE   41,133 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 1,120 43,355 SH   SOLE   43,355 0 0
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 457 8,830 SH   SOLE   8,830 0 0
SIMON PPTY GROUP INC NEW COM 828806109 330 6,009 SH   SOLE   6,009 0 0
SPDR GOLD TRUST GOLD SHS 78463V107 672 4,539 SH   SOLE   4,489 0 50
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 873 30,692 SH   SOLE   28,047 0 2,645
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 1,763 73,642 SH   SOLE   69,775 0 3,867
SPDR S&P 500 ETF TR TR UNIT 78462F103 5,519 21,411 SH   SOLE   20,908 0 503
SPDR SER TR S&P 600 SMCP VAL 78464A300 974 23,836 SH   SOLE   23,836 0 0
SPDR SER TR PRTFLO S&P500 VL 78464A508 622 24,078 SH   SOLE   23,088 0 990
SPDR SER TR PORTFOLIO S&P500 78464A854 798 26,383 SH   SOLE   20,404 0 5,979
SPDR SER TR SPDR BLOOMBERG 78468R663 496 5,414 SH   SOLE   4,866 0 548
SPDR SER TR PORTFOLIO S&P600 78468R853 835 38,221 SH   SOLE   36,046 0 2,175
SPIRE INC COM 84857L101 759 10,194 SH   SOLE   10,194 0 0
TESLA INC COM 88160R101 673 1,284 SH   SOLE   1,284 0 0
UDR INC COM 902653104 208 5,691 SH   SOLE   5,691 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 4,337 52,776 SH   SOLE   48,736 0 4,040
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 2,548 29,854 SH   SOLE   29,613 0 241
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 2,264 40,248 SH   SOLE   39,617 0 631
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 371 1,568 SH   SOLE   1,410 0 158
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 2,649 37,917 SH   SOLE   35,297 0 2,620
VANGUARD INDEX FDS SM CP VAL ETF 922908611 3,878 43,669 SH   SOLE   39,730 0 3,939
VANGUARD INDEX FDS LARGE CAP ETF 922908637 1,778 15,016 SH   SOLE   14,456 0 560
VANGUARD INDEX FDS GROWTH ETF 922908736 22,333 142,527 SH   SOLE   129,106 0 13,421
VANGUARD INDEX FDS VALUE ETF 922908744 9,111 102,301 SH   SOLE   97,480 0 4,821
VANGUARD INDEX FDS SMALL CP ETF 922908751 2,512 21,763 SH   SOLE   20,698 0 1,065
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,338 10,382 SH   SOLE   10,382 0 0
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 546 12,731 SH   SOLE   12,509 0 222
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 303 7,390 SH   SOLE   7,390 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 3,459 103,091 SH   SOLE   101,992 0 1,099
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 283 4,011 SH   SOLE   4,011 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 474 5,440 SH   SOLE   5,440 0 0
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 4,107 123,198 SH   SOLE   113,777 0 9,421
VANGUARD WORLD FD MEGA CAP INDEX 921910873 6,696 73,635 SH   SOLE   73,635 0 0
VANGUARD WORLD FDS ENERGY ETF 92204A306 375 9,812 SH   SOLE   9,232 0 580
VANGUARD WORLD FDS UTILITIES ETF 92204A876 3,495 28,665 SH   SOLE   24,904 0 3,761
VERIZON COMMUNICATIONS INC COM 92343V104 19,289 358,992 SH   SOLE   335,056 0 23,936
VISA INC COM CL A 92826C839 421 2,614 SH   SOLE   1,744 0 870
WEC ENERGY GROUP INC COM 92939U106 838 9,511 SH   SOLE   9,511 0 0
WORLD GOLD TR SPDR GLD MINIS 98149E204 24,441 1,554,774 SH   SOLE   1,498,444 0 56,330
XCEL ENERGY INC COM 98389B100 944 15,648 SH   SOLE   15,648 0 0