The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM Stock 023135106 6,004 3,080 SH   SOLE 0 3,079 0 0
INVESCO QQQ TRUST ETF 46090E103 1,040 5,464 SH   SOLE 0 5,464 0 0
SPDR PORTFOLIO AGGREGATE BOND ETF ETF 78464A649 2,457 81,289 SH   SOLE 0 81,289 0 0
JOHNSON & JOHNSON COM Stock 478160104 883 6,737 SH   SOLE 0 6,737 0 0
WASTE MGMT INC DEL COM Stock 94106L109 1,415 15,287 SH   SOLE 0 15,287 0 0
COSTCO WHSL CORP NEW COM Stock 22160K105 518 1,816 SH   SOLE 0 1,816 0 0
LEGG MASON LOW VOLATILITY HIGH DIVIDEND ETF ETF 52468L406 910 35,329 SH   SOLE 0 35,329 0 0
REAL ESTATE SELECT SECTOR SPDR FUND ETF 81369Y860 363 11,705 SH   SOLE 0 11,705 0 0
PROCTER & GAMBLE CO COM Stock 742718109 1,954 17,760 SH   SOLE 0 17,760 0 0
PPG INDS INC COM Stock 693506107 330 3,950 SH   SOLE 0 3,950 0 0
INVESCO DB COMMODITY INDEX TRACKING FUND ETF 46138B103 369 32,785 SH   SOLE 0 32,785 0 0
INTEL CORP COM Stock 458140100 2,808 51,878 SH   SOLE 0 51,878 0 0
CLOROX CO DEL COM Stock 189054109 1,593 9,197 SH   SOLE 0 9,197 0 0
NETFLIX INC COM Stock 64110L106 235 627 SH   SOLE 0 627 0 0
EATON VANCE TX MNG BY WRT OPP COM CEF 27828Y108 3,453 286,357 SH   SOLE 0 286,357 0 0
SPDR S&P 500 ETF ETF 78462F103 1,479 5,740 SH   SOLE 0 5,740 0 0
MASTERCARD INC CL A Stock 57636Q104 333 1,380 SH   SOLE 0 1,380 0 0
TYLER TECHNOLOGIES INC COM Stock 902252105 219 740 SH   SOLE 0 740 0 0
EXACT SCIENCES CORP COM Stock 30063P105 210 3,628 SH   SOLE 0 3,628 0 0
ANNALY CAPITAL MANAGEMENT INC COM REIT 035710409 156 30,800 SH   SOLE 0 30,800 0 0
ISHARES CORE U.S. REIT ETF ETF 464288521 1,413 36,083 SH   SOLE 0 36,082 0 0
ISHARES GLOBAL HEALTHCARE ETF ETF 464287325 257 4,212 SH   SOLE 0 4,212 0 0
VERIZON COMMUNICATIONS INC COM Stock 92343V104 2,517 46,848 SH   SOLE 0 46,848 0 0
SHERWIN WILLIAMS CO COM Stock 824348106 1,797 3,911 SH   SOLE 0 3,911 0 0
PEPSICO INC COM Stock 713448108 1,717 14,293 SH   SOLE 0 14,293 0 0
ISHARES CORE MSCI PACIFIC ETF ETF 46434V696 1,722 37,141 SH   SOLE 0 37,141 0 0
MARATHON OIL CORP COM Stock 565849106 33 10,081 SH   SOLE 0 10,081 0 0
INSPIRE GLOBAL HOPE ETF ETF 66538H658 862 40,646 SH   SOLE 0 40,646 0 0
KIMBERLY CLARK CORP COM Stock 494368103 224 1,755 SH   SOLE 0 1,755 0 0
PROSPECT CAP CORP 4.95 percent 07/15/2022 Convertible 74348TAR3 86 100,000 SH   SOLE 0 100,000 0 0
ISHARES MSCI USA ESG OPTIMIZED ETF ETF 46435G425 3,274 56,947 SH   SOLE 0 56,947 0 0
BLACKROCK CAP INVT CORP 5 Percent 06/15/2022 Convertible 092533AC2 21 25,000 SH   SOLE 0 25,000 0 0
SPDR GOLD SHARES ETF 78463V107 809 5,466 SH   SOLE 0 5,466 0 0
CONSUMER STAPLES SELECT SECTOR SPDR FUND ETF 81369Y308 928 17,031 SH   SOLE 0 17,031 0 0
INSPIRE 100 ETF ETF 66538H534 733 29,497 SH   SOLE 0 29,497 0 0
FS KKR CAPITAL CORP COM CEF 302635107 1,281 427,154 SH   SOLE 0 427,154 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW Stock 084670702 1,000 5,472 SH   SOLE 0 5,472 0 0
ADOBE INC COM Stock 00724F101 2,932 9,212 SH   SOLE 0 9,212 0 0
ALPHABET INC CAP STK CL A Stock 02079K305 533 459 SH   SOLE 0 459 0 0
INTUIT COM Stock 461202103 237 1,032 SH   SOLE 0 1,032 0 0
MICROSOFT CORP COM Stock 594918104 5,421 34,375 SH   SOLE 0 34,374 0 0
DOCUSIGN INC COM Stock 256163106 306 3,311 SH   SOLE 0 3,311 0 0
CVS HEALTH CORP COM Stock 126650100 1,432 24,140 SH   SOLE 0 24,140 0 0
FIDELITY LOW DURATION BOND FACTOR ETF ETF 316188408 203 4,144 SH   SOLE 0 4,144 0 0
VANGUARD INTERMEDIATE-TERM GOVERNMENT BOND ETF ETF 92206C706 387 5,483 SH   SOLE 0 5,483 0 0
VANGUARD SMALL-CAP INDEX FUND ETF 922908751 5,655 48,987 SH   SOLE 0 48,986 0 0
VANGUARD MID-CAP INDEX FUND ETF 922908629 215 1,633 SH   SOLE 0 1,633 0 0
VANGUARD INFORMATION TECHNOLOGY INDEX FUND ETF 92204A702 615 2,904 SH   SOLE 0 2,904 0 0
SILK RD MED INC COM Stock 82710M100 208 6,604 SH   SOLE 0 6,604 0 0
ZOOM VIDEO COMMUNICATIONS INC CL A Stock 98980L101 277 1,899 SH   SOLE 0 1,899 0 0
VANGUARD S&P 500 ETF ETF 922908363 227 960 SH   SOLE 0 960 0 0
AIR PRODS & CHEMS INC COM Stock 009158106 1,605 8,040 SH   SOLE 0 8,040 0 0
IPATH BLOOMBERG COMMODITY INDEX TOTAL RETURN ETN ETF 06738C778 171 10,316 SH   SOLE 0 10,316 0 0
ISHARES RUSSELL 2000 ETF ETF 464287655 226 1,975 SH   SOLE 0 1,975 0 0
DUKE ENERGY CORP NEW COM NEW Stock 26441C204 229 2,827 SH   SOLE 0 2,827 0 0
ISHARES FLOATING RATE BOND ETF ETF 46429B655 235 4,831 SH   SOLE 0 4,831 0 0
SCHWAB US DIVIDEND EQUITY ETF ETF 808524797 323 7,175 SH   SOLE 0 7,175 0 0
VISA INC COM CL A Stock 92826C839 4,271 26,509 SH   SOLE 0 26,509 0 0
ISHARES EDGE MSCI MIN VOL EAFE ETF ETF 46429B689 1,773 28,579 SH   SOLE 0 28,579 0 0
ISHARES EDGE MSCI MIN VOL USA ETF ETF 46429B697 1,207 22,342 SH   SOLE 0 22,342 0 0
PIMCO ACTIVE BOND EXCHANGE-TRADED FUND ETF 72201R775 5,023 47,311 SH   SOLE 0 47,311 0 0
VANGUARD VALUE INDEX FUND ETF 922908744 250 2,806 SH   SOLE 0 2,806 0 0
AMERICAN TOWER CORP NEW COM REIT 03027X100 244 1,121 SH   SOLE 0 1,121 0 0
FACEBOOK INC CL A Stock 30303M102 448 2,683 SH   SOLE 0 2,683 0 0
KINDER MORGAN INC DEL COM Stock 49456B101 288 20,707 SH   SOLE 0 20,707 0 0
KROGER CO COM Stock 501044101 255 8,450 SH   SOLE 0 8,450 0 0
SPDR BLOOMBERG BARCLAYS INVESTMENT GRADE FLOATING RATE ETF ETF 78468R200 232 7,890 SH   SOLE 0 7,890 0 0
NVIDIA CORP COM Stock 67066G104 414 1,569 SH   SOLE 0 1,569 0 0
ISHARES MSCI EM ESG SELECT ETF ETF 46434G863 2,113 77,210 SH   SOLE 0 77,210 0 0
RAYTHEON CO COM NEW Stock 755111507 228 1,742 SH   SOLE 0 1,742 0 0
SPDR SSGA US SMALL CAP LOW VOLATILITY INDEX ETF ETF 78468R887 1,313 19,870 SH   SOLE 0 19,870 0 0
MCDONALDS CORP COM Stock 580135101 1,730 10,465 SH   SOLE 0 10,464 0 0
CISCO SYS INC COM Stock 17275R102 1,790 45,525 SH   SOLE 0 45,525 0 0
VANGUARD TOTAL INTERNATIONAL BOND ETF ETF 92203J407 225 3,995 SH   SOLE 0 3,995 0 0
SPDR SSGA US LARGE CAP LOW VOLATILITY INDEX ETF ETF 78468R804 1,890 20,862 SH   SOLE 0 20,862 0 0
GLOBAL NET LEASE INC COM NEW REIT 379378201 237 17,728 SH   SOLE 0 17,728 0 0
AT&T INC COM Stock 00206R102 2,134 73,224 SH   SOLE 0 73,223 0 0
FLEXSHARES MORNINGSTAR US MARKET FACTORS TILT INDEX FUND ETF 33939L100 1,699 18,223 SH   SOLE 0 18,223 0 0
VANGUARD FINANCIALS INDEX FUND ETF 92204A405 204 4,031 SH   SOLE 0 4,031 0 0
ISHARES EDGE MSCI USA QUALITY FACTOR ETF ETF 46432F339 4,646 57,331 SH   SOLE 0 57,331 0 0
SCHWAB FUNDAMENTAL INTERNATIONAL SMALL COMPANY INDEX ETF ETF 808524748 2,162 92,080 SH   SOLE 0 92,080 0 0
VEEVA SYS INC CL A COM Stock 922475108 349 2,230 SH   SOLE 0 2,230 0 0
FIDELITY MSCI INFORMATION TECHNOLOGY INDEX ETF ETF 316092808 1,740 27,752 SH   SOLE 0 27,752 0 0
SPDR PORTFOLIO S&P 600 SMALL CAP ETF ETF 78468R853 3,429 156,993 SH   SOLE 0 156,993 0 0
ISHARES CORE S&P 500 ETF ETF 464287200 795 3,078 SH   SOLE 0 3,078 0 0
UNION PAC CORP COM Stock 907818108 244 1,728 SH   SOLE 0 1,728 0 0
LOCKHEED MARTIN CORP COM Stock 539830109 3,550 10,474 SH   SOLE 0 10,474 0 0
JPMORGAN CHASE & CO COM Stock 46625H100 1,791 19,888 SH   SOLE 0 19,888 0 0
SPDR PORTFOLIO EMERGING MARKETS ETF ETF 78463X509 573 20,117 SH   SOLE 0 20,117 0 0
CHEVRON CORP NEW COM Stock 166764100 375 5,170 SH   SOLE 0 5,170 0 0
VANGUARD FTSE DEVELOPED MARKETS ETF ETF 921943858 237 7,099 SH   SOLE 0 7,099 0 0
SPDR PORTFOLIO S&P 1500 COMPOSITE STOCK MARKET ETF ETF 78464A805 4,124 131,116 SH   SOLE 0 131,115 0 0
WALMART INC COM Stock 931142103 2,685 23,628 SH   SOLE 0 23,628 0 0
VANGUARD HIGH DIVIDEND YIELD ETF ETF 921946406 573 8,096 SH   SOLE 0 8,096 0 0
PFIZER INC COM Stock 717081103 340 10,402 SH   SOLE 0 10,402 0 0
GILEAD SCIENCES INC COM Stock 375558103 254 3,404 SH   SOLE 0 3,404 0 0
VANGUARD UTILITIES INDEX FUND ETF 92204A876 221 1,810 SH   SOLE 0 1,810 0 0
ISHARES YIELD OPTIMIZED BOND ETF ETF 46434V787 3,844 155,861 SH   SOLE 0 155,861 0 0
ISHARES EDGE MSCI USA SIZE FACTOR ETF ETF 46432F370 1,039 14,550 SH   SOLE 0 14,550 0 0
VANGUARD DIVIDEND APPRECIATION INDEX FUND ETF 921908844 1,133 10,956 SH   SOLE 0 10,956 0 0
ISHARES MSCI EAFE SMALL-CAP ETF ETF 464288273 706 15,754 SH   SOLE 0 15,754 0 0
ISHARES CORE U.S. AGGREGATE BOND ETF ETF 464287226 227 1,966 SH   SOLE 0 1,966 0 0
SPDR PORTFOLIO S&P 500 ETF ETF 78464A854 7,128 235,625 SH   SOLE 0 235,625 0 0
ISHARES LIQUIDITY INCOME ETF ETF 46434V878 304 6,077 SH   SOLE 0 6,077 0 0
ISHARES CORE MSCI EUROPE ETF ETF 46434V738 1,017 27,421 SH   SOLE 0 27,421 0 0
ALIBABA GROUP HLDG LTD SPONSORED ADS ADR 01609W102 390 2,005 SH   SOLE 0 2,005 0 0
DNP SELECT INCOME FD INC COM CEF 23325P104 322 32,865 SH   SOLE 0 32,865 0 0
VANGUARD MEGA CAP GROWTH ETF ETF 921910816 309 2,428 SH   SOLE 0 2,428 0 0
DOMINION ENERGY INC COM Stock 25746U109 1,684 23,323 SH   SOLE 0 23,323 0 0
AMERICAN WTR WKS CO INC NEW COM Stock 030420103 376 3,141 SH   SOLE 0 3,141 0 0
SPDR DOUBLELINE TOTAL RETURN TACTICAL ETF ETF 78467V848 4,975 103,728 SH   SOLE 0 103,728 0 0
EXXON MOBIL CORP COM Stock 30231G102 1,056 27,811 SH   SOLE 0 27,811 0 0
UNITEDHEALTH GROUP INC COM Stock 91324P102 1,756 7,042 SH   SOLE 0 7,042 0 0
VANGUARD MEGA CAP VALUE ETF ETF 921910840 651 9,855 SH   SOLE 0 9,855 0 0
ISHARES MSCI ACWI INDEX FUND ETF 464288257 7,539 120,486 SH   SOLE 0 120,486 0 0
UTILITIES SELECT SECTOR SPDR FUND ETF 81369Y886 737 13,295 SH   SOLE 0 13,295 0 0
PAYPAL HLDGS INC COM Stock 70450Y103 1,635 17,077 SH   SOLE 0 17,076 0 0
SPDR PORTFOLIO DEVELOPED WORLD EX-US ETF ETF 78463X889 651 27,193 SH   SOLE 0 27,193 0 0
ISHARES S&P MIDCAP FUND ETF 464287507 294 2,045 SH   SOLE 0 2,045 0 0
APPLE INC COM Stock 037833100 6,433 25,298 SH   SOLE 0 25,298 0 0
GLAXOSMITHKLINE PLC SPONSORED ADR ADR 37733W105 1,488 39,272 SH   SOLE 0 39,272 0 0
ABBOTT LABS COM Stock 002824100 1,895 24,014 SH   SOLE 0 24,014 0 0
SPDR BLOOMBERG BARCLAYS 1-3 MONTH T-BILL ETF ETF 78468R663 269 2,934 SH   SOLE 0 2,934 0 0
DOMINOS PIZZA INC COM Stock 25754A201 227 699 SH   SOLE 0 699 0 0
ISHARES MORNINGSTAR LARGE-CAP ETF ETF 464287127 325 2,220 SH   SOLE 0 2,220 0 0