The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM Stock 88579Y101 1,674 12,264 SH   SOLE   0 0 12,264
ABBOTT LABS COM Stock 002824100 2,462 31,197 SH   SOLE   0 0 31,045
ABBVIE INC COM Stock 00287Y109 366 4,800 SH   SOLE   0 0 4,800
ACCENTURE PLC IRELAND SHS CLASS A Stock G1151C101 2,526 15,471 SH   SOLE   0 0 15,413
ADOBE INC COM Stock 00724F101 2,943 9,248 SH   SOLE   0 0 9,201
AKAMAI TECHNOLOGIES INC COM Stock 00971T101 265 2,898 SH   SOLE   0 0 2,898
ALIGN TECHNOLOGY INC COM Stock 016255101 877 5,039 SH   SOLE   0 0 5,014
ALPHABET INC CAP STK CL A Stock 02079K305 1,613 1,388 SH   SOLE   0 0 1,384
ALPHABET INC CAP STK CL C Stock 02079K107 3,731 3,209 SH   SOLE   0 0 3,196
ALTRIA GROUP INC COM Stock 02209S103 233 6,032 SH   SOLE   0 0 6,032
AMAZON COM INC COM Stock 023135106 4,909 2,518 SH   SOLE   0 0 2,518
AMBEV SA SPONSORED ADR ADR 02319V103 120 51,981 SH   SOLE   0 0 51,981
AMERICAN EXPRESS CO COM Stock 025816109 455 5,315 SH   SOLE   0 0 5,315
AMERICAN INTL GROUP INC COM NEW Stock 026874784 213 8,803 SH   SOLE   0 0 8,803
AMERICAN TOWER CORP NEW COM REIT 03027X100 1,362 6,254 SH   SOLE   0 0 6,254
AMGEN INC COM Stock 031162100 1,294 6,385 SH   SOLE   0 0 6,385
ANALOG DEVICES INC COM Stock 032654105 234 2,613 SH   SOLE   0 0 2,613
AON PLC SHS CL A Stock G0408V102 458 2,776 SH   SOLE   0 0 2,776
APOLLO GLOBAL MGMT INC COM CL A Stock 03768E105 241 7,197 SH   SOLE   0 0 7,197
APPLE INC COM Stock 037833100 6,642 26,121 SH   SOLE   0 0 26,121
AT&T INC COM Stock 00206R102 1,166 40,002 SH   SOLE   0 0 40,002
AUTODESK INC COM Stock 052769106 909 5,826 SH   SOLE   0 0 5,793
AUTOMATIC DATA PROCESSING INC COM Stock 053015103 2,221 16,249 SH   SOLE   0 0 16,201
BAIDU INC SPON ADR REP A ADR 056752108 259 2,565 SH   SOLE   0 0 2,565
BANCO BILBAO VIZCAYA ARGENTARI SPONSORED ADR ADR 05946K101 172 56,271 SH   SOLE   0 0 56,271
BANK NEW YORK MELLON CORP COM Stock 064058100 231 6,860 SH   SOLE   0 0 6,860
BECTON DICKINSON & CO COM Stock 075887109 286 1,243 SH   SOLE   0 0 1,243
BERKLEY W R CORP COM Stock 084423102 7,633 146,316 SH   SOLE   0 0 146,316
BERKSHIRE HATHAWAY INC DEL CL A Stock 084670108 272 1 SH   SOLE   0 0 1
BERKSHIRE HATHAWAY INC DEL CL B NEW Stock 084670702 2,433 13,310 SH   SOLE   0 0 13,310
BIOGEN INC COM Stock 09062X103 400 1,265 SH   SOLE   0 0 1,265
BK OF AMERICA CORP COM Stock 060505104 716 33,711 SH   SOLE   0 0 33,711
BLACKROCK INC COM Stock 09247X101 411 935 SH   SOLE   0 0 935
BLACKSTONE GROUP INC COM CL A Stock 09260D107 528 11,586 SH   SOLE   0 0 11,586
BRISTOL-MYERS SQUIBB CO COM Stock 110122108 848 15,217 SH   SOLE   0 0 15,217
BROOKFIELD ASSET MGMT INC CL A LTD VT SH Stock 112585104 310 6,998 SH   SOLE   0 0 6,998
CANADIAN NATL RY CO COM Stock 136375102 339 4,365 SH   SOLE   0 0 4,365
CHECK POINT SOFTWARE TECH LTD ORD Stock M22465104 409 4,064 SH   SOLE   0 0 4,064
CHEVRON CORP NEW COM Stock 166764100 325 5,152 SH   SOLE   0 0 5,152
CHINA MOBILE LIMITED SPONSORED ADR ADR 16941M109 204 5,411 SH   SOLE   0 0 5,411
CHUBB LIMITED COM Stock H1467J104 335 3,002 SH   SOLE   0 0 3,001
CISCO SYS INC COM Stock 17275R102 551 14,016 SH   SOLE   0 0 14,016
CITIGROUP INC COM NEW Stock 172967424 620 14,726 SH   SOLE   0 0 14,726
COCA COLA CO COM Stock 191216100 1,248 28,202 SH   SOLE   0 0 28,202
COHEN & STEERS LTD DURATION PF COM CEF 19248C105 1,306 63,572 SH   SOLE   0 0 63,572
COLGATE PALMOLIVE CO COM Stock 194162103 310 4,672 SH   SOLE   0 0 4,672
COMCAST CORP NEW CL A Stock 20030N101 1,542 44,856 SH   SOLE   0 0 44,856
COSTCO WHSL CORP NEW COM Stock 22160K105 364 1,276 SH   SOLE   0 0 1,276
DIAGEO P L C SPON ADR NEW ADR 25243Q205 211 1,663 SH   SOLE   0 0 1,663
DISNEY WALT CO COM DISNEY Stock 254687106 1,329 13,754 SH   SOLE   0 0 13,754
DOLLAR GEN CORP NEW COM Stock 256677105 1,417 9,385 SH   SOLE   0 0 9,337
ECOLAB INC COM Stock 278865100 455 2,922 SH   SOLE   0 0 2,922
EDISON INTL COM Stock 281020107 217 3,955 SH   SOLE   0 0 3,955
EMPIRE ST RLTY OP L P UNIT LTD PRT 60 Stock 292102209 272 32,211 SH   SOLE   0 0 32,211
ENBRIDGE INC COM Stock 29250N105 393 13,525 SH   SOLE   0 0 13,525
EXXON MOBIL CORP COM Stock 30231G102 991 26,102 SH   SOLE   0 0 26,102
FACEBOOK INC CL A Stock 30303M102 3,549 21,278 SH   SOLE   0 0 21,177
FAIR ISAAC CORP COM Stock 303250104 308 1,000 SH   SOLE   0 0 1,000
GARTNER INC COM Stock 366651107 909 9,126 SH   SOLE   0 0 9,076
GENERAL ELECTRIC CO COM Stock 369604103 352 44,282 SH   SOLE   0 0 44,282
GENERAL MLS INC COM Stock 370334104 220 4,164 SH   SOLE   0 0 4,164
HEALTH CARE SELECT SECTOR SPDR FUND ETF 81369Y209 329 3,710 SH   SOLE   0 0 3,710
HOME DEPOT INC COM Stock 437076102 2,297 12,300 SH   SOLE   0 0 12,300
HONEYWELL INTL INC COM Stock 438516106 715 5,341 SH   SOLE   0 0 5,341
HSBC HLDGS PLC SPON ADR NEW ADR 404280406 306 10,929 SH   SOLE   0 0 10,929
HUBBELL INC COM Stock 443510607 227 1,980 SH   SOLE   0 0 1,980
ICICI BANK LIMITED ADR ADR 45104G104 172 20,271 SH   SOLE   0 0 20,271
INTEL CORP COM Stock 458140100 1,158 21,391 SH   SOLE   0 0 21,391
INTERNATIONAL BUSINESS MACHS COM Stock 459200101 770 6,941 SH   SOLE   0 0 6,941
INTL PAPER CO COM Stock 460146103 319 10,260 SH   SOLE   0 0 10,260
ISHARES CORE DIVIDEND GROWTH ETF ETF 46434V621 450 13,820 SH   SOLE   0 0 13,820
ISHARES EDGE MSCI MIN VOL USA ETF ETF 46429B697 360 6,660 SH   SOLE   0 0 6,660
ISHARES RUSSELL 1000 ETF ETF 464287622 394 2,785 SH   SOLE   0 0 2,785
ISHARES RUSSELL 1000 GROWTH ETF ETF 464287614 1,793 11,905 SH   SOLE   0 0 11,904
ISHARES RUSSELL 1000 VALUE ETF ETF 464287598 431 4,347 SH   SOLE   0 0 4,347
ISHARES RUSSELL 2000 ETF ETF 464287655 218 1,908 SH   SOLE   0 0 1,908
ISHARES RUSSELL 2000 VALUE ETF ETF 464287630 292 3,561 SH   SOLE   0 0 3,561
ISHARES RUSSELL MID-CAP ETF ETF 464287499 2,146 49,720 SH   SOLE   0 0 49,720
ISHARES RUSSELL MID-CAP GROWTH ETF ETF 464287481 349 2,868 SH   SOLE   0 0 2,868
ISHARES S&P 500 GROWTH ETF ETF 464287309 2,656 16,095 SH   SOLE   0 0 16,094
ISHARES S&P 500 VALUE ETF ETF 464287408 891 9,257 SH   SOLE   0 0 9,257
ISHARES SHORT MATURITY BOND ETF ETF 46431W507 1,577 32,514 SH   SOLE   0 0 32,513
ISHARES TIPS BOND ETF ETF 464287176 542 4,600 SH   SOLE   0 0 4,600
ITAU UNIBANCO HLDG S A SPON ADR REP PFD ADR 465562106 96 21,377 SH   SOLE   0 0 21,377
JOHNSON & JOHNSON COM Stock 478160104 4,079 31,104 SH   SOLE   0 0 31,104
JPMORGAN CHASE & CO COM Stock 46625H100 1,380 15,331 SH   SOLE   0 0 15,331
KIMBERLY CLARK CORP COM Stock 494368103 478 3,738 SH   SOLE   0 0 3,738
KINDER MORGAN INC DEL COM Stock 49456B101 269 19,326 SH   SOLE   0 0 19,326
LINDE PLC SHS Stock G5494J103 673 3,889 SH   SOLE   0 0 3,889
MACK CALI RLTY CORP COM REIT 554489104 228 15,000 SH   SOLE   0 0 15,000
MARKEL CORP COM Stock 570535104 445 480 SH   SOLE   0 0 480
MASTERCARD INC CL A Stock 57636Q104 2,865 11,860 SH   SOLE   0 0 11,814
MCDONALDS CORP COM Stock 580135101 430 2,599 SH   SOLE   0 0 2,599
MEDTRONIC PLC SHS Stock G5960L103 302 3,349 SH   SOLE   0 0 3,349
MERCK & CO. INC COM Stock 58933Y105 1,149 14,934 SH   SOLE   0 0 14,934
METLIFE INC COM Stock 59156R108 294 9,627 SH   SOLE   0 0 9,627
MICROSOFT CORP COM Stock 594918104 8,859 56,174 SH   SOLE   0 0 56,023
MONDELEZ INTL INC CL A Stock 609207105 594 11,857 SH   SOLE   0 0 11,857
MSCI INC COM Stock 55354G100 1,050 3,635 SH   SOLE   0 0 3,615
NETFLIX INC COM Stock 64110L106 392 1,045 SH   SOLE   0 0 1,045
NEXTERA ENERGY INC COM Stock 65339F101 1,363 5,664 SH   SOLE   0 0 5,664
NIKE INC CL B Stock 654106103 1,377 16,647 SH   SOLE   0 0 16,568
NORFOLK SOUTHERN CORP COM Stock 655844108 244 1,671 SH   SOLE   0 0 1,671
NVIDIA CORP COM Stock 67066G104 228 865 SH   SOLE   0 0 865
ORACLE CORP COM Stock 68389X105 292 6,052 SH   SOLE   0 0 6,052
PAYPAL HLDGS INC COM Stock 70450Y103 1,804 18,840 SH   SOLE   0 0 18,767
PEPSICO INC COM Stock 713448108 1,475 12,281 SH   SOLE   0 0 12,280
PFIZER INC COM Stock 717081103 2,560 78,438 SH   SOLE   0 0 78,438
PNC FINL SVCS GROUP INC COM Stock 693475105 322 3,366 SH   SOLE   0 0 3,366
PPG INDS INC COM Stock 693506107 516 6,171 SH   SOLE   0 0 6,171
PROCTER & GAMBLE CO COM Stock 742718109 2,390 21,726 SH   SOLE   0 0 21,726
PROGRESSIVE CORP OHIO COM Stock 743315103 558 7,558 SH   SOLE   0 0 7,558
RAYTHEON CO COM NEW Stock 755111507 518 3,952 SH   SOLE   0 0 3,952
RAYTHEON TECHNOLOGIES CORP COM Stock 755111507 1,203 12,750 SH   SOLE   0 0 12,750
REGENERON PHARMACEUTICALS COM Stock 75886F107 1,540 3,154 SH   SOLE   0 0 3,138
SALESFORCE COM INC COM Stock 79466L302 1,626 11,294 SH   SOLE   0 0 11,236
SAP SE SPON ADR ADR 803054204 673 6,090 SH   SOLE   0 0 6,090
SCHWAB U.S. LARGE-CAP GROWTH ETF ETF 808524300 443 5,566 SH   SOLE   0 0 5,566
SCHWAB U.S. MID-CAP ETF ETF 808524508 1,437 34,078 SH   SOLE   0 0 34,078
SCHWAB U.S. SMALL-CAP ETF ETF 808524607 1,034 20,080 SH   SOLE   0 0 20,079
SCHWAB US DIVIDEND EQUITY ETF ETF 808524797 512 11,382 SH   SOLE   0 0 11,382
SERVICENOW INC COM Stock 81762P102 1,488 5,194 SH   SOLE   0 0 5,165
SPDR S&P 500 ETF ETF 78462F103 1,672 6,487 SH   SOLE   0 0 6,487
SPDR S&P DIVIDEND ETF ETF 78464A763 1,421 17,798 SH   SOLE   0 0 17,798
STARBUCKS CORP COM Stock 855244109 979 14,885 SH   SOLE   0 0 14,810
SYSCO CORP COM Stock 871829107 274 6,014 SH   SOLE   0 0 6,014
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS ADR 874039100 684 14,317 SH   SOLE   0 0 14,317
TCG BDC INC COM CEF 872280102 296 56,650 SH   SOLE   0 0 56,650
TEXAS INSTRS INC COM Stock 882508104 873 8,735 SH   SOLE   0 0 8,735
THERMO FISHER SCIENTIFIC INC COM Stock 883556102 249 877 SH   SOLE   0 0 877
TIFFANY & CO NEW COM Stock 886547108 233 1,800 SH   SOLE   0 0 1,800
TRAVELERS COMPANIES INC COM Stock 89417E109 1,182 11,901 SH   SOLE   0 0 11,901
UNILEVER PLC SPON ADR NEW ADR 904767704 217 4,291 SH   SOLE   0 0 4,291
UNION PAC CORP COM Stock 907818108 713 5,054 SH   SOLE   0 0 5,054
UNITED PARCEL SERVICE INC CL B Stock 911312106 634 6,782 SH   SOLE   0 0 6,781
UNITEDHEALTH GROUP INC COM Stock 91324P102 1,709 6,853 SH   SOLE   0 0 6,853
US BANCORP DEL COM NEW Stock 902973304 231 6,712 SH   SOLE   0 0 6,712
VANGUARD DIVIDEND APPRECIATION INDEX FUND ETF 921908844 2,129 20,595 SH   SOLE   0 0 20,595
VANGUARD FTSE ALL-WORLD EX US INDEX FUND ETF 922042775 353 8,609 SH   SOLE   0 0 8,609
VANGUARD FTSE DEVELOPED MARKETS ETF ETF 921943858 353 10,598 SH   SOLE   0 0 10,598
VANGUARD HIGH DIVIDEND YIELD ETF ETF 921946406 391 5,527 SH   SOLE   0 0 5,526
VANGUARD INFORMATION TECHNOLOGY INDEX FUND ETF 92204A702 308 1,455 SH   SOLE   0 0 1,455
VANGUARD MID-CAP GROWTH INDEX FUND ETF 922908538 260 2,051 SH   SOLE   0 0 2,051
VANGUARD REAL ESTATE ETF ETF 922908553 547 7,826 SH   SOLE   0 0 7,826
VANGUARD S&P 500 ETF ETF 922908363 647 2,732 SH   SOLE   0 0 2,732
VERIZON COMMUNICATIONS INC COM Stock 92343V104 1,742 32,423 SH   SOLE   0 0 32,422
VERTEX PHARMACEUTICALS INC COM Stock 92532F100 237 994 SH   SOLE   0 0 994
VISA INC COM CL A Stock 92826C839 3,394 21,063 SH   SOLE   0 0 20,989
VULCAN MATLS CO COM Stock 929160109 221 2,044 SH   SOLE   0 0 2,044
WALMART INC COM Stock 931142103 685 6,031 SH   SOLE   0 0 6,031
WASTE MGMT INC DEL COM Stock 94106L109 681 7,353 SH   SOLE   0 0 7,353
WEC ENERGY GROUP INC COM Stock 92939U106 456 5,176 SH   SOLE   0 0 5,176
WELLS FARGO CO NEW COM Stock 949746101 831 28,964 SH   SOLE   0 0 28,964
WILLIAMS COS INC COM Stock 969457100 286 20,191 SH   SOLE   0 0 20,191
ZOETIS INC CL A Stock 98978V103 2,538 21,563 SH   SOLE   0 0 21,473