The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM Stock 023135106 10,647 5,461 SH   SOLE 0 5,461 0 0
MIMECAST LTD ORD SHS Stock G14838109 675 19,115 SH   SOLE 0 19,115 0 0
JOHNSON & JOHNSON Stock 478160104 16,795 128,076 SH   SOLE 0 128,076 0 0
FLEETCOR TECHNOLOGIES INC COM Stock 339041105 5,639 30,229 SH   SOLE 0 30,229 0 0
DISCOVERY INC COM SER C Stock 25470F302 1,556 88,729 SH   SOLE 0 88,729 0 0
VANGUARD TOTAL STOCK MARKET INDEX FUND ETF 922908769 730 5,661 SH   SOLE 0 5,661 0 0
COSTCO WHOLESALE CORPORATION Stock 22160K105 6,969 24,443 SH   SOLE 0 24,443 0 0
GOLDMAN SACHS GROUP INC COM Stock 38141G104 3,715 24,032 SH   SOLE 0 24,032 0 0
TELEDYNE TECHNOLOGIES INC COM Stock 879360105 1,858 6,249 SH   SOLE 0 6,249 0 0
PERMIAN BASIN RTY TR UNIT BEN INT Stock 714236106 136 47,600 SH   SOLE 0 47,600 0 0
LIBERTY MEDIA CORP DEL COM C SIRIUSXM Stock 531229607 270 8,548 SH   SOLE 0 8,548 0 0
PROCTER & GAMBLE COMPANY Stock 742718109 14,308 130,069 SH   SOLE 0 130,069 0 0
COCA COLA CO COM Stock 191216100 10,677 241,295 SH   SOLE 0 241,295 0 0
GENERAL MLS INC COM Stock 370334104 1,893 35,873 SH   SOLE 0 35,873 0 0
UNITED PARCEL SERVICE INC CL B Stock 911312106 6,033 64,575 SH   SOLE 0 64,575 0 0
INTEL CORP COM Stock 458140100 7,124 131,630 SH   SOLE 0 131,630 0 0
MEDTRONIC PLC SHS Stock G5960L103 5,455 60,495 SH   SOLE 0 60,495 0 0
PB BANCORP INC COM Stock 70454T100 265 17,765 SH   SOLE 0 17,765 0 0
LAUDER ESTEE COS INC CL A Stock 518439104 298 1,869 SH   SOLE 0 1,869 0 0
MERCK & CO. INC COM Stock 58933Y105 6,109 79,399 SH   SOLE 0 79,399 0 0
SPDR S&P 500 ETF ETF 78462F103 807 3,132 SH   SOLE 0 3,132 0 0
TIMKENSTEEL CORP 6 06/01/2021 Convertible 887399AA1 2,655 3,225,000 SH   SOLE 0 3,225,000 0 0
MASTERCARD INC CL A Stock 57636Q104 18,157 75,167 SH   SOLE 0 75,167 0 0
FIRST REP BK SAN FRANCISCO CAL COM Stock 33616C100 4,748 57,710 SH   SOLE 0 57,710 0 0
EMERSON ELEC CO COM Stock 291011104 5,485 115,117 SH   SOLE 0 115,117 0 0
WESTERN NEW ENG BANCORP INC COM Stock 958892101 164 24,279 SH   SOLE 0 24,279 0 0
ISHARES TIPS BOND ETF ETF 464287176 212 1,800 SH   SOLE 0 1,800 0 0
SMUCKER J M CO COM NEW Stock 832696405 2,938 26,470 SH   SOLE 0 26,470 0 0
EDWARDS LIFESCIENCES CORP COM Stock 28176E108 7,302 38,711 SH   SOLE 0 38,711 0 0
CITIZENS CMNTY BANCORP INC MD COM Stock 174903104 121 18,778 SH   SOLE 0 18,778 0 0
VERIZON COMMUNICATIONS INC. Stock 92343V104 5,075 94,457 SH   SOLE 0 94,457 0 0
CHUBB LIMITED COM Stock H1467J104 5,280 47,277 SH   SOLE 0 47,277 0 0
FEDEX CORP COM Stock 31428X106 908 7,491 SH   SOLE 0 7,491 0 0
SHERWIN WILLIAMS CO COM Stock 824348106 1,706 3,712 SH   SOLE 0 3,712 0 0
PEPSICO, INC. Stock 713448108 11,569 96,331 SH   SOLE 0 96,331 0 0
ISHARES 1-3 YEAR TREASURY BOND ETF ETF 464287457 229 2,645 SH   SOLE 0 2,645 0 0
HONEYWELL INTERNATIONAL INC. Stock 438516106 377 2,819 SH   SOLE 0 2,819 0 0
TRANE TECHNOLOGIES PLC SHS Stock G8994E103 1,133 13,716 SH   SOLE 0 13,716 0 0
FIRSTENERGY CORP COM Stock 337932107 547 13,660 SH   SOLE 0 13,660 0 0
FORD MTR CO DEL COM Stock 345370860 51 10,599 SH   SOLE 0 10,599 0 0
BP PLC SPONSORED ADR ADR 055622104 312 12,793 SH   SOLE 0 12,793 0 0
HOME DEPOT INC COM Stock 437076102 5,388 28,859 SH   SOLE 0 28,859 0 0
BAXTER INTL INC COM Stock 071813109 5,807 71,518 SH   SOLE 0 71,518 0 0
AUTOMATIC DATA PROCESSING INC COM Stock 053015103 2,820 20,635 SH   SOLE 0 20,635 0 0
HV BANCORP INC COM Stock 40441H105 149 13,550 SH   SOLE 0 13,550 0 0
SPDR GOLD SHARES ETF 78463V107 626 4,228 SH   SOLE 0 4,228 0 0
SOUTHERN CO COM Stock 842587107 336 6,210 SH   SOLE 0 6,210 0 0
BECTON DICKINSON & CO COM Stock 075887109 7,916 34,451 SH   SOLE 0 34,451 0 0
KEYCORP COM Stock 493267108 818 78,897 SH   SOLE 0 78,897 0 0
JPMORGAN ULTRA-SHORT INCOME ETF ETF 46641Q837 298 6,000 SH   SOLE 0 6,000 0 0
PIMCO ENHANCED SHORT MATURITY ACTIVE EXCHANGE-TRADED FUND ETF 72201R833 2,056 20,771 SH   SOLE 0 20,771 0 0
MERIDIAN BANCORP INC MD COM Stock 58958U103 114 10,150 SH   SOLE 0 10,150 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW Stock 084670702 11,254 61,553 SH   SOLE 0 61,553 0 0
ADOBE INC COM Stock 00724F101 3,238 10,175 SH   SOLE 0 10,175 0 0
VANGUARD SHORT-TERM CORPORATE BOND INDEX FUND ETF 92206C409 12,493 157,934 SH   SOLE 0 157,934 0 0
ALPHABET INC CAP STK CL A Stock 02079K305 7,137 6,142 SH   SOLE 0 6,142 0 0
O REILLY AUTOMOTIVE INC NEW COM Stock 67103H107 6,592 21,897 SH   SOLE 0 21,897 0 0
UNILEVER PLC SPON ADR NEW ADR 904767704 4,125 81,573 SH   SOLE 0 81,573 0 0
CSX CORP COM Stock 126408103 1,342 23,427 SH   SOLE 0 23,427 0 0
SENSATA TECHNOLOGIES HLDNG PLC SHS Stock G8060N102 2,865 99,039 SH   SOLE 0 99,039 0 0
COMCAST CORP NEW CL A Stock 20030N101 10,481 304,864 SH   SOLE 0 304,864 0 0
MICROSOFT CORP COM Stock 594918104 24,322 154,223 SH   SOLE 0 154,222 0 0
SCHLUMBERGER LTD COM Stock 806857108 1,204 89,268 SH   SOLE 0 89,268 0 0
CVS HEALTH CORP COM Stock 126650100 5,960 100,462 SH   SOLE 0 100,462 0 0
RPM INTL INC COM Stock 749685103 225 3,780 SH   SOLE 0 3,780 0 0
BERKSHIRE HATHAWAY INC DEL CL A Stock 084670108 3,264 12 SH   SOLE 0 12 0 0
BOEING CO COM Stock 097023105 5,647 37,861 SH   SOLE 0 37,861 0 0
VANGUARD SMALL-CAP INDEX FUND ETF 922908751 522 4,518 SH   SOLE 0 4,518 0 0
NEXTERA ENERGY INC COM Stock 65339F101 561 2,331 SH   SOLE 0 2,330 0 0
LINDE PLC SHS Stock G5494J103 5,630 32,543 SH   SOLE 0 32,543 0 0
NORFOLK SOUTHERN CORP COM Stock 655844108 1,524 10,440 SH   SOLE 0 10,440 0 0
FOX CORP CL A COM Stock 35137L105 1,119 47,358 SH   SOLE 0 47,358 0 0
AMERISERV FINL INC COM Stock 03074A102 29 11,000 SH   SOLE 0 11,000 0 0
FIFTH THIRD BANCORP COM Stock 316773100 747 50,288 SH   SOLE 0 50,288 0 0
HUNTINGTON BANCSHARES INC COM Stock 446150104 3,206 390,517 SH   SOLE 0 390,517 0 0
RICHMOND MUT BANCORPORATIN INC COM Stock 76525P100 349 34,240 SH   SOLE 0 34,240 0 0
HARBORONE BANCORP INC NEW COM NEW Stock 41165Y100 151 20,000 SH   SOLE 0 20,000 0 0
AIR PRODS & CHEMS INC COM Stock 009158106 2,223 11,135 SH   SOLE 0 11,135 0 0
ISHARES RUSSELL MID-CAP VALUE ETF ETF 464287473 223 3,478 SH   SOLE 0 3,478 0 0
BOGOTA FINL CORP COM Stock 097235105 172 25,000 SH   SOLE 0 25,000 0 0
DUKE ENERGY CORP NEW COM NEW Stock 26441C204 405 5,006 SH   SOLE 0 5,006 0 0
INGERSOLL RAND INC COM Stock 45687V106 272 10,960 SH   SOLE 0 10,960 0 0
INVESCO S&P 500 LOW VOLATILITY ETF ETF 46138E354 218 4,652 SH   SOLE 0 4,652 0 0
MILLICOM INTL CELLULAR S A COM STK Stock L6388F110 567 19,969 SH   SOLE 0 19,969 0 0
AMERICAN ELEC PWR CO INC COM Stock 025537101 1,465 18,313 SH   SOLE 0 18,313 0 0
KEMPER CORP DEL COM Stock 488401100 4,708 63,311 SH   SOLE 0 63,311 0 0
ENERGY TRANSFER LP COM UT LTD PTN Stock 29273V100 57 12,405 SH   SOLE 0 12,405 0 0
TRACTOR SUPPLY CO COM Stock 892356106 396 4,680 SH   SOLE 0 4,680 0 0
VISA INC COM CL A Stock 92826C839 659 4,091 SH   SOLE 0 4,091 0 0
HERSHEY CO COM Stock 427866108 7,296 55,066 SH   SOLE 0 55,065 0 0
ISHARES EDGE MSCI MIN VOL USA ETF ETF 46429B697 274 5,082 SH   SOLE 0 5,082 0 0
VANGUARD VALUE INDEX FUND ETF 922908744 443 4,979 SH   SOLE 0 4,979 0 0
VANGUARD GROWTH INDEX FUND ETF 922908736 226 1,440 SH   SOLE 0 1,440 0 0
FACEBOOK INC CL A Stock 30303M102 9,229 55,332 SH   SOLE 0 55,332 0 0
FIDUCIARY CLAYMORE ENGRY INFRA COM CEF 31647Q106 13 10,400 SH   SOLE 0 10,400 0 0
SOUND FINL BANCORP INC COM Stock 83607A100 218 10,200 SH   SOLE 0 10,200 0 0
CENTRAL FED CORP COM NEW PAR Stock 15346Q400 1,135 107,930 SH   SOLE 0 107,930 0 0
MONDELEZ INTL INC CL A Stock 609207105 1,354 27,038 SH   SOLE 0 27,038 0 0
D R HORTON INC COM Stock 23331A109 2,498 73,485 SH   SOLE 0 73,485 0 0
JOHNSON CTLS INTL PLC SHS Stock G51502105 358 13,280 SH   SOLE 0 13,280 0 0
MOODYS CORP COM Stock 615369105 212 1,000 SH   SOLE 0 1,000 0 0
PIONEER NAT RES CO COM Stock 723787107 256 3,648 SH   SOLE 0 3,648 0 0
TIMKEN CO COM Stock 887389104 950 29,367 SH   SOLE 0 29,367 0 0
CUMMINS INC COM Stock 231021106 4,513 33,350 SH   SOLE 0 33,350 0 0
EOG RES INC COM Stock 26875P101 1,742 48,510 SH   SOLE 0 48,510 0 0
INVESTORS BANCORP INC NEW COM Stock 46146L101 99 12,350 SH   SOLE 0 12,350 0 0
ABBVIE INC COM Stock 00287Y109 3,387 44,457 SH   SOLE 0 44,457 0 0
CURTISS WRIGHT CORP COM Stock 231561101 1,464 15,843 SH   SOLE 0 15,843 0 0
ZOETIS INC CL A Stock 98978V103 700 5,946 SH   SOLE 0 5,946 0 0
FARMERS NATIONAL BANC CORP COM Stock 309627107 5,848 502,807 SH   SOLE 0 502,807 0 0
FS BANCORP INC COM Stock 30263Y104 262 7,285 SH   SOLE 0 7,285 0 0
ROCKWELL AUTOMATION INC COM Stock 773903109 2,081 13,787 SH   SOLE 0 13,787 0 0
STRYKER CORP COM Stock 863667101 5,846 35,116 SH   SOLE 0 35,116 0 0
QUALCOMM INC COM Stock 747525103 1,307 19,323 SH   SOLE 0 19,323 0 0
GENERAL DYNAMICS CORP COM Stock 369550108 857 6,475 SH   SOLE 0 6,475 0 0
MCDONALDS CORP COM Stock 580135101 8,531 51,595 SH   SOLE 0 51,594 0 0
INTERCONTINENTAL EXCHANGE INC COM Stock 45866F104 7,231 89,551 SH   SOLE 0 89,551 0 0
CISCO SYS INC COM Stock 17275R102 5,835 148,427 SH   SOLE 0 148,427 0 0
LIBERTY GLOBAL PLC SHS CL C Stock G5480U120 357 22,737 SH   SOLE 0 22,737 0 0
AT&T INC COM Stock 00206R102 4,346 149,077 SH   SOLE 0 149,077 0 0
GENERAL ELECTRIC CO COM Stock 369604103 1,006 126,643 SH   SOLE 0 126,642 0 0
CHARTER COMMUNICATIONS INC NEW CL A Stock 16119P108 430 986 SH   SOLE 0 986 0 0
LAMAR ADVERTISING CO NEW CL A REIT 512816109 1,336 26,048 SH   SOLE 0 26,048 0 0
WELLS FARGO CO NEW COM Stock 949746101 3,392 118,205 SH   SOLE 0 118,205 0 0
UNION PAC CORP COM Stock 907818108 2,389 16,940 SH   SOLE 0 16,940 0 0
MCCORMICK & CO INC COM NON VTG Stock 579780206 240 1,700 SH   SOLE 0 1,700 0 0
NORTHROP GRUMMAN CORP COM Stock 666807102 3,600 11,899 SH   SOLE 0 11,899 0 0
DIEBOLD NXDF INC COM Stock 253651103 145 41,059 SH   SOLE 0 41,059 0 0
REPUBLIC SVCS INC COM Stock 760759100 551 7,335 SH   SOLE 0 7,335 0 0
LOCKHEED MARTIN CORP COM Stock 539830109 262 772 SH   SOLE 0 772 0 0
JPMORGAN CHASE & CO COM Stock 46625H100 7,595 84,363 SH   SOLE 0 84,363 0 0
CHEVRON CORP NEW COM Stock 166764100 6,359 87,757 SH   SOLE 0 87,757 0 0
CONOCOPHILLIPS COM Stock 20825C104 3,291 106,835 SH   SOLE 0 106,835 0 0
MARKEL CORP COM Stock 570535104 1,582 1,705 SH   SOLE 0 1,705 0 0
CINCINNATI FINL CORP COM Stock 172062101 374 4,956 SH   SOLE 0 4,956 0 0
TJX COS INC NEW COM Stock 872540109 5,616 117,458 SH   SOLE 0 117,458 0 0
BERKSHIRE HILLS BANCORP INC COM Stock 084680107 181 12,167 SH   SOLE 0 12,167 0 0
WALMART INC COM Stock 931142103 1,047 9,216 SH   SOLE 0 9,216 0 0
INTERNATIONAL BUSINESS MACHS COM Stock 459200101 2,170 19,561 SH   SOLE 0 19,561 0 0
ORACLE CORP COM Stock 68389X105 415 8,578 SH   SOLE 0 8,578 0 0
RAYTHEON TECHNOLOGIES CORP COM Stock 75513E101 921 9,760 SH   SOLE 0 9,760 0 0
VANGUARD FTSE EMERGING MARKETS ETF ETF 922042858 297 8,854 SH   SOLE 0 8,853 0 0
TEXAS INSTRS INC COM Stock 882508104 3,478 34,804 SH   SOLE 0 34,804 0 0
TARGET CORP COM Stock 87612E106 423 4,550 SH   SOLE 0 4,550 0 0
PFIZER INC COM Stock 717081103 2,868 87,860 SH   SOLE 0 87,860 0 0
3M COMPANY Stock 88579Y101 2,573 18,850 SH   SOLE 0 18,850 0 0
CATERPILLAR INC DEL COM Stock 149123101 2,586 22,288 SH   SOLE 0 22,288 0 0
ALPHABET INC CAP STK CL C Stock 02079K107 9,619 8,272 SH   SOLE 0 8,272 0 0
AMERICAN EXPRESS CO COM Stock 025816109 1,440 16,823 SH   SOLE 0 16,823 0 0
AMGEN INC COM Stock 031162100 317 1,563 SH   SOLE 0 1,563 0 0
TRANSDIGM GROUP INC COM Stock 893641100 758 2,367 SH   SOLE 0 2,367 0 0
VANGUARD DIVIDEND APPRECIATION INDEX FUND ETF 921908844 1,064 10,289 SH   SOLE 0 10,289 0 0
TIMKENSTEEL CORP COM Stock 887399103 451 139,562 SH   SOLE 0 139,562 0 0
ECHOSTAR CORP CL A Stock 278768106 640 20,024 SH   SOLE 0 20,024 0 0
SYNCHRONY FINL COM Stock 87165B103 835 51,869 SH   SOLE 0 51,869 0 0
EATON CORP PLC SHS Stock G29183103 951 12,236 SH   SOLE 0 12,236 0 0
VANGUARD SHORT-TERM BOND INDEX FUND ETF 921937827 224 2,722 SH   SOLE 0 2,722 0 0
PHILIP MORRIS INTL INC COM Stock 718172109 4,959 67,975 SH   SOLE 0 67,975 0 0
ROPER TECHNOLOGIES INC COM Stock 776696106 902 2,892 SH   SOLE 0 2,892 0 0
PNC FINL SVCS GROUP INC COM Stock 693475105 255 2,669 SH   SOLE 0 2,669 0 0
BRISTOL-MYERS SQUIBB CO COM Stock 110122108 3,264 58,564 SH   SOLE 0 58,563 0 0
ALTRIA GROUP, INC. Stock 02209S103 1,026 26,525 SH   SOLE 0 26,525 0 0
LOEWS CORP COM Stock 540424108 710 20,395 SH   SOLE 0 20,395 0 0
DOMINION ENERGY INC COM Stock 25746U109 3,715 51,466 SH   SOLE 0 51,466 0 0
AMERICAN WTR WKS CO INC NEW COM Stock 030420103 309 2,585 SH   SOLE 0 2,585 0 0
EXXON MOBIL CORP COM Stock 30231G102 5,983 157,563 SH   SOLE 0 157,562 0 0
LOWES COS INC COM Stock 548661107 5,745 66,763 SH   SOLE 0 66,763 0 0
ROYAL DUTCH SHELL PLC SPON ADR B ADR 780259107 731 22,381 SH   SOLE 0 22,381 0 0
DEERE & CO COM Stock 244199105 1,527 11,050 SH   SOLE 0 11,050 0 0
CIVISTA BANCSHARES INC COM NO PAR Stock 178867107 4,099 274,015 SH   SOLE 0 274,015 0 0
VODAFONE GROUP PLC NEW SPONSORED ADR ADR 92857W308 183 13,302 SH   SOLE 0 13,302 0 0
EQUITY LIFESTYLE PPTYS INC COM REIT 29472R108 370 6,440 SH   SOLE 0 6,440 0 0
KRAFT HEINZ CO COM Stock 500754106 277 11,199 SH   SOLE 0 11,199 0 0
PAYPAL HLDGS INC COM Stock 70450Y103 7,145 74,634 SH   SOLE 0 74,634 0 0
DISH NETWORK CORPORATION CL A Stock 25470M109 1,885 94,305 SH   SOLE 0 94,305 0 0
ESSA BANCORP INC COM Stock 29667D104 240 17,597 SH   SOLE 0 17,597 0 0
ISHARES MSCI EAFE ETF ETF 464287465 669 12,523 SH   SOLE 0 12,522 0 0
APPLE INC COM Stock 037833100 25,354 99,704 SH   SOLE 0 99,703 0 0
WEC ENERGY GROUP INC COM Stock 92939U106 232 2,628 SH   SOLE 0 2,628 0 0
ABBOTT LABS COM Stock 002824100 9,024 114,359 SH   SOLE 0 114,359 0 0
DISNEY WALT CO COM DISNEY Stock 254687106 12,553 129,947 SH   SOLE 0 129,947 0 0