The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
DBX ETF TR XTRACK MSCI EAFE 233051200 25,003 932,949 SH   SOLE   932,949 0 0
FACEBOOK INC CL A 30303M102 19,797 118,689 SH   SOLE   118,689 0 0
GRANITESHARES GOLD TR SHS BEN INT 38748G101 148,375 9,450,667 SH   SOLE   9,450,667 0 0
ISHARES INC CORE MSCI EMKT 46434G103 237,905 5,878,554 SH   SOLE   5,878,554 0 0
ISHARES TR 20 YR TR BD ETF 464287432 134,523 815,440 SH   SOLE   815,440 0 0
ISHARES TR CORE 1 5 YR USD 46432F859 657 13,000 SH   SOLE   13,000 0 0
ISHARES TR CORE S&P MCP ETF 464287507 234 1,630 SH   SOLE   1,630 0 0
ISHARES TR INTRM GOV CR ETF 464288612 11,218 97,783 SH   SOLE   97,783 0 0
ISHARES TR MSCI ACWI ETF 464288257 256 4,088 SH   SOLE   4,088 0 0
ISHARES TR MSCI EAFE ETF 464287465 1,317 24,626 SH   SOLE   24,626 0 0
ISHARES TR RUS 1000 ETF 464287622 2,989 21,122 SH   SOLE   21,122 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 3,474 23,063 SH   SOLE   23,063 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 263 2,656 SH   SOLE   2,656 0 0
ISHARES TR RUS 2000 VAL ETF 464287630 6,026 73,459 SH   SOLE   73,459 0 0
ISHARES TR RUS MID CAP ETF 464287499 243 5,629 SH   SOLE   5,629 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 212 1,849 SH   SOLE   1,849 0 0
ISHARES TR S&P MC 400GR ETF 464287606 217 1,215 SH   SOLE   1,215 0 0
ISHARES TR S&P SML 600 GWT 464287887 205 1,485 SH   SOLE   1,485 0 0
ISHARES TR SHORT TREAS BD 464288679 33,141 298,514 SH   SOLE   298,514 0 0
ISHARES TR SHRT NAT MUN ETF 464288158 7,226 67,976 SH   SOLE   67,976 0 0
ISHARES TR US TREAS BD ETF 46429B267 73,123 2,610,612 SH   SOLE   2,610,612 0 0
ISHARES TR USA QUALITY FCTR 46432F339 185,598 2,290,204 SH   SOLE   2,290,204 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 841 32,549 SH   SOLE   32,549 0 0
SCHWAB STRATEGIC TR US REIT ETF 808524847 2,278 69,566 SH   SOLE   69,566 0 0
SPDR GOLD TRUST GOLD SHS 78463V107 1,862 12,575 SH   SOLE   12,575 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 57,687 223,809 SH   SOLE   223,809 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 258 1,000 SH Call SOLE   1,000 0 0
SPDR SER TR PORTFOLI S&P1500 78464A805 1,393 44,284 SH   SOLE   44,284 0 0
SPDR SER TR PRTFLO S&P500 GW 78464A409 678 18,971 SH   SOLE   18,971 0 0
SPDR SER TR PRTFLO S&P500 VL 78464A508 692 26,777 SH   SOLE   26,777 0 0
SPDR SER TR SPDR BLOOMBERG 78468R663 13,634 148,789 SH   SOLE   148,789 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 835 11,950 SH   SOLE   11,950 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 3,641 15,376 SH   SOLE   15,376 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 550 6,194 SH   SOLE   6,194 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 442 3,426 SH   SOLE   3,426 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 178,519 5,320,984 SH   SOLE   5,320,984 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 84 2,500 SH Call SOLE   2,500 0 0
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 264 3,375 SH   SOLE   3,375 0 0
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 4,799 111,830 SH   SOLE   111,830 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 628 10,000 SH   SOLE   10,000 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 2,363 22,860 SH   SOLE   22,860 0 0
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 46,099 1,382,700 SH   SOLE   1,382,700 0 0
WISDOMTREE TR INTL MIDCAP DV 97717W778 529 11,282 SH   SOLE   11,282 0 0
WISDOMTREE TR INTL SMCAP DIV 97717W760 265 5,519 SH   SOLE   5,519 0 0