The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 208 1,180 SH   SOLE   1,180 0 0
ABB LTD SPONSORED ADR 000375204 730 30,300 SH   SOLE   30,300 0 0
ABBOTT LABS COM 002824100 1,105 12,725 SH   SOLE   12,725 0 0
ABBVIE INC COM 00287Y109 1,091 12,325 SH   SOLE   12,325 0 0
ALLIANCEBERNSTEIN HOLDING LP UNIT LTD PARTN 01881G106 1,891 62,500 SH   SOLE   62,500 0 0
ALPHABET INC CAP STK CL C 02079K107 7,013 5,245 SH   SOLE   5,245 0 0
ALPHABET INC CAP STK CL A 02079K305 12,013 8,969 SH   SOLE   8,969 0 0
ALTRIA GROUP INC COM 02209S103 1,157 23,188 SH   SOLE   23,188 0 0
AMERICAN EXPRESS CO COM 025816109 255 2,050 SH   SOLE   2,050 0 0
AMGEN INC COM 031162100 995 4,128 SH   SOLE   4,128 0 0
APPLE INC COM 037833100 46,341 157,812 SH   SOLE   157,812 0 0
ARCHER DANIELS MIDLAND CO COM 039483102 8,756 188,913 SH   SOLE   188,913 0 0
AT&T INC COM 00206R102 1,203 30,779 SH   SOLE   30,779 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 2,483 14,561 SH   SOLE   14,561 0 0
BANK AMER CORP COM 060505104 1,154 32,775 SH   SOLE   32,775 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,730 7,639 SH   SOLE   7,639 0 0
BLACKROCK INC COM 09247X101 1,722 3,426 SH   SOLE   3,426 0 0
BLACKSTONE GROUP INC COM CL A 09260D107 1,007 18,000 SH   SOLE   18,000 0 0
BOEING CO COM 097023105 1,466 4,501 SH   SOLE   4,501 0 0
BOSTON SCIENTIFIC CORP COM 101137107 298 6,595 SH   SOLE   6,595 0 0
BP PLC SPONSORED ADR 055622104 5,736 151,975 SH   SOLE   151,975 0 0
BRISTOL MYERS SQUIBB CO COM 110122108 1,394 21,715 SH   SOLE   21,715 0 0
CATERPILLAR INC DEL COM 149123101 1,526 10,330 SH   SOLE   10,330 0 0
CDK GLOBAL INC COM 12508E101 254 4,642 SH   SOLE   4,642 0 0
CHEVRON CORP NEW COM 166764100 1,019 8,453 SH   SOLE   8,453 0 0
CISCO SYS INC COM 17275R102 2,535 52,866 SH   SOLE   52,866 0 0
COCA COLA CO COM 191216100 486 8,775 SH   SOLE   8,775 0 0
COLGATE PALMOLIVE CO COM 194162103 2,988 43,400 SH   SOLE   43,400 0 0
COMCAST CORP NEW CL A 20030N101 598 13,291 SH   SOLE   13,291 0 0
CORNING INC COM 219350105 7,272 249,810 SH   SOLE   249,810 0 0
COVIA HLDGS CORP COM 22305A103 70 34,114 SH   SOLE   34,114 0 0
CSX CORP COM 126408103 284 3,922 SH   SOLE   3,922 0 0
CVS HEALTH CORP COM 126650100 6,961 93,696 SH   SOLE   93,696 0 0
DEERE & CO COM 244199105 320 1,850 SH   SOLE   1,850 0 0
DISNEY WALT CO COM DISNEY 254687106 12,711 87,889 SH   SOLE   87,889 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 892 9,785 SH   SOLE   9,785 0 0
EATON CORP PLC SHS G29183103 362 3,822 SH   SOLE   3,822 0 0
EMERSON ELEC CO COM 291011104 741 9,717 SH   SOLE   9,717 0 0
ENERGY TRANSFER LP COM UT LTD PTN 29273V100 164 12,800 SH   SOLE   12,800 0 0
ENTERPRISE PRODS PARTNERS L COM 293792107 401 14,248 SH   SOLE   14,248 0 0
EXELON CORP COM 30161N101 381 8,357 SH   SOLE   8,357 0 0
EXXON MOBIL CORP COM 30231G102 6,812 97,618 SH   SOLE   97,618 0 0
GENERAL ELECTRIC CO COM 369604103 525 47,007 SH   SOLE   47,007 0 0
GENERAL MLS INC COM 370334104 407 7,596 SH   SOLE   7,596 0 0
GILEAD SCIENCES INC COM 375558103 6,154 94,708 SH   SOLE   94,708 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 235 1,020 SH   SOLE   1,020 0 0
HANESBRANDS INC COM 410345102 354 23,859 SH   SOLE   23,859 0 0
HARLEY DAVIDSON INC COM 412822108 239 6,420 SH   SOLE   6,420 0 0
HIGHWOODS PPTYS INC COM 431284108 1,678 34,300 SH   SOLE   34,300 0 0
HOME DEPOT INC COM 437076102 5,164 23,646 SH   SOLE   23,646 0 0
HONEYWELL INTL INC COM 438516106 676 3,818 SH   SOLE   3,818 0 0
INTEL CORP COM 458140100 1,209 20,200 SH   SOLE   20,200 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 781 5,823 SH   SOLE   5,823 0 0
INTL PAPER CO COM 460146103 368 8,000 SH   SOLE   8,000 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 532 2,500 SH   SOLE   2,500 0 0
ISHARES TR MSCI EAFE ETF 464287465 272 3,914 SH   SOLE   3,914 0 0
ISHARES TR CORE S&P MCP ETF 464287507 295 1,434 SH   SOLE   1,434 0 0
ISHARES TR NASDAQ BIOTECH 464287556 644 5,345 SH   SOLE   5,345 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 370 2,232 SH   SOLE   2,232 0 0
ISHARES TR US OIL EQ&SV ETF 464288844 1,008 49,560 SH   SOLE   49,560 0 0
JOHNSON & JOHNSON COM 478160104 12,287 84,235 SH   SOLE   84,235 0 0
JPMORGAN CHASE & CO COM 46625H100 2,299 16,492 SH   SOLE   16,492 0 0
LAZARD LTD SHS A G54050102 8,360 209,213 SH   SOLE   209,213 0 0
LILLY ELI & CO COM 532457108 964 7,335 SH   SOLE   7,335 0 0
LINDE PLC SHS G5494J103 10,924 51,310 SH   SOLE   51,310 0 0
LOCKHEED MARTIN CORP COM 539830109 516 1,326 SH   SOLE   1,326 0 0
MCCORMICK & CO INC COM NON VTG 579780206 581 3,425 SH   SOLE   3,425 0 0
MCDONALDS CORP COM 580135101 914 4,625 SH   SOLE   4,625 0 0
MERCK & CO INC COM 58933Y105 2,850 31,334 SH   SOLE   31,334 0 0
MICROSOFT CORP COM 594918104 24,542 155,622 SH   SOLE   155,622 0 0
NEXTERA ENERGY INC COM 65339F101 241 996 SH   SOLE   996 0 0
NOVO-NORDISK A S ADR 670100205 514 8,879 SH   SOLE   8,879 0 0
NUVEEN PFD & INCM SECURTIES COM 67072C105 101 10,030 SH   SOLE   10,030 0 0
ORACLE CORP COM 68389X105 298 5,630 SH   SOLE   5,630 0 0
PARKER HANNIFIN CORP COM 701094104 432 2,099 SH   SOLE   2,099 0 0
PAYCHEX INC COM 704326107 11,966 140,677 SH   SOLE   140,677 0 0
PAYPAL HLDGS INC COM 70450Y103 16,771 155,040 SH   SOLE   155,040 0 0
PEPSICO INC COM 713448108 8,342 61,037 SH   SOLE   61,037 0 0
PFIZER INC COM 717081103 4,095 104,509 SH   SOLE   104,509 0 0
PRICE T ROWE GROUP INC COM 74144T108 262 2,150 SH   SOLE   2,150 0 0
PROCTER & GAMBLE CO COM 742718109 2,759 22,090 SH   SOLE   22,090 0 0
PROGRESSIVE CORP OHIO COM 743315103 62,103 857,890 SH   SOLE   857,890 0 0
QUALCOMM INC COM 747525103 575 6,520 SH   SOLE   6,520 0 0
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 241 4,082 SH   SOLE   4,082 0 0
SCHLUMBERGER LTD COM 806857108 3,262 81,139 SH   SOLE   81,139 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 4,058 52,783 SH   SOLE   52,783 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 3,765 49,011 SH   SOLE   49,011 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 1,071 18,494 SH   SOLE   18,494 0 0
SEAGATE TECHNOLOGY PLC SHS G7945M107 256 4,300 SH   SOLE   4,300 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 4,620 76,945 SH   SOLE   76,945 0 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 587 7,200 SH   SOLE   7,200 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 1,146 12,500 SH   SOLE   12,500 0 0
SHERWIN WILLIAMS CO COM 824348106 379 650 SH   SOLE   650 0 0
SIRIUS XM HLDGS INC COM 82968B103 72 10,000 SH   SOLE   10,000 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 7,208 22,395 SH   SOLE   22,395 0 0
STARBUCKS CORP COM 855244109 950 10,810 SH   SOLE   10,810 0 0
STERIS PLC SHS USD G8473T100 366 2,400 SH   SOLE   2,400 0 0
STRYKER CORP COM 863667101 8,051 38,350 SH   SOLE   38,350 0 0
TARGET CORP COM 87612E106 1,228 9,575 SH   SOLE   9,575 0 0
THE CHARLES SCHWAB CORPORATI COM 808513105 9,696 203,875 SH   SOLE   203,875 0 0
UNITEDHEALTH GROUP INC COM 91324P102 2,520 8,572 SH   SOLE   8,572 0 0
VANECK VECTORS ETF TRUST OIL SVCS ETF 92189F718 369 27,830 SH   SOLE   27,830 0 0
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 2,624 32,552 SH   SOLE   32,552 0 0
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 662 7,891 SH   SOLE   7,891 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 852 2,881 SH   SOLE   2,881 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 2,026 14,780 SH   SOLE   14,780 0 0
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 43,439 344,781 SH   SOLE   344,781 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 228 1,900 SH   SOLE   1,900 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 2,644 32,644 SH   SOLE   32,644 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 17,071 317,593 SH   SOLE   317,593 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 17,589 395,515 SH   SOLE   395,515 0 0
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 3,094 70,220 SH   SOLE   70,220 0 0
VARIAN MED SYS INC COM 92220P105 203 1,428 SH   SOLE   1,428 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 2,256 36,736 SH   SOLE   36,736 0 0
WALMART INC COM 931142103 339 2,850 SH   SOLE   2,850 0 0
WASTE MGMT INC DEL COM 94106L109 960 8,423 SH   SOLE   8,423 0 0
WELLS FARGO CO NEW COM 949746101 425 7,893 SH   SOLE   7,893 0 0
WEYERHAEUSER CO COM 962166104 5,616 185,969 SH   SOLE   185,969 0 0