The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 147 696 SH   SOLE   0 0 696
LINDE PLC SHS G5494J103 333 1,563 SH   SOLE   0 0 1,563
MEDTRONIC PLC SHS G5960L103 190 1,674 SH   SOLE   0 0 1,674
CHUBB LIMITED COM H1467J104 74 476 SH   SOLE   0 0 476
AT&T INC COM 00206R102 186 4,757 SH   SOLE   0 0 4,757
ABBOTT LABS COM 002824100 92 1,061 SH   SOLE   0 0 1,061
ABBVIE INC COM 00287Y109 138 1,554 SH   SOLE   0 0 1,554
ADOBE INC COM 00724F101 104 316 SH   SOLE   0 0 316
AIR PRODS & CHEMS INC COM 009158106 43 182 SH   SOLE   0 0 182
ALPHABET INC CAP STK CL C 02079K107 325 243 SH   SOLE   0 0 243
ALPHABET INC CAP STK CL A 02079K305 676 505 SH   SOLE   0 0 505
AMAZON COM INC COM 023135106 34,747 18,804 SH   SOLE   0 0 18,804
AMERICAN ELEC PWR CO INC COM 025537101 189 1,999 SH   SOLE   0 0 1,999
AMERICAN EXPRESS CO COM 025816109 39 316 SH   SOLE   0 0 316
AMERICAN TOWER CORP NEW COM 03027X100 105 456 SH   SOLE   0 0 456
AMGEN INC COM 031162100 115 478 SH   SOLE   0 0 478
APPLE INC COM 037833100 1,971 6,713 SH   SOLE   0 0 6,713
AUTOMATIC DATA PROCESSING IN COM 053015103 97 570 SH   SOLE   0 0 570
BANK AMER CORP COM 060505104 377 10,702 SH   SOLE   0 0 10,702
BECTON DICKINSON & CO COM 075887109 95 349 SH   SOLE   0 0 349
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 8,304 36,662 SH   SOLE   0 0 36,662
BOEING CO COM 097023105 645 1,980 SH   SOLE   0 0 1,980
BRISTOL MYERS SQUIBB CO COM 110122108 300 4,686 SH   SOLE   0 0 4,686
BROADCOM INC COM 11135F101 64 201 SH   SOLE   0 0 201
CIGNA CORP NEW COM 125523100 147 717 SH   SOLE   0 0 717
CVS HEALTH CORP COM 126650100 122 1,648 SH   SOLE   0 0 1,648
CATERPILLAR INC DEL COM 149123101 59 397 SH   SOLE   0 0 397
CHEVRON CORP NEW COM 166764100 735 6,097 SH   SOLE   0 0 6,097
CISCO SYS INC COM 17275R102 438 9,147 SH   SOLE   0 0 9,147
CITIGROUP INC COM NEW 172967424 118 1,475 SH   SOLE   0 0 1,475
COCA COLA CO COM 191216100 251 4,542 SH   SOLE   0 0 4,542
COMCAST CORP NEW CL A 20030N101 135 2,999 SH   SOLE   0 0 2,999
COSTCO WHSL CORP NEW COM 22160K105 533 1,815 SH   SOLE   0 0 1,815
DISNEY WALT CO COM DISNEY 254687106 261 1,806 SH   SOLE   0 0 1,806
EXXON MOBIL CORP COM 30231G102 449 6,428 SH   SOLE   0 0 6,428
FLIR SYS INC COM 302445101 341 6,542 SH   SOLE   0 0 6,542
FACEBOOK INC CL A 30303M102 1,935 9,429 SH   SOLE   0 0 9,429
FORD MTR CO DEL COM 345370860 137 14,760 SH   SOLE   0 0 14,760
GENERAL ELECTRIC CO COM 369604103 105 9,384 SH   SOLE   0 0 9,384
HOME DEPOT INC COM 437076102 142 651 SH   SOLE   0 0 651
HONEYWELL INTL INC COM 438516106 130 733 SH   SOLE   0 0 733
ILLINOIS TOOL WKS INC COM 452308109 105 582 SH   SOLE   0 0 582
INDUSTRIAL LOGISTICS PPTYS T COM SHS BEN INT 456237106 391 17,462 SH   SOLE   0 0 17,462
INTEL CORP COM 458140100 425 7,107 SH   SOLE   0 0 7,107
INTERNATIONAL BUSINESS MACHS COM 459200101 165 1,235 SH   SOLE   0 0 1,235
INVESCO QQQ TR UNIT SER 1 46090E103 256 1,206 SH   SOLE   0 0 1,206
INTUIT COM 461202103 37 141 SH   SOLE   0 0 141
ISHARES GOLD TRUST ISHARES 464285105 15,154 1,045,117 SH   SOLE   0 0 1,045,117
ISHARES TR CORE S&P500 ETF 464287200 4,266 13,196 SH   SOLE   0 0 13,196
ISHARES TR S&P 500 VAL ETF 464287408 456 3,508 SH   SOLE   0 0 3,508
ISHARES TR MSCI EAFE ETF 464287465 17,654 254,233 SH   SOLE   0 0 254,233
ISHARES TR RUS MID CAP ETF 464287499 1,593 26,711 SH   SOLE   0 0 26,711
ISHARES TR CORE S&P MCP ETF 464287507 2,424 11,775 SH   SOLE   0 0 11,775
ISHARES TR RUS 1000 ETF 464287622 7,559 42,365 SH   SOLE   0 0 42,365
ISHARES TR RUS 2000 GRW ETF 464287648 228 3,413 SH   SOLE   0 0 3,413
ISHARES TR RUSSELL 2000 ETF 464287655 1,734 10,467 SH   SOLE   0 0 10,467
ISHARES TR CORE S&P SCP ETF 464287804 6,967 83,090 SH   SOLE   0 0 83,090
ISHARES TR SHRT NAT MUN ETF 464288158 697 6,523 SH   SOLE   0 0 6,523
ISHARES TR JPMORGAN USD EMG 464288281 11,205 97,809 SH   SOLE   0 0 97,809
ISHARES TR NATIONAL MUN ETF 464288414 372 3,263 SH   SOLE   0 0 3,263
ISHARES TR CRE U S REIT ETF 464288521 11,051 202,444 SH   SOLE   0 0 202,444
ISHARES TR MSCI USA ESG SLC 464288802 3,002 22,400 SH   SOLE   0 0 22,400
ISHARES INC CORE MSCI EMKT 46434G103 11,848 220,379 SH   SOLE   0 0 220,379
ISHARES INC ESG MSCI EM ETF 46434G863 2,517 70,055 SH   SOLE   0 0 70,055
ISHARES TR ESG MSCI USA ETF 46435G425 4,863 68,183 SH   SOLE   0 0 68,183
ISHARES TR ESG MSCI EAFE 46435G516 11,014 160,227 SH   SOLE   0 0 160,227
ISORAY INC COM 46489V104 175 280,000 SH   SOLE   0 0 280,000
JPMORGAN CHASE & CO COM 46625H100 657 4,713 SH   SOLE   0 0 4,713
JOHNSON & JOHNSON COM 478160104 434 2,976 SH   SOLE   0 0 2,976
LOWES COS INC COM 548661107 72 603 SH   SOLE   0 0 603
MARRIOTT INTL INC NEW CL A 571903202 171 1,130 SH   SOLE   0 0 1,130
MASTERCARD INC CL A 57636Q104 184 617 SH   SOLE   0 0 617
MCDONALDS CORP COM 580135101 253 1,282 SH   SOLE   0 0 1,282
MERCK & CO INC COM 58933Y105 483 5,312 SH   SOLE   0 0 5,312
MICROSOFT CORP COM 594918104 50,083 317,581 SH   SOLE   0 0 317,581
MONDELEZ INTL INC CL A 609207105 57 1,036 SH   SOLE   0 0 1,036
NETFLIX INC COM 64110L106 77 238 SH   SOLE   0 0 238
NEXTERA ENERGY INC COM 65339F101 96 397 SH   SOLE   0 0 397
NIKE INC CL B 654106103 226 2,234 SH   SOLE   0 0 2,234
NVIDIA CORP COM 67066G104 118 503 SH   SOLE   0 0 503
ORACLE CORP COM 68389X105 143 2,703 SH   SOLE   0 0 2,703
PNC FINL SVCS GROUP INC COM 693475105 44 273 SH   SOLE   0 0 273
PACCAR INC COM 693718108 137 1,736 SH   SOLE   0 0 1,736
PAYPAL HLDGS INC COM 70450Y103 133 1,225 SH   SOLE   0 0 1,225
PEPSICO INC COM 713448108 257 1,883 SH   SOLE   0 0 1,883
PFIZER INC COM 717081103 243 6,213 SH   SOLE   0 0 6,213
PIMCO ETF TR ACTIVE BD ETF 72201R775 371 3,440 SH   SOLE   0 0 3,440
PROCTER & GAMBLE CO COM 742718109 294 2,353 SH   SOLE   0 0 2,353
QUALCOMM INC COM 747525103 114 1,290 SH   SOLE   0 0 1,290
S&P GLOBAL INC COM 78409V104 39 143 SH   SOLE   0 0 143
SPDR S&P 500 ETF TR TR UNIT 78462F103 15,504 48,170 SH   SOLE   0 0 48,170
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 1,006 32,105 SH   SOLE   0 0 32,105
SALESFORCE COM INC COM 79466L302 128 788 SH   SOLE   0 0 788
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 605 7,880 SH   SOLE   0 0 7,880
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 1,562 26,969 SH   SOLE   0 0 26,969
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 29,171 867,406 SH   SOLE   0 0 867,406
SMARTSHEET INC COM CL A 83200N103 973 21,671 SH   SOLE   0 0 21,671
STARBUCKS CORP COM 855244109 1,685 19,161 SH   SOLE   0 0 19,161
STRYKER CORP COM 863667101 33 157 SH   SOLE   0 0 157
TJX COS INC NEW COM 872540109 86 1,413 SH   SOLE   0 0 1,413
TESLA INC COM 88160R101 391 935 SH   SOLE   0 0 935
TEXAS INSTRS INC COM 882508104 156 1,217 SH   SOLE   0 0 1,217
THERAPEUTICSMD INC COM 88338N107 26 10,685 SH   SOLE   0 0 10,685
THERMO FISHER SCIENTIFIC INC COM 883556102 68 210 SH   SOLE   0 0 210
3M CO COM 88579Y101 195 1,108 SH   SOLE   0 0 1,108
US BANCORP DEL COM NEW 902973304 64 1,083 SH   SOLE   0 0 1,083
UNION PACIFIC CORP COM 907818108 145 801 SH   SOLE   0 0 801
UNITED TECHNOLOGIES CORP COM 913017109 130 867 SH   SOLE   0 0 867
UNITEDHEALTH GROUP INC COM 91324P102 606 2,061 SH   SOLE   0 0 2,061
VANECK VECTORS ETF TRUST LOW CARBN ENERGY 92189F502 483 6,365 SH   SOLE   0 0 6,365
VANGUARD GROUP DIV APP ETF 921908844 18,209 146,071 SH   SOLE   0 0 146,071
VANGUARD STAR FD VG TL INTL STK F 921909768 10,167 182,560 SH   SOLE   0 0 182,560
VANGUARD BD INDEX FD INC INTERMED TERM 921937819 12,197 139,838 SH   SOLE   0 0 139,838
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 7,590 94,162 SH   SOLE   0 0 94,162
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 262 3,122 SH   SOLE   0 0 3,122
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 17,069 387,409 SH   SOLE   0 0 387,409
VANGUARD WHITEHALL FDS INC EMERG MKT BD ETF 921946885 2,548 31,298 SH   SOLE   0 0 31,298
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 12,576 233,976 SH   SOLE   0 0 233,976
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 10,615 238,703 SH   SOLE   0 0 238,703
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 13,736 46,438 SH   SOLE   0 0 46,438
VANGUARD INDEX FDS MID CAP ETF 922908629 3,570 20,036 SH   SOLE   0 0 20,036
VANGUARD INDEX FDS GROWTH ETF 922908736 315 1,731 SH   SOLE   0 0 1,731
VANGUARD INDEX FDS VALUE ETF 922908744 211 1,763 SH   SOLE   0 0 1,763
VANGUARD INDEX FDS SMALL CP ETF 922908751 322 1,944 SH   SOLE   0 0 1,944
VANGUARD INDEX FDS TOTAL STK MKT 922908769 201 1,227 SH   SOLE   0 0 1,227
VERIZON COMMUNICATIONS INC COM 92343V104 326 5,307 SH   SOLE   0 0 5,307
VISA INC COM CL A 92826C839 233 1,238 SH   SOLE   0 0 1,238
WALMART INC COM 931142103 148 1,245 SH   SOLE   0 0 1,245
WASTE MGMT INC DEL COM 94106L109 145 1,275 SH   SOLE   0 0 1,275
WELLS FARGO CO NEW COM 949746101 162 3,002 SH   SOLE   0 0 3,002
ZOETIS INC CL A 98978V103 64 485 SH   SOLE   0 0 485
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 236 1,123 SH   OTR 1 0 0 1,123
MEDTRONIC PLC SHS G5960L103 298 2,626 SH   OTR 1 0 0 2,626
CHUBB LIMITED COM H1467J104 156 999 SH   OTR 1 0 0 999
AT&T INC COM 00206R102 544 13,927 SH   OTR 1 0 0 13,927
ABBOTT LABS COM 002824100 205 2,355 SH   OTR 1 0 0 2,355
ABBVIE INC COM 00287Y109 290 3,271 SH   OTR 1 0 0 3,271
ADOBE INC COM 00724F101 268 812 SH   OTR 1 0 0 812
AIR PRODS & CHEMS INC COM 009158106 177 752 SH   OTR 1 0 0 752
ALPHABET INC CAP STK CL C 02079K107 564 422 SH   OTR 1 0 0 422
ALPHABET INC CAP STK CL A 02079K305 1,235 922 SH   OTR 1 0 0 922
AMAZON COM INC COM 023135106 878 475 SH   OTR 1 0 0 475
AMERICAN ELEC PWR CO INC COM 025537101 20 209 SH   OTR 1 0 0 209
AMERICAN EXPRESS CO COM 025816109 215 1,724 SH   OTR 1 0 0 1,724
AMERICAN TOWER CORP NEW COM 03027X100 217 946 SH   OTR 1 0 0 946
AMGEN INC COM 031162100 283 1,175 SH   OTR 1 0 0 1,175
APPLE INC COM 037833100 1,935 6,590 SH   OTR 1 0 0 6,590
AUTOMATIC DATA PROCESSING IN COM 053015103 163 956 SH   OTR 1 0 0 956
BANK AMER CORP COM 060505104 559 15,879 SH   OTR 1 0 0 15,879
BECTON DICKINSON & CO COM 075887109 192 707 SH   OTR 1 0 0 707
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 376 1,661 SH   OTR 1 0 0 1,661
BOEING CO COM 097023105 222 680 SH   OTR 1 0 0 680
BRISTOL MYERS SQUIBB CO COM 110122108 317 4,935 SH   OTR 1 0 0 4,935
BROADCOM INC COM 11135F101 145 460 SH   OTR 1 0 0 460
CIGNA CORP NEW COM 125523100 101 496 SH   OTR 1 0 0 496
CVS HEALTH CORP COM 126650100 147 1,974 SH   OTR 1 0 0 1,974
CATERPILLAR INC DEL COM 149123101 198 1,338 SH   OTR 1 0 0 1,338
CHEVRON CORP NEW COM 166764100 296 2,459 SH   OTR 1 0 0 2,459
CISCO SYS INC COM 17275R102 442 9,208 SH   OTR 1 0 0 9,208
CITIGROUP INC COM NEW 172967424 332 4,161 SH   OTR 1 0 0 4,161
COCA COLA CO COM 191216100 275 4,964 SH   OTR 1 0 0 4,964
COMCAST CORP NEW CL A 20030N101 331 7,370 SH   OTR 1 0 0 7,370
COSTCO WHSL CORP NEW COM 22160K105 153 521 SH   OTR 1 0 0 521
DISNEY WALT CO COM DISNEY 254687106 484 3,348 SH   OTR 1 0 0 3,348
EXXON MOBIL CORP COM 30231G102 193 2,763 SH   OTR 1 0 0 2,763
FACEBOOK INC CL A 30303M102 546 2,658 SH   OTR 1 0 0 2,658
FORD MTR CO DEL COM 345370860 6 595 SH   OTR 1 0 0 595
GENERAL ELECTRIC CO COM 369604103 135 12,105 SH   OTR 1 0 0 12,105
HOME DEPOT INC COM 437076102 401 1,836 SH   OTR 1 0 0 1,836
HONEYWELL INTL INC COM 438516106 84 473 SH   OTR 1 0 0 473
ILLINOIS TOOL WKS INC COM 452308109 191 1,064 SH   OTR 1 0 0 1,064
INTEL CORP COM 458140100 702 11,735 SH   OTR 1 0 0 11,735
INTERNATIONAL BUSINESS MACHS COM 459200101 181 1,348 SH   OTR 1 0 0 1,348
INTUIT COM 461202103 173 660 SH   OTR 1 0 0 660
JPMORGAN CHASE & CO COM 46625H100 815 5,846 SH   OTR 1 0 0 5,846
JOHNSON & JOHNSON COM 478160104 1,021 6,997 SH   OTR 1 0 0 6,997
LOWES COS INC COM 548661107 276 2,301 SH   OTR 1 0 0 2,301
MARRIOTT INTL INC NEW CL A 571903202 106 697 SH   OTR 1 0 0 697
MASTERCARD INC CL A 57636Q104 474 1,586 SH   OTR 1 0 0 1,586
MCDONALDS CORP COM 580135101 351 1,776 SH   OTR 1 0 0 1,776
MERCK & CO INC COM 58933Y105 537 5,900 SH   OTR 1 0 0 5,900
MICROSOFT CORP COM 594918104 1,166 7,392 SH   OTR 1 0 0 7,392
MONDELEZ INTL INC CL A 609207105 151 2,736 SH   OTR 1 0 0 2,736
NETFLIX INC COM 64110L106 267 825 SH   OTR 1 0 0 825
NEXTERA ENERGY INC COM 65339F101 209 863 SH   OTR 1 0 0 863
NIKE INC CL B 654106103 304 2,996 SH   OTR 1 0 0 2,996
NVIDIA CORP COM 67066G104 243 1,034 SH   OTR 1 0 0 1,034
ORACLE CORP COM 68389X105 327 6,174 SH   OTR 1 0 0 6,174
PNC FINL SVCS GROUP INC COM 693475105 161 1,009 SH   OTR 1 0 0 1,009
PACCAR INC COM 693718108 67 841 SH   OTR 1 0 0 841
PAYPAL HLDGS INC COM 70450Y103 167 1,546 SH   OTR 1 0 0 1,546
PEPSICO INC COM 713448108 473 3,458 SH   OTR 1 0 0 3,458
PFIZER INC COM 717081103 180 4,597 SH   OTR 1 0 0 4,597
PROCTER & GAMBLE CO COM 742718109 591 4,728 SH   OTR 1 0 0 4,728
QUALCOMM INC COM 747525103 131 1,487 SH   OTR 1 0 0 1,487
S&P GLOBAL INC COM 78409V104 178 652 SH   OTR 1 0 0 652
SALESFORCE COM INC COM 79466L302 303 1,862 SH   OTR 1 0 0 1,862
STARBUCKS CORP COM 855244109 220 2,503 SH   OTR 1 0 0 2,503
STRYKER CORP COM 863667101 170 810 SH   OTR 1 0 0 810
TJX COS INC NEW COM 872540109 152 2,495 SH   OTR 1 0 0 2,495
TESLA INC COM 88160R101 8 18 SH   OTR 1 0 0 18
TEXAS INSTRS INC COM 882508104 329 2,567 SH   OTR 1 0 0 2,567
THERMO FISHER SCIENTIFIC INC COM 883556102 165 509 SH   OTR 1 0 0 509
3M CO COM 88579Y101 292 1,657 SH   OTR 1 0 0 1,657
US BANCORP DEL COM NEW 902973304 143 2,407 SH   OTR 1 0 0 2,407
UNION PACIFIC CORP COM 907818108 276 1,524 SH   OTR 1 0 0 1,524
UNITED TECHNOLOGIES CORP COM 913017109 194 1,298 SH   OTR 1 0 0 1,298
UNITEDHEALTH GROUP INC COM 91324P102 422 1,437 SH   OTR 1 0 0 1,437
VERIZON COMMUNICATIONS INC COM 92343V104 527 8,575 SH   OTR 1 0 0 8,575
VISA INC COM CL A 92826C839 550 2,929 SH   OTR 1 0 0 2,929
WALMART INC COM 931142103 160 1,348 SH   OTR 1 0 0 1,348
WASTE MGMT INC DEL COM 94106L109 140 1,229 SH   OTR 1 0 0 1,229
WELLS FARGO CO NEW COM 949746101 101 1,877 SH   OTR 1 0 0 1,877
ZOETIS INC CL A 98978V103 164 1,238 SH   OTR 1 0 0 1,238