The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM COM 88579Y101 709 4,024 SH   SOLE 1 0 0 4,024
ABBOTT LABS COM COM 002824100 1,425 16,412 SH   SOLE 1 0 0 16,412
ABBVIE INC COM COM 00287Y109 2,875 32,475 SH   SOLE 1 0 0 32,475
ACCENTURE PLC IRELAND SHS CLASS A COM G1151C101 1,798 8,541 SH   SOLE 1 0 0 8,541
ACTIVISION BLIZZARD INC COM COM 00507V109 248 4,174 SH   SOLE 1 0 0 4,174
ADOBE INC COM COM 00724F101 1,230 3,731 SH   SOLE 1 0 0 3,731
AIR PRODS & CHEMS INC COM COM 009158106 219 932 SH   SOLE 1 0 0 932
ALARM COM HLDGS INC COM COM 011642105 2,054 47,816 SH   SOLE 0 0 0 47,816
ALERIAN MLP ETF COM 00162Q866 715 84,162 SH   SOLE 0 0 0 84,162
ALLIANCE DATA SYSTEMS CORP COM COM 018581108 413 3,681 SH   SOLE 1 0 0 3,681
ALPHABET INC CAP STK CL A COM 02079K305 3,615 2,699 SH   SOLE 1 0 0 2,699
ALPHABET INC CAP STK CL C COM 02079K107 9,180 6,866 SH   SOLE 1 0 0 6,866
ALTRIA GROUP INC COM COM 02209S103 764 15,060 SH   SOLE 1 0 0 15,060
AMAZON COM INC COM COM 023135106 8,995 4,868 SH   SOLE 1 0 0 4,868
AMGEN INC COM COM 031162100 5,046 20,932 SH   SOLE 1 0 0 20,932
ANSYS INC COM COM 03662Q105 228 886 SH   SOLE 0 0 0 886
AON PLC SHS CL A COM G0408V102 515 2,476 SH   SOLE 1 0 0 2,476
APPLE INC COM COM 037833100 14,671 49,961 SH   SOLE 1 0 0 49,961
ARROW FINL CORP COM COM 042744102 804 21,286 SH   SOLE 0 0 0 21,286
AT&T INC COM COM 00206R102 4,721 120,803 SH   SOLE 1 0 0 120,803
AUTOMATIC DATA PROCESSING INC COM COM 053015103 492 2,873 SH   SOLE 1 0 0 2,873
AUTOZONE INC COM COM 053332102 207 174 SH   SOLE 1 0 0 174
AVERY DENNISON CORP COM COM 053611109 206 1,575 SH   SOLE 1 0 0 1,575
AZURRX BIOPHARMA INC COM COM 05502L105 72 69,835 SH   SOLE 0 0 0 69,835
BANK AMER CORP COM COM 060505104 902 25,622 SH   SOLE 1, 2 0 0 25,622
BANK NEW YORK MELLON CORP COM COM 064058100 293 5,830 SH   SOLE 1 0 0 5,830
BAXTER INTL INC COM COM 071813109 286 3,418 SH   SOLE 1 0 0 3,418
BECTON DICKINSON & CO COM COM 075887109 574 2,112 SH   SOLE 1 0 0 2,112
BERKSHIRE HATHAWAY INC DEL CL A COM 084670108 2,037 6 SH   SOLE 0 0 0 6
BERKSHIRE HATHAWAY INC DEL CL B NEW COM 084670702 9,655 42,631 SH   SOLE 1 0 0 42,631
BERRY PETE CORP COM COM 08579X101 670 70,241 SH   SOLE 0 0 0 70,241
BLACKROCK INC COM COM 09247X101 466 927 SH   SOLE 1 0 0 927
BLACKSTONE GROUP INC COM CL A COM 09260D107 3,171 56,688 SH   SOLE 0 0 0 56,688
BLOOM ENERGY CORP COM CL A COM 093712107 560 75,000 SH   SOLE 0 0 0 75,000
BOEING CO COM COM 097023105 877 2,694 SH   SOLE 1 0 0 2,694
BOOKING HLDGS INC COM COM 09857L108 698 340 SH   SOLE 1 0 0 340
BP PLC SPONSORED ADR COM 055622104 866 22,965 SH   SOLE 0 0 0 22,965
BRISTOL MYERS SQUIBB CO COM COM 110122108 860 13,410 SH   SOLE 1 0 0 13,410
BRITISH AMERN TOB PLC SPONSORED ADR COM 110448107 469 11,051 SH   SOLE 0 0 0 11,051
BROADCOM INC COM COM 11135F101 320 1,015 SH   SOLE 1 0 0 1,015
BROOKFIELD INFRAST PARTNERS LP LP INT UNIT COM G16252101 224 4,500 SH   SOLE 0 0 0 4,500
CAMPBELL SOUP CO COM COM 134429109 1,715 34,718 SH   SOLE 1 0 0 34,718
CARNIVAL CORP PAIRED CTF COM 143658300 348 6,859 SH   SOLE 1 0 0 6,859
CATERPILLAR INC DEL COM COM 149123101 392 2,656 SH   SOLE 1 0 0 2,656
CB FINL SVCS INC COM COM 12479G101 1,817 60,306 SH   SOLE 0 0 0 60,306
CELANESE CORP DEL COM COM 150870103 1,927 15,655 SH   SOLE 0 0 0 15,655
CENOVUS ENERGY INC COM COM 15135U109 107 10,566 SH   SOLE 0 0 0 10,566
CERNER CORP COM COM 156782104 219 2,980 SH   SOLE 1 0 0 2,980
CHEVRON CORP NEW COM COM 166764100 5,386 44,701 SH   SOLE 1 0 0 44,701
CHUBB LIMITED COM COM H1467J104 334 2,138 SH   SOLE 1 0 0 2,138
CIGNA CORP NEW COM COM 125523100 397 1,944 SH   SOLE 1 0 0 1,944
CISCO SYS INC COM COM 17275R102 5,688 118,603 SH   SOLE 1 0 0 118,603
CITIGROUP INC COM NEW COM 172967424 1,042 13,044 SH   SOLE 1 0 0 13,044
CLOROX CO DEL COM COM 189054109 528 3,439 SH   SOLE 1 0 0 3,439
CLOUDERA INC COM COM 18914U100 127 10,937 SH   SOLE 1 0 0 10,937
COCA COLA CO COM COM 191216100 4,329 78,212 SH   SOLE 1 0 0 78,212
COMCAST CORP NEW CL A COM 20030N101 5,936 132,011 SH   SOLE 1 0 0 132,011
COMMERICAL NATL FINL CORP PA COM COM 202217105 2,072 101,603 SH   SOLE 0 0 0 101,603
COMMUNITY BK SYS INC COM COM 203607106 46,200 647,516 SH   SOLE 0 0 0 647,516
CONOCOPHILLIPS COM COM 20825C104 349 5,377 SH   SOLE 1 0 0 5,377
CONSUMER DISCRETIONARY SELECT SECTOR SPDR FUND COM 81369Y407 241 1,922 SH   SOLE 0 0 0 1,922
COSTCO WHSL CORP NEW COM COM 22160K105 439 1,497 SH   SOLE 1 0 0 1,497
CRONOS GROUP INC COM COM 22717L101 76 10,000 SH   SOLE 0 0 0 10,000
CUMMINS INC COM COM 231021106 267 1,492 SH   SOLE 1 0 0 1,492
CVS HEALTH CORP COM COM 126650100 703 9,474 SH   SOLE 1 0 0 9,474
DANAHER CORPORATION COM COM 235851102 257 1,678 SH   SOLE 1 0 0 1,678
DCP MIDSTREAM LP COM UT LTD PTN COM 23311P100 489 20,000 SH   SOLE 0 0 0 20,000
DIAGEO P L C SPON ADR NEW COM 25243Q205 259 1,540 SH   SOLE 0 0 0 1,540
DISCOVERY INC COM SER C COM 25470F302 307 10,071 SH   SOLE 1 0 0 10,071
DISNEY WALT CO COM DISNEY COM 254687106 1,960 13,479 SH   SOLE 1 0 0 13,479
DOLLAR GEN CORP NEW COM COM 256677105 302 1,940 SH   SOLE 1 0 0 1,940
DOMINION ENERGY INC COM COM 25746U109 233 2,822 SH   SOLE 1 0 0 2,822
ECOLAB INC COM COM 278865100 297 1,540 SH   SOLE 1 0 0 1,540
EDWARDS LIFESCIENCES CORP COM COM 28176E108 219 939 SH   SOLE 1 0 0 939
EMERSON ELEC CO COM COM 291011104 1,310 17,191 SH   SOLE 1 0 0 17,191
ENERGY TRANSFER LP COM UT LTD PTN COM 29273V100 513 40,000 SH   SOLE 0 0 0 40,000
ENTERPRISE PRODS PARTNERS L P COM COM 293792107 2,364 83,950 SH   SOLE 0 0 0 83,950
EQT CORP COM COM 26884L109 246 22,603 SH   SOLE 0 0 0 22,603
EXXON MOBIL CORP COM COM 30231G102 2,273 32,577 SH   SOLE 1 0 0 32,577
FACEBOOK INC CL A COM 30303M102 4,689 22,846 SH   SOLE 1 0 0 22,846
FASTENAL CO COM COM 311900104 475 12,857 SH   SOLE 1 0 0 12,857
FINANCIAL SELECT SECTOR SPDR FUND COM 81369Y605 519 16,892 SH   SOLE 0 0 0 16,892
FIRST COMWLTH FINL CORP PA COM COM 319829107 20,572 1,417,836 SH   SOLE 0 0 0 1,417,836
FISERV INC COM COM 337738108 209 1,815 SH   SOLE 1 0 0 1,815
FLEETCOR TECHNOLOGIES INC COM COM 339041105 231 806 SH   SOLE 1 0 0 806
FLOWER ONE HOLDINGS INC ORD SHS COM 34348Q102 32 41,400 SH   SOLE 0 0 0 41,400
FNCB BANCORP INC COM COM 302578109 188 22,297 SH   SOLE 0 0 0 22,297
GCI LIBERTY INC COM CLASS A COM 36164V305 318 4,502 SH   SOLE 1 0 0 4,502
GENERAL ELECTRIC CO COM COM 369604103 315 28,276 SH   SOLE 1 0 0 28,276
GENESIS HEALTHCARE INC CL A COM COM 37185X106 35 21,400 SH   SOLE 0 0 0 21,400
GILEAD SCIENCES INC COM COM 375558103 270 4,156 SH   SOLE 1 0 0 4,156
GLAXOSMITHKLINE PLC SPONSORED ADR COM 37733W105 290 6,114 SH   SOLE 0 0 0 6,114
GLOBAL PMTS INC COM COM 37940X102 235 1,292 SH   SOLE 1 0 0 1,292
GOLDMAN SACHS GROUP INC COM COM 38141G104 209 910 SH   SOLE 1 0 0 910
HI CRUSH INC COM COM 428337109 26 30,000 SH   SOLE 0 0 0 30,000
HOME DEPOT INC COM COM 437076102 1,361 6,236 SH   SOLE 1 0 0 6,236
HONEYWELL INTL INC COM COM 438516106 3,857 21,796 SH   SOLE 1 0 0 21,796
HUNTINGTON BANCSHARES INC COM COM 446150104 236 15,520 SH   SOLE 1 0 0 15,520
ILLINOIS TOOL WKS INC COM COM 452308109 770 4,264 SH   SOLE 1 0 0 4,264
INDUSTRIAL SELECT SECTOR SPDR FUND COM 81369Y704 353 4,344 SH   SOLE 0 0 0 4,344
INGERSOLL-RAND PLC SHS COM G47791101 253 1,907 SH   SOLE 1 0 0 1,907
INTEL CORP COM COM 458140100 4,250 71,021 SH   SOLE 1 0 0 71,021
INTERNATIONAL BUSINESS MACHS COM COM 459200101 1,001 7,467 SH   SOLE 1 0 0 7,467
INTUITIVE SURGICAL INC COM NEW COM 46120E602 219 372 SH   SOLE 1 0 0 372
INVESCO FTSE RAFI US 1000 ETF COM 46137V613 355 2,805 SH   SOLE 0 0 0 2,805
INVESCO SENIOR LOAN ETF COM 46138G508 771 33,815 SH   SOLE 0 0 0 33,815
IPATH BLOOMBERG COMMODITY INDEX TOTAL RETURN ETN COM 06738C778 543 23,775 SH   SOLE 0 0 0 23,775
ISHARES CORE MSCI EMERGING MARKETS ETF COM 46434G103 2,389 44,453 SH   SOLE 0 0 0 44,453
ISHARES CORE MSCI TOTAL INTERNATIONAL STOCK ETF COM 46432F834 782 12,645 SH   SOLE 0 0 0 12,645
ISHARES CORE S&P 500 ETF COM 464287200 4,183 12,943 SH   SOLE 0 0 0 12,943
ISHARES EDGE MSCI MIN VOL EAFE ETF COM 46429B689 331 4,440 SH   SOLE 0 0 0 4,440
ISHARES GLOBAL INFRASTRUCTURE ETF COM 464288372 9,807 204,715 SH   SOLE 0 0 0 204,715
ISHARES MSCI ACWI EX US INDEX FUND COM 464288240 238 4,865 SH   SOLE 0 0 0 4,865
ISHARES MSCI ACWI INDEX FUND COM 464288257 349 4,414 SH   SOLE 0 0 0 4,414
ISHARES MSCI EAFE ETF COM 464287465 117,735 1,695,500 SH   SOLE 0 0 0 1,695,500
ISHARES MSCI EMERGING MARKETS ETF COM 464287234 27,802 619,613 SH   SOLE 0 0 0 619,613
ISHARES NATIONAL MUNI BOND ETF COM 464288414 4,488 39,400 SH   SOLE 0 0 0 39,400
ISHARES PREFERRED AND INCOME SECURITIES ETF COM 464288687 696 18,539 SH   SOLE 0 0 0 18,539
ISHARES RUSSELL 1000 ETF COM 464287622 1,404 7,873 SH   SOLE 0 0 0 7,873
ISHARES RUSSELL 1000 GROWTH ETF COM 464287614 126,284 717,849 SH   SOLE 0 0 0 717,849
ISHARES RUSSELL 1000 VALUE ETF COM 464287598 128,286 939,962 SH   SOLE 0 0 0 939,962
ISHARES RUSSELL 2000 ETF COM 464287655 918 5,545 SH   SOLE 0 0 0 5,545
ISHARES RUSSELL 2000 GROWTH ETF COM 464287648 37,120 173,282 SH   SOLE 0 0 0 173,282
ISHARES RUSSELL 2000 VALUE ETF COM 464287630 18,864 146,713 SH   SOLE 0 0 0 146,713
ISHARES RUSSELL 3000 ETF COM 464287689 45,421 240,978 SH   SOLE 0 0 0 240,978
ISHARES RUSSELL MID-CAP ETF COM 464287499 427 7,164 SH   SOLE 0 0 0 7,164
ISHARES S&P MIDCAP FUND COM 464287507 4,824 23,438 SH   SOLE 0 0 0 23,438
ISHARES S&P SMALL-CAP FUND COM 464287804 1,812 21,613 SH   SOLE 0 0 0 21,613
ISHARES SELECT DIVIDEND ETF COM 464287168 1,065 10,080 SH   SOLE 0 0 0 10,080
ISHARES U.S. REAL ESTATE ETF COM 464287739 857 9,215 SH   SOLE 0 0 0 9,215
JERICHO OIL CORP COM COM 476367107 20 120,100 SH   SOLE 0 0 0 120,100
JOHNSON & JOHNSON COM COM 478160104 4,804 32,939 SH   SOLE 1 0 0 32,939
JOHNSON CTLS INTL PLC SHS COM G51502105 615 15,025 SH   SOLE 1 0 0 15,025
JPMORGAN CHASE & CO COM COM 46625H100 4,423 31,731 SH   SOLE 1, 2 0 0 31,731
KEYCORP NEW COM COM 493267108 779 38,526 SH   SOLE 1 0 0 38,526
KIMBERLY CLARK CORP COM COM 494368103 261 1,890 SH   SOLE 1 0 0 1,890
KINDER MORGAN INC DEL COM COM 49456B101 1,515 71,603 SH   SOLE 1, 2 0 0 71,603
KRAFT HEINZ CO COM COM 500754106 210 6,553 SH   SOLE 1 0 0 6,553
LIBERTY BROADBAND CORP COM SER A COM 530307107 300 2,412 SH   SOLE 1 0 0 2,412
LIBERTY BROADBAND CORP COM SER C COM 530307305 474 3,775 SH   SOLE 0 0 0 3,775
LIBERTY GLOBAL PLC SHS CL C COM G5480U120 374 17,200 SH   SOLE 0 0 0 17,200
LIBERTY MEDIA CORP DELAWARE COM A SIRIUSXM COM 531229409 408 8,444 SH   SOLE 0 0 0 8,444
LIBERTY MEDIA CORP DELAWARE COM C SIRIUSXM COM 531229607 810 16,831 SH   SOLE 0 0 0 16,831
LILLY ELI & CO COM COM 532457108 603 4,594 SH   SOLE 1 0 0 4,594
LINCOLN NATL CORP IND COM COM 534187109 275 4,669 SH   SOLE 1 0 0 4,669
LINDE PLC SHS COM G5494J103 280 1,319 SH   SOLE 1 0 0 1,319
LIONS GATE ENTMNT CORP CL A VTG COM 535919401 168 15,800 SH   SOLE 0 0 0 15,800
LLOYDS BANKING GROUP PLC SHS COM G5533W248 20 25,000 SH   SOLE 0 0 0 25,000
LOCKHEED MARTIN CORP COM COM 539830109 213 548 SH   SOLE 1 0 0 548
LOWES COS INC COM COM 548661107 930 7,773 SH   SOLE 1 0 0 7,773
LYFT INC CL A COM COM 55087P104 218 5,078 SH   SOLE 0 0 0 5,078
M & T BK CORP COM COM 55261F104 2,900 17,086 SH   SOLE 0 0 0 17,086
MASTERCARD INC CL A COM 57636Q104 1,475 4,942 SH   SOLE 1 0 0 4,942
MCDONALDS CORP COM COM 580135101 2,096 10,608 SH   SOLE 1 0 0 10,608
MEDTRONIC PLC SHS COM G5960L103 455 3,998 SH   SOLE 1 0 0 3,998
MERCK & CO INC COM COM 58933Y105 1,373 15,004 SH   SOLE 1 0 0 15,004
METLIFE INC COM COM 59156R108 348 6,831 SH   SOLE 1, 2 0 0 6,831
MICROSOFT CORP COM COM 594918104 11,277 71,510 SH   SOLE 1 0 0 71,510
MONDELEZ INTL INC CL A COM 609207105 894 16,156 SH   SOLE 1 0 0 16,156
MONSTER BEVERAGE CORP NEW COM COM 61174X109 400 6,307 SH   SOLE 1 0 0 6,307
MOODYS CORP COM COM 615369105 460 1,941 SH   SOLE 0 0 0 1,941
MSA SAFETY INC COM COM 553498106 7,492 59,296 SH   SOLE 0 0 0 59,296
NATIONAL FUEL GAS CO N J COM COM 636180101 245 5,224 SH   SOLE 1 0 0 5,224
NETFLIX INC COM COM 64110L106 893 2,762 SH   SOLE 1 0 0 2,762
NEXTERA ENERGY INC COM COM 65339F101 387 1,599 SH   SOLE 1 0 0 1,599
NIKE INC CL B COM 654106103 338 3,332 SH   SOLE 1 0 0 3,332
NORFOLK SOUTHERN CORP COM COM 655844108 1,060 5,463 SH   SOLE 1 0 0 5,463
NORTHROP GRUMMAN CORP COM COM 666807102 1,309 3,807 SH   SOLE 1 0 0 3,807
NOVARTIS A G SPONSORED ADR COM 66987V109 212 2,245 SH   SOLE 0 0 0 2,245
NRG ENERGY INC COM NEW COM 629377508 341 8,592 SH   SOLE 1 0 0 8,592
NUCOR CORP COM COM 670346105 735 13,064 SH   SOLE 0 0 0 13,064
NVIDIA CORP COM COM 67066G104 955 4,062 SH   SOLE 1 0 0 4,062
OKTA INC CL A COM 679295105 507 4,398 SH   SOLE 0 0 0 4,398
ORACLE CORP COM COM 68389X105 954 18,018 SH   SOLE 1 0 0 18,018
PALO ALTO NETWORKS INC COM COM 697435105 1,398 6,048 SH   SOLE 1 0 0 6,048
PATTERN ENERGY GROUP INC CL A COM 70338P100 267 10,000 SH   SOLE 0 0 0 10,000
PAYPAL HLDGS INC COM COM 70450Y103 884 8,177 SH   SOLE 1 0 0 8,177
PEPSICO INC COM COM 713448108 1,771 12,871 SH   SOLE 1 0 0 12,871
PFIZER INC COM COM 717081103 2,094 53,457 SH   SOLE 1 0 0 53,457
PHILIP MORRIS INTL INC COM COM 718172109 1,610 18,674 SH   SOLE 1 0 0 18,674
PHILLIPS 66 COM COM 718546104 302 2,715 SH   SOLE 1 0 0 2,715
PINNACLE FINL PARTNERS INC COM COM 72346Q104 266 4,158 SH   SOLE 0 0 0 4,158
PLASTIC2OIL INC COM COM 72759R102 2 47,742 SH   SOLE 0 0 0 47,742
PNC FINL SVCS GROUP INC COM COM 693475105 571 3,579 SH   SOLE 1 0 0 3,579
POWER 3 MED PRODS INC COM COM 73936A103 0 10,000 SH   SOLE 0 0 0 10,000
PPG INDS INC COM COM 693506107 226 1,696 SH   SOLE 1 0 0 1,696
PPL CORP COM COM 69351T106 918 25,302 SH   SOLE 1 0 0 25,302
PRINCIPAL FINL GROUP INC COM COM 74251V102 348 6,332 SH   SOLE 1 0 0 6,332
PROCTER & GAMBLE CO COM COM 742718109 3,178 25,446 SH   SOLE 1 0 0 25,446
PROGRESSIVE CORP OHIO COM COM 743315103 3,207 44,312 SH   SOLE 1 0 0 44,312
PROTEA BIOSCIENCES GROUP INC COM NEW COM 74365B208 0 100,400 SH   SOLE 0 0 0 100,400
QUALCOMM INC COM COM 747525103 2,932 33,240 SH   SOLE 1, 2 0 0 33,240
QURATE RETAIL INC COM SER A COM 74915M100 209 24,900 SH   SOLE 1 0 0 24,900
RAYTHEON CO COM NEW COM 755111507 360 1,639 SH   SOLE 1 0 0 1,639
REPUBLIC SVCS INC COM COM 760759100 216 2,406 SH   SOLE 1 0 0 2,406
RESTAURANT BRANDS INTL INC COM COM 76131D103 273 4,261 SH   SOLE 0 0 0 4,261
ROGERS COMMUNICATIONS INC CL A CONV COM 775109101 273 5,400 SH   SOLE 0 0 0 5,400
ROGERS COMMUNICATIONS INC CL B COM 775109200 1,188 23,750 SH   SOLE 0 0 0 23,750
ROSS STORES INC COM COM 778296103 202 1,741 SH   SOLE 1 0 0 1,741
ROYAL DUTCH SHELL PLC SPONS ADR A COM 780259206 599 10,170 SH   SOLE 0 0 0 10,170
RPM INTL INC COM COM 749685103 1,208 15,738 SH   SOLE 0 0 0 15,738
S & T BANCORP INC COM COM 783859101 5,532 137,313 SH   SOLE 0 0 0 137,313
S&P GLOBAL INC COM COM 78409V104 265 971 SH   SOLE 1 0 0 971
SALESFORCE COM INC COM COM 79466L302 374 2,301 SH   SOLE 1 0 0 2,301
SCHLUMBERGER LTD COM COM 806857108 225 5,543 SH   SOLE 1 0 0 5,543
SCHWAB U.S. BROAD MARKET ETF COM 808524102 15,076 196,100 SH   SOLE 0 0 0 196,100
SCHWAB U.S. LARGE-CAP ETF COM 808524201 226 2,954 SH   SOLE 0 0 0 2,954
SCHWAB U.S. LARGE-CAP VALUE ETF COM 808524409 431 7,185 SH   SOLE 0 0 0 7,185
SERVICENOW INC COM COM 81762P102 932 3,303 SH   SOLE 1 0 0 3,303
SIRIUS XM HLDGS INC COM COM 82968B103 662 92,634 SH   SOLE 0 0 0 92,634
SKYWORKS SOLUTIONS INC COM COM 83088M102 362 3,002 SH   SOLE 1, 2 0 0 3,002
SM ENERGY CO COM COM 78454L100 363 32,318 SH   SOLE 0 0 0 32,318
SONY CORP SPONSORED ADR COM 835699307 680 10,000 SH   SOLE 0 0 0 10,000
SOUTHERN CO COM COM 842587107 243 3,827 SH   SOLE 1 0 0 3,827
SPDR BLOOMBERG BARCLAYS CONVERTIBLE SECURITIES ETF COM 78464A359 15,054 271,249 SH   SOLE 0 0 0 271,249
SPDR BLOOMBERG BARCLAYS HIGH YIELD BOND ETF COM 78468R622 1,160 10,598 SH   SOLE 0 0 0 10,598
SPDR DOW JONES GLOBAL REAL ESTATE ETF COM 78463X749 20,016 388,511 SH   SOLE 0 0 0 388,511
SPDR DOW JONES INDUSTRIAL AVERAGE ETF COM 78467X109 214 750 SH   SOLE 0 0 0 750
SPDR S&P 500 ETF COM 78462F103 18,666 57,996 SH   SOLE 0 0 0 57,996
SPDR S&P DIVIDEND ETF COM 78464A763 241 2,245 SH   SOLE 0 0 0 2,245
SPDR S&P MIDCAP 400 ETF COM 78467Y107 3,335 8,885 SH   SOLE 0 0 0 8,885
STARBUCKS CORP COM COM 855244109 953 10,844 SH   SOLE 1 0 0 10,844
STERLING BANCORP DEL COM COM 85917A100 805 38,234 SH   SOLE 1 0 0 38,234
STRYKER CORP COM COM 863667101 17,284 82,332 SH   SOLE 1 0 0 82,332
SUMMIT WIRELESS TECHNLGIES INC COM COM 86633R104 53 88,028 SH   SOLE 0 0 0 88,028
SUNOCO LP COM UT REP LP COM 86765K109 789 25,804 SH   SOLE 0 0 0 25,804
SVMK INC COM COM 78489X103 268 15,000 SH   SOLE 0 0 0 15,000
SYSCO CORP COM COM 871829107 513 6,001 SH   SOLE 1 0 0 6,001
TARGET CORP COM COM 87612E106 232 1,815 SH   SOLE 1 0 0 1,815
TASEKO MINES LTD COM COM 876511106 5 12,000 SH   SOLE 0 0 0 12,000
TEXAS INSTRS INC COM COM 882508104 532 4,152 SH   SOLE 1 0 0 4,152
THE CHARLES SCHWAB CORPORATION COM COM 808513105 459 9,667 SH   SOLE 1 0 0 9,667
THERMO FISHER SCIENTIFIC INC COM COM 883556102 654 2,013 SH   SOLE 1 0 0 2,013
TJX COS INC NEW COM COM 872540109 586 9,606 SH   SOLE 1 0 0 9,606
TORO CO COM COM 891092108 363 4,547 SH   SOLE 1 0 0 4,547
TRACTOR SUPPLY CO COM COM 892356106 213 2,286 SH   SOLE 1 0 0 2,286
TRAVELERS COMPANIES INC COM COM 89417E109 276 2,019 SH   SOLE 1 0 0 2,019
TRUIST FINL CORP COM COM 89832Q109 1,330 23,623 SH   SOLE 1 0 0 23,623
UNILEVER N V N Y SHS NEW COM 904784709 968 16,860 SH   SOLE 0 0 0 16,860
UNILEVER PLC SPON ADR NEW COM 904767704 3,175 55,550 SH   SOLE 0 0 0 55,550
UNION PACIFIC CORP COM COM 907818108 764 4,231 SH   SOLE 1 0 0 4,231
UNITED BANKSHARES INC WEST VA COM COM 909907107 2,793 71,755 SH   SOLE 1 0 0 71,755
UNITED PARCEL SERVICE INC CL B COM 911312106 318 2,723 SH   SOLE 1 0 0 2,723
UNITED TECHNOLOGIES CORP COM COM 913017109 1,216 8,126 SH   SOLE 1 0 0 8,126
UNITEDHEALTH GROUP INC COM COM 91324P102 2,580 8,778 SH   SOLE 1 0 0 8,778
US BANCORP DEL COM NEW COM 902973304 4,311 72,214 SH   SOLE 1 0 0 72,214
USA TECHNOLOGIES INC COM COM 90328S500 74 10,000 SH   SOLE 0 0 0 10,000
VANGUARD CONSUMER STAPLES INDEX FUND COM 92204A207 417 2,587 SH   SOLE 0 0 0 2,587
VANGUARD ENERGY INDEX FUND COM 92204A306 489 6,010 SH   SOLE 0 0 0 6,010
VANGUARD FTSE DEVELOPED MARKETS ETF COM 921943858 22,981 521,588 SH   SOLE 0 0 0 521,588
VANGUARD FTSE EMERGING MARKETS ETF COM 922042858 3,051 68,614 SH   SOLE 0 0 0 68,614
VANGUARD GROWTH INDEX FUND COM 922908736 15,329 84,148 SH   SOLE 0 0 0 84,148
VANGUARD HIGH DIVIDEND YIELD ETF COM 921946406 1,895 20,224 SH   SOLE 0 0 0 20,224
VANGUARD INFORMATION TECHNOLOGY INDEX FUND COM 92204A702 1,160 4,740 SH   SOLE 0 0 0 4,740
VANGUARD LARGE-CAP INDEX FUND COM 922908637 399 2,703 SH   SOLE 0 0 0 2,703
VANGUARD REAL ESTATE ETF COM 922908553 5,559 59,913 SH   SOLE 0 0 0 59,913
VANGUARD RUSSELL 1000 GROWTH ETF COM 92206C680 9,171 50,689 SH   SOLE 0 0 0 50,689
VANGUARD RUSSELL 1000 VALUE ETF COM 92206C714 12,743 106,332 SH   SOLE 0 0 0 106,332
VANGUARD RUSSELL 2000 GROWTH ETF COM 92206C623 2,584 16,585 SH   SOLE 0 0 0 16,585
VANGUARD S&P 500 ETF COM 922908363 1,707 5,773 SH   SOLE 0 0 0 5,773
VANGUARD SMALL-CAP GROWTH INDEX FUND COM 922908595 9,035 45,474 SH   SOLE 0 0 0 45,474
VANGUARD SMALL-CAP INDEX FUND COM 922908751 1,529 9,232 SH   SOLE 0 0 0 9,232
VANGUARD SMALL-CAP VALUE INDEX FUND COM 922908611 9,985 72,847 SH   SOLE 0 0 0 72,847
VANGUARD TOTAL BOND MARKET INDEX FUND COM 921937835 1,658 19,776 SH   SOLE 0 0 0 19,776
VANGUARD TOTAL INTERNATIONAL STOCK ETF COM 921909768 1,838 33,007 SH   SOLE 0 0 0 33,007
VANGUARD TOTAL STOCK MARKET INDEX FUND COM 922908769 7,723 47,206 SH   SOLE 0 0 0 47,206
VANGUARD TOTAL WORLD STOCK INDEX FUND COM 922042742 14,861 183,504 SH   SOLE 0 0 0 183,504
VANGUARD UTILITIES INDEX FUND COM 92204A876 376 2,635 SH   SOLE 0 0 0 2,635
VANGUARD VALUE INDEX FUND COM 922908744 17,749 148,098 SH   SOLE 0 0 0 148,098
VERIZON COMMUNICATIONS INC COM COM 92343V104 2,223 36,215 SH   SOLE 1 0 0 36,215
VERTEX PHARMACEUTICALS INC COM COM 92532F100 1,183 5,407 SH   SOLE 1 0 0 5,407
VISA INC COM CL A COM 92826C839 2,496 13,287 SH   SOLE 1 0 0 13,287
WALMART INC COM COM 931142103 3,513 29,430 SH   SOLE 1 0 0 29,430
WASTE MGMT INC DEL COM COM 94106L109 1,981 17,387 SH   SOLE 1 0 0 17,387
WELLS FARGO CO NEW COM COM 949746101 2,226 41,387 SH   SOLE 1 0 0 41,387
WESBANCO INC COM COM 950810101 496 13,021 SH   SOLE 0 0 0 13,021
WORKDAY INC CL A COM 98138H101 720 4,382 SH   SOLE 1 0 0 4,382
YETI HLDGS INC COM COM 98585X104 580 16,695 SH   SOLE 0 0 0 16,695
ZOETIS INC CL A COM 98978V103 4,992 37,724 SH   SOLE 1 0 0 37,724