The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM Stock 88579Y101 2,361 13,381 SH   SOLE   13,380 0 0
ABBOTT LABS COM Stock 002824100 1,766 20,334 SH   SOLE   20,250 0 84
ABBVIE INC COM Stock 00287Y109 425 4,800 SH   SOLE   4,800 0 0
ACCENTURE PLC IRELAND SHS CLASS A Stock G1151C101 3,352 15,919 SH   SOLE   15,861 0 58
ADOBE INC COM Stock 00724F101 3,155 9,565 SH   SOLE   9,518 0 47
ALIBABA GROUP HLDG LTD SPONSORED ADS ADR 01609W102 229 1,078 SH   SOLE   1,078 0 0
ALIGN TECHNOLOGY INC COM Stock 016255101 1,448 5,191 SH   SOLE   5,166 0 25
ALLSTATE CORP COM Stock 020002101 217 1,926 SH   SOLE   1,926 0 0
ALPHABET INC CAP STK CL A Stock 02079K305 2,886 2,155 SH   SOLE   2,151 0 4
ALPHABET INC CAP STK CL C Stock 02079K107 5,353 4,004 SH   SOLE   3,991 0 13
ALTRIA GROUP INC COM Stock 02209S103 277 5,558 SH   SOLE   5,558 0 0
AMAZON COM INC COM Stock 023135106 6,612 3,578 SH   SOLE   3,578 0 0
AMBEV SA SPONSORED ADR ADR 02319V103 255 54,673 SH   SOLE   54,673 0 0
AMERICAN EXPRESS CO COM Stock 025816109 684 5,498 SH   SOLE   5,498 0 0
AMERICAN INTL GROUP INC COM NEW Stock 026874784 373 7,260 SH   SOLE   7,260 0 0
AMERICAN TOWER CORP NEW COM REIT 03027X100 1,424 6,198 SH   SOLE   6,198 0 0
AMGEN INC COM Stock 031162100 1,537 6,375 SH   SOLE   6,375 0 0
ANALOG DEVICES INC COM Stock 032654105 417 3,508 SH   SOLE   3,508 0 0
ANHEUSER BUSCH INBEV SA/NV SPONSORED ADR ADR 03524A108 467 5,696 SH   SOLE   5,696 0 0
AON PLC SHS CL A Stock G0408V102 578 2,776 SH   SOLE   2,776 0 0
APOLLO GLOBAL MGMT INC COM CL A Stock 03768E105 310 6,505 SH   SOLE   6,505 0 0
APPLE INC COM Stock 037833100 10,770 36,675 SH   SOLE   36,675 0 0
AT&T INC COM Stock 00206R102 1,532 39,207 SH   SOLE   39,207 0 0
AUTOMATIC DATA PROCESSING INC COM Stock 053015103 2,872 16,843 SH   SOLE   16,795 0 48
BAIDU INC SPON ADR REP A ADR 056752108 315 2,489 SH   SOLE   2,489 0 0
BANCO BILBAO VIZCAYA ARGENTARI SPONSORED ADR ADR 05946K101 298 53,351 SH   SOLE   53,351 0 0
BANK AMER CORP COM Stock 060505104 1,135 32,222 SH   SOLE   32,222 0 0
BANK NEW YORK MELLON CORP COM Stock 064058100 345 6,860 SH   SOLE   6,860 0 0
BERKLEY W R CORP COM Stock 084423102 10,110 146,316 SH   SOLE   146,316 0 0
BERKSHIRE HATHAWAY INC DEL CL A Stock 084670108 340 1 SH   SOLE   1 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW Stock 084670702 3,059 13,504 SH   SOLE   13,504 0 0
BIOGEN INC COM Stock 09062X103 528 1,778 SH   SOLE   1,778 0 0
BLACKROCK INC COM Stock 09247X101 552 1,098 SH   SOLE   1,098 0 0
BLACKSTONE GROUP INC COM CL A Stock 09260D107 634 11,329 SH   SOLE   11,329 0 0
BOEING CO COM Stock 097023105 388 1,190 SH   SOLE   1,190 0 0
BOOKING HLDGS INC COM Stock 09857L108 1,041 507 SH   SOLE   505 0 2
BRISTOL MYERS SQUIBB CO COM Stock 110122108 1,046 16,302 SH   SOLE   16,301 0 0
BROOKFIELD ASSET MGMT INC CL A LTD VT SH Stock 112585104 404 6,998 SH   SOLE   6,998 0 0
BROOKFIELD INFRAST PARTNERS LP LP INT UNIT Stock G16252101 261 5,227 SH   SOLE   5,227 0 0
CANADIAN NATL RY CO COM Stock 136375102 406 4,493 SH   SOLE   4,493 0 0
CATERPILLAR INC DEL COM Stock 149123101 230 1,555 SH   SOLE   1,555 0 0
CHECK POINT SOFTWARE TECH LTD ORD Stock M22465104 470 4,235 SH   SOLE   4,235 0 0
CHEVRON CORP NEW COM Stock 166764100 648 6,125 SH   SOLE   6,125 0 0
CHINA MOBILE LIMITED SPONSORED ADR ADR 16941M109 224 5,302 SH   SOLE   5,302 0 0
CHUBB LIMITED COM Stock H1467J104 668 4,293 SH   SOLE   4,292 0 0
CINTAS CORP COM Stock 172908105 236 876 SH   SOLE   876 0 0
CISCO SYS INC COM Stock 17275R102 694 14,467 SH   SOLE   14,467 0 0
CITIGROUP INC COM NEW Stock 172967424 1,190 14,895 SH   SOLE   14,895 0 0
COCA COLA CO COM Stock 191216100 1,521 27,481 SH   SOLE   27,481 0 0
COHEN & STEERS LTD DUR PFD INC COM CEF 19248C105 1,533 58,476 SH   SOLE   58,476 0 0
COLGATE PALMOLIVE CO COM Stock 194162103 325 4,719 SH   SOLE   4,719 0 0
COMCAST CORP NEW CL A Stock 20030N101 2,083 46,316 SH   SOLE   46,316 0 0
CONOCOPHILLIPS COM Stock 20825C104 226 3,478 SH   SOLE   3,478 0 0
COSTCO WHSL CORP NEW COM Stock 22160K105 741 2,522 SH   SOLE   2,522 0 0
CSX CORP COM Stock 126408103 234 3,239 SH   SOLE   3,239 0 0
DIAGEO P L C SPON ADR NEW ADR 25243Q205 291 1,729 SH   SOLE   1,729 0 0
DISNEY WALT CO COM DISNEY Stock 254687106 1,974 13,652 SH   SOLE   13,652 0 0
DOLLAR GEN CORP NEW COM Stock 256677105 2,081 13,340 SH   SOLE   13,277 0 63
DOW INC COM Stock 260557103 264 4,817 SH   SOLE   4,817 0 0
DUPONT DE NEMOURS INC COM Stock 26614N102 315 4,902 SH   SOLE   4,901 0 0
ECOLAB INC COM Stock 278865100 505 2,616 SH   SOLE   2,616 0 0
EDISON INTL COM Stock 281020107 211 2,800 SH   SOLE   2,800 0 0
EMPIRE ST RLTY OP L P UNIT LTD PRT 60 Stock 292102209 447 32,211 SH   SOLE   32,211 0 0
ENBRIDGE INC COM Stock 29250N105 527 13,252 SH   SOLE   13,252 0 0
ENERGY SELECT SECTOR SPDR FUND ETF 81369Y506 315 5,244 SH   SOLE   5,243 0 0
EXXON MOBIL CORP COM Stock 30231G102 1,989 28,504 SH   SOLE   28,504 0 0
FACEBOOK INC CL A Stock 30303M102 3,954 19,266 SH   SOLE   19,179 0 87
FAIR ISAAC CORP COM Stock 303250104 375 1,000 SH   SOLE   1,000 0 0
FOMENTO ECONOMICO MEXICANO SAB SPON ADR UNITS ADR 344419106 243 2,573 SH   SOLE   2,573 0 0
GARTNER INC COM Stock 366651107 1,501 9,743 SH   SOLE   9,693 0 50
GENERAL ELECTRIC CO COM Stock 369604103 517 46,315 SH   SOLE   46,315 0 0
GENERAL MLS INC COM Stock 370334104 223 4,164 SH   SOLE   4,164 0 0
HDFC BANK LTD SPONSORED ADS ADR 40415F101 224 3,530 SH   SOLE   3,530 0 0
HEALTH CARE SELECT SECTOR SPDR FUND ETF 81369Y209 412 4,042 SH   SOLE   4,042 0 0
HERSHEY CO COM Stock 427866108 220 1,495 SH   SOLE   1,495 0 0
HOME DEPOT INC COM Stock 437076102 2,739 12,541 SH   SOLE   12,541 0 0
HONEYWELL INTL INC COM Stock 438516106 953 5,387 SH   SOLE   5,387 0 0
HSBC HLDGS PLC SPON ADR NEW ADR 404280406 419 10,726 SH   SOLE   10,726 0 0
HUBBELL INC COM Stock 443510607 293 1,980 SH   SOLE   1,980 0 0
ICICI BK LTD ADR ADR 45104G104 314 20,833 SH   SOLE   20,833 0 0
INTEL CORP COM Stock 458140100 1,327 22,180 SH   SOLE   22,180 0 0
INTERNATIONAL BUSINESS MACHS COM Stock 459200101 1,061 7,918 SH   SOLE   7,918 0 0
INTL PAPER CO COM Stock 460146103 480 10,420 SH   SOLE   10,420 0 0
ISHARES CORE DIVIDEND GROWTH ETF ETF 46434V621 489 11,615 SH   SOLE   11,615 0 0
ISHARES CORE U.S. AGGREGATE BOND ETF ETF 464287226 265 2,356 SH   SOLE   2,356 0 0
ISHARES RUSSELL 1000 ETF ETF 464287622 493 2,764 SH   SOLE   2,764 0 0
ISHARES RUSSELL 1000 GROWTH ETF ETF 464287614 2,067 11,749 SH   SOLE   11,748 0 0
ISHARES RUSSELL 1000 VALUE ETF ETF 464287598 587 4,302 SH   SOLE   4,302 0 0
ISHARES RUSSELL 2000 ETF ETF 464287655 517 3,122 SH   SOLE   3,122 0 0
ISHARES RUSSELL 2000 VALUE ETF ETF 464287630 458 3,561 SH   SOLE   3,561 0 0
ISHARES RUSSELL MID-CAP ETF ETF 464287499 2,964 49,720 SH   SOLE   49,720 0 0
ISHARES RUSSELL MID-CAP GROWTH ETF ETF 464287481 438 2,868 SH   SOLE   2,868 0 0
ISHARES S&P 500 GROWTH ETF ETF 464287309 3,133 16,180 SH   SOLE   16,179 0 0
ISHARES S&P 500 VALUE ETF ETF 464287408 1,149 8,831 SH   SOLE   8,831 0 0
ISHARES SELECT DIVIDEND ETF ETF 464287168 248 2,350 SH   SOLE   2,350 0 0
ISHARES SHORT MATURITY BOND ETF ETF 46431W507 3,200 63,683 SH   SOLE   63,682 0 0
ISHARES TIPS BOND ETF ETF 464287176 536 4,600 SH   SOLE   4,600 0 0
ITAU UNIBANCO HLDG SA SPON ADR REP PFD ADR 465562106 203 22,215 SH   SOLE   22,215 0 0
JOHNSON & JOHNSON COM Stock 478160104 4,588 31,451 SH   SOLE   31,450 0 0
JPMORGAN CHASE & CO COM Stock 46625H100 2,220 15,925 SH   SOLE   15,925 0 0
KIMBERLY CLARK CORP COM Stock 494368103 518 3,763 SH   SOLE   3,763 0 0
KINDER MORGAN INC DEL COM Stock 49456B101 353 16,693 SH   SOLE   16,693 0 0
LINDE PLC SHS Stock G5494J103 925 4,344 SH   SOLE   4,344 0 0
MACK CALI RLTY CORP COM REIT 554489104 231 10,000 SH   SOLE   10,000 0 0
MARKEL CORP COM Stock 570535104 549 480 SH   SOLE   480 0 0
MASTERCARD INC CL A Stock 57636Q104 3,774 12,640 SH   SOLE   12,594 0 46
MCCORMICK & CO INC COM NON VTG Stock 579780206 263 1,549 SH   SOLE   1,549 0 0
MCDONALDS CORP COM Stock 580135101 584 2,953 SH   SOLE   2,953 0 0
MEDTRONIC PLC SHS Stock G5960L103 387 3,414 SH   SOLE   3,414 0 0
MERCK & CO INC COM Stock 58933Y105 1,380 15,175 SH   SOLE   15,175 0 0
METLIFE INC COM Stock 59156R108 486 9,537 SH   SOLE   9,537 0 0
MICROSOFT CORP COM Stock 594918104 9,353 59,309 SH   SOLE   59,159 0 150
MONDELEZ INTL INC CL A Stock 609207105 607 11,029 SH   SOLE   11,028 0 0
MSCI INC COM Stock 55354G100 995 3,853 SH   SOLE   3,833 0 20
NETFLIX INC COM Stock 64110L106 853 2,635 SH   SOLE   2,635 0 0
NEXTERA ENERGY INC COM Stock 65339F101 1,308 5,402 SH   SOLE   5,402 0 0
NIKE INC CL B Stock 654106103 2,150 21,222 SH   SOLE   21,116 0 106
NORFOLK SOUTHERN CORP COM Stock 655844108 324 1,667 SH   SOLE   1,667 0 0
O REILLY AUTOMOTIVE INC NEW COM Stock 67103H107 1,925 4,392 SH   SOLE   4,370 0 22
ORACLE CORP COM Stock 68389X105 389 7,348 SH   SOLE   7,348 0 0
PAYPAL HLDGS INC COM Stock 70450Y103 2,110 19,507 SH   SOLE   19,434 0 73
PEPSICO INC COM Stock 713448108 1,727 12,639 SH   SOLE   12,639 0 0
PFIZER INC COM Stock 717081103 3,080 78,619 SH   SOLE   78,619 0 0
PHILLIPS 66 COM Stock 718546104 284 2,546 SH   SOLE   2,546 0 0
PNC FINL SVCS GROUP INC COM Stock 693475105 546 3,421 SH   SOLE   3,421 0 0
PPG INDS INC COM Stock 693506107 752 5,630 SH   SOLE   5,630 0 0
PROCTER & GAMBLE CO COM Stock 742718109 2,765 22,141 SH   SOLE   22,141 0 0
PROGRESSIVE CORP OHIO COM Stock 743315103 551 7,609 SH   SOLE   7,609 0 0
RAYTHEON CO COM NEW Stock 755111507 716 3,258 SH   SOLE   3,258 0 0
REGENERON PHARMACEUTICALS COM Stock 75886F107 1,182 3,149 SH   SOLE   3,133 0 16
ROPER TECHNOLOGIES INC COM Stock 776696106 282 795 SH   SOLE   795 0 0
ROYAL DUTCH SHELL PLC SPON ADR B ADR 780259107 257 4,287 SH   SOLE   4,287 0 0
SALESFORCE COM INC COM Stock 79466L302 1,138 6,999 SH   SOLE   6,969 0 30
SAP SE SPON ADR ADR 803054204 850 6,341 SH   SOLE   6,341 0 0
SCHLUMBERGER LTD COM Stock 806857108 233 5,785 SH   SOLE   5,785 0 0
SCHWAB U.S. LARGE-CAP GROWTH ETF ETF 808524300 505 5,434 SH   SOLE   5,433 0 0
SCHWAB U.S. LARGE-CAP VALUE ETF ETF 808524409 246 4,100 SH   SOLE   4,100 0 0
SCHWAB U.S. MID-CAP ETF ETF 808524508 2,084 34,644 SH   SOLE   34,643 0 0
SCHWAB U.S. SMALL-CAP ETF ETF 808524607 1,453 19,216 SH   SOLE   19,215 0 0
SCHWAB US DIVIDEND EQUITY ETF ETF 808524797 728 12,563 SH   SOLE   12,562 0 0
SENSIENT TECHNOLOGIES CORP COM Stock 81725T100 268 4,050 SH   SOLE   4,050 0 0
SERVICENOW INC COM Stock 81762P102 892 3,158 SH   SOLE   3,139 0 19
SKYWORKS SOLUTIONS INC COM Stock 83088M102 203 1,680 SH   SOLE   1,680 0 0
SPDR S&P 500 ETF ETF 78462F103 1,777 5,522 SH   SOLE   5,521 0 0
SPDR S&P DIVIDEND ETF ETF 78464A763 1,936 17,995 SH   SOLE   17,995 0 0
STARBUCKS CORP COM Stock 855244109 1,378 15,668 SH   SOLE   15,593 0 75
SYSCO CORP COM Stock 871829107 676 7,906 SH   SOLE   7,906 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS ADR 874039100 937 16,125 SH   SOLE   16,125 0 0
TCG BDC INC COM CEF 872280102 758 56,650 SH   SOLE   56,650 0 0
TECHNOLOGY SELECT SECTOR SPDR FUND ETF 81369Y803 209 2,285 SH   SOLE   2,285 0 0
TEXAS INSTRS INC COM Stock 882508104 1,124 8,763 SH   SOLE   8,763 0 0
THE CHARLES SCHWAB CORPORATION COM Stock 808513105 258 5,420 SH   SOLE   5,420 0 0
THERMO FISHER SCIENTIFIC INC COM Stock 883556102 310 955 SH   SOLE   955 0 0
TIFFANY & CO NEW COM Stock 886547108 241 1,800 SH   SOLE   1,800 0 0
TRAVELERS COMPANIES INC COM Stock 89417E109 1,595 11,650 SH   SOLE   11,650 0 0
TRUIST FINL CORP COM Stock 89832Q109 287 5,093 SH   SOLE   5,093 0 0
UNILEVER PLC SPON ADR NEW ADR 904767704 268 4,683 SH   SOLE   4,683 0 0
UNION PACIFIC CORP COM Stock 907818108 901 4,983 SH   SOLE   4,983 0 0
UNITED PARCEL SERVICE INC CL B Stock 911312106 823 7,027 SH   SOLE   7,026 0 0
UNITED TECHNOLOGIES CORP COM Stock 913017109 1,791 11,959 SH   SOLE   11,959 0 0
UNITEDHEALTH GROUP INC COM Stock 91324P102 2,137 7,268 SH   SOLE   7,268 0 0
US BANCORP DEL COM NEW Stock 902973304 365 6,157 SH   SOLE   6,157 0 0
VANGUARD DIVIDEND APPRECIATION INDEX FUND ETF 921908844 2,530 20,294 SH   SOLE   20,294 0 0
VANGUARD FTSE ALL-WORLD EX US INDEX FUND ETF 922042775 398 7,397 SH   SOLE   7,397 0 0
VANGUARD FTSE DEVELOPED MARKETS ETF ETF 921943858 373 8,464 SH   SOLE   8,464 0 0
VANGUARD FTSE EMERGING MARKETS ETF ETF 922042858 231 5,201 SH   SOLE   5,201 0 0
VANGUARD HIGH DIVIDEND YIELD ETF ETF 921946406 601 6,410 SH   SOLE   6,409 0 0
VANGUARD INFORMATION TECHNOLOGY INDEX FUND ETF 92204A702 367 1,500 SH   SOLE   1,500 0 0
VANGUARD MID-CAP GROWTH INDEX FUND ETF 922908538 326 2,051 SH   SOLE   2,051 0 0
VANGUARD MID-CAP VALUE INDEX FUND ETF 922908512 228 1,912 SH   SOLE   1,912 0 0
VANGUARD REAL ESTATE ETF ETF 922908553 697 7,508 SH   SOLE   7,507 0 0
VANGUARD S&P 500 ETF ETF 922908363 1,070 3,618 SH   SOLE   3,618 0 0
VERIZON COMMUNICATIONS INC COM Stock 92343V104 1,985 32,323 SH   SOLE   32,323 0 0
VERTEX PHARMACEUTICALS INC COM Stock 92532F100 258 1,179 SH   SOLE   1,179 0 0
VISA INC COM CL A Stock 92826C839 4,750 25,281 SH   SOLE   25,183 0 98
VULCAN MATLS CO COM Stock 929160109 249 1,726 SH   SOLE   1,726 0 0
WALMART INC COM Stock 931142103 562 4,731 SH   SOLE   4,731 0 0
WASTE MGMT INC DEL COM Stock 94106L109 823 7,221 SH   SOLE   7,221 0 0
WEC ENERGY GROUP INC COM Stock 92939U106 475 5,147 SH   SOLE   5,147 0 0
WELLS FARGO CO NEW COM Stock 949746101 1,553 28,865 SH   SOLE   28,865 0 0
WILLIAMS COS INC DEL COM Stock 969457100 366 15,450 SH   SOLE   15,450 0 0
YANDEX N V SHS CLASS A Stock N97284108 206 4,740 SH   SOLE   4,740 0 0
ZOETIS INC CL A Stock 98978V103 3,234 24,433 SH   SOLE   24,327 0 106