The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T Inc Com 00206R102 3,361 86,011 SH   SOLE 0 84,439 0 1,572
AT&T Inc Com 00206R102 37 959 SH   DFND 0 959 0 0
Abbott Laboratories Com 002824100 6,363 73,256 SH   SOLE 0 71,970 0 1,286
Abbott Laboratories Com 002824100 298 3,431 SH   DFND 0 3,431 0 0
AbbVie Inc Com 00287Y109 4,198 47,409 SH   SOLE 0 47,218 0 191
AbbVie Inc Com 00287Y109 159 1,800 SH   DFND 0 1,800 0 0
Aberdeen Std Gold ETF Com 00326A104 165 11,300 SH   SOLE 0 11,050 0 250
Adobe Systems Inc Com 00724F101 591 1,793 SH   SOLE 0 1,793 0 0
Air Products & Chemicals Inc Com 009158106 2,327 9,902 SH   SOLE 0 9,884 0 18
Air Products & Chemicals Inc Com 009158106 177 755 SH   DFND 0 755 0 0
Allstate Corp Com 020002101 527 4,690 SH   SOLE 0 4,690 0 0
Allstate Corp Com 020002101 84 750 SH   DFND 0 750 0 0
Alphabet Inc-C Com 02079K107 1,757 1,314 SH   SOLE 0 1,314 0 0
Alphabet Inc-C Com 02079K107 80 60 SH   DFND 0 60 0 0
Alphabet Inc-A Com 02079K305 3,721 2,778 SH   SOLE 0 2,778 0 0
Alphabet Inc-A Com 02079K305 108 81 SH   DFND 0 81 0 0
Altria Group Inc Com 02209S103 236 4,719 SH   SOLE 0 4,719 0 0
Amazon.com Inc Com 023135106 3,829 2,072 SH   SOLE 0 2,072 0 0
Amazon.com Inc Com 023135106 220 119 SH   DFND 0 119 0 0
American Electric Power Co Inc Com 025537101 416 4,403 SH   SOLE 0 4,403 0 0
American Electric Power Co Inc Com 025537101 173 1,828 SH   DFND 0 1,828 0 0
American Express Co Com 025816109 986 7,922 SH   SOLE 0 7,922 0 0
American Express Co Com 025816109 36 287 SH   DFND 0 287 0 0
American Tower Corp Com 03027X100 256 1,112 SH   SOLE 0 1,112 0 0
American Water Works Co Inc Com 030420103 2,079 16,923 SH   SOLE 0 16,888 0 35
American Water Works Co Inc Com 030420103 95 770 SH   DFND 0 770 0 0
Amgen Inc Com 031162100 2,898 12,023 SH   SOLE 0 11,757 0 266
Amgen Inc Com 031162100 116 483 SH   DFND 0 483 0 0
Analog Devices Inc Com 032654105 2,057 17,309 SH   SOLE 0 17,276 0 33
Analog Devices Inc Com 032654105 293 2,466 SH   DFND 0 2,466 0 0
Apple Inc Com 037833100 16,047 54,647 SH   SOLE 0 54,549 0 98
Apple Inc Com 037833100 790 2,689 SH   DFND 0 2,689 0 0
Automatic Data Processing Inc Com 053015103 1,188 6,968 SH   SOLE 0 6,873 0 95
Automatic Data Processing Inc Com 053015103 341 2,000 SH   DFND 0 2,000 0 0
BCE Inc Com 05534B760 166 3,591 SH   SOLE 0 3,591 0 0
BCE Inc Com 05534B760 99 2,140 SH   DFND 0 2,140 0 0
ADR BP PLC- II Sp Com 055622104 408 10,822 SH   SOLE 0 10,822 0 0
Baxter International Inc Com 071813109 2,838 33,936 SH   SOLE 0 33,758 0 178
Baxter International Inc Com 071813109 183 2,193 SH   DFND 0 2,193 0 0
Berkshire Hathaway Inc-A Com 084670108 679 2 SH   DFND 0 2 0 0
Berkshire Hathaway Inc-B Com 084670702 1,084 4,784 SH   SOLE 0 4,134 0 650
Berkshire Hathaway Inc-B Com 084670702 8 36 SH   DFND 0 36 0 0
Biogen Inc Com 09062X103 112 379 SH   SOLE 0 379 0 0
Biogen Inc Com 09062X103 89 300 SH   DFND 0 300 0 0
Blackrock Inc Com 09247X101 104 206 SH   SOLE 0 206 0 0
Blackrock Inc Com 09247X101 126 251 SH   DFND 0 251 0 0
Boeing Co/The Com 097023105 1,820 5,587 SH   SOLE 0 4,847 0 740
Boeing Co/The Com 097023105 43 131 SH   DFND 0 131 0 0
Bristol Myers Squibb Com 110122108 2,635 41,056 SH   SOLE 0 40,436 0 620
Bristol Myers Squibb Com 110122108 119 1,850 SH   DFND 0 1,850 0 0
CBL & Associates Properties Inc Com 124830100 63 60,454 SH   SOLE 0 38,339 0 22,115
Cigna Corp Com 125523100 514 2,513 SH   SOLE 0 2,513 0 0
Cigna Corp Com 125523100 1 4 SH   DFND 0 4 0 0
CME Group Inc Com 12572Q105 1,912 9,526 SH   SOLE 0 9,526 0 0
CME Group Inc Com 12572Q105 62 307 SH   DFND 0 307 0 0
CMS Energy Corp Com 125896100 202 3,222 SH   DFND 0 3,222 0 0
CSX Corp Com 126408103 379 5,241 SH   SOLE 0 5,241 0 0
CVS Health Corp Com 126650100 1,690 22,746 SH   SOLE 0 20,710 0 2,036
CVS Health Corp Com 126650100 117 1,579 SH   DFND 0 1,579 0 0
Canadian Imperial Bank of Commerce Com 136069101 232 2,790 SH   SOLE 0 2,790 0 0
Caterpillar Inc Com 149123101 1,091 7,388 SH   SOLE 0 5,388 0 2,000
Chevron Corp Com 166764100 6,716 55,731 SH   SOLE 0 54,468 0 1,263
Chevron Corp Com 166764100 299 2,485 SH   DFND 0 2,235 0 250
Cincinnati Financial Corp Com 172062101 846 8,048 SH   SOLE 0 8,048 0 0
Cisco Systems Inc Com 17275R102 3,965 82,665 SH   SOLE 0 80,228 0 2,437
Cisco Systems Inc Com 17275R102 431 8,983 SH   DFND 0 8,983 0 0
Clean Energy Fuels Corp Com 184499101 44 18,634 SH   SOLE 0 12,232 0 6,402
Coca-Cola Co/The Com 191216100 5,322 96,150 SH   SOLE 0 96,150 0 0
Coca-Cola Co/The Com 191216100 115 2,073 SH   DFND 0 2,073 0 0
Cognizant Tech Solutions Corp-A Com 192446102 1,820 29,348 SH   SOLE 0 29,348 0 0
Cognizant Tech Solutions Corp-A Com 192446102 113 1,822 SH   DFND 0 1,822 0 0
Colgate-Palmolive Company Com 194162103 543 7,889 SH   SOLE 0 5,289 0 2,600
Comcast Corp-A Com 20030N101 1,128 25,079 SH   SOLE 0 25,027 0 52
Comcast Corp-A Com 20030N101 1 27 SH   DFND 0 27 0 0
ConocoPhillips Inc Com 20825C104 681 10,467 SH   SOLE 0 10,467 0 0
ConocoPhillips Inc Com 20825C104 0 3 SH   DFND 0 3 0 0
Consolidated Edison Inc Com 209115104 96 1,061 SH   SOLE 0 1,061 0 0
Consolidated Edison Inc Com 209115104 128 1,411 SH   DFND 0 1,411 0 0
Costco Wholesale Corp Com 22160K105 789 2,686 SH   SOLE 0 2,686 0 0
Costco Wholesale Corp Com 22160K105 29 100 SH   DFND 0 100 0 0
Cummins Inc Com 231021106 231 1,292 SH   SOLE 0 1,292 0 0
DTE Energy Co Com 233331107 223 1,716 SH   SOLE 0 1,716 0 0
DTE Energy Co Com 233331107 166 1,278 SH   DFND 0 1,278 0 0
Danaher Corp Com 235851102 5,196 33,852 SH   SOLE 0 33,852 0 0
Danaher Corp Com 235851102 183 1,193 SH   DFND 0 1,193 0 0
Darden Restaurants Inc Com 237194105 404 3,702 SH   SOLE 0 3,702 0 0
Darden Restaurants Inc Com 237194105 114 1,049 SH   DFND 0 1,049 0 0
Deere & Company Com 244199105 2,340 13,508 SH   SOLE 0 9,608 0 3,900
Dentsply Sirona Inc Com 24906P109 705 12,465 SH   SOLE 0 12,465 0 0
Dentsply Sirona Inc Com 24906P109 23 400 SH   DFND 0 400 0 0
Digital Realty Trust Inc Com 253868103 1,771 14,790 SH   SOLE 0 14,765 0 25
Digital Realty Trust Inc Com 253868103 306 2,558 SH   DFND 0 2,558 0 0
Disney Walt Co Com 254687106 7,642 52,839 SH   SOLE 0 52,839 0 0
Disney Walt Co Com 254687106 31 216 SH   DFND 0 216 0 0
Dominion Resources Inc/VA Com 25746U109 2,559 30,901 SH   SOLE 0 30,864 0 37
Dominion Resources Inc/VA Com 25746U109 214 2,585 SH   DFND 0 2,585 0 0
Dover Corp Com 260003108 474 4,113 SH   SOLE 0 3,847 0 266
Duke Energy Corp Com 26441C204 1,734 19,008 SH   SOLE 0 18,974 0 34
Duke Energy Corp Com 26441C204 164 1,801 SH   DFND 0 1,801 0 0
DuPont de Nemours Inc Com 26614N102 848 13,208 SH   SOLE 0 13,208 0 0
DuPont de Nemours Inc Com 26614N102 14 221 SH   DFND 0 221 0 0
Eastman Chemical Company Com 277432100 389 4,912 SH   SOLE 0 4,912 0 0
Emerson Electric Company Com 291011104 488 6,396 SH   SOLE 0 4,196 0 2,200
Enbridge Inc Com 29250N105 1,182 29,729 SH   SOLE 0 28,885 0 844
Enbridge Inc Com 29250N105 5 120 SH   DFND 0 120 0 0
Exelon Corp Com 30161N101 1,356 29,749 SH   SOLE 0 29,175 0 574
Exelon Corp Com 30161N101 76 1,657 SH   DFND 0 1,657 0 0
Exxon Mobil Corp Com 30231G102 4,383 62,806 SH   SOLE 0 58,787 0 4,019
Exxon Mobil Corp Com 30231G102 53 761 SH   DFND 0 461 0 300
Facebook Inc-A Com 30303M102 257 1,250 SH   SOLE 0 1,250 0 0
Federated Ultra Short Term Bond-I Com 31428Q747 7,835 856,249 SH   SOLE 0 855,290 0 959
Federated Ultra Short Term Bond-I Com 31428Q747 1,897 207,314 SH   DFND 0 199,129 0 8,185
Fifth Third Bancorp Com 316773100 1,091 35,475 SH   SOLE 0 29,075 0 6,400
Fifth Third Bancorp Com 316773100 670 21,785 SH   DFND 0 21,785 0 0
Fortive Corp Com 34959J108 976 12,783 SH   SOLE 0 12,783 0 0
Fortive Corp Com 34959J108 45 587 SH   DFND 0 587 0 0
Arthur J Gallagher & Co Com 363576109 1,996 20,961 SH   SOLE 0 20,914 0 47
Arthur J Gallagher & Co Com 363576109 268 2,815 SH   DFND 0 2,815 0 0
General Dynamics Corp Com 369550108 570 3,231 SH   SOLE 0 3,231 0 0
General Dynamics Corp Com 369550108 23 130 SH   DFND 0 130 0 0
General Electric Co Com 369604103 126 11,325 SH   SOLE 0 9,125 0 2,200
General Mills Inc Com 370334104 1,169 21,834 SH   SOLE 0 21,779 0 55
General Mills Inc Com 370334104 140 2,619 SH   DFND 0 2,619 0 0
General Motors Co Com 37045V100 231 6,300 SH   SOLE 0 6,300 0 0
Gilead Sciences Inc Com 375558103 1,234 18,984 SH   SOLE 0 18,984 0 0
Gilead Sciences Inc Com 375558103 1 20 SH   DFND 0 20 0 0
Goldman Sachs Group Inc Com 38141G104 417 1,812 SH   SOLE 0 1,812 0 0
Great Elm Capital Corp Com 390320109 78 10,000 SH   SOLE 0 10,000 0 0
Great Elm Capital Group Inc Com 39036P209 50 15,000 SH   SOLE 0 15,000 0 0
HCA Holdings Inc Com 40412C101 307 2,080 SH   SOLE 0 2,080 0 0
HCA Holdings Inc Com 40412C101 2 13 SH   DFND 0 13 0 0
Hershey Co/The Com 427866108 504 3,432 SH   SOLE 0 3,432 0 0
Home Depot Inc Com 437076102 1,857 8,504 SH   SOLE 0 7,904 0 600
Honeywell International Inc Com 438516106 2,292 12,951 SH   SOLE 0 12,951 0 0
Honeywell International Inc Com 438516106 1 6 SH   DFND 0 6 0 0
Illinois Tool Works Inc Com 452308109 369 2,053 SH   SOLE 0 2,053 0 0
Intel Corp Com 458140100 7,497 125,261 SH   SOLE 0 124,316 0 945
Intel Corp Com 458140100 108 1,812 SH   DFND 0 1,812 0 0
IntercontinentalExchange Group Inc Com 45866F104 1,588 17,163 SH   SOLE 0 17,163 0 0
IntercontinentalExchange Group Inc Com 45866F104 35 375 SH   DFND 0 375 0 0
Intl Business Machines Corp Com 459200101 706 5,269 SH   SOLE 0 5,269 0 0
Invesco QQQ Trust Ser 1 ETF Com 46090E103 509 2,395 SH   SOLE 0 2,395 0 0
iShares S&P 500 Index ETF Com 464287200 1,010 3,124 SH   SOLE 0 3,124 0 0
iShares S&P Midcap 400 Index ETF Com 464287507 820 3,985 SH   SOLE 0 3,985 0 0
iShares Core S&P Small-Cap ETF Com 464287804 1,753 20,911 SH   SOLE 0 20,911 0 0
JP Morgan Chase & Co Com 46625H100 8,782 62,998 SH   SOLE 0 62,968 0 30
JP Morgan Chase & Co Com 46625H100 270 1,938 SH   DFND 0 1,938 0 0
Johnson & Johnson Com 478160104 4,102 28,122 SH   SOLE 0 27,884 0 238
Kellogg Co Com 487836108 221 3,190 SH   SOLE 0 3,190 0 0
KeyCorp Com 493267108 838 41,383 SH   SOLE 0 41,383 0 0
Kimberly-Clark Corp Com 494368103 1,915 13,919 SH   SOLE 0 13,895 0 24
Kimberly-Clark Corp Com 494368103 167 1,217 SH   DFND 0 1,217 0 0
Lam Research Corp Com 512807108 395 1,350 SH   SOLE 0 1,350 0 0
Lilly Eli & Co Com 532457108 3,472 26,414 SH   SOLE 0 25,904 0 510
Lilly Eli & Co Com 532457108 300 2,279 SH   DFND 0 2,279 0 0
Lockheed Martin Corp Com 539830109 3,161 8,119 SH   SOLE 0 8,110 0 9
Lockheed Martin Corp Com 539830109 214 550 SH   DFND 0 550 0 0
Loomis Sayles Strategic Income Y Com 543487250 7,059 488,151 SH   SOLE 0 481,906 0 6,245
Loomis Sayles Strategic Income Y Com 543487250 1,461 101,026 SH   DFND 0 101,026 0 0
Lowe's Companies Inc Com 548661107 3,416 28,522 SH   SOLE 0 28,522 0 0
Lowe's Companies Inc Com 548661107 152 1,266 SH   DFND 0 1,266 0 0
Marathon Petroleum Corp Com 56585A102 271 4,490 SH   SOLE 0 4,490 0 0
Marsh & McLennan Co Inc Com 571748102 713 6,400 SH   SOLE 0 6,400 0 0
MasterCard Inc-A Com 57636Q104 792 2,654 SH   SOLE 0 2,654 0 0
McDonalds Corp Com 580135101 5,236 26,498 SH   SOLE 0 26,356 0 142
McDonalds Corp Com 580135101 206 1,042 SH   DFND 0 1,042 0 0
McKesson Corp Com 58155Q103 1,692 12,231 SH   SOLE 0 12,231 0 0
McKesson Corp Com 58155Q103 32 231 SH   DFND 0 231 0 0
Merck & Co Inc Com 58933Y105 5,681 62,459 SH   SOLE 0 62,414 0 45
Merck & Co Inc Com 58933Y105 251 2,761 SH   DFND 0 2,761 0 0
Metlife Inc Com 59156R108 1,460 28,635 SH   SOLE 0 28,608 0 27
Metlife Inc Com 59156R108 1 13 SH   DFND 0 13 0 0
Microsoft Corp Com 594918104 19,136 121,343 SH   SOLE 0 121,305 0 38
Microsoft Corp Com 594918104 767 4,865 SH   DFND 0 4,865 0 0
Microchip Technology Inc Com 595017104 5,337 50,962 SH   SOLE 0 50,931 0 31
Microchip Technology Inc Com 595017104 377 3,597 SH   DFND 0 3,597 0 0
Mondelez International Inc Com 609207105 439 7,972 SH   SOLE 0 7,972 0 0
Moody's Corp Com 615369105 1,661 6,998 SH   SOLE 0 6,998 0 0
Morgan Stanley Com 617446448 590 11,545 SH   SOLE 0 11,545 0 0
Morgan Stanley Com 617446448 9 176 SH   DFND 0 176 0 0
New Senior Invt Group Inc Com 648691103 158 20,607 SH   SOLE 0 13,819 0 6,788
NextEra Energy Inc Com 65339F101 5,110 21,103 SH   SOLE 0 20,701 0 402
NextEra Energy Inc Com 65339F101 351 1,449 SH   DFND 0 1,449 0 0
Nike Inc-B Com 654106103 5,291 52,223 SH   SOLE 0 52,223 0 0
Nike Inc-B Com 654106103 84 834 SH   DFND 0 834 0 0
Norfolk Southern Corp Com 655844108 5,771 29,730 SH   SOLE 0 29,708 0 22
Norfolk Southern Corp Com 655844108 313 1,613 SH   DFND 0 1,613 0 0
Northern Ultra-Short Fixed Income Fund Com 665162467 18,525 1,807,273 SH   SOLE 0 1,752,646 0 54,627
Northern Ultra-Short Fixed Income Fund Com 665162467 595 58,025 SH   DFND 0 48,753 0 9,273
Northern Trust Corp Com 665859104 244 2,300 SH   SOLE 0 2,300 0 0
Northrop Grumman Corp Com 666807102 294 854 SH   SOLE 0 854 0 0
ADR Novartis AG- II Sp Com 66987V109 2,482 26,215 SH   SOLE 0 24,882 0 1,333
ADR Novartis AG- II Sp Com 66987V109 35 370 SH   DFND 0 370 0 0
Occidental Petroleum Corp Com 674599105 202 4,902 SH   SOLE 0 4,902 0 0
Omnicom Group Inc Com 681919106 1,198 14,785 SH   SOLE 0 14,747 0 38
Omnicom Group Inc Com 681919106 74 914 SH   DFND 0 914 0 0
Oracle Corporation Com 68389X105 4,474 84,446 SH   SOLE 0 84,446 0 0
Oracle Corporation Com 68389X105 99 1,878 SH   DFND 0 1,878 0 0
PIMCO Total Return Institutional Fund Com 693390700 1,143 110,538 SH   SOLE 0 110,538 0 0
PPL Corp Com 69351T106 128 3,566 SH   SOLE 0 3,566 0 0
PPL Corp Com 69351T106 104 2,910 SH   DFND 0 2,910 0 0
Palo Alto Networks Inc Com 697435105 1,330 5,753 SH   SOLE 0 5,753 0 0
Palo Alto Networks Inc Com 697435105 73 316 SH   DFND 0 316 0 0
Parnassus Fixed-Income Fund Com 701769200 845 49,582 SH   SOLE 0 49,582 0 0
Parnassus Fixed-Income Fund Com 701769200 191 11,230 SH   DFND 0 11,230 0 0
PepsiCo Inc Com 713448108 6,092 44,578 SH   SOLE 0 44,552 0 26
PepsiCo Inc Com 713448108 264 1,931 SH   DFND 0 1,931 0 0
Pfizer Inc Com 717081103 3,128 79,848 SH   SOLE 0 75,769 0 4,079
Pfizer Inc Com 717081103 119 3,028 SH   DFND 0 3,028 0 0
Philip Morris International Com 718172109 294 3,453 SH   SOLE 0 3,453 0 0
Phillips 66 Com 718546104 618 5,543 SH   SOLE 0 5,543 0 0
Pitney Bowes Inc Com 724479100 65 16,101 SH   SOLE 0 10,573 0 5,528
T Rowe Price Group Inc Com 74144T108 337 2,766 SH   SOLE 0 2,766 0 0
T Rowe Price High Yield-Inv Com 741481105 2,751 411,877 SH   SOLE 0 411,877 0 0
Procter & Gamble Co Com 742718109 8,679 69,487 SH   SOLE 0 68,756 0 731
Procter & Gamble Co Com 742718109 334 2,676 SH   DFND 0 2,676 0 0
Qualcomm Inc Com 747525103 4,080 46,244 SH   SOLE 0 45,731 0 513
Qualcomm Inc Com 747525103 124 1,406 SH   DFND 0 1,406 0 0
Rayonier Inc Com 754907103 353 10,788 SH   SOLE 0 8,538 0 2,250
Rayonier Inc Com 754907103 44 1,333 SH   DFND 0 1,333 0 0
Raytheon Company Com 755111507 317 1,442 SH   SOLE 0 1,442 0 0
T Rowe Price Real Estate Fund Com 779919109 1,457 56,685 SH   SOLE 0 56,685 0 0
T Rowe Price Real Estate Fund Com 779919109 6 227 SH   DFND 0 227 0 0
ADR Royal Dutch Shell-A - II Sp Com 780259206 1,312 22,253 SH   SOLE 0 22,206 0 47
ADR Royal Dutch Shell-A - II Sp Com 780259206 2 27 SH   DFND 0 27 0 0
Salesforce.com Inc Com 79466L302 1,594 9,802 SH   SOLE 0 9,802 0 0
Salesforce.com Inc Com 79466L302 281 1,730 SH   DFND 0 1,730 0 0
Schlumberger Ltd Com 806857108 1,422 35,381 SH   SOLE 0 27,739 0 7,642
Schlumberger Ltd Com 806857108 40 994 SH   DFND 0 994 0 0
Simon Property Group Inc Com 828806109 133 891 SH   SOLE 0 891 0 0
Simon Property Group Inc Com 828806109 83 557 SH   DFND 0 557 0 0
Smith (AO) Corp Com 831865209 1,032 21,654 SH   SOLE 0 21,654 0 0
Southern Co/The Com 842587107 431 6,765 SH   SOLE 0 5,040 0 1,725
Starbucks Corp Com 855244109 1,978 22,501 SH   SOLE 0 22,501 0 0
Starbucks Corp Com 855244109 37 423 SH   DFND 0 423 0 0
Stryker Corp Com 863667101 278 1,324 SH   SOLE 0 1,324 0 0
Sysco Corp Com 871829107 186 2,178 SH   SOLE 0 2,178 0 0
Sysco Corp Com 871829107 43 500 SH   DFND 0 500 0 0
TJX Companies Inc Com 872540109 527 8,629 SH   SOLE 0 8,629 0 0
Target Corp Com 87612E106 1,570 12,249 SH   SOLE 0 12,249 0 0
Texas Instruments Inc Com 882508104 512 3,993 SH   SOLE 0 3,993 0 0
Thermo Fisher Scientific Inc Com 883556102 208 640 SH   SOLE 0 640 0 0
3M Company Com 88579Y101 1,996 11,314 SH   SOLE 0 11,314 0 0
3M Company Com 88579Y101 176 1,000 SH   DFND 0 1,000 0 0
Travelers Cos Inc/The Com 89417E109 515 3,761 SH   SOLE 0 3,761 0 0
Truist Financial Corp Com 89832Q109 1,680 29,836 SH   SOLE 0 29,776 0 60
US Bancorp Com 902973304 508 8,572 SH   SOLE 0 8,572 0 0
Union Pacific Corp Com 907818108 2,000 11,063 SH   SOLE 0 7,963 0 3,100
United Parcel Service-B Com 911312106 1,575 13,453 SH   SOLE 0 13,428 0 25
United Parcel Service-B Com 911312106 175 1,493 SH   DFND 0 1,493 0 0
United Technologies Corp Com 913017109 5,254 35,083 SH   SOLE 0 35,058 0 25
United Technologies Corp Com 913017109 102 683 SH   DFND 0 683 0 0
UnitedHealth Group Inc Com 91324P102 626 2,129 SH   SOLE 0 2,129 0 0
Vanguard Wellesley Income-Adm Com 921938205 203 3,061 SH   SOLE 0 640 0 2,422
Vanguard High-Yield Corp-Adm Com 922031760 181 30,325 SH   SOLE 0 30,325 0 0
Vanguard High-Yield Corp-Adm Com 922031760 4 665 SH   DFND 0 665 0 0
Vanguard Short-Term Federal-Adm Com 922031844 39,818 3,710,861 SH   SOLE 0 3,631,082 0 79,780
Vanguard Short-Term Federal-Adm Com 922031844 7,034 655,573 SH   DFND 0 655,573 0 0
Verizon Communications Inc Com 92343V104 4,024 65,545 SH   SOLE 0 64,309 0 1,236
Verizon Communications Inc Com 92343V104 225 3,670 SH   DFND 0 3,670 0 0
Visa Inc-A Com 92826C839 234 1,244 SH   SOLE 0 1,244 0 0
WEC Energy Group Inc Com 92939U106 484 5,245 SH   SOLE 0 5,245 0 0
Walmart Inc Com 931142103 1,764 14,842 SH   SOLE 0 14,842 0 0
Walgreens Boots Alliance Inc Com 931427108 358 6,069 SH   SOLE 0 6,069 0 0
Waste Management Inc Com 94106L109 2,237 19,634 SH   SOLE 0 19,597 0 37
Waste Management Inc Com 94106L109 249 2,188 SH   DFND 0 2,188 0 0
Wells Fargo & Co Com 949746101 2,203 40,950 SH   SOLE 0 40,950 0 0
Wells Fargo & Co Com 949746101 67 1,237 SH   DFND 0 1,237 0 0
Welltower Inc Com 95040Q104 7,263 88,807 SH   SOLE 0 85,349 0 3,458
Welltower Inc Com 95040Q104 263 3,214 SH   DFND 0 2,214 0 1,000
Weyerhaeuser Co Com 962166104 1,639 54,265 SH   SOLE 0 47,945 0 6,320
Weyerhaeuser Co Com 962166104 56 1,870 SH   DFND 0 750 0 1,120
Yum! Brands Inc Com 988498101 502 4,984 SH   SOLE 0 4,984 0 0
Zimmer Biomet Holdings Inc Com 98956P102 546 3,651 SH   SOLE 0 3,651 0 0
Cohen & Steers Quality Income Realty Fund Inc Com BKC47L109 0 30,000 SH   SOLE 0 30,000 0 0
Allergan PLC Com G0177J108 376 1,968 SH   SOLE 0 1,968 0 0
Accenture PLC-A Com G1151C101 462 2,193 SH   SOLE 0 2,193 0 0
Eaton Corp PLC Com G29183103 1,715 18,111 SH   SOLE 0 18,074 0 37
Eaton Corp PLC Com G29183103 151 1,594 SH   DFND 0 1,594 0 0
Everest Re Group Ltd Com G3223R108 1,748 6,314 SH   SOLE 0 6,314 0 0
Everest Re Group Ltd Com G3223R108 42 150 SH   DFND 0 150 0 0
Johnson Controls Intl PLC Com G51502105 1,268 31,143 SH   SOLE 0 31,074 0 69
Johnson Controls Intl PLC Com G51502105 68 1,674 SH   DFND 0 1,674 0 0
Medtronic PLC Com G5960L103 1,039 9,162 SH   SOLE 0 9,162 0 0
Medtronic PLC Com G5960L103 31 275 SH   DFND 0 275 0 0
Rayonier Fractional share Com HFE907109 0 50,000 SH   SOLE 0 50,000 0 0
RMR Real Estate Inc Fd Pacific fractional shs Com HGK70B105 0 52,500 SH   SOLE 0 52,500 0 0