The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABB LTD SPONSORED ADR 000375204 721 36,675 SH   SOLE   36,675 0 0
ABBOTT LABS COM 002824100 1,065 12,725 SH   SOLE   12,725 0 0
ABBVIE INC COM 00287Y109 948 12,525 SH   SOLE   12,525 0 0
ALPHABET INC CAP STK CL C 02079K107 6,430 5,275 SH   SOLE   5,275 0 0
ALPHABET INC CAP STK CL A 02079K305 11,029 9,032 SH   SOLE   9,032 0 0
ALTRIA GROUP INC COM 02209S103 940 22,984 SH   SOLE   22,984 0 0
AMERICAN EXPRESS CO COM 025816109 242 2,050 SH   SOLE   2,050 0 0
AMGEN INC COM 031162100 799 4,128 SH   SOLE   4,128 0 0
ANNALY CAP MGMT INC COM 035710409 91 10,300 SH   SOLE   10,300 0 0
APPLE INC COM 037833100 35,653 159,186 SH   SOLE   159,186 0 0
ARCHER DANIELS MIDLAND CO COM 039483102 7,783 189,499 SH   SOLE   189,499 0 0
AT&T INC COM 00206R102 1,232 32,555 SH   SOLE   32,555 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 2,350 14,561 SH   SOLE   14,561 0 0
BANK AMER CORP COM 060505104 852 29,204 SH   SOLE   29,204 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,589 7,639 SH   SOLE   7,639 0 0
BLACKROCK INC COM 09247X101 1,504 3,376 SH   SOLE   3,376 0 0
BLACKSTONE GROUP INC COM CL A 09260D107 879 18,000 SH   SOLE   18,000 0 0
BOEING CO COM 097023105 1,712 4,501 SH   SOLE   4,501 0 0
BOSTON SCIENTIFIC CORP COM 101137107 268 6,595 SH   SOLE   6,595 0 0
BP PLC SPONSORED ADR 055622104 7,966 209,681 SH   SOLE   209,681 0 0
BRISTOL MYERS SQUIBB CO COM 110122108 755 14,890 SH   SOLE   14,890 0 0
CATERPILLAR INC DEL COM 149123101 1,311 10,380 SH   SOLE   10,380 0 0
CDK GLOBAL INC COM 12508E101 223 4,642 SH   SOLE   4,642 0 0
CELGENE CORP COM 151020104 678 6,825 SH   SOLE   6,825 0 0
CHEVRON CORP NEW COM 166764100 1,014 8,553 SH   SOLE   8,553 0 0
CISCO SYS INC COM 17275R102 2,629 53,210 SH   SOLE   53,210 0 0
COCA COLA CO COM 191216100 478 8,775 SH   SOLE   8,775 0 0
COLGATE PALMOLIVE CO COM 194162103 3,190 43,400 SH   SOLE   43,400 0 0
COMCAST CORP NEW CL A 20030N101 599 13,291 SH   SOLE   13,291 0 0
CORNING INC COM 219350105 8,921 312,807 SH   SOLE   312,807 0 0
CSX CORP COM 126408103 272 3,922 SH   SOLE   3,922 0 0
CVS HEALTH CORP COM 126650100 5,914 93,761 SH   SOLE   93,761 0 0
DEERE & CO COM 244199105 312 1,849 SH   SOLE   1,849 0 0
DISNEY WALT CO COM DISNEY 254687106 11,487 88,144 SH   SOLE   88,144 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 943 9,839 SH   SOLE   9,839 0 0
EATON CORP PLC SHS G29183103 318 3,822 SH   SOLE   3,822 0 0
EMERSON ELEC CO COM 291011104 650 9,717 SH   SOLE   9,717 0 0
ENERGY TRANSFER LP COM UT LTD PTN 29273V100 167 12,800 SH   SOLE   12,800 0 0
ENTERPRISE PRODS PARTNERS L COM 293792107 353 12,348 SH   SOLE   12,348 0 0
EXELON CORP COM 30161N101 338 7,002 SH   SOLE   7,002 0 0
EXXON MOBIL CORP COM 30231G102 9,423 133,452 SH   SOLE   133,452 0 0
GENERAL ELECTRIC CO COM 369604103 427 47,757 SH   SOLE   47,757 0 0
GENERAL MLS INC COM 370334104 402 7,292 SH   SOLE   7,292 0 0
GILEAD SCIENCES INC COM 375558103 7,533 118,862 SH   SOLE   118,862 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 211 1,020 SH   SOLE   1,020 0 0
HANESBRANDS INC COM 410345102 359 23,408 SH   SOLE   23,408 0 0
HARLEY DAVIDSON INC COM 412822108 231 6,420 SH   SOLE   6,420 0 0
HIGHWOODS PPTYS INC COM 431284108 1,567 34,875 SH   SOLE   34,875 0 0
HOME DEPOT INC COM 437076102 5,510 23,746 SH   SOLE   23,746 0 0
HONEYWELL INTL INC COM 438516106 646 3,818 SH   SOLE   3,818 0 0
INTEL CORP COM 458140100 1,041 20,200 SH   SOLE   20,200 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 847 5,823 SH   SOLE   5,823 0 0
INTL PAPER CO COM 460146103 335 8,000 SH   SOLE   8,000 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 472 2,500 SH   SOLE   2,500 0 0
ISHARES TR MSCI EAFE ETF 464287465 255 3,914 SH   SOLE   3,914 0 0
ISHARES TR CORE S&P MCP ETF 464287507 277 1,434 SH   SOLE   1,434 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 339 2,237 SH   SOLE   2,237 0 0
JOHNSON & JOHNSON COM 478160104 10,904 84,279 SH   SOLE   84,279 0 0
JPMORGAN CHASE & CO COM 46625H100 1,996 16,961 SH   SOLE   16,961 0 0
LAZARD LTD SHS A G54050102 7,381 210,886 SH   SOLE   210,886 0 0
LILLY ELI & CO COM 532457108 831 7,434 SH   SOLE   7,434 0 0
LINDE PLC SHS G5494J103 10,015 51,700 SH   SOLE   51,700 0 0
LOCKHEED MARTIN CORP COM 539830109 517 1,326 SH   SOLE   1,326 0 0
MCCORMICK & CO INC COM NON VTG 579780206 535 3,425 SH   SOLE   3,425 0 0
MCDONALDS CORP COM 580135101 993 4,625 SH   SOLE   4,625 0 0
MERCK & CO INC COM 58933Y105 2,638 31,334 SH   SOLE   31,334 0 0
MICROSOFT CORP COM 594918104 21,297 153,185 SH   SOLE   153,185 0 0
NEXTERA ENERGY INC COM 65339F101 232 996 SH   SOLE   996 0 0
NOVO-NORDISK A S ADR 670100205 471 9,104 SH   SOLE   9,104 0 0
NUVEEN PFD & INCM SECURTIES COM 67072C105 103 10,500 SH   SOLE   10,500 0 0
ORACLE CORP COM 68389X105 310 5,630 SH   SOLE   5,630 0 0
PARKER HANNIFIN CORP COM 701094104 379 2,099 SH   SOLE   2,099 0 0
PAYCHEX INC COM 704326107 11,668 140,968 SH   SOLE   140,968 0 0
PAYPAL HLDGS INC COM 70450Y103 15,935 153,830 SH   SOLE   153,830 0 0
PEPSICO INC COM 713448108 8,349 60,895 SH   SOLE   60,895 0 0
PFIZER INC COM 717081103 3,779 105,177 SH   SOLE   105,177 0 0
PRICE T ROWE GROUP INC COM 74144T108 246 2,150 SH   SOLE   2,150 0 0
PROCTER & GAMBLE CO COM 742718109 2,757 22,165 SH   SOLE   22,165 0 0
PROGRESSIVE CORP OHIO COM 743315103 65,304 845,361 SH   SOLE   845,361 0 0
QUALCOMM INC COM 747525103 497 6,520 SH   SOLE   6,520 0 0
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 240 4,082 SH   SOLE   4,082 0 0
SCHLUMBERGER LTD COM 806857108 4,003 117,148 SH   SOLE   117,148 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 1,753 24,683 SH   SOLE   24,683 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 2,892 40,776 SH   SOLE   40,776 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 904 16,497 SH   SOLE   16,497 0 0
SEAGATE TECHNOLOGY PLC SHS G7945M107 231 4,300 SH   SOLE   4,300 0 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 559 7,200 SH   SOLE   7,200 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 1,007 12,500 SH   SOLE   12,500 0 0
SHERWIN WILLIAMS CO COM 824348106 357 650 SH   SOLE   650 0 0
SIRIUS XM HLDGS INC COM 82968B103 63 10,000 SH   SOLE   10,000 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 6,667 22,465 SH   SOLE   22,465 0 0
STARBUCKS CORP COM 855244109 956 10,810 SH   SOLE   10,810 0 0
STERIS PLC SHS USD G8473T100 347 2,400 SH   SOLE   2,400 0 0
STRYKER CORP COM 863667101 8,320 38,465 SH   SOLE   38,465 0 0
TARGET CORP COM 87612E106 1,040 9,725 SH   SOLE   9,725 0 0
THE CHARLES SCHWAB CORPORATI COM 808513105 8,756 209,317 SH   SOLE   209,317 0 0
UNITEDHEALTH GROUP INC COM 91324P102 1,869 8,599 SH   SOLE   8,599 0 0
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 2,728 33,762 SH   SOLE   33,762 0 0
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 663 7,851 SH   SOLE   7,851 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 785 2,881 SH   SOLE   2,881 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 1,397 10,840 SH   SOLE   10,840 0 0
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 40,217 345,716 SH   SOLE   345,716 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 212 1,900 SH   SOLE   1,900 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 2,442 32,644 SH   SOLE   32,644 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 15,895 318,534 SH   SOLE   318,534 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 16,031 398,179 SH   SOLE   398,179 0 0
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 2,939 71,545 SH   SOLE   71,545 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 2,156 35,724 SH   SOLE   35,724 0 0
WALMART INC COM 931142103 338 2,850 SH   SOLE   2,850 0 0
WASTE MGMT INC DEL COM 94106L109 978 8,501 SH   SOLE   8,501 0 0
WELLS FARGO CO NEW COM 949746101 398 7,891 SH   SOLE   7,891 0 0
WEYERHAEUSER CO COM 962166104 5,025 181,398 SH   SOLE   181,398 0 0