The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 713 4,339 SH   SOLE   4,339 0 0
ABBOTT LABS COM 002824100 635 7,595 SH   SOLE   7,595 0 0
ADVANCED MICRO DEVICES INC COM 007903107 2,051 70,740 SH   SOLE   70,740 0 0
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 4,883 29,200 SH   SOLE   29,200 0 0
ALPHABET INC CAP STK CL A 02079K305 13,291 10,884 SH   SOLE   10,884 0 0
AMARIN CORP PLC SPONS ADR NEW 023111206 823 54,265 SH   SOLE   54,265 0 0
AMAZON COM INC COM 023135106 2,106 1,213 SH   SOLE   1,213 0 0
APPLE INC COM 037833100 16,810 75,056 SH   SOLE   75,056 0 0
AT&T INC COM 00206R102 2,586 68,351 SH   SOLE   68,351 0 0
BANK AMER CORP COM 060505104 7,003 240,072 SH   SOLE   240,072 0 0
BAXTER INTL INC COM 071813109 284 3,250 SH   SOLE   3,250 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 4,120 19,807 SH   SOLE   19,807 0 0
BOEING CO COM 097023105 3,182 8,364 SH   SOLE   8,364 0 0
BOSTON SCIENTIFIC CORP COM 101137107 1,956 48,065 SH   SOLE   48,065 0 0
BRISTOL MYERS SQUIBB CO COM 110122108 368 7,250 SH   SOLE   7,250 0 0
CANADIAN NATL RY CO COM 136375102 522 5,805 SH   SOLE   5,805 0 0
CANOPY GROWTH CORP COM 138035100 456 19,877 SH   SOLE   19,877 0 0
CHEVRON CORP NEW COM 166764100 1,273 10,734 SH   SOLE   10,734 0 0
CISCO SYS INC COM 17275R102 5,802 117,426 SH   SOLE   117,426 0 0
CITIGROUP INC COM NEW 172967424 3,292 47,661 SH   SOLE   47,661 0 0
COCA COLA CO COM 191216100 230 4,230 SH   SOLE   4,230 0 0
COMCAST CORP NEW CL A 20030N101 284 6,306 SH   SOLE   6,306 0 0
CONOCOPHILLIPS COM 20825C104 3,236 56,792 SH   SOLE   56,792 0 0
CONSOLIDATED EDISON INC COM 209115104 254 2,688 SH   SOLE   2,688 0 0
CVS HEALTH CORP COM 126650100 911 14,445 SH   SOLE   14,445 0 0
DELTA AIR LINES INC DEL COM NEW 247361702 3,764 65,348 SH   SOLE   65,348 0 0
DIAGEO P L C SPON ADR NEW 25243Q205 2,157 13,190 SH   SOLE   13,190 0 0
DISNEY WALT CO COM DISNEY 254687106 4,850 37,213 SH   SOLE   37,213 0 0
DOMINION ENERGY INC COM 25746U109 258 3,178 SH   SOLE   3,178 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 259 2,700 SH   SOLE   2,700 0 0
EDWARDS LIFESCIENCES CORP COM 28176E108 289 1,315 SH   SOLE   1,315 0 0
EMERSON ELEC CO COM 291011104 500 7,482 SH   SOLE   7,482 0 0
EQUINIX INC COM 29444U700 4,153 7,200 SH   SOLE   7,200 0 0
EXXON MOBIL CORP COM 30231G102 1,395 19,758 SH   SOLE   19,758 0 0
FACEBOOK INC CL A 30303M102 8,420 47,280 SH   SOLE   47,280 0 0
FNB CORP PA COM 302520101 326 28,235 SH   SOLE   28,235 0 0
GENERAL DYNAMICS CORP COM 369550108 249 1,360 SH   SOLE   1,360 0 0
GENERAL ELECTRIC CO COM 369604103 339 37,957 SH   SOLE   37,957 0 0
GLOBAL X FDS RBTCS ARTFL INTE 37954Y715 446 22,285 SH   SOLE   22,285 0 0
HONEYWELL INTL INC COM 438516106 935 5,525 SH   SOLE   5,525 0 0
IDEX CORP COM 45167R104 584 3,565 SH   SOLE   3,565 0 0
INTEL CORP COM 458140100 2,414 46,846 SH   SOLE   46,846 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 3,086 21,218 SH   SOLE   21,218 0 0
ISHARES TR CORE S&P TTL STK 464287150 206 3,070 SH   SOLE   3,070 0 0
ISHARES TR SELECT DIVID ETF 464287168 655 6,421 SH   SOLE   6,421 0 0
ISHARES TR TIPS BD ETF 464287176 1,191 10,238 SH   SOLE   10,238 0 0
ISHARES TR CORE US AGGBD ET 464287226 710 6,272 SH   SOLE   6,272 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 1,760 43,069 SH   SOLE   43,069 0 0
ISHARES TR MSCI EAFE ETF 464287465 1,549 23,747 SH   SOLE   23,747 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 1,497 9,889 SH   SOLE   9,889 0 0
ISHARES TR PFD AND INCM SEC 464288687 515 13,713 SH   SOLE   13,713 0 0
JOHNSON & JOHNSON COM 478160104 4,783 36,971 SH   SOLE   36,971 0 0
JPMORGAN CHASE & CO COM 46625H100 8,066 68,533 SH   SOLE   68,533 0 0
KEYCORP NEW COM 493267108 1,127 63,172 SH   SOLE   63,172 0 0
LOWES COS INC COM 548661107 7,679 69,834 SH   SOLE   69,834 0 0
LULULEMON ATHLETICA INC COM 550021109 1,975 10,260 SH   SOLE   10,260 0 0
MASTERCARD INC CL A 57636Q104 9,470 34,872 SH   SOLE   34,872 0 0
MCDONALDS CORP COM 580135101 1,037 4,827 SH   SOLE   4,827 0 0
MEDICAL PPTYS TRUST INC COM 58463J304 1,292 66,053 SH   SOLE   66,053 0 0
MICRON TECHNOLOGY INC COM 595112103 1,204 28,090 SH   SOLE   28,090 0 0
MICROSOFT CORP COM 594918104 13,703 98,561 SH   SOLE   98,561 0 0
NBT BANCORP INC COM 628778102 345 9,421 SH   SOLE   9,421 0 0
NETFLIX INC COM 64110L106 438 1,635 SH   SOLE   1,635 0 0
NIKE INC CL B 654106103 7,980 84,962 SH   SOLE   84,962 0 0
NVIDIA CORP COM 67066G104 1,591 9,141 SH   SOLE   9,141 0 0
OMEGA HEALTHCARE INVS INC COM 681936100 439 10,495 SH   SOLE   10,495 0 0
PAYPAL HLDGS INC COM 70450Y103 400 3,857 SH   SOLE   3,857 0 0
PEPSICO INC COM 713448108 357 2,606 SH   SOLE   2,606 0 0
PFIZER INC COM 717081103 214 5,956 SH   SOLE   5,956 0 0
PIONEER BANCORP INC COM 723561106 275 22,000 SH   SOLE   22,000 0 0
PRA HEALTH SCIENCES INC COM 69354M108 2,012 20,275 SH   SOLE   20,275 0 0
PROCTER & GAMBLE CO COM 742718109 314 2,523 SH   SOLE   2,523 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 6,544 92,142 SH   SOLE   92,142 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 320 4,507 SH   SOLE   4,507 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 1,361 16,195 SH   SOLE   16,195 0 0
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 1,458 25,695 SH   SOLE   25,695 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 2,541 44,942 SH   SOLE   44,942 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 2,133 30,585 SH   SOLE   30,585 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 2,213 88,079 SH   SOLE   88,079 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 2,921 53,331 SH   SOLE   53,331 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 606 19,026 SH   SOLE   19,026 0 0
SCHWAB STRATEGIC TR INTRM TRM TRES 808524854 1,000 17,994 SH   SOLE   17,994 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870 1,133 19,962 SH   SOLE   19,962 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 392 4,352 SH   SOLE   4,352 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 324 2,687 SH   SOLE   2,687 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 252 4,249 SH   SOLE   4,249 0 0
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 592 21,137 SH   SOLE   21,137 0 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 575 7,401 SH   SOLE   7,401 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 709 8,807 SH   SOLE   8,807 0 0
SPDR DOW JONES INDL AVRG ETF UT SER 1 78467X109 724 2,690 SH   SOLE   2,690 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 2,271 7,654 SH   SOLE   7,654 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 654 1,856 SH   SOLE   1,856 0 0
SPDR SERIES TRUST S&P REGL BKG 78464A698 1,487 28,175 SH   SOLE   28,175 0 0
SPDR SERIES TRUST S&P DIVID ETF 78464A763 319 3,113 SH   SOLE   3,113 0 0
SPDR SERIES TRUST BLOMBERG BRC INV 78468R200 916 29,781 SH   SOLE   29,781 0 0
STARBUCKS CORP COM 855244109 5,088 57,544 SH   SOLE   57,544 0 0
STONECO LTD COM CL A G85158106 1,127 32,415 SH   SOLE   32,415 0 0
TARGET CORP COM 87612E106 1,707 15,966 SH   SOLE   15,966 0 0
TOTAL S A SPONSORED ADS 89151E109 324 6,240 SH   SOLE   6,240 0 0
UNITED AIRLINES HLDGS INC COM 910047109 392 4,430 SH   SOLE   4,430 0 0
UNITED PARCEL SERVICE INC CL B 911312106 2,053 17,135 SH   SOLE   17,135 0 0
UNITED TECHNOLOGIES CORP COM 913017109 4,812 35,248 SH   SOLE   35,248 0 0
UNITEDHEALTH GROUP INC COM 91324P102 1,784 8,207 SH   SOLE   8,207 0 0
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 2,518 31,070 SH   SOLE   31,070 0 0
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 2,188 25,913 SH   SOLE   25,913 0 0
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 3,690 62,720 SH   SOLE   62,720 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 806 8,829 SH   SOLE   8,829 0 0
VARIAN MED SYS INC COM 92220P105 476 4,000 SH   SOLE   4,000 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 864 14,315 SH   SOLE   14,315 0 0
VISA INC COM CL A 92826C839 8,427 48,992 SH   SOLE   48,992 0 0
WALMART INC COM 931142103 5,906 49,766 SH   SOLE   49,766 0 0
XYLEM INC COM 98419M100 1,096 13,770 SH   SOLE   13,770 0 0