The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 3,710 22,566 SH   SOLE   0 0 22,566
ABBOTT LABS COM 002824100 6,495 77,626 SH   SOLE   0 0 77,626
ABBVIE INC COM 00287Y109 2,192 28,950 SH   SOLE   0 0 28,950
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 609 3,165 SH   SOLE   0 0 3,165
ADOBE INC COM 00724F101 583 2,110 SH   SOLE   0 0 2,110
AIR PRODS & CHEMS INC COM 009158106 691 3,114 SH   SOLE   0 0 3,114
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 879 5,256 SH   SOLE   0 0 5,256
ALLERGAN PLC SHS G0177J108 443 2,632 SH   SOLE   0 0 2,632
ALLSTATE CORP COM 020002101 731 6,726 SH   SOLE   0 0 6,726
ALNYLAM PHARMACEUTICALS INC COM 02043Q107 241 3,000 SH   SOLE   0 0 3,000
ALPHABET INC CAP STK CL A 02079K305 5,091 4,169 SH   SOLE   0 0 4,169
ALPHABET INC CAP STK CL C 02079K107 2,978 2,443 SH   SOLE   0 0 2,443
ALTRIA GROUP INC COM 02209S103 895 21,874 SH   SOLE   0 0 21,874
AMAZON COM INC COM 023135106 4,189 2,413 SH   SOLE   0 0 2,413
AMERICAN ELEC PWR CO INC COM 025537101 445 4,747 SH   SOLE   0 0 4,747
AMERICAN EXPRESS CO COM 025816109 2,413 20,404 SH   SOLE   0 0 20,404
AMERICAN TOWER CORP NEW COM 03027X100 952 4,304 SH   SOLE   0 0 4,304
AMGEN INC COM 031162100 2,106 10,883 SH   SOLE   0 0 10,883
ANALOG DEVICES INC COM 032654105 373 3,336 SH   SOLE   0 0 3,336
ANTHEM INC COM 036752103 402 1,673 SH   SOLE   0 0 1,673
APPLE INC COM 037833100 20,468 91,388 SH   SOLE   0 0 91,388
APPLIED MATLS INC COM 038222105 206 4,136 SH   SOLE   0 0 4,136
APTARGROUP INC COM 038336103 278 2,347 SH   SOLE   0 0 2,347
ARCHER DANIELS MIDLAND CO COM 039483102 224 5,450 SH   SOLE   0 0 5,450
ARK ETF TR INNOVATION ETF 00214Q104 492 11,461 SH   SOLE   0 0 11,461
AT&T INC COM 00206R102 1,420 37,517 SH   SOLE   0 0 37,517
AUTOMATIC DATA PROCESSING IN COM 053015103 4,676 28,970 SH   SOLE   0 0 28,970
BANK AMER CORP COM 060505104 3,087 105,830 SH   SOLE   0 0 105,830
BANK NEW YORK MELLON CORP COM 064058100 671 14,840 SH   SOLE   0 0 14,840
BAXTER INTL INC COM 071813109 383 4,384 SH   SOLE   0 0 4,384
BB&T CORP COM 054937107 1,089 20,401 SH   SOLE   0 0 20,401
BECTON DICKINSON & CO COM 075887109 411 1,623 SH   SOLE   0 0 1,623
BERKSHIRE HATHAWAY INC DEL CL A 084670108 1,247 4 SH   SOLE   0 0 4
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 6,242 30,006 SH   SOLE   0 0 30,006
BLACKROCK INC COM 09247X101 738 1,655 SH   SOLE   0 0 1,655
BOEING CO COM 097023105 2,310 6,072 SH   SOLE   0 0 6,072
BOOKING HLDGS INC COM 09857L108 369 188 SH   SOLE   0 0 188
BP PLC SPONSORED ADR 055622104 445 11,701 SH   SOLE   0 0 11,701
BRISTOL MYERS SQUIBB CO COM 110122108 2,365 46,633 SH   SOLE   0 0 46,633
BROADCOM INC COM 11135F101 236 856 SH   SOLE   0 0 856
BROOKFIELD INFRAST PARTNERS LP INT UNIT G16252101 2,641 53,310 SH   SOLE   0 0 53,310
CAPITAL ONE FINL CORP COM 14040H105 294 3,229 SH   SOLE   0 0 3,229
CEDAR FAIR L P DEPOSITRY UNIT 150185106 356 6,108 SH   SOLE   0 0 6,108
CELGENE CORP COM 151020104 765 7,706 SH   SOLE   0 0 7,706
CHARLES & COLVARD LTD COM 159765106 16 10,000 SH   SOLE   0 0 10,000
CHECK POINT SOFTWARE TECH LT ORD M22465104 341 3,111 SH   SOLE   0 0 3,111
CHEVRON CORP NEW COM 166764100 4,676 39,425 SH   SOLE   0 0 39,425
CHUBB LIMITED COM H1467J104 875 5,417 SH   SOLE   0 0 5,417
CINCINNATI FINL CORP COM 172062101 663 5,680 SH   SOLE   0 0 5,680
CISCO SYS INC COM 17275R102 4,570 92,489 SH   SOLE   0 0 92,489
CITIGROUP INC COM NEW 172967424 575 8,320 SH   SOLE   0 0 8,320
CLOROX CO DEL COM 189054109 226 1,489 SH   SOLE   0 0 1,489
COCA COLA CO COM 191216100 3,758 69,037 SH   SOLE   0 0 69,037
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102 208 3,447 SH   SOLE   0 0 3,447
COLGATE PALMOLIVE CO COM 194162103 1,889 25,699 SH   SOLE   0 0 25,699
COMCAST CORP NEW CL A 20030N101 1,343 29,793 SH   SOLE   0 0 29,793
COMMERCIAL VEH GROUP INC COM 202608105 5,085 705,315 SH   SOLE   0 0 705,315
CONOCOPHILLIPS COM 20825C104 362 6,350 SH   SOLE   0 0 6,350
CONSTELLATION BRANDS INC CL A 21036P108 210 1,015 SH   SOLE   0 0 1,015
CORNING INC COM 219350105 238 8,330 SH   SOLE   0 0 8,330
CORTEVA INC COM 22052L104 271 9,684 SH   SOLE   0 0 9,684
COSTCO WHSL CORP NEW COM 22160K105 3,768 13,078 SH   SOLE   0 0 13,078
COVIA HLDGS CORP COM 22305A103 6,191 3,064,729 SH   SOLE   0 0 3,064,729
CROWN CASTLE INTL CORP NEW COM 22822V101 278 2,000 SH   SOLE   0 0 2,000
CSX CORP COM 126408103 1,652 23,852 SH   SOLE   0 0 23,852
CVS HEALTH CORP COM 126650100 803 12,735 SH   SOLE   0 0 12,735
DANAHER CORPORATION COM 235851102 1,520 10,523 SH   SOLE   0 0 10,523
DEERE & CO COM 244199105 746 4,424 SH   SOLE   0 0 4,424
DIAGEO P L C SPON ADR NEW 25243Q205 315 1,926 SH   SOLE   0 0 1,926
DISNEY WALT CO COM DISNEY 254687106 6,827 52,389 SH   SOLE   0 0 52,389
DOLLAR TREE INC COM 256746108 375 3,281 SH   SOLE   0 0 3,281
DOMINION ENERGY INC COM 25746U109 369 4,552 SH   SOLE   0 0 4,552
DOW INC COM 260557103 470 9,864 SH   SOLE   0 0 9,864
DUPONT DE NEMOURS INC COM 26614N102 754 10,572 SH   SOLE   0 0 10,572
EATON CORP PLC SHS G29183103 1,220 14,669 SH   SOLE   0 0 14,669
EMERSON ELEC CO COM 291011104 1,509 22,573 SH   SOLE   0 0 22,573
ENANTA PHARMACEUTICALS INC COM 29251M106 304 5,064 SH   SOLE   0 0 5,064
ENERGY TRANSFER LP COM UT LTD PTN 29273V100 138 10,495 SH   SOLE   0 0 10,495
ENTERPRISE PRODS PARTNERS L COM 293792107 581 20,323 SH   SOLE   0 0 20,323
EXACT SCIENCES CORP COM 30063P105 219 2,425 SH   SOLE   0 0 2,425
EXXON MOBIL CORP COM 30231G102 12,072 170,960 SH   SOLE   0 0 170,960
FACEBOOK INC CL A 30303M102 1,950 10,951 SH   SOLE   0 0 10,951
FEDEX CORP COM 31428X106 214 1,472 SH   SOLE   0 0 1,472
FIRST TR EXCHANGE TRADED FD NY ARCA BIOTECH 33733E203 314 2,534 SH   SOLE   0 0 2,534
FORD MTR CO DEL COM 345370860 591 64,560 SH   SOLE   0 0 64,560
FST TR NEW OPPORT MLP & ENE COM 33739M100 127 13,559 SH   SOLE   0 0 13,559
FULTON FINL CORP PA COM 360271100 1,042 64,414 SH   SOLE   0 0 64,414
GENERAL ELECTRIC CO COM 369604103 1,008 112,715 SH   SOLE   0 0 112,715
GENERAL MTRS CO COM 37045V100 258 6,882 SH   SOLE   0 0 6,882
GENUINE PARTS CO COM 372460105 210 2,110 SH   SOLE   0 0 2,110
GLOBAL PMTS INC COM 37940X102 218 1,371 SH   SOLE   0 0 1,371
GOLDMAN SACHS GROUP INC COM 38141G104 636 3,069 SH   SOLE   0 0 3,069
GRAINGER W W INC COM 384802104 252 847 SH   SOLE   0 0 847
HINGHAM INSTN SVGS MASS COM 433323102 255 1,350 SH   SOLE   0 0 1,350
HOME DEPOT INC COM 437076102 7,154 30,834 SH   SOLE   0 0 30,834
HONEYWELL INTL INC COM 438516106 1,863 11,008 SH   SOLE   0 0 11,008
HP INC COM 40434L105 418 22,116 SH   SOLE   0 0 22,116
HUNTINGTON BANCSHARES INC COM 446150104 3,692 258,708 SH   SOLE   0 0 258,708
ILLINOIS TOOL WKS INC COM 452308109 1,161 7,422 SH   SOLE   0 0 7,422
INNOVATOR ETFS TR S&P 500 PWR 45782C813 433 16,590 SH   SOLE   0 0 16,590
INTEL CORP COM 458140100 5,941 115,283 SH   SOLE   0 0 115,283
INTERCONTINENTAL EXCHANGE IN COM 45866F104 1,123 12,175 SH   SOLE   0 0 12,175
INTERNATIONAL BUSINESS MACHS COM 459200101 2,381 16,376 SH   SOLE   0 0 16,376
INTUIT COM 461202103 214 805 SH   SOLE   0 0 805
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613 1,173 9,954 SH   SOLE   0 0 9,954
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 2,031 18,790 SH   SOLE   0 0 18,790
INVESCO EXCHNG TRADED FD TR S&P500 HDL VOL 46138E362 496 11,631 SH   SOLE   0 0 11,631
INVESCO EXCHNG TRADED FD TR S&P500 LOW VOL 46138E354 405 7,000 SH   SOLE   0 0 7,000
INVESCO QQQ TR UNIT SER 1 46090E103 21,816 115,545 SH   SOLE   0 0 115,545
ISHARES GOLD TRUST ISHARES 464285105 815 57,781 SH   SOLE   0 0 57,781
ISHARES INC CORE MSCI EMKT 46434G103 1,063 21,684 SH   SOLE   0 0 21,684
ISHARES INC MIN VOL GBL ETF 464286525 647 6,830 SH   SOLE   0 0 6,830
ISHARES TR 3 7 YR TREAS BD 464288661 1,090 8,593 SH   SOLE   0 0 8,593
ISHARES TR BARCLAYS 7 10 YR 464287440 11,529 102,505 SH   SOLE   0 0 102,505
ISHARES TR COHEN STEER REIT 464287564 240 2,000 SH   SOLE   0 0 2,000
ISHARES TR CORE HIGH DV ETF 46429B663 402 4,270 SH   SOLE   0 0 4,270
ISHARES TR CORE MSCI EAFE 46432F842 5,287 86,567 SH   SOLE   0 0 86,567
ISHARES TR CORE S&P MCP ETF 464287507 18,544 95,970 SH   SOLE   0 0 95,970
ISHARES TR CORE S&P SCP ETF 464287804 6,436 82,683 SH   SOLE   0 0 82,683
ISHARES TR CORE S&P TTL STK 464287150 329 4,910 SH   SOLE   0 0 4,910
ISHARES TR CORE S&P500 ETF 464287200 12,218 40,927 SH   SOLE   0 0 40,927
ISHARES TR EAFE VALUE ETF 464288877 219 4,615 SH   SOLE   0 0 4,615
ISHARES TR IBOXX HI YD ETF 464288513 525 6,019 SH   SOLE   0 0 6,019
ISHARES TR INDIA 50 ETF 464289529 510 13,892 SH   SOLE   0 0 13,892
ISHARES TR INTRM GOV CR ETF 464288612 204 1,803 SH   SOLE   0 0 1,803
ISHARES TR MRNGSTR LG-CP GR 464287119 22,587 117,977 SH   SOLE   0 0 117,977
ISHARES TR MSCI ACWI EX US 464288240 1,991 43,240 SH   SOLE   0 0 43,240
ISHARES TR MSCI EAFE ETF 464287465 13,317 204,210 SH   SOLE   0 0 204,210
ISHARES TR MSCI EMG MKT ETF 464287234 3,364 82,314 SH   SOLE   0 0 82,314
ISHARES TR MSCI MIN VOL ETF 46429B697 6,980 108,889 SH   SOLE   0 0 108,889
ISHARES TR RUS 1000 ETF 464287622 3,796 23,069 SH   SOLE   0 0 23,069
ISHARES TR RUS 1000 GRW ETF 464287614 1,130 7,080 SH   SOLE   0 0 7,080
ISHARES TR RUS 1000 VAL ETF 464287598 1,035 8,071 SH   SOLE   0 0 8,071
ISHARES TR RUS 2000 VAL ETF 464287630 747 6,257 SH   SOLE   0 0 6,257
ISHARES TR RUS MD CP GR ETF 464287481 1,284 9,084 SH   SOLE   0 0 9,084
ISHARES TR RUS MID CAP ETF 464287499 6,310 112,776 SH   SOLE   0 0 112,776
ISHARES TR RUSSELL 2000 ETF 464287655 3,908 25,821 SH   SOLE   0 0 25,821
ISHARES TR RUSSELL 3000 ETF 464287689 16,387 94,304 SH   SOLE   0 0 94,304
ISHARES TR S&P 500 GRWT ETF 464287309 4,820 26,775 SH   SOLE   0 0 26,775
ISHARES TR S&P 500 VAL ETF 464287408 4,683 39,307 SH   SOLE   0 0 39,307
ISHARES TR S&P MC 400GR ETF 464287606 1,058 4,725 SH   SOLE   0 0 4,725
ISHARES TR S&P MC 400VL ETF 464287705 344 2,152 SH   SOLE   0 0 2,152
ISHARES TR SELECT DIVID ETF 464287168 1,950 19,125 SH   SOLE   0 0 19,125
ISHARES TR TIPS BD ETF 464287176 416 3,575 SH   SOLE   0 0 3,575
ISHARES TR U.S. REAL ES ETF 464287739 336 3,597 SH   SOLE   0 0 3,597
JD COM INC SPON ADR CL A 47215P106 307 10,875 SH   SOLE   0 0 10,875
JOHNSON & JOHNSON COM 478160104 6,342 49,015 SH   SOLE   0 0 49,015
JPMORGAN CHASE & CO COM 46625H100 21,530 182,937 SH   SOLE   0 0 182,937
KANSAS CITY SOUTHERN COM NEW 485170302 266 2,000 SH   SOLE   0 0 2,000
KEURIG DR PEPPER INC COM 49271V100 239 8,756 SH   SOLE   0 0 8,756
KEYCORP NEW COM 493267108 3,436 192,578 SH   SOLE   0 0 192,578
KIMBERLY CLARK CORP COM 494368103 350 2,461 SH   SOLE   0 0 2,461
LABORATORY CORP AMER HLDGS COM NEW 50540R409 361 2,148 SH   SOLE   0 0 2,148
LAM RESEARCH CORP COM 512807108 230 995 SH   SOLE   0 0 995
LAUDER ESTEE COS INC CL A 518439104 347 1,743 SH   SOLE   0 0 1,743
LILLY ELI & CO COM 532457108 1,613 14,422 SH   SOLE   0 0 14,422
LINCOLN ELEC HLDGS INC COM 533900106 6,257 72,120 SH   SOLE   0 0 72,120
LINDE PLC SHS G5494J103 577 2,973 SH   SOLE   0 0 2,973
LOCKHEED MARTIN CORP COM 539830109 1,781 4,565 SH   SOLE   0 0 4,565
LOWES COS INC COM 548661107 1,358 12,349 SH   SOLE   0 0 12,349
MAGELLAN MIDSTREAM PRTNRS LP COM UNIT RP LP 559080106 289 4,362 SH   SOLE   0 0 4,362
MARATHON PETE CORP COM 56585A102 355 5,837 SH   SOLE   0 0 5,837
MASTERCARD INC CL A 57636Q104 2,360 8,690 SH   SOLE   0 0 8,690
MCDONALDS CORP COM 580135101 3,630 16,907 SH   SOLE   0 0 16,907
MEDTRONIC PLC SHS G5960L103 1,444 13,298 SH   SOLE   0 0 13,298
MERCK & CO INC COM 58933Y105 4,543 53,972 SH   SOLE   0 0 53,972
MICROSOFT CORP COM 594918104 19,226 138,285 SH   SOLE   0 0 138,285
MODINE MFG CO COM 607828100 221 19,460 SH   SOLE   0 0 19,460
MONDELEZ INTL INC CL A 609207105 482 8,721 SH   SOLE   0 0 8,721
NEW YORK CMNTY BANCORP INC COM 649445103 681 54,277 SH   SOLE   0 0 54,277
NEXTERA ENERGY INC COM 65339F101 723 3,104 SH   SOLE   0 0 3,104
NIKE INC CL B 654106103 4,447 47,354 SH   SOLE   0 0 47,354
NORDSON CORP COM 655663102 1,682 11,500 SH   SOLE   0 0 11,500
NORFOLK SOUTHERN CORP COM 655844108 468 2,604 SH   SOLE   0 0 2,604
NORTHROP GRUMMAN CORP COM 666807102 1,730 4,616 SH   SOLE   0 0 4,616
NOVARTIS A G SPONSORED ADR 66987V109 1,632 18,780 SH   SOLE   0 0 18,780
NVIDIA CORP COM 67066G104 400 2,298 SH   SOLE   0 0 2,298
NXP SEMICONDUCTORS N V COM N6596X109 750 6,870 SH   SOLE   0 0 6,870
OCCIDENTAL PETE CORP COM 674599105 278 6,260 SH   SOLE   0 0 6,260
OMNICOM GROUP INC COM 681919106 357 4,555 SH   SOLE   0 0 4,555
OMNOVA SOLUTIONS INC COM 682129101 650 64,550 SH   SOLE   0 0 64,550
ONEOK INC NEW COM 682680103 291 3,952 SH   SOLE   0 0 3,952
ORACLE CORP COM 68389X105 1,956 35,540 SH   SOLE   0 0 35,540
PARKER HANNIFIN CORP COM 701094104 791 4,377 SH   SOLE   0 0 4,377
PAYCHEX INC COM 704326107 439 5,309 SH   SOLE   0 0 5,309
PAYPAL HLDGS INC COM 70450Y103 946 9,133 SH   SOLE   0 0 9,133
PEPSICO INC COM 713448108 9,868 71,978 SH   SOLE   0 0 71,978
PFIZER INC COM 717081103 4,153 115,588 SH   SOLE   0 0 115,588
PHILIP MORRIS INTL INC COM 718172109 250 3,294 SH   SOLE   0 0 3,294
PHILLIPS 66 COM 718546104 460 4,489 SH   SOLE   0 0 4,489
PNC FINL SVCS GROUP INC COM 693475105 576 4,108 SH   SOLE   0 0 4,108
PPG INDS INC COM 693506107 642 5,420 SH   SOLE   0 0 5,420
PROCTER & GAMBLE CO COM 742718109 6,356 51,100 SH   SOLE   0 0 51,100
PROGRESSIVE CORP OHIO COM 743315103 7,145 92,498 SH   SOLE   0 0 92,498
PROSHARES TR PSHS ULTRA QQQ 74347R206 4,066 42,034 SH   SOLE   0 0 42,034
QUALCOMM INC COM 747525103 327 4,284 SH   SOLE   0 0 4,284
QUEST DIAGNOSTICS INC COM 74834L100 257 2,404 SH   SOLE   0 0 2,404
REGIS CORP MINN COM 758932107 202 10,000 SH   SOLE   0 0 10,000
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 410 6,975 SH   SOLE   0 0 6,975
RPM INTL INC COM 749685103 245 3,555 SH   SOLE   0 0 3,555
S&P GLOBAL INC COM 78409V104 686 2,800 SH   SOLE   0 0 2,800
SALESFORCE COM INC COM 79466L302 403 2,714 SH   SOLE   0 0 2,714
SCHLUMBERGER LTD COM 806857108 520 15,211 SH   SOLE   0 0 15,211
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 252 3,548 SH   SOLE   0 0 3,548
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 526 9,297 SH   SOLE   0 0 9,297
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 216 2,687 SH   SOLE   0 0 2,687
SHERWIN WILLIAMS CO COM 824348106 1,559 2,835 SH   SOLE   0 0 2,835
SOLIGENIX INC COM 834223307 12 12,500 SH   SOLE   0 0 12,500
SOUTHWEST AIRLS CO COM 844741108 241 4,462 SH   SOLE   0 0 4,462
SPDR GOLD TRUST GOLD SHS 78463V107 924 6,652 SH   SOLE   0 0 6,652
SPDR INDEX SHS FDS DJ GLB RL ES ETF 78463X749 546 10,522 SH   SOLE   0 0 10,522
SPDR S&P 500 ETF TR TR UNIT 78462F103 3,856 12,993 SH   SOLE   0 0 12,993
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 24,103 68,383 SH   SOLE   0 0 68,383
SPDR SERIES TRUST S&P DIVID ETF 78464A763 20,195 196,835 SH   SOLE   0 0 196,835
SPLUNK INC COM 848637104 214 1,813 SH   SOLE   0 0 1,813
STARBUCKS CORP COM 855244109 577 6,525 SH   SOLE   0 0 6,525
STATE STR CORP COM 857477103 867 14,640 SH   SOLE   0 0 14,640
STRYKER CORP COM 863667101 554 2,561 SH   SOLE   0 0 2,561
SYSCO CORP COM 871829107 1,483 18,679 SH   SOLE   0 0 18,679
TARGET CORP COM 87612E106 1,659 15,514 SH   SOLE   0 0 15,514
TELEPHONE & DATA SYS INC COM NEW 879433829 246 9,517 SH   SOLE   0 0 9,517
TESLA INC COM 88160R101 490 2,034 SH   SOLE   0 0 2,034
TEXAS INSTRS INC COM 882508104 2,109 16,319 SH   SOLE   0 0 16,319
TFS FINL CORP COM 87240R107 2,981 165,439 SH   SOLE   0 0 165,439
THE CHARLES SCHWAB CORPORATI COM 808513105 555 13,259 SH   SOLE   0 0 13,259
THERMO FISHER SCIENTIFIC INC COM 883556102 337 1,156 SH   SOLE   0 0 1,156
TJX COS INC NEW COM 872540109 947 16,987 SH   SOLE   0 0 16,987
TRACTOR SUPPLY CO COM 892356106 224 2,473 SH   SOLE   0 0 2,473
TRANSDIGM GROUP INC COM 893641100 219 421 SH   SOLE   0 0 421
TRAVELERS COMPANIES INC COM 89417E109 297 1,996 SH   SOLE   0 0 1,996
UBS GROUP AG SHS H42097107 226 20,000 SH   SOLE   0 0 20,000
UNION PACIFIC CORP COM 907818108 907 5,602 SH   SOLE   0 0 5,602
UNITED PARCEL SERVICE INC CL B 911312106 1,025 8,557 SH   SOLE   0 0 8,557
UNITED TECHNOLOGIES CORP COM 913017109 2,052 15,029 SH   SOLE   0 0 15,029
UNITEDHEALTH GROUP INC COM 91324P102 1,674 7,703 SH   SOLE   0 0 7,703
UNIVERSAL ELECTRS INC COM 913483103 1,193 23,434 SH   SOLE   0 0 23,434
US BANCORP DEL COM NEW 902973304 486 8,778 SH   SOLE   0 0 8,778
VALERO ENERGY CORP NEW COM 91913Y100 231 2,715 SH   SOLE   0 0 2,715
VANGUARD GROUP DIV APP ETF 921908844 2,925 24,461 SH   SOLE   0 0 24,461
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 2,135 18,350 SH   SOLE   0 0 18,350
VANGUARD INDEX FDS MID CAP ETF 922908629 34,138 203,686 SH   SOLE   0 0 203,686
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 11,376 121,994 SH   SOLE   0 0 121,994
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 89,444 328,114 SH   SOLE   0 0 328,114
VANGUARD INDEX FDS SM CP VAL ETF 922908611 386 2,997 SH   SOLE   0 0 2,997
VANGUARD INDEX FDS SMALL CP ETF 922908751 2,628 17,077 SH   SOLE   0 0 17,077
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,260 8,343 SH   SOLE   0 0 8,343
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 3,042 60,954 SH   SOLE   0 0 60,954
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1,110 27,573 SH   SOLE   0 0 27,573
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 305 4,082 SH   SOLE   0 0 4,082
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 271 3,341 SH   SOLE   0 0 3,341
VANGUARD STAR FD VG TL INTL STK F 921909768 200 3,881 SH   SOLE   0 0 3,881
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 2,999 72,993 SH   SOLE   0 0 72,993
VERIZON COMMUNICATIONS INC COM 92343V104 2,018 33,434 SH   SOLE   0 0 33,434
VISA INC COM CL A 92826C839 2,209 12,842 SH   SOLE   0 0 12,842
WALGREENS BOOTS ALLIANCE INC COM 931427108 495 8,953 SH   SOLE   0 0 8,953
WALMART INC COM 931142103 2,257 19,016 SH   SOLE   0 0 19,016
WEC ENERGY GROUP INC COM 92939U106 457 4,808 SH   SOLE   0 0 4,808
WELLS FARGO CO NEW COM 949746101 4,445 88,121 SH   SOLE   0 0 88,121
WESTERN UN CO COM 959802109 359 15,500 SH   SOLE   0 0 15,500
WISDOMTREE TR US QTLY DIV GRT 97717X669 1,285 28,491 SH   SOLE   0 0 28,491
WISDOMTREE TR US TOTAL DIVIDND 97717W109 1,182 11,927 SH   SOLE   0 0 11,927
XPRESSPA GROUP INC COM NEW 98420U604 82 57,138 SH   SOLE   0 0 57,138
YUM BRANDS INC COM 988498101 850 7,498 SH   SOLE   0 0 7,498
YUM CHINA HLDGS INC COM 98850P109 230 5,072 SH   SOLE   0 0 5,072
ZIMMER BIOMET HLDGS INC COM 98956P102 541 3,941 SH   SOLE   0 0 3,941
ZIONS BANCORPORATION N A COM 989701107 5,164 116,002 SH   SOLE   0 0 116,002