The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 205 1,180 SH   SOLE   1,180 0 0
ABB LTD SPONSORED ADR 000375204 740 36,950 SH   SOLE   36,950 0 0
ABBOTT LABS COM 002824100 1,076 12,800 SH   SOLE   12,800 0 0
ABBVIE INC COM 00287Y109 915 12,577 SH   SOLE   12,577 0 0
ALPHABET INC CAP STK CL C 02079K107 5,723 5,295 SH   SOLE   5,295 0 0
ALPHABET INC CAP STK CL A 02079K305 9,793 9,044 SH   SOLE   9,044 0 0
ALTRIA GROUP INC COM 02209S103 1,105 23,331 SH   SOLE   23,331 0 0
AMERICAN EXPRESS CO COM 025816109 259 2,100 SH   SOLE   2,100 0 0
AMGEN INC COM 031162100 963 5,228 SH   SOLE   5,228 0 0
ANNALY CAP MGMT INC COM 035710409 94 10,300 SH   SOLE   10,300 0 0
APPLE INC COM 037833100 31,625 159,787 SH   SOLE   159,787 0 0
ARCHER DANIELS MIDLAND CO COM 039483102 7,912 193,910 SH   SOLE   193,910 0 0
AT&T INC COM 00206R102 1,375 41,047 SH   SOLE   41,047 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 2,474 14,961 SH   SOLE   14,961 0 0
BANK AMER CORP COM 060505104 1,006 34,693 SH   SOLE   34,693 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,636 7,675 SH   SOLE   7,675 0 0
BLACKROCK INC COM 09247X101 1,498 3,191 SH   SOLE   3,191 0 0
BOEING CO COM 097023105 1,951 5,361 SH   SOLE   5,361 0 0
BOSTON SCIENTIFIC CORP COM 101137107 298 6,945 SH   SOLE   6,945 0 0
BP PLC SPONSORED ADR 055622104 8,676 208,067 SH   SOLE   208,067 0 0
BRISTOL MYERS SQUIBB CO COM 110122108 684 15,090 SH   SOLE   15,090 0 0
CATERPILLAR INC DEL COM 149123101 1,461 10,720 SH   SOLE   10,720 0 0
CDK GLOBAL INC COM 12508E101 230 4,642 SH   SOLE   4,642 0 0
CELGENE CORP COM 151020104 906 9,800 SH   SOLE   9,800 0 0
CHEVRON CORP NEW COM 166764100 1,074 8,628 SH   SOLE   8,628 0 0
CISCO SYS INC COM 17275R102 2,955 53,996 SH   SOLE   53,996 0 0
COCA COLA CO COM 191216100 447 8,775 SH   SOLE   8,775 0 0
COLGATE PALMOLIVE CO COM 194162103 3,196 44,600 SH   SOLE   44,600 0 0
COMCAST CORP NEW CL A 20030N101 562 13,291 SH   SOLE   13,291 0 0
CORNING INC COM 219350105 10,278 309,291 SH   SOLE   309,291 0 0
COVIA HLDGS CORP COM 22305A103 67 34,114 SH   SOLE   34,114 0 0
CSX CORP COM 126408103 303 3,922 SH   SOLE   3,922 0 0
DEERE & CO COM 244199105 306 1,848 SH   SOLE   1,848 0 0
DISNEY WALT CO COM DISNEY 254687106 12,305 88,122 SH   SOLE   88,122 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 868 9,838 SH   SOLE   9,838 0 0
EATON CORP PLC SHS G29183103 381 4,572 SH   SOLE   4,572 0 0
EMERSON ELEC CO COM 291011104 682 10,217 SH   SOLE   10,217 0 0
ENERGY TRANSFER LP COM UT LTD PTN 29273V100 180 12,800 SH   SOLE   12,800 0 0
ENTERPRISE PRODS PARTNERS L COM 293792107 356 12,348 SH   SOLE   12,348 0 0
EXELON CORP COM 30161N101 314 6,553 SH   SOLE   6,553 0 0
EXXON MOBIL CORP COM 30231G102 10,235 133,570 SH   SOLE   133,570 0 0
GENERAL ELECTRIC CO COM 369604103 601 57,257 SH   SOLE   57,257 0 0
GENERAL MLS INC COM 370334104 372 7,084 SH   SOLE   7,084 0 0
GILEAD SCIENCES INC COM 375558103 8,110 120,046 SH   SOLE   120,046 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 209 1,020 SH   SOLE   1,020 0 0
GOODYEAR TIRE & RUBR CO COM 382550101 199 13,000 SH   SOLE   13,000 0 0
HARLEY DAVIDSON INC COM 412822108 230 6,420 SH   SOLE   6,420 0 0
HIGHWOODS PPTYS INC COM 431284108 1,440 34,875 SH   SOLE   34,875 0 0
HOME DEPOT INC COM 437076102 5,048 24,271 SH   SOLE   24,271 0 0
HONEYWELL INTL INC COM 438516106 693 3,968 SH   SOLE   3,968 0 0
INTEL CORP COM 458140100 957 20,000 SH   SOLE   20,000 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 895 6,487 SH   SOLE   6,487 0 0
INTL PAPER CO COM 460146103 347 8,000 SH   SOLE   8,000 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 467 2,500 SH   SOLE   2,500 0 0
ISHARES TR MSCI EAFE ETF 464287465 267 4,065 SH   SOLE   4,065 0 0
ISHARES TR CORE S&P MCP ETF 464287507 323 1,662 SH   SOLE   1,662 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 348 2,237 SH   SOLE   2,237 0 0
JOHNSON & JOHNSON COM 478160104 11,840 85,008 SH   SOLE   85,008 0 0
JPMORGAN CHASE & CO COM 46625H100 1,911 17,090 SH   SOLE   17,090 0 0
LAZARD LTD SHS A G54050102 7,249 210,784 SH   SOLE   210,784 0 0
LILLY ELI & CO COM 532457108 832 7,508 SH   SOLE   7,508 0 0
LINDE PLC SHS G5494J103 10,420 51,891 SH   SOLE   51,891 0 0
LOCKHEED MARTIN CORP COM 539830109 482 1,326 SH   SOLE   1,326 0 0
MCCORMICK & CO INC COM NON VTG 579780206 531 3,425 SH   SOLE   3,425 0 0
MCDONALDS CORP COM 580135101 1,117 5,381 SH   SOLE   5,381 0 0
MERCK & CO INC COM 58933Y105 2,643 31,522 SH   SOLE   31,522 0 0
MICROSOFT CORP COM 594918104 21,311 159,086 SH   SOLE   159,086 0 0
NEXTERA ENERGY INC COM 65339F101 204 996 SH   SOLE   996 0 0
NOVO-NORDISK A S ADR 670100205 465 9,104 SH   SOLE   9,104 0 0
NUVEEN PFD & INCM SECURTIES COM 67072C105 100 10,500 SH   SOLE   10,500 0 0
ORACLE CORP COM 68389X105 374 6,572 SH   SOLE   6,572 0 0
PARKER HANNIFIN CORP COM 701094104 357 2,099 SH   SOLE   2,099 0 0
PAYCHEX INC COM 704326107 11,527 140,076 SH   SOLE   140,076 0 0
PAYPAL HLDGS INC COM 70450Y103 17,600 153,766 SH   SOLE   153,766 0 0
PEPSICO INC COM 713448108 7,965 60,737 SH   SOLE   60,737 0 0
PFIZER INC COM 717081103 4,573 105,569 SH   SOLE   105,569 0 0
PRICE T ROWE GROUP INC COM 74144T108 388 3,540 SH   SOLE   3,540 0 0
PROCTER AND GAMBLE CO COM 742718109 2,512 22,911 SH   SOLE   22,911 0 0
PROGRESSIVE CORP OHIO COM 743315103 70,315 879,701 SH   SOLE   879,701 0 0
QUALCOMM INC COM 747525103 504 6,620 SH   SOLE   6,620 0 0
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 266 4,082 SH   SOLE   4,082 0 0
SCHLUMBERGER LTD COM 806857108 4,633 116,577 SH   SOLE   116,577 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 2,215 31,408 SH   SOLE   31,408 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 2,892 41,209 SH   SOLE   41,209 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 920 17,337 SH   SOLE   17,337 0 0
SEAGATE TECHNOLOGY PLC SHS G7945M107 203 4,300 SH   SOLE   4,300 0 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 557 7,200 SH   SOLE   7,200 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 1,054 13,500 SH   SOLE   13,500 0 0
SHERWIN WILLIAMS CO COM 824348106 298 650 SH   SOLE   650 0 0
SIRIUS XM HLDGS INC COM 82968B103 67 12,000 SH   SOLE   12,000 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 6,593 22,500 SH   SOLE   22,500 0 0
STARBUCKS CORP COM 855244109 923 11,010 SH   SOLE   11,010 0 0
STERIS PLC SHS USD G8473T100 357 2,400 SH   SOLE   2,400 0 0
STRYKER CORP COM 863667101 8,781 42,713 SH   SOLE   42,713 0 0
TARGET CORP COM 87612E106 872 10,065 SH   SOLE   10,065 0 0
THE CHARLES SCHWAB CORPORATI COM 808513105 10,269 255,520 SH   SOLE   255,520 0 0
UNITED TECHNOLOGIES CORP COM 913017109 1,807 13,882 SH   SOLE   13,882 0 0
UNITEDHEALTH GROUP INC COM 91324P102 2,166 8,877 SH   SOLE   8,877 0 0
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 2,443 30,342 SH   SOLE   30,342 0 0
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 619 7,451 SH   SOLE   7,451 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 775 2,881 SH   SOLE   2,881 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 923 7,070 SH   SOLE   7,070 0 0
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 38,174 321,928 SH   SOLE   321,928 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 211 1,900 SH   SOLE   1,900 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 2,493 33,169 SH   SOLE   33,169 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 16,101 315,776 SH   SOLE   315,776 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 13,551 318,628 SH   SOLE   318,628 0 0
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 3,065 73,479 SH   SOLE   73,479 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 2,055 35,966 SH   SOLE   35,966 0 0
WALMART INC COM 931142103 359 3,250 SH   SOLE   3,250 0 0
WASTE MGMT INC DEL COM 94106L109 1,222 10,595 SH   SOLE   10,595 0 0
WELLS FARGO CO NEW COM 949746101 364 7,691 SH   SOLE   7,691 0 0
WEYERHAEUSER CO COM 962166104 4,672 177,364 SH   SOLE   177,364 0 0
WPP PLC NEW ADR 92937A102 219 3,485 SH   SOLE   3,485 0 0