The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
FLEXSHARES TR M STAR DEV MKT 33939L803 24,618 404,907 SH   SOLE   0 0 404,907
FLEXSHARES TR MSTAR EMKT FAC 33939L308 5,502 106,114 SH   SOLE   0 0 106,114
FLEXSHARES TR MORNSTAR USMKT 33939L100 33,942 290,448 SH   SOLE   0 0 290,448
INDEXIQ ETF TR US RL EST SMCP 45409B628 433 17,430 SH   SOLE   0 0 17,430
INDEXIQ ETF TR HEDGE MLTI ETF 45409B107 555 18,241 SH   SOLE   0 0 18,241
ISHARES INC CORE MSCI EMKT 46434G103 454 8,829 SH   SOLE   0 0 8,829
ISHARES TR SHRT NAT MUN ETF 464288158 5,184 48,653 SH   SOLE   0 0 48,653
ISHARES TR NATIONAL MUN ETF 464288414 2,742 24,247 SH   SOLE   0 0 24,247
ISHARES TR RUS TOP 200 ETF 464289446 1,238 18,196 SH   SOLE   0 0 18,196
ISHARES TR MIN VOL USA ETF 46429B697 783 12,678 SH   SOLE   0 0 12,678
ISHARES TR EAFE SML CP ETF 464288273 9,350 162,893 SH   SOLE   0 0 162,893
ISHARES TR 1 3 YR TREAS BD 464287457 34,607 408,202 SH   SOLE   0 0 408,202
ISHARES TR AGENCY BOND ETF 464288166 503 4,363 SH   SOLE   0 0 4,363
ISHARES TR FLTG RATE NT ETF 46429B655 2,095 41,139 SH   SOLE   0 0 41,139
ISHARES TR GRWT ALLOCAT ETF 464289867 1,058 22,996 SH   SOLE   0 0 22,996
ISHARES TR CONSER ALLOC ETF 464289883 776 21,937 SH   SOLE   0 0 21,937
ISHARES TR CORE S&P TTL STK 464287150 1,451 21,776 SH   SOLE   0 0 21,776
ISHARES TR CORE US AGGBD ET 464287226 94,234 846,284 SH   SOLE   0 0 846,284
ISHARES TR IBOXX HI YD ETF 464288513 1,456 16,698 SH   SOLE   0 0 16,698
ISHARES TR AGGRES ALLOC ETF 464289859 1,147 20,797 SH   SOLE   0 0 20,797
ISHARES TR MICRO-CAP ETF 464288869 15,965 171,319 SH   SOLE   0 0 171,319
ISHARES TR MSCI EMG MKT ETF 464287234 9,071 211,403 SH   SOLE   0 0 211,403
ISHARES TR S&P 500 VAL ETF 464287408 36,953 317,007 SH   SOLE   0 0 317,007
ISHARES TR CORE MSCI EAFE 46432F842 758 12,344 SH   SOLE   0 0 12,344
ISHARES TR MSCI EAFE ETF 464287465 14,732 224,126 SH   SOLE   0 0 224,126
ISHARES TR EAFE VALUE ETF 464288877 27,776 577,820 SH   SOLE   0 0 577,820
ISHARES TR CORE S&P500 ETF 464287200 19,381 65,753 SH   SOLE   0 0 65,753
ISHARES TR MODERT ALLOC ETF 464289875 833 21,352 SH   SOLE   0 0 21,352
SCHWAB STRATEGIC TR US REIT ETF 808524847 1,356 30,505 SH   SOLE   0 0 30,505
SPDR GOLD TRUST GOLD SHS 78463V107 1,316 9,880 SH   SOLE   0 0 9,880
SPDR INDEX SHS FDS S&P INTL SMLCP 78463X871 2,457 82,026 SH   SOLE   0 0 82,026
SPDR INDEX SHS FDS DJ GLB RL ES ETF 78463X749 4,278 85,741 SH   SOLE   0 0 85,741
SPDR SERIES TRUST BLOMBRG BRC TIPS 78464A656 1,112 19,651 SH   SOLE   0 0 19,651
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 52,336 649,890 SH   SOLE   0 0 649,890
VANGUARD BD INDEX FD INC INTERMED TERM 921937819 5,466 63,195 SH   SOLE   0 0 63,195
VANGUARD INDEX FDS LARGE CAP ETF 922908637 1,118 8,301 SH   SOLE   0 0 8,301
VANGUARD INDEX FDS VALUE ETF 922908744 4,693 42,308 SH   SOLE   0 0 42,308
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 608 6,960 SH   SOLE   0 0 6,960
VANGUARD INDEX FDS SMALL CP ETF 922908751 25,157 160,586 SH   SOLE   0 0 160,586
VANGUARD INDEX FDS TOTAL STK MKT 922908769 2,557 17,034 SH   SOLE   0 0 17,034
VANGUARD INDEX FDS SM CP VAL ETF 922908611 40,863 313,027 SH   SOLE   0 0 313,027
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 1,181 20,015 SH   SOLE   0 0 20,015
VANGUARD MUN BD FD INC TAX EXEMPT BD 922907746 267 5,036 SH   SOLE   0 0 5,036
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 934 10,391 SH   SOLE   0 0 10,391
VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 616 7,048 SH   SOLE   0 0 7,048
WISDOMTREE TR EMG MKTS SMCAP 97717W281 12,462 264,875 SH   SOLE   0 0 264,875
WISDOMTREE TR US HIGH DIVIDEND 97717W208 612 8,409 SH   SOLE   0 0 8,409
WISDOMTREE TR DYNAMIC LNG EQ 97717X313 1,041 37,624 SH   SOLE   0 0 37,624
WISDOMTREE TR INTL SMCAP DIV 97717W760 43,285 665,718 SH   SOLE   0 0 665,718
WISDOMTREE TR FUTRE STRAT FD 97717W125 21,345 564,828 SH   SOLE   0 0 564,828