The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM COM 002824100 1,721 20,462 SH   SOLE 0 0 0 0
AIR PRODS & CHEMSINC COM 009158106 537 2,374 SH   SOLE 0 0 0 0
ALBANY INTL CORP CLA COM 012348108 203 2,445 SH   SOLE 0 0 0 0
ALLIANZGI CONV & INCOME FD II COM 018825109 51 10,000 SH   SOLE 0 0 0 0
ALLSTATE CORP COM 020002101 643 6,323 SH   SOLE 0 0 0 0
AMAZON COM INC COM 023135106 7,137 3,769 SH   SOLE 0 0 0 0
AMERICAN ELECTRIC POWER CO COM 025537101 205 2,332 SH   SOLE 0 0 0 0
AMERICAN EXPRESSCOMPANY COM 025816109 659 5,339 SH   SOLE 0 0 0 0
AMERICAN STS WTR CO COM 029899101 245 3,255 SH   SOLE 0 0 0 0
AMERICAN WTR WKS CO INC COM 030420103 215 1,850 SH   SOLE 0 0 0 0
AMGEN INC COM 031162100 9,260 50,249 SH   SOLE 0 0 0 0
AMPHENOL CORP CLA COM 032095101 260 2,708 SH   SOLE 0 0 0 0
ANNALY CAP MGMT INC COM 035710409 553 60,550 SH   SOLE 0 0 0 0
ANTHEM INC COM 036752103 772 2,735 SH   SOLE 0 0 0 0
APPLE INC COM 037833100 12,007 60,665 SH   SOLE 0 0 0 0
AUTOMATIC DATAPROCESSING INC COM 053015103 2,620 15,847 SH   SOLE 0 0 0 0
BP PLC ADR 055622104 252 6,036 SH   SOLE 0 0 0 0
BANK AMER CORP COM 060505104 4,385 151,216 SH   SOLE 0 0 0 0
BANK AMER CORP PFD 060505682 449 327 SH   SOLE 0 0 0 0
BANK OF NEW YORKMELLON CORP COM 064058100 561 12,702 SH   SOLE 0 0 0 0
BECTON DICKINSON &CO COM 075887109 1,132 4,493 SH   SOLE 0 0 0 0
BERKSHIRE HATHAWAYINC DEL CL A CLA COM 084670108 5,730 18 SH   SOLE 0 0 0 0
BERKSHIRE HATHAWAYINC DEL CL B NEW CLB COM 084670702 4,801 22,524 SH   SOLE 0 0 0 0
BLACKROCK CAPITAL INVESTMENT CORP COM 092533108 377 62,566 SH   SOLE 0 0 0 0
BOEING CO COM 097023105 8,240 22,637 SH   SOLE 0 0 0 0
BRISTOL MYERS SQUIBBCO COM 110122108 1,361 30,018 SH   SOLE 0 0 0 0
BROOKFIELD ASSETMGMT INC CLA COM 112585104 589 12,334 SH   SOLE 0 0 0 0
BROWN FORMAN CORP CLB COM 115637209 280 5,053 SH   SOLE 0 0 0 0
CIGNA CORP COM 125509109 751 4,768 SH   SOLE 0 0 0 0
CSX CORPORATION COM 126408103 461 5,961 SH   SOLE 0 0 0 0
CVS HEALTH CORP COM 126650100 1,747 32,055 SH   SOLE 0 0 0 0
CATERPILLAR INC COM 149123101 1,007 7,387 SH   SOLE 0 0 0 0
CELGENE CORP COM 151020104 1,764 19,087 SH   SOLE 0 0 0 0
CENTURYLINK INC COM 156700106 144 12,224 SH   SOLE 0 0 0 0
CHEVRON CORP COM 166764100 3,331 26,772 SH   SOLE 0 0 0 0
CITIGROUP INC COM 172967424 1,592 22,728 SH   SOLE 0 0 0 0
COCA COLA COMPANY COM 191216100 986 19,356 SH   SOLE 0 0 0 0
COLGATE PALMOLIVE CO COM 194162103 630 8,793 SH   SOLE 0 0 0 0
CUMMINS INC COM 231021106 564 3,289 SH   SOLE 0 0 0 0
DTE ENERGY CO COM 233331107 324 2,534 SH   SOLE 0 0 0 0
DANAHER CORP COM 235851102 970 6,788 SH   SOLE 0 0 0 0
DEERE & CO COM 244199105 219 1,321 SH   SOLE 0 0 0 0
DISNEY WALT CODISNEY COM 254687106 3,663 26,233 SH   SOLE 0 0 0 0
DOVER CORP COM 260003108 273 2,724 SH   SOLE 0 0 0 0
DOW INC COM 260557103 858 17,394 SH   SOLE 0 0 0 0
ECOLAB INC COM 278865100 510 2,581 SH   SOLE 0 0 0 0
EMERSON ELEC CO COM 291011104 625 9,361 SH   SOLE 0 0 0 0
ENTERPRISE PRODSPARTNERS L P COMUNIT LP 293792107 654 22,637 SH   SOLE 0 0 0 0
FORD MOTOR CO COM 345370860 470 45,903 SH   SOLE 0 0 0 0
GENERAL DYNAMICSCORP COM 369550108 2,303 12,665 SH   SOLE 0 0 0 0
GENERAL ELECTRIC CO COM 369604103 3,320 316,144 SH   SOLE 0 0 0 0
GENERAL MILLS INC COM 370334104 332 6,325 SH   SOLE 0 0 0 0
GENTEX CORP COM 371901109 241 9,800 SH   SOLE 0 0 0 0
GETTY REALTY CORP COM 374297109 526 17,111 SH   SOLE 0 0 0 0
GILEAD SCIENCES INC COM 375558103 937 13,869 SH   SOLE 0 0 0 0
GRAINGER WW INC COM 384802104 237 885 SH   SOLE 0 0 0 0
HERSHEY CO COM 427866108 422 3,148 SH   SOLE 0 0 0 0
HOME DEPOT INC COM 437076102 3,164 15,214 SH   SOLE 0 0 0 0
HONEYWELL INTL INC COM 438516106 1,535 8,794 SH   SOLE 0 0 0 0
ILLINOIS TOOL WORKSINC COM 452308109 353 2,343 SH   SOLE 0 0 0 0
IMMUCELL CORP COM 452525306 137 21,000 SH   SOLE 0 0 0 0
INTEL CORP COM 458140100 7,796 162,859 SH   SOLE 0 0 0 0
INTERNATIONALBUSINESS MACHS CORP COM 459200101 2,992 21,696 SH   SOLE 0 0 0 0
INTERNATIONAL PAPER CO COM 460146103 221 5,099 SH   SOLE 0 0 0 0
ISHARES TR CORE S&P 500 ETF 464287200 1,796 6,094 SH   SOLE 0 0 0 0
ISHARES S&P 500 GROWTH ETF 464287309 277 1,543 SH   SOLE 0 0 0 0
ISHARES TR RUSSELLMID-CAP ETF ETF 464287499 1,331 13,831 SH   SOLE 0 0 0 0
ISHARES RUSSELL 1000 GROWTH ETF 464287614 238 1,514 SH   SOLE 0 0 0 0
CORE S&P US GROWTH ETF 464287671 291 4,642 SH   SOLE 0 0 0 0
ISHARES TR INTL SEL DIV ETF 464288448 284 9,260 SH   SOLE 0 0 0 0
ISHARES TR PFD AND INC ETF 464288687 285 7,721 SH   SOLE 0 0 0 0
JOHNSON & JOHNSON COM 478160104 11,284 81,015 SH   SOLE 0 0 0 0
KAMAN CORP COM 483548103 267 4,187 SH   SOLE 0 0 0 0
KEY CORP COM 493267108 657 37,022 SH   SOLE 0 0 0 0
KIMBERLY CLARK CORP COM 494368103 507 3,807 SH   SOLE 0 0 0 0
LILLY ELI & CO COM 532457108 3,232 29,170 SH   SOLE 0 0 0 0
LOCKHEED MARTIN CORP COM 539830109 1,547 4,254 SH   SOLE 0 0 0 0
LOWES COS INC COM 548661107 323 3,201 SH   SOLE 0 0 0 0
MARRIOTT INTL INC CLA COM 571903202 393 2,803 SH   SOLE 0 0 0 0
MCDONALDS CORP COM 580135101 2,540 12,233 SH   SOLE 0 0 0 0
MICROSOFT CORP COM 594918104 8,406 62,751 SH   SOLE 0 0 0 0
MONDELEZ INTL INC CLA COM 609207105 300 5,565 SH   SOLE 0 0 0 0
MORGAN STANLEY COM 617446448 222 5,058 SH   SOLE 0 0 0 0
MOTOROLA SOLUTIONS INC COM 620076307 1,437 8,617 SH   SOLE 0 0 0 0
NEW MTN FIN CORP COM 647551100 183 13,132 SH   SOLE 0 0 0 0
NIKE INC CL B CLB COM 654106103 355 4,231 SH   SOLE 0 0 0 0
NORFOLK SOUTHN CORP COM 655844108 2,537 12,730 SH   SOLE 0 0 0 0
NUVEEN NEW YORK AMT-FREE MUN INCOME FD COM 670656107 152 11,629 SH   SOLE 0 0 0 0
OGE ENERGY CORP COM 670837103 268 6,300 SH   SOLE 0 0 0 0
ONEOK INC COM 682680103 236 3,433 SH   SOLE 0 0 0 0
PNC FINL SVCS GROUPINC COM 693475105 1,283 9,344 SH   SOLE 0 0 0 0
PPG INDUSTRIES INC COM 693506107 1,739 14,900 SH   SOLE 0 0 0 0
PEOPLES UTD FINL INC COM 712704105 1,082 64,505 SH   SOLE 0 0 0 0
PEPSICO INC COM 713448108 3,098 23,628 SH   SOLE 0 0 0 0
PFIZER INC COM 717081103 10,950 252,760 SH   SOLE 0 0 0 0
PHILIP MORRIS INTLINC COM 718172109 924 11,760 SH   SOLE 0 0 0 0
PHILLIPS 66 COM 718546104 2,141 22,890 SH   SOLE 0 0 0 0
PROCTER & GAMBLE CO COM 742718109 5,159 47,046 SH   SOLE 0 0 0 0
PRUDENTIAL FINL INC COM 744320102 227 2,243 SH   SOLE 0 0 0 0
PUBLIC SVC ENTERPRISE GRP INC COM 744573106 268 4,560 SH   SOLE 0 0 0 0
QUALCOMM INC COM 747525103 264 3,477 SH   SOLE 0 0 0 0
RAYTHEON CO COM 755111507 684 3,931 SH   SOLE 0 0 0 0
REALTY INCOME CORP COM 756109104 789 11,443 SH   SOLE 0 0 0 0
ROPER TECHNOLOGIES INC COM 776696106 396 1,082 SH   SOLE 0 0 0 0
ROSS STORES INC COM 778296103 392 3,950 SH   SOLE 0 0 0 0
ROYAL DUTCH SHELLPLC ADR 780259206 305 4,691 SH   SOLE 0 0 0 0
SCHLUMBERGER LTD COM 806857108 634 15,950 SH   SOLE 0 0 0 0
SCHWAB CHARLES CORP COM 808513105 395 9,821 SH   SOLE 0 0 0 0
SONOCO PRODS CO COM 835495102 1,395 21,356 SH   SOLE 0 0 0 0
SOUTHERN CO COM 842587107 1,076 19,464 SH   SOLE 0 0 0 0
STANLEY BLACK &DECKER INC COM 854502101 2,231 15,428 SH   SOLE 0 0 0 0
STARBUCKS CORP COM 855244109 1,716 20,472 SH   SOLE 0 0 0 0
STRYKER CORP COM 863667101 2,086 10,148 SH   SOLE 0 0 0 0
SYSCO CORP COM 871829107 453 6,404 SH   SOLE 0 0 0 0
TJX COMPANIES INC COM 872540109 1,104 20,881 SH   SOLE 0 0 0 0
THERMO FISHERSCIENTIFIC INC COM 883556102 2,623 8,930 SH   SOLE 0 0 0 0
TORONTO DOMINION BKONT COM 891160509 563 9,646 SH   SOLE 0 0 0 0
TRUSTCO BK CORP COM 898349105 111 13,982 SH   SOLE 0 0 0 0
US BANCORP COM 902973304 5,336 101,841 SH   SOLE 0 0 0 0
UNILEVER PLC ADR 904767704 741 11,963 SH   SOLE 0 0 0 0
UNILEVER NV NY SHS 904784709 480 7,910 SH   SOLE 0 0 0 0
UNION PACIFIC CORP COM 907818108 2,586 15,292 SH   SOLE 0 0 0 0
UNITED FINL BANCORP INC COM 910304104 254 17,935 SH   SOLE 0 0 0 0
UNITED PARCEL SVCINC CLB COM 911312106 291 2,819 SH   SOLE 0 0 0 0
UNITED TECHNOLOGIESCORP COM 913017109 3,115 23,928 SH   SOLE 0 0 0 0
V F CORP COM 918204108 437 5,000 SH   SOLE 0 0 0 0
VANGUARD GROUP DIV APP ETF 921908844 504 4,377 SH   SOLE 0 0 0 0
VANGUARD STAR FD TOTAL INTL ETF 921909768 295 5,592 SH   SOLE 0 0 0 0
VANGUARD ADMIRAL FDSINC ETF 921932505 2,488 15,442 SH   SOLE 0 0 0 0
VANGUARD FTSE DEVLPED MARKET ETF 921943858 384 9,217 SH   SOLE 0 0 0 0
VANGUARD WHITEHALL FDS ETF 921946406 1,625 18,602 SH   SOLE 0 0 0 0
VANGUARD WHITEHALL TFS INTL DIV APPRECIATION ETF 921946810 268 3,935 SH   SOLE 0 0 0 0
VANGUARD INDEX FDS S7P 500 ETF 900908363 322 1,198 SH   SOLE 0 0 0 0
VANGUARD INDEX FDS MID CAP VIPERS ETF 922908629 506 3,029 SH   SOLE 0 0 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 302 1,847 SH   SOLE 0 0 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 649 5,851 SH   SOLE 0 0 0 0
VANGUARD TOTAL STK MKT ETF 922908769 418 2,784 SH   SOLE 0 0 0 0
WAL MART STORES INC COM 931142103 717 6,493 SH   SOLE 0 0 0 0
WALGREEN BOOTSALLIANCE INC COM 931427108 367 6,714 SH   SOLE 0 0 0 0
WEBSTER FINL CORP COM 947890109 679 14,222 SH   SOLE 0 0 0 0
WELLS FARGO & CO COM 949746101 2,716 57,398 SH   SOLE 0 0 0 0
WESTERN NEW ENG BANCORP INC COM 958892101 141 15,118 SH   SOLE 0 0 0 0
INVESCO QQQ TR COM 46090E103 1,045 5,597 SH   SOLE 0 0 0 0
INVESCO ADVANTAGEMUN INC TR COM 46132E103 174 15,800 SH   SOLE 0 0 0 0
TARGET CORP COM 87612E106 579 6,685 SH   SOLE 0 0 0 0
TOTAL SA ADR 89151E109 379 6,796 SH   SOLE 0 0 0 0
TRAVELERS COS INC COM 89417E109 708 4,738 SH   SOLE 0 0 0 0
AT&T INC COM 00206R102 4,912 146,589 SH   SOLE 0 0 0 0
ABBVIE INC COM 00287Y109 2,078 28,576 SH   SOLE 0 0 0 0
ABERDEEN GLOBAL PREMIER PPTYS FD COM 00302L108 94 15,000 SH   SOLE 0 0 0 0
ADOBE SYS INC COM 00724F101 2,165 7,349 SH   SOLE 0 0 0 0
ALIBABA GROUP HLDG ADR 01609W102 3,774 22,271 SH   SOLE 0 0 0 0
ALPHABET INC CLC COM 02079K107 1,834 1,697 SH   SOLE 0 0 0 0
ALPHABET INC CLA COM 02079K305 4,446 4,106 SH   SOLE 0 0 0 0
ALTRIA GROUP INC COM 02209S103 2,082 43,961 SH   SOLE 0 0 0 0
AMERICA MOVIL SAB DEC V ADR 02364W105 699 48,000 SH   SOLE 0 0 0 0
AMERICAN TOWER REIT COM 03027X100 675 3,302 SH   SOLE 0 0 0 0
ARES CAP CORP COM 04010L103 591 32,960 SH   SOLE 0 0 0 0
BNY MELLON STRATEGIC MUNIS INC COM 05588W108 82 10,000 SH   SOLE 0 0 0 0
BARINGS PARTN INVS SH BEN INT 06761A103 469 28,761 SH   SOLE 0 0 0 0
BLACKROCK INC COM 09247X101 350 745 SH   SOLE 0 0 0 0
BLACKROCK MUN HOLDINGS FD INC COM 09253N104 183 10,700 SH   SOLE 0 0 0 0
BLACKSTONE GROUP L P LP 09253U108 1,170 26,341 SH   SOLE 0 0 0 0
BLACKSTONE MTG TR COM CLA 09257W100 286 8,050 SH   SOLE 0 0 0 0
BLUEKNIGHT ENERGY PARTS LP LP 09625U109 12 10,000 SH   SOLE 0 0 0 0
BNY MELLON STRATEGIC MUNI BD FD INC COM 09662E109 113 14,300 SH   SOLE 0 0 0 0
CISCO SYSTEMS INC COM 17275R102 4,678 85,469 SH   SOLE 0 0 0 0
COMCAST CORP CLA COM 20030N101 1,330 31,467 SH   SOLE 0 0 0 0
COMPASS DIVERSIFIEDHLDGS SH BEN INT 20451Q104 16,648 871,181 SH   SOLE 0 0 0 0
CONOCOPHILLIPS COM 20825C104 2,096 34,362 SH   SOLE 0 0 0 0
CONSTELLATION BRANDSINC CLA COM 21036P108 789 4,007 SH   SOLE 0 0 0 0
CORTEVA INC COM 22052L104 481 16,263 SH   SOLE 0 0 0 0
COSTCO WHOLESALECORP COM 22160K105 891 3,371 SH   SOLE 0 0 0 0
DIAGEO PLC ADR 25243Q205 510 2,961 SH   SOLE 0 0 0 0
DOMINION ENERGY INC COM 25746U109 228 2,948 SH   SOLE 0 0 0 0
DUKE ENERGY CORP COM 26441C204 906 10,272 SH   SOLE 0 0 0 0
DUPONT DE NEMOURS INC COM 26614N102 1,227 16,348 SH   SOLE 0 0 0 0
EATON VANCE TAXMANAGED BUYWRITE OPP FD SH BEN INT 27828Y108 328 21,850 SH   SOLE 0 0 0 0
ENERGY TRANSFERPARTNERS L P LTD PART 29273R109 495 35,121 SH   SOLE 0 0 0 0
EVERSOURCE ENERGY COM 30040W108 778 10,271 SH   SOLE 0 0 0 0
EXELON CORP COM 30161N101 461 9,607 SH   SOLE 0 0 0 0
EXXON MOBIL CORP COM 30231G102 8,344 108,890 SH   SOLE 0 0 0 0
FACEBOOK INC CLA COM 30303M102 2,517 13,039 SH   SOLE 0 0 0 0
FEDEX CORP COM 31428X106 212 1,288 SH   SOLE 0 0 0 0
FIDELITY NATL INFORMATION SVCS INC COM 31620M106 328 2,676 SH   SOLE 0 0 0 0
FORTIVE CORP COM 34959J108 269 3,298 SH   SOLE 0 0 0 0
GENERAL MOTORS CO COM 37045V100 226 5,864 SH   SOLE 0 0 0 0
GLAXOSMITHKLINE PLC ADR 37733W105 280 6,990 SH   SOLE 0 0 0 0
GOLDMAN SACHS GROUPINC COM 38141G104 605 2,956 SH   SOLE 0 0 0 0
IDEXX LABS INC COM 45168D104 764 2,774 SH   SOLE 0 0 0 0
INVESCO TR INVT GRADNEW YORK MUNS COM 46131T101 209 15,286 SH   SOLE 0 0 0 0
INVESCO EXCHANGE TRADED FD TR BUYBACK ACHIEV ETF 46137V308 215 3,430 SH   SOLE 0 0 0 0
INVESCO S&P 500 EQL WGT ETF 46137V357 1,594 14,785 SH   SOLE 0 0 0 0
INVESCO EXCHHNG TRADED FD TR II S&P LOW VOL ETF 46138E354 608 11,054 SH   SOLE 0 0 0 0
IRON MTN INC COM 46284V101 267 8,540 SH   SOLE 0 0 0 0
ISHARES USA MIN VOL ETF 46429B697 985 15,965 SH   SOLE 0 0 0 0
ISHARES TR CORE MSCI TOTAL ETF 46432F834 621 10,592 SH   SOLE 0 0 0 0
JP MORGAN CHASE &CO COM 46625H100 4,582 40,984 SH   SOLE 0 0 0 0
JP MORGAN CHASE &CO ALERIAN MLP INDEX ETN ETF 46625H365 239 9,525 SH   SOLE 0 0 0 0
JP MORGAN EXCHANGE TRADED FD ULTRA SHRT INC ETF 46641Q837 224 4,450 SH   SOLE 0 0 0 0
KKR & CO LTD PART 48248M102 540 21,356 SH   SOLE 0 0 0 0
KINDER MORGAN INCDEL COM 49456B101 346 16,579 SH   SOLE 0 0 0 0
LABORATORY CORP AMERHLDGS COM 50540R409 1,021 5,904 SH   SOLE 0 0 0 0
MASTERCARD INC CL A CLA COM 57636Q104 642 2,426 SH   SOLE 0 0 0 0
MERCK & CO INC COM 58933Y105 2,394 28,550 SH   SOLE 0 0 0 0
NEW RESIDENTIAL INVT CORP COM 64828T201 154 10,000 SH   SOLE 0 0 0 0
NEXTERA ENERGY INC COM 65339F101 798 3,894 SH   SOLE 0 0 0 0
NOVARTIS AG ADR 66987V109 758 8,302 SH   SOLE 0 0 0 0
NVIDIA CORP COM 67066G104 615 3,744 SH   SOLE 0 0 0 0
O REILLYAUTOMOTIVE INC COM 67103H107 377 1,022 SH   SOLE 0 0 0 0
ORACLE CORP COM 68389X105 505 8,859 SH   SOLE 0 0 0 0
PRICE T ROWE GROUP INC COM 74144T108 245 2,234 SH   SOLE 0 0 0 0
PROSHARES TR S&P 500 DIVD ARISTOCRATS ETF 74348A467 1,058 15,249 SH   SOLE 0 0 0 0
PROSPECT CAP CORP COM 74348T102 65 10,000 SH   SOLE 0 0 0 0
SPDR S&P 500 ETF 78462F103 1,666 5,687 SH   SOLE 0 0 0 0
SPDR SER TR S&P DIVD ETF 78464A763 448 446 SH   SOLE 0 0 0 0
SABRA HEALTH CARE REIT INC COM 78573L106 323 16,422 SH   SOLE 0 0 0 0
SALESFORCE.COM INC COM 79466L302 684 4,506 SH   SOLE 0 0 0 0
SANOFI ADR 80105N105 296 6,839 SH   SOLE 0 0 0 0
SERVICENOW INC COM 81762P102 371 1,350 SH   SOLE 0 0 0 0
SPROTT PHYSICAL GOLD TR COM 85207H104 898 79,299 SH   SOLE 0 0 0 0
SPROTT FOCUS TR INC COM 85028J109 1,969 292,083 SH   SOLE 0 0 0 0
STARWOODPPTY TR INC COM 85571B105 284 12,500 SH   SOLE 0 0 0 0
TESLA MTRS INC COM 88160R101 630 2,819 SH   SOLE 0 0 0 0
3M CO COM 88579Y101 955 5,509 SH   SOLE 0 0 0 0
UNITEDHEALTH GROUPINC COM 91324P102 2,393 9,805 SH   SOLE 0 0 0 0
VALERO ENERGY CORP COM 91913Y100 365 4,265 SH   SOLE 0 0 0 0
VANGUARD CHAROLETTE TOTAL INTL BD INDEX FD ETF 92203J407 267 4,662 SH   SOLE 0 0 0 0
VERIZONCOMMUNICATIONS INC COM 92343V104 2,994 52,399 SH   SOLE 0 0 0 0
VISA INC CLA COM 92826C839 3,755 21,635 SH   SOLE 0 0 0 0
WASTE MGMT INC COM 94106L109 299 2,595 SH   SOLE 0 0 0 0
WELLTOWER INC COM 95040Q104 275 3,374 SH   SOLE 0 0 0 0
ZORYIS INC CLA COM 98978V103 210 1,848 SH   SOLE 0 0 0 0
AON PLC CLA COM G0408V102 622 3,221 SH   SOLE 0 0 0 0
ACCENTURE PLCIRELAND CLA COM G1151C101 502 2,718 SH   SOLE 0 0 0 0
CONSOLIDATED WATERCO COM G23773107 202 14,159 SH   SOLE 0 0 0 0
EATON CORP COM G29183103 376 4,515 SH   SOLE 0 0 0 0
MEDTRONICS PLC COM G5960L103 1,408 14,454 SH   SOLE 0 0 0 0
APTIV PLC SHS COM G6095L109 683 8,445 SH   SOLE 0 0 0 0
CHUBB LTD COM H1467J104 1,573 10,681 SH   SOLE 0 0 0 0
TEEKAY LNG PARTNERS LP LP Y8564M105 388 27,500 SH   SOLE 0 0 0 0
TEEKAY OFFSHORE PARTNERS LP Y8565J101 63 50,000 SH   SOLE 0 0 0 0
TEEKAY TANKERS LTDCL A CLA COM Y8565N102 148 116,000 SH   SOLE 0 0 0 0