The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T Inc Com 00206R102 2,692 85,849 SH   SOLE 0 84,277 0 1,572
AT&T Inc Com 00206R102 30 959 SH   DFND 0 959 0 0
Abbott Laboratories Com 002824100 5,429 67,916 SH   SOLE 0 67,622 0 294
Abbott Laboratories Com 002824100 727 9,090 SH   DFND 0 9,090 0 0
AbbVie Inc Com 00287Y109 3,457 42,899 SH   SOLE 0 42,703 0 196
AbbVie Inc Com 00287Y109 843 10,459 SH   DFND 0 10,459 0 0
Adobe Systems Inc Com 00724F101 86 323 SH   SOLE 0 323 0 0
Adobe Systems Inc Com 00724F101 394 1,477 SH   DFND 0 1,477 0 0
Air Products & Chemicals Inc Com 009158106 1,950 10,209 SH   SOLE 0 10,191 0 18
Air Products & Chemicals Inc Com 009158106 144 755 SH   DFND 0 755 0 0
Allstate Corp Com 020002101 454 4,824 SH   SOLE 0 4,824 0 0
Allstate Corp Com 020002101 71 750 SH   DFND 0 750 0 0
Alphabet Inc-C Com 02079K107 1,553 1,324 SH   SOLE 0 1,324 0 0
Alphabet Inc-C Com 02079K107 70 60 SH   DFND 0 60 0 0
Alphabet Inc-A Com 02079K305 3,014 2,561 SH   SOLE 0 2,561 0 0
Alphabet Inc-A Com 02079K305 367 312 SH   DFND 0 312 0 0
Altria Group Inc Com 02209S103 257 4,479 SH   SOLE 0 4,479 0 0
Amazon.com Inc Com 023135106 3,396 1,907 SH   SOLE 0 1,907 0 0
Amazon.com Inc Com 023135106 310 174 SH   DFND 0 174 0 0
American Electric Power Co Inc Com 025537101 393 4,694 SH   SOLE 0 4,694 0 0
American Electric Power Co Inc Com 025537101 153 1,828 SH   DFND 0 1,828 0 0
American Express Co Com 025816109 864 7,907 SH   SOLE 0 7,907 0 0
American Express Co Com 025816109 31 287 SH   DFND 0 287 0 0
American Tower Corp Com 03027X100 211 1,070 SH   SOLE 0 1,070 0 0
American Water Works Co Inc Com 030420103 1,860 17,837 SH   SOLE 0 17,802 0 35
American Water Works Co Inc Com 030420103 80 770 SH   DFND 0 770 0 0
Amgen Inc Com 031162100 2,162 11,380 SH   SOLE 0 11,114 0 266
Amgen Inc Com 031162100 92 483 SH   DFND 0 483 0 0
Analog Devices Inc Com 032654105 1,816 17,254 SH   SOLE 0 17,221 0 33
Analog Devices Inc Com 032654105 260 2,466 SH   DFND 0 2,466 0 0
Andersons Inc Com 034164103 233 7,237 SH   SOLE 0 6,191 0 1,046
Apple Inc Com 037833100 9,843 51,817 SH   SOLE 0 51,799 0 18
Apple Inc Com 037833100 1,182 6,224 SH   DFND 0 6,224 0 0
Automatic Data Processing Inc Com 053015103 1,042 6,520 SH   SOLE 0 6,422 0 98
Automatic Data Processing Inc Com 053015103 319 2,000 SH   DFND 0 2,000 0 0
BCE Inc Com 05534B760 191 4,309 SH   SOLE 0 4,309 0 0
BCE Inc Com 05534B760 95 2,140 SH   DFND 0 2,140 0 0
ADR BP PLC- II Sp Com 055622104 484 11,073 SH   SOLE 0 11,073 0 0
Baxter International Inc Com 071813109 2,269 27,903 SH   SOLE 0 27,725 0 178
Baxter International Inc Com 071813109 700 8,608 SH   DFND 0 8,608 0 0
Berkshire Hathaway Inc-A Com 084670108 602 2 SH   DFND 0 2 0 0
Berkshire Hathaway Inc-B Com 084670702 953 4,746 SH   SOLE 0 4,096 0 650
Berkshire Hathaway Inc-B Com 084670702 7 36 SH   DFND 0 36 0 0
Blackrock Inc Com 09247X101 94 221 SH   SOLE 0 221 0 0
Blackrock Inc Com 09247X101 107 251 SH   DFND 0 251 0 0
Boeing Co/The Com 097023105 1,713 4,491 SH   SOLE 0 4,491 0 0
Boeing Co/The Com 097023105 191 500 SH   DFND 0 500 0 0
Bristol Myers Squibb Com 110122108 1,773 37,166 SH   SOLE 0 36,529 0 637
Bristol Myers Squibb Com 110122108 69 1,450 SH   DFND 0 1,450 0 0
CBL & Associates Properties Inc Com 124830100 57 36,854 SH   SOLE 0 22,685 0 14,169
Cigna Corp Com 125523100 497 3,093 SH   SOLE 0 3,093 0 0
Cigna Corp Com 125523100 99 618 SH   DFND 0 618 0 0
CME Group Inc Com 12572Q105 1,615 9,813 SH   SOLE 0 9,813 0 0
CME Group Inc Com 12572Q105 51 307 SH   DFND 0 307 0 0
CSX Corp Com 126408103 399 5,336 SH   SOLE 0 5,336 0 0
CVS Health Corp Com 126650100 1,198 22,205 SH   SOLE 0 21,169 0 1,036
CVS Health Corp Com 126650100 85 1,579 SH   DFND 0 1,579 0 0
Canadian Imperial Bank of Commerce Com 136069101 221 2,790 SH   SOLE 0 2,790 0 0
Cardinal Health Inc Com 14149Y108 715 14,843 SH   SOLE 0 14,801 0 42
Cardinal Health Inc Com 14149Y108 51 1,055 SH   DFND 0 1,055 0 0
Caterpillar Inc Com 149123101 832 6,138 SH   SOLE 0 6,138 0 0
Celgene Corp Com 151020104 390 4,130 SH   SOLE 0 4,130 0 0
Celgene Corp Com 151020104 38 400 SH   DFND 0 400 0 0
Chevron Corp Com 166764100 6,138 49,833 SH   SOLE 0 48,563 0 1,270
Chevron Corp Com 166764100 1,232 9,999 SH   DFND 0 9,749 0 250
Cincinnati Financial Corp Com 172062101 520 6,049 SH   SOLE 0 6,049 0 0
Cincinnati Financial Corp Com 172062101 157 1,831 SH   DFND 0 1,831 0 0
Cisco Systems Inc Com 17275R102 4,229 78,321 SH   SOLE 0 77,704 0 617
Cisco Systems Inc Com 17275R102 347 6,425 SH   DFND 0 6,425 0 0
Clean Energy Fuels Corp Com 184499101 71 23,042 SH   SOLE 0 14,836 0 8,206
Coca-Cola Co/The Com 191216100 3,647 77,830 SH   SOLE 0 77,830 0 0
Coca-Cola Co/The Com 191216100 1,006 21,458 SH   DFND 0 21,458 0 0
Cognizant Tech Solutions Corp-A Com 192446102 2,157 29,777 SH   SOLE 0 29,777 0 0
Cognizant Tech Solutions Corp-A Com 192446102 2,376 32,795 SH   DFND 0 32,795 0 0
Colgate-Palmolive Company Com 194162103 363 5,298 SH   SOLE 0 5,298 0 0
Comcast Corp-A Com 20030N101 402 10,065 SH   SOLE 0 10,065 0 0
ConocoPhillips Inc Com 20825C104 717 10,737 SH   SOLE 0 10,737 0 0
ConocoPhillips Inc Com 20825C104 345 5,167 SH   DFND 0 5,167 0 0
Consolidated Edison Inc Com 209115104 90 1,061 SH   SOLE 0 1,061 0 0
Consolidated Edison Inc Com 209115104 120 1,411 SH   DFND 0 1,411 0 0
Costco Wholesale Corp Com 22160K105 467 1,927 SH   SOLE 0 1,927 0 0
Costco Wholesale Corp Com 22160K105 121 500 SH   DFND 0 500 0 0
DTE Energy Co Com 233331107 240 1,920 SH   SOLE 0 1,920 0 0
DTE Energy Co Com 233331107 159 1,278 SH   DFND 0 1,278 0 0
DXC Technology Co Com 23355L106 70 1,090 SH   SOLE 0 1,090 0 0
DXC Technology Co Com 23355L106 353 5,483 SH   DFND 0 5,483 0 0
Danaher Corp Com 235851102 4,038 30,583 SH   SOLE 0 30,583 0 0
Danaher Corp Com 235851102 669 5,070 SH   DFND 0 5,070 0 0
Darden Restaurants Inc Com 237194105 482 3,965 SH   SOLE 0 3,965 0 0
Darden Restaurants Inc Com 237194105 127 1,049 SH   DFND 0 1,049 0 0
Deere & Company Com 244199105 1,176 7,355 SH   SOLE 0 7,355 0 0
Deere & Company Com 244199105 369 2,308 SH   DFND 0 2,308 0 0
Dentsply Sirona Inc Com 24906P109 292 5,889 SH   SOLE 0 5,889 0 0
Dentsply Sirona Inc Com 24906P109 359 7,231 SH   DFND 0 7,231 0 0
Digital Realty Trust Inc Com 253868103 1,769 14,863 SH   SOLE 0 14,808 0 55
Digital Realty Trust Inc Com 253868103 304 2,558 SH   DFND 0 2,558 0 0
Disney Walt Co Com 254687106 5,004 45,070 SH   SOLE 0 45,070 0 0
Disney Walt Co Com 254687106 700 6,308 SH   DFND 0 6,308 0 0
Dominion Resources Inc/VA Com 25746U109 1,932 25,201 SH   SOLE 0 25,164 0 37
Dominion Resources Inc/VA Com 25746U109 665 8,677 SH   DFND 0 8,677 0 0
Dover Corp Com 260003108 390 4,159 SH   SOLE 0 3,872 0 287
Duke Energy Corp Com 26441C204 1,629 18,103 SH   SOLE 0 18,069 0 34
Duke Energy Corp Com 26441C204 162 1,801 SH   DFND 0 1,801 0 0
Eastman Chemical Company Com 277432100 373 4,912 SH   SOLE 0 4,912 0 0
Emerson Electric Company Com 291011104 298 4,356 SH   SOLE 0 4,356 0 0
Enbridge Inc Com 29250N105 1,087 29,970 SH   SOLE 0 29,103 0 867
Enbridge Inc Com 29250N105 10 275 SH   DFND 0 275 0 0
Exelon Corp Com 30161N101 1,597 31,848 SH   SOLE 0 31,774 0 74
Exelon Corp Com 30161N101 83 1,657 SH   DFND 0 1,657 0 0
Exxon Mobil Corp Com 30231G102 4,849 60,012 SH   SOLE 0 57,119 0 2,893
Exxon Mobil Corp Com 30231G102 928 11,490 SH   DFND 0 11,190 0 300
FNB Corp Com 302520101 110 10,391 SH   SOLE 0 6,806 0 3,585
Facebook Inc-A Com 30303M102 208 1,250 SH   SOLE 0 1,250 0 0
Farmer & Merchants Bancorp Inc/OH Com 30779N105 1,277 42,415 SH   SOLE 0 38,415 0 4,000
Federated Ultra Short Term Bond-I Com 31428Q747 6,443 708,077 SH   SOLE 0 707,118 0 959
Federated Ultra Short Term Bond-I Com 31428Q747 1,695 186,291 SH   DFND 0 180,838 0 5,453
Fifth Third Bancorp Com 316773100 941 37,303 SH   SOLE 0 35,803 0 1,500
Fifth Third Bancorp Com 316773100 549 21,785 SH   DFND 0 21,785 0 0
Fortive Corp Com 34959J108 1,135 13,535 SH   SOLE 0 13,535 0 0
Fortive Corp Com 34959J108 212 2,525 SH   DFND 0 2,525 0 0
Francescas Holdings Corp Com 351793104 20 29,988 SH   SOLE 0 18,957 0 11,031
Arthur J Gallagher & Co Com 363576109 1,654 21,174 SH   SOLE 0 21,127 0 47
Arthur J Gallagher & Co Com 363576109 220 2,815 SH   DFND 0 2,815 0 0
General Dynamics Corp Com 369550108 628 3,707 SH   SOLE 0 3,707 0 0
General Dynamics Corp Com 369550108 178 1,053 SH   DFND 0 1,053 0 0
General Mills Inc Com 370334104 1,122 21,676 SH   SOLE 0 21,621 0 55
General Mills Inc Com 370334104 136 2,619 SH   DFND 0 2,619 0 0
Gentex Corp Com 371901109 62 3,002 SH   SOLE 0 1,982 0 1,020
Gentex Corp Com 371901109 214 10,339 SH   DFND 0 10,339 0 0
Gilead Sciences Inc Com 375558103 1,246 19,167 SH   SOLE 0 19,167 0 0
Gilead Sciences Inc Com 375558103 116 1,788 SH   DFND 0 1,788 0 0
Goldman Sachs Group Inc Com 38141G104 348 1,812 SH   SOLE 0 1,812 0 0
Great Elm Capital Corp Com 390320109 83 10,000 SH   SOLE 0 10,000 0 0
Great Elm Capital Group Inc Com 39036P209 64 15,000 SH   SOLE 0 15,000 0 0
HCA Holdings Inc Com 40412C101 249 1,911 SH   SOLE 0 1,911 0 0
HCA Holdings Inc Com 40412C101 2 13 SH   DFND 0 13 0 0
Hanover Insurance Group Inc/The Com 410867105 202 1,769 SH   SOLE 0 1,385 0 384
Harbor Real Return Instl Com 411511520 860 94,421 SH   SOLE 0 90,665 0 3,756
Harbor Real Return Instl Com 411511520 148 16,199 SH   DFND 0 16,199 0 0
Hershey Co/The Com 427866108 395 3,436 SH   SOLE 0 3,436 0 0
Home Depot Inc Com 437076102 1,437 7,490 SH   SOLE 0 7,090 0 400
Honeywell International Inc Com 438516106 2,039 12,833 SH   SOLE 0 12,833 0 0
Honeywell International Inc Com 438516106 1 6 SH   DFND 0 6 0 0
Illinois Tool Works Inc Com 452308109 280 1,954 SH   SOLE 0 1,954 0 0
Intel Corp Com 458140100 5,910 110,050 SH   SOLE 0 109,092 0 958
Intel Corp Com 458140100 1,306 24,313 SH   DFND 0 24,313 0 0
IntercontinentalExchange Group Inc Com 45866F104 1,228 16,130 SH   SOLE 0 16,130 0 0
IntercontinentalExchange Group Inc Com 45866F104 143 1,875 SH   DFND 0 1,875 0 0
Intl Business Machines Corp Com 459200101 690 4,888 SH   SOLE 0 4,888 0 0
Invesco QQQ Trust Ser 1 ETF Com 46090E103 311 1,731 SH   SOLE 0 1,731 0 0
iShares S&P 500 Index ETF Com 464287200 1,101 3,868 SH   SOLE 0 3,868 0 0
iShares S&P Midcap 400 Index ETF Com 464287507 708 3,738 SH   SOLE 0 3,738 0 0
iShares Core S&P Small-Cap ETF Com 464287804 1,693 21,946 SH   SOLE 0 21,946 0 0
JP Morgan Chase & Co Com 46625H100 5,768 56,983 SH   SOLE 0 56,953 0 30
JP Morgan Chase & Co Com 46625H100 593 5,857 SH   DFND 0 5,857 0 0
Johnson & Johnson Com 478160104 3,188 22,807 SH   SOLE 0 22,562 0 245
Johnson & Johnson Com 478160104 819 5,862 SH   DFND 0 5,862 0 0
Kellogg Co Com 487836108 240 4,190 SH   SOLE 0 4,190 0 0
Kellogg Co Com 487836108 25 438 SH   DFND 0 438 0 0
KeyCorp Com 493267108 667 42,337 SH   SOLE 0 42,337 0 0
Kimberly-Clark Corp Com 494368103 1,733 13,989 SH   SOLE 0 13,965 0 24
Kimberly-Clark Corp Com 494368103 151 1,217 SH   DFND 0 1,217 0 0
Lam Research Corp Com 512807108 242 1,350 SH   SOLE 0 1,350 0 0
Lilly Eli & Co Com 532457108 3,188 24,565 SH   SOLE 0 24,042 0 523
Lilly Eli & Co Com 532457108 296 2,279 SH   DFND 0 2,279 0 0
Lockheed Martin Corp Com 539830109 2,448 8,157 SH   SOLE 0 8,148 0 9
Lockheed Martin Corp Com 539830109 165 550 SH   DFND 0 550 0 0
Loomis Sayles Strategic Income Y Com 543487250 6,683 475,963 SH   SOLE 0 469,106 0 6,857
Loomis Sayles Strategic Income Y Com 543487250 1,322 94,168 SH   DFND 0 94,168 0 0
Lowe's Companies Inc Com 548661107 2,689 24,566 SH   SOLE 0 24,566 0 0
Lowe's Companies Inc Com 548661107 1,493 13,636 SH   DFND 0 13,636 0 0
Marathon Petroleum Corp Com 56585A102 269 4,500 SH   SOLE 0 4,500 0 0
Marsh & McLennan Co Inc Com 571748102 516 5,500 SH   SOLE 0 5,500 0 0
MasterCard Inc-A Com 57636Q104 660 2,804 SH   SOLE 0 2,804 0 0
McDonalds Corp Com 580135101 4,388 23,108 SH   SOLE 0 22,966 0 142
McDonalds Corp Com 580135101 1,074 5,657 SH   DFND 0 5,657 0 0
McKesson Corp Com 58155Q103 1,238 10,576 SH   SOLE 0 10,576 0 0
McKesson Corp Com 58155Q103 285 2,433 SH   DFND 0 2,433 0 0
Merck & Co Inc Com 58933Y105 5,022 60,386 SH   SOLE 0 60,341 0 45
Merck & Co Inc Com 58933Y105 391 4,699 SH   DFND 0 4,699 0 0
Metlife Inc Com 59156R108 1,127 26,465 SH   SOLE 0 26,438 0 27
Metlife Inc Com 59156R108 1 13 SH   DFND 0 13 0 0
Microsoft Corp Com 594918104 12,761 108,198 SH   SOLE 0 108,160 0 38
Microsoft Corp Com 594918104 3,455 29,297 SH   DFND 0 29,297 0 0
Microchip Technology Inc Com 595017104 4,065 48,994 SH   SOLE 0 48,963 0 31
Microchip Technology Inc Com 595017104 491 5,923 SH   DFND 0 5,923 0 0
Mondelez International Inc Com 609207105 392 7,845 SH   SOLE 0 7,845 0 0
Moody's Corp Com 615369105 572 3,160 SH   SOLE 0 3,160 0 0
Moody's Corp Com 615369105 1,651 9,118 SH   DFND 0 9,118 0 0
Morgan Stanley Com 617446448 488 11,553 SH   SOLE 0 11,553 0 0
Morgan Stanley Com 617446448 110 2,613 SH   DFND 0 2,613 0 0
New Senior Invt Group Inc Com 648691103 97 17,740 SH   SOLE 0 10,920 0 6,820
NextEra Energy Inc Com 65339F101 4,091 21,164 SH   SOLE 0 20,752 0 412
NextEra Energy Inc Com 65339F101 280 1,449 SH   DFND 0 1,449 0 0
Nike Inc-B Com 654106103 4,472 53,101 SH   SOLE 0 53,101 0 0
Nike Inc-B Com 654106103 70 834 SH   DFND 0 834 0 0
Norfolk Southern Corp Com 655844108 5,186 27,749 SH   SOLE 0 27,727 0 22
Norfolk Southern Corp Com 655844108 679 3,635 SH   DFND 0 3,635 0 0
Northern Ultra-Short Fixed Income Fund Com 665162467 15,917 1,562,041 SH   SOLE 0 1,509,568 0 52,473
Northern Ultra-Short Fixed Income Fund Com 665162467 624 61,205 SH   DFND 0 54,374 0 6,831
Northern Trust Corp Com 665859104 208 2,300 SH   SOLE 0 2,300 0 0
Northrop Grumman Corp Com 666807102 231 855 SH   SOLE 0 855 0 0
ADR Novartis AG- II Sp Com 66987V109 1,853 19,278 SH   SOLE 0 19,245 0 33
ADR Novartis AG- II Sp Com 66987V109 586 6,093 SH   DFND 0 6,093 0 0
Occidental Petroleum Corp Com 674599105 312 4,713 SH   SOLE 0 4,713 0 0
Omnicom Group Inc Com 681919106 1,057 14,482 SH   SOLE 0 14,444 0 38
Omnicom Group Inc Com 681919106 67 914 SH   DFND 0 914 0 0
Oracle Corporation Com 68389X105 4,360 81,181 SH   SOLE 0 81,181 0 0
Oracle Corporation Com 68389X105 252 4,689 SH   DFND 0 4,689 0 0
PIMCO Total Return Institutional Fund Com 693390700 1,088 107,502 SH   SOLE 0 107,502 0 0
PPL Corp Com 69351T106 132 4,165 SH   SOLE 0 4,165 0 0
PPL Corp Com 69351T106 92 2,910 SH   DFND 0 2,910 0 0
Palo Alto Networks Inc Com 697435105 1,434 5,904 SH   SOLE 0 5,904 0 0
Palo Alto Networks Inc Com 697435105 77 316 SH   DFND 0 316 0 0
Parnassus Fixed-Income Fund Com 701769200 358 21,703 SH   SOLE 0 21,703 0 0
Parnassus Fixed-Income Fund Com 701769200 150 9,086 SH   DFND 0 9,086 0 0
PepsiCo Inc Com 713448108 4,789 39,074 SH   SOLE 0 39,048 0 26
PepsiCo Inc Com 713448108 851 6,948 SH   DFND 0 6,948 0 0
Pfizer Inc Com 717081103 3,069 72,258 SH   SOLE 0 70,179 0 2,079
Pfizer Inc Com 717081103 171 4,028 SH   DFND 0 4,028 0 0
Philip Morris International Com 718172109 306 3,467 SH   SOLE 0 3,467 0 0
Phillips 66 Com 718546104 523 5,493 SH   SOLE 0 5,493 0 0
T Rowe Price Group Inc Com 74144T108 277 2,766 SH   SOLE 0 2,766 0 0
T Rowe Price High Yield-Inv Com 741481105 2,363 364,668 SH   SOLE 0 364,668 0 0
Procter & Gamble Co Com 742718109 6,575 63,189 SH   SOLE 0 63,158 0 31
Procter & Gamble Co Com 742718109 547 5,261 SH   DFND 0 5,261 0 0
Qualcomm Inc Com 747525103 2,468 43,271 SH   SOLE 0 43,218 0 53
Qualcomm Inc Com 747525103 267 4,678 SH   DFND 0 4,678 0 0
Rayonier Inc Com 754907103 340 10,788 SH   SOLE 0 8,538 0 2,250
Rayonier Inc Com 754907103 42 1,333 SH   DFND 0 1,333 0 0
Raytheon Company Com 755111507 263 1,442 SH   SOLE 0 1,442 0 0
Red Hat Inc Com 756577102 888 4,861 SH   SOLE 0 4,443 0 418
Red Hat Inc Com 756577102 71 388 SH   DFND 0 388 0 0
T Rowe Price Real Estate Fund Com 779919109 1,753 61,329 SH   SOLE 0 61,329 0 0
T Rowe Price Real Estate Fund Com 779919109 7 257 SH   DFND 0 257 0 0
ADR Royal Dutch Shell-A - II Sp Com 780259206 1,252 19,996 SH   SOLE 0 19,949 0 47
ADR Royal Dutch Shell-A - II Sp Com 780259206 389 6,212 SH   DFND 0 6,212 0 0
Salesforce.com Inc Com 79466L302 1,151 7,268 SH   SOLE 0 7,268 0 0
Salesforce.com Inc Com 79466L302 850 5,365 SH   DFND 0 5,365 0 0
Schlumberger Ltd Com 806857108 1,602 36,762 SH   SOLE 0 34,577 0 2,185
Schlumberger Ltd Com 806857108 88 2,009 SH   DFND 0 1,659 0 350
Simon Property Group Inc Com 828806109 231 1,269 SH   SOLE 0 1,256 0 13
Simon Property Group Inc Com 828806109 101 557 SH   DFND 0 557 0 0
Smith (AO) Corp Com 831865209 1,155 21,654 SH   SOLE 0 21,654 0 0
Southern Co/The Com 842587107 385 7,458 SH   SOLE 0 5,733 0 1,725
Starbucks Corp Com 855244109 1,495 20,104 SH   SOLE 0 20,104 0 0
Starbucks Corp Com 855244109 237 3,192 SH   DFND 0 3,192 0 0
Stryker Corp Com 863667101 262 1,324 SH   SOLE 0 1,324 0 0
Suntrust Banks Inc Com 867914103 1,444 24,371 SH   SOLE 0 24,325 0 46
TJX Companies Inc Com 872540109 267 5,010 SH   SOLE 0 5,010 0 0
TJX Companies Inc Com 872540109 187 3,508 SH   DFND 0 3,508 0 0
ADR Takeda Pharmaceutic-I Sp Com 874060205 196 9,644 SH   SOLE 0 9,644 0 0
ADR Takeda Pharmaceutic-I Sp Com 874060205 35 1,721 SH   DFND 0 1,721 0 0
Target Corp Com 87612E106 983 12,249 SH   SOLE 0 12,249 0 0
Texas Instruments Inc Com 882508104 414 3,899 SH   SOLE 0 3,899 0 0
3M Company Com 88579Y101 2,335 11,240 SH   SOLE 0 11,240 0 0
3M Company Com 88579Y101 208 1,000 SH   DFND 0 1,000 0 0
Travelers Cos Inc/The Com 89417E109 490 3,571 SH   SOLE 0 3,571 0 0
US Bancorp Com 902973304 477 9,892 SH   SOLE 0 9,892 0 0
Union Pacific Corp Com 907818108 1,572 9,400 SH   SOLE 0 7,900 0 1,500
United Parcel Service-B Com 911312106 1,487 13,304 SH   SOLE 0 13,279 0 25
United Parcel Service-B Com 911312106 167 1,493 SH   DFND 0 1,493 0 0
United Technologies Corp Com 913017109 4,201 32,590 SH   SOLE 0 32,565 0 25
United Technologies Corp Com 913017109 419 3,251 SH   DFND 0 3,251 0 0
UnitedHealth Group Inc Com 91324P102 551 2,229 SH   SOLE 0 2,229 0 0
Vanguard High-Yield Corp-Adm Com 922031760 175 30,325 SH   SOLE 0 30,325 0 0
Vanguard High-Yield Corp-Adm Com 922031760 4 656 SH   DFND 0 656 0 0
Vanguard Short-Term Federal-Adm Com 922031844 38,830 3,652,856 SH   SOLE 0 3,565,712 0 87,144
Vanguard Short-Term Federal-Adm Com 922031844 7,545 709,765 SH   DFND 0 709,765 0 0
Verizon Communications Inc Com 92343V104 3,655 61,814 SH   SOLE 0 60,561 0 1,253
Verizon Communications Inc Com 92343V104 380 6,425 SH   DFND 0 6,425 0 0
WEC Energy Group Inc Com 92939U106 407 5,145 SH   SOLE 0 5,145 0 0
Walmart Inc Com 931142103 1,448 14,849 SH   SOLE 0 14,849 0 0
Walgreens Boots Alliance Inc Com 931427108 384 6,072 SH   SOLE 0 6,072 0 0
Walgreens Boots Alliance Inc Com 931427108 127 2,000 SH   DFND 0 2,000 0 0
Waste Management Inc Com 94106L109 2,064 19,860 SH   SOLE 0 19,823 0 37
Waste Management Inc Com 94106L109 227 2,188 SH   DFND 0 2,188 0 0
Wells Fargo & Co Com 949746101 1,971 40,790 SH   SOLE 0 40,790 0 0
Wells Fargo & Co Com 949746101 325 6,730 SH   DFND 0 6,730 0 0
Welltower Inc Com 95040Q104 6,937 89,397 SH   SOLE 0 86,366 0 3,031
Welltower Inc Com 95040Q104 249 3,214 SH   DFND 0 2,214 0 1,000
Weyerhaeuser Co Com 962166104 1,220 46,331 SH   SOLE 0 42,891 0 3,440
Weyerhaeuser Co Com 962166104 236 8,958 SH   DFND 0 7,838 0 1,120
Yum! Brands Inc Com 988498101 38 385 SH   SOLE 0 385 0 0
Yum! Brands Inc Com 988498101 461 4,615 SH   DFND 0 4,615 0 0
Zimmer Biomet Holdings Inc Com 98956P102 315 2,467 SH   SOLE 0 2,467 0 0
Zimmer Biomet Holdings Inc Com 98956P102 128 1,000 SH   DFND 0 1,000 0 0
Allergan PLC Com G0177J108 287 1,960 SH   SOLE 0 1,960 0 0
Allergan PLC Com G0177J108 37 250 SH   DFND 0 250 0 0
Accenture PLC-A Com G1151C101 386 2,193 SH   SOLE 0 2,193 0 0
Eaton Corp PLC Com G29183103 1,448 17,977 SH   SOLE 0 17,940 0 37
Eaton Corp PLC Com G29183103 128 1,594 SH   DFND 0 1,594 0 0
Everest Re Group Ltd Com G3223R108 837 3,878 SH   SOLE 0 3,878 0 0
Everest Re Group Ltd Com G3223R108 929 4,304 SH   DFND 0 4,304 0 0
Johnson Controls Intl PLC Com G51502105 1,261 34,143 SH   SOLE 0 34,074 0 69
Johnson Controls Intl PLC Com G51502105 93 2,509 SH   DFND 0 2,509 0 0
Medtronic PLC Com G5960L103 835 9,163 SH   SOLE 0 9,163 0 0
Medtronic PLC Com G5960L103 25 275 SH   DFND 0 275 0 0
Rayonier Fractional share Com HFE907109 0 50,000 SH   SOLE 0 50,000 0 0
RMR Real Estate Inc Fd Pacific fractional shs Com HGK70B105 0 52,500 SH   SOLE 0 52,500 0 0