The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Company COM 88579Y101 9,346 44,979 SH   DFND 0 41,323 0 3,656
58.Com Inc - ADR SPON ADR REP A 31680Q104 246 3,744 SH   DFND 0 0 0 3,744
Abbott Labs COM 002824100 2,519 31,506 SH   DFND 0 11,363 0 20,143
AbbVie Inc COM 00287Y109 2,697 33,471 SH   DFND 0 21,662 0 11,809
Aberdeen Standard Phys Swiss Gold Shares ETF PHYSCL SWISS GLD 00326A104 286 2,300 SH   SOLE 0 2,300 0 0
Accenture Plc Shs Cl A ADR SHS CLASS A G1151C101 2,385 13,550 SH   DFND 0 9,526 0 4,024
Adobe Systems Inc COM 00724F101 1,268 4,760 SH   DFND 0 986 0 3,774
AerCap Holdings NV SHS N00985106 212 4,551 SH   DFND 0 0 0 4,551
AFLAC Inc COM 001055102 1,778 35,555 SH   DFND 0 2,740 0 32,815
Agilent Technologies COM 00846U101 264 3,290 SH   DFND 0 0 0 3,290
Air Products and Chemicals Inc COM 009158106 456 2,388 SH   DFND 0 136 0 2,252
Alibaba Group Hldg Ltd ADR SPONSORED ADS 01609W102 1,045 5,730 SH   DFND 0 167 0 5,563
Align Technology Inc COM 016255101 552 1,940 SH   DFND 0 300 0 1,640
Allergan Plc SHS G0177J108 344 2,349 SH   DFND 0 900 0 1,449
Allstate Corp COM 020002101 449 4,764 SH   DFND 0 0 0 4,764
Ally Financial Inc COM 02005N100 7,392 268,899 SH   DFND 0 212,759 0 56,140
Alphabet Inc. Cl A CL A 02079K305 6,950 5,905 SH   DFND 0 1,996 0 3,909
Alphabet Inc. Cl C CL C 02079K107 19,827 16,898 SH   DFND 0 14,414 0 2,484
Altria Group Inc COM 02209S103 1,312 22,849 SH   DFND 0 11,353 0 11,496
Amazon.com Inc COM 023135106 13,436 7,545 SH   DFND 0 3,545 0 4,000
Amerco Inc COM 023586100 564 1,519 SH   DFND 0 15 0 1,504
America Movil Sab DE ADR SPON ADR L SHS 02364W105 172 12,041 SH   DFND 0 0 0 12,041
American Electric Power Co Inc COM 025537101 1,127 13,455 SH   DFND 0 80 0 13,375
American Express COM 025816109 966 8,838 SH   DFND 0 3,144 0 5,694
American International Group Inc COM NEW 026874784 214 4,964 SH   DFND 0 200 0 4,764
American National Insurance Co COM 028591105 1,116 9,234 SH   DFND 0 0 0 9,234
American Tower Corp COM 03027X100 13,333 67,659 SH   DFND 0 61,500 0 6,159
American Water Works Co Inc COM 030420103 300 2,877 SH   DFND 0 825 0 2,052
Ameriprise Financial Inc COM 03076C106 231 1,800 SH   DFND 0 0 0 1,800
Amgen Inc COM 031162100 2,391 12,588 SH   DFND 0 7,571 0 5,017
Amphenol Corporation CL A CL A 032095101 1,880 19,905 SH   DFND 0 17,500 0 2,405
Anadarko Petroleum Corp COM 032511107 220 4,848 SH   DFND 0 0 0 4,848
Analog Devices Inc COM 032654105 428 4,061 SH   DFND 0 188 0 3,873
Anglogold Ashanti Ltd ADR SPONSORED ADR 035128206 166 12,658 SH   DFND 0 0 0 12,658
Anheuser Busch Inbev AS ADR SPONSORED ADR 03524A108 293 3,490 SH   DFND 0 200 0 3,290
Ansys Inc COM 03662Q105 1,205 6,593 SH   DFND 0 0 0 6,593
Anthem Inc COM 036752103 1,712 5,965 SH   DFND 0 0 0 5,965
Aon PLC Shs CL A CL A G0408V102 236 1,384 SH   DFND 0 193 0 1,191
Apple Inc COM 037833100 26,473 139,368 SH   DFND 0 85,196 0 54,172
Applied Materials Inc COM 038222105 560 14,108 SH   DFND 0 0 0 14,108
Aptiv Plc SHS G6095L109 221 2,781 SH   DFND 0 0 0 2,781
Arcelormittal S.A. ADR NY REGISTRY SH 03938L203 387 18,987 SH   DFND 0 0 0 18,987
Arrow Electronics COM 042735100 834 10,829 SH   DFND 0 0 0 10,829
ASE Industrial Holding Co Ltd - ADR SPONSORED ADS 00215W100 119 27,655 SH   DFND 0 0 0 27,655
ASML Holding NV ADR N Y REGISTRY SHS N07059210 383 2,036 SH   DFND 0 0 0 2,036
Assured Guaranty LTD COM G0585R106 703 15,820 SH   DFND 0 0 0 15,820
AstraZeneca PLC ADR SPONSORED ADR 046353108 872 21,576 SH   DFND 0 630 0 20,946
AT&T Inc COM 00206R102 2,221 70,809 SH   DFND 0 22,400 0 48,409
Athenex Inc COM 04685N103 2,653 216,600 SH   DFND 0 86,600 0 130,000
Atlassian Corp Plc Cl A CL A G06242104 361 3,214 SH   DFND 0 0 0 3,214
Atmos Energy Corp COM 049560105 379 3,679 SH   DFND 0 2,710 0 969
Au Optronics Corp ADR SPONSORED ADR 002255107 94 25,854 SH   DFND 0 0 0 25,854
Autodesk Inc COM 052769106 287 1,845 SH   DFND 0 0 0 1,845
Automatic Data Processing COM 053015103 1,239 7,758 SH   DFND 0 4,510 0 3,248
Autozone Inc COM 053332102 944 922 SH   DFND 0 0 0 922
AvalonBay Communities Inc COM 053484101 263 1,308 SH   DFND 0 0 0 1,308
Avnet Inc COM 053807103 218 5,017 SH   DFND 0 0 0 5,017
Baker Hughes A GE Co CL A 05722G100 207 7,458 SH   DFND 0 0 0 7,458
Banco Bilbao Vizcaya Agentaria ADR SPONSORED ADR 05946K101 199 34,658 SH   DFND 0 0 0 34,658
Banco Bradesco S A ADR SP ADR PFD NEW 059460303 112 10,306 SH   DFND 0 0 0 10,306
Banco de Chile ADR SPONSORED ADS 059520106 277 9,396 SH   DFND 0 0 0 9,396
Banco Santander S/A ADR ADR 05964H105 680 146,793 SH   DFND 0 0 0 146,793
Bank Amer Corp COM 060505104 3,284 119,031 SH   DFND 0 12,602 0 106,429
Bank of New York Mellon Corp COM 064058100 368 7,307 SH   DFND 0 250 0 7,057
Bank Ozk COM 06417N103 342 11,800 SH   DFND 0 0 0 11,800
Barclays PLC ADR ADR 06738E204 180 22,539 SH   DFND 0 0 0 22,539
Barrick Gold Corporation ADR COM 067901108 416 30,335 SH   DFND 0 0 0 30,335
Bausch Health Cos Inc COM 071734107 395 15,985 SH   DFND 0 0 0 15,985
Baxter International COM 071813109 849 10,445 SH   DFND 0 305 0 10,140
Becton Dickinson & Company COM 075887109 514 2,058 SH   DFND 0 206 0 1,852
Bed Bath Beyond Inc COM 075896100 890 52,369 SH   DFND 0 0 0 52,369
Berkshire Hathaway Cl B CL B NEW 084670702 16,204 80,661 SH   DFND 0 64,442 0 16,219
Berkshire Hathaway Inc Del Cl A CL A 084670108 301 1 SH   SOLE 0 1 0 0
BHP Billiton LTD ADR SPONSORED ADS 088606108 1,595 29,170 SH   DFND 0 182 0 28,988
Biogen Idec Inc COM 09062X103 450 1,904 SH   DFND 0 84 0 1,820
Blackrock Inc COM 09247X101 514 1,203 SH   DFND 0 131 0 1,072
Boeing Co COM 097023105 2,075 5,440 SH   DFND 0 1,048 0 4,392
Booking Holdings Inc COM 09857L108 6,104 3,498 SH   DFND 0 3,172 0 326
Booz Allen Hamilton Hldg Corp CL A CL A 099502106 298 5,134 SH   DFND 0 0 0 5,134
Boston Scientific Corp COM 101137107 377 9,818 SH   DFND 0 0 0 9,818
BP PLC Sponsored ADR SPONSORED ADR 055622104 954 21,825 SH   DFND 0 553 0 21,272
Bristol Myers Squibb Co COM 110122108 706 14,806 SH   DFND 0 6,207 0 8,599
British Amer Tobacco PLC ADR SPONSORED ADR 110448107 744 17,822 SH   DFND 0 250 0 17,572
Broadcom Inc COM 11135F101 1,692 5,628 SH   DFND 0 1,133 0 4,495
Broadridge Financial Solutions COM 11133T103 3,865 37,270 SH   DFND 0 6,852 0 30,418
BT Gourp Plc ADR ADR 05577E101 247 16,686 SH   DFND 0 0 0 16,686
Cadence Design Systems Inc COM 127387108 703 11,064 SH   DFND 0 0 0 11,064
CAE Inc ADR COM 124765108 297 13,427 SH   DFND 0 0 0 13,427
Canadian National Railway Corp ADR COM 136375102 260 2,909 SH   DFND 0 154 0 2,755
Canadian Pacific Railway LTD ADR COM 13645T100 9,113 44,233 SH   DFND 0 42,575 0 1,658
Canon Inc ADR SPONSORED ADR 138006309 345 11,885 SH   DFND 0 0 0 11,885
Capital One Financial COM 14040H105 372 4,556 SH   DFND 0 778 0 3,778
Carnival Corporation UNIT 99/99/9999 143658300 708 13,952 SH   DFND 0 100 0 13,852
Carnival Plc-ADR ADR 14365C103 932 18,708 SH   DFND 0 0 0 18,708
Caterpillar Inc COM 149123101 1,287 9,501 SH   DFND 0 1,741 0 7,760
CB Richard Ellis Group Inc A CL A 12504L109 258 5,209 SH   DFND 0 145 0 5,064
Celgene Corporation COM 151020104 8,394 88,974 SH   DFND 0 70,263 0 18,711
Centene Corp COM 15135B101 357 6,720 SH   DFND 0 1,352 0 5,368
CGI Inc CL A SUB VTG 12532H104 312 4,531 SH   DFND 0 0 0 4,531
Charter Communications Inc New Cl A CL A 16119P108 443 1,278 SH   DFND 0 0 0 1,278
Check Point Software Technologies ORD M22465104 821 6,488 SH   DFND 0 5,559 0 929
Chemical Financial Corp COM 163731102 6,519 158,381 SH   DFND 0 7,906 0 150,475
Chevron Corp Com COM 166764100 2,179 17,690 SH   DFND 0 3,718 0 13,972
Chimera Invt Corp COM NEW 16934Q208 322 17,169 SH   DFND 0 0 0 17,169
China Mobile LTD ADR SPONSORED ADR 16941M109 2,003 39,290 SH   DFND 0 0 0 39,290
China Pete & Chem Corp ADR SPON ADR H SHS 16941R108 384 4,831 SH   DFND 0 0 0 4,831
China Telecom Corp Ltd ADR SPON ADR H SHS 169426103 575 10,258 SH   DFND 0 0 0 10,258
Chubb Limited COM H1467J104 3,795 27,092 SH   DFND 0 5,943 0 21,149
Chunghwa Telecom Co Ltd ADR SPON ADR NEW11 17133Q502 379 10,664 SH   DFND 0 0 0 10,664
Church & Dwight Co Inc COM 171340102 403 5,652 SH   DFND 0 868 0 4,784
CIA Siderurgica Nacional ADR SPONSORED ADR 20440W105 96 23,320 SH   DFND 0 0 0 23,320
Ciena Corp COM NEW 171779309 353 9,459 SH   DFND 0 0 0 9,459
Cigna Corporation COM 125523100 654 4,064 SH   DFND 0 1,465 0 2,599
Cisco Sys Inc COM 17275R102 3,878 71,837 SH   DFND 0 22,470 0 49,367
Citigroup Inc COM NEW 172967424 9,457 151,999 SH   DFND 0 126,740 0 25,259
Citizens Finl Group Inc COM 174610105 255 7,851 SH   DFND 0 0 0 7,851
Clorox Co COM 189054109 435 2,712 SH   DFND 0 0 0 2,712
CME Group Inc CL A CL A 12572Q105 325 1,976 SH   DFND 0 0 0 1,976
CMS Energy Corp COM 125896100 279 5,016 SH   DFND 0 1,607 0 3,409
CNH Indl N V SHS N20944109 131 12,891 SH   DFND 0 0 0 12,891
Cnooc LTD ADR SPONSORED ADR 126132109 469 2,524 SH   DFND 0 0 0 2,524
Coca Cola Co COM 191216100 1,828 39,020 SH   DFND 0 8,613 0 30,407
Cognizant Technology Solutions Corp Cl A CL A 192446102 8,897 122,799 SH   DFND 0 116,267 0 6,532
Colgate-Palmolive Co COM 194162103 5,944 86,719 SH   DFND 0 82,069 0 4,650
Comcast Corp Cl A CL A 20030N101 3,563 89,111 SH   DFND 0 39,234 0 49,877
Comerica Inc COM 200340107 212 2,891 SH   DFND 0 228 0 2,663
Companhia De Saneamento Basico ADR SPONSORED ADR 20441A102 114 10,804 SH   DFND 0 0 0 10,804
Companhia Energetica De Minas Gerais ADR SP ADR N-V PFD 204409601 350 98,059 SH   DFND 0 0 0 98,059
Compania Cervecerias Unidas Sa Spon ADR SPONSORED ADR 204429104 287 9,747 SH   DFND 0 0 0 9,747
ConocoPhillips COM 20825C104 792 11,869 SH   DFND 0 1,677 0 10,192
Consolidated Edison Inc COM 209115104 1,021 12,041 SH   DFND 0 0 0 12,041
Constellation Brands Inc Cl A CL A 21036P108 223 1,274 SH   DFND 0 428 0 846
Consumer Discretionary Select Sector SPDR Tr SBI CONS DISCR 81369Y407 874 7,673 SH   SOLE 0 7,673 0 0
Consumer Staples Select Sector SPDR SBI CONS STPLS 81369Y308 371 6,620 SH   SOLE 0 6,620 0 0
Continental Resources Inc COM 212015101 274 6,128 SH   DFND 0 0 0 6,128
Corning Inc COM 219350105 396 11,962 SH   DFND 0 2,070 0 9,892
Costco Wholesale Corp COM 22160K105 1,316 5,435 SH   DFND 0 1,045 0 4,390
Credit Suisse Group Sponsored ADR SPONSORED ADR 225401108 259 22,189 SH   DFND 0 0 0 22,189
CRH PLC-Spon ADR ADR 12626K203 312 10,066 SH   DFND 0 901 0 9,165
Crown Castle Intl Corp COM 22822V101 632 4,935 SH   DFND 0 465 0 4,470
CSX Corp COM 126408103 1,891 25,270 SH   DFND 0 10,951 0 14,319
Ctrip.com International LTD ADR SPONSORED ADS 22943F100 227 5,200 SH   DFND 0 0 0 5,200
Cummins Inc COM 231021106 273 1,732 SH   DFND 0 35 0 1,697
CVS Health Corp COM 126650100 492 9,115 SH   DFND 0 7,093 0 2,022
Danaher Corp COM 235851102 11,064 83,808 SH   DFND 0 64,556 0 19,252
Darden Restaurants Inc COM 237194105 221 1,821 SH   DFND 0 264 0 1,557
Deckers Outdoor Corp COM 243537107 253 1,718 SH   DFND 0 0 0 1,718
Deere & Co COM 244199105 624 3,904 SH   DFND 0 357 0 3,547
Delta Airlines Inc COM NEW 247361702 271 5,251 SH   DFND 0 621 0 4,630
Deutsche Bank AG ADR NAMEN AKT D18190898 105 12,912 SH   DFND 0 0 0 12,912
Diageo PLC ADR SPON ADR NEW 25243Q205 1,129 6,901 SH   DFND 0 244 0 6,657
Discover Financial Services COM 254709108 306 4,300 SH   DFND 0 1,100 0 3,200
Discovery Communications Inc COM SER A 25470F104 206 7,610 SH   DFND 0 4,750 0 2,860
Discovery Inc Ser C COM SER C 25470F302 278 10,945 SH   DFND 0 0 0 10,945
Dollar General Corp COM 256677105 9,137 76,586 SH   DFND 0 72,538 0 4,048
Dollar Tree Inc COM 256746108 252 2,399 SH   DFND 0 0 0 2,399
Dominion Resources Inc COM 25746U109 514 6,709 SH   DFND 0 960 0 5,749
DowDuPont Inc COM 26078J100 857 16,081 SH   DFND 0 5,668 0 10,413
Dr Reddys Lab Ltd ADR Repstg 1/2 Sh ADR 256135203 331 8,183 SH   DFND 0 0 0 8,183
DTE Energy Co COM 233331107 326 2,616 SH   DFND 0 550 0 2,066
Duke Energy Corp COM NEW 26441C204 716 7,950 SH   DFND 0 1,899 0 6,051
Eaton Corp PLC ADR SHS G29183103 387 4,808 SH   DFND 0 1,000 0 3,808
eBay Inc COM 278642103 404 10,872 SH   DFND 0 2,000 0 8,872
Ecolab Inc COM 278865100 632 3,582 SH   DFND 0 1,005 0 2,577
Ecopetrol SA ADR SPONSORED ADS 279158109 240 11,198 SH   DFND 0 0 0 11,198
Edgewell Pers Care Co COM 28035Q102 221 5,033 SH   DFND 0 5,000 0 33
Edwards Lifesciences Corp COM 28176E108 11,508 60,149 SH   DFND 0 51,964 0 8,185
Emerson Electric Co COM 291011104 646 9,439 SH   DFND 0 4,067 0 5,372
Enbridge Inc ADR COM 29250N105 216 5,967 SH   DFND 0 1,968 0 3,999
Encana Corp ADR COM 292505104 415 57,381 SH   DFND 0 0 0 57,381
Energizer Hldgs Inc New COM 29272W109 243 5,399 SH   DFND 0 4,839 0 560
Eni SPA ADR SPONSORED ADR 26874R108 289 8,208 SH   DFND 0 0 0 8,208
Entergy Corp COM 29364G103 209 2,184 SH   DFND 0 0 0 2,184
EOG Resources Inc COM 26875P101 1,564 16,432 SH   DFND 0 12,173 0 4,259
Equinor Asa ADR SPONSORED ADR 29446M102 1,316 59,905 SH   DFND 0 0 0 59,905
Equity Residential SH BEN INT 29476L107 232 3,083 SH   DFND 0 0 0 3,083
Exelon Corp COM 30161N101 1,356 27,056 SH   DFND 0 175 0 26,881
Expeditors Intl Washington COM 302130109 231 3,045 SH   DFND 0 0 0 3,045
Exxon Mobil Corp COM 30231G102 3,152 39,005 SH   DFND 0 19,281 0 19,724
Facebook Inc CL A CL A 30303M102 11,127 66,755 SH   DFND 0 45,231 0 21,524
Fastenal Co COM 311900104 1,639 25,482 SH   DFND 0 20,700 0 4,782
Federated Investors Inc Cl B CL B 314211103 391 13,342 SH   DFND 0 0 0 13,342
Fedex Corp COM 31428X106 268 1,479 SH   DFND 0 289 0 1,190
Ferrari NV COM N3167Y103 245 1,833 SH   DFND 0 35 0 1,798
Fiat Chrysler Automobiles N V SHS N31738102 347 23,398 SH   DFND 0 356 0 23,042
Fidelity National Information Services Inc COM 31620M106 251 2,219 SH   DFND 0 0 0 2,219
Fifth Third Bancorp COM 316773100 470 18,635 SH   DFND 0 9,067 0 9,568
Financial Select Sector SPDR SBI INT-FINL 81369Y605 603 23,453 SH   SOLE 0 23,453 0 0
First Trust Value Line DVD SHS 33734H106 980 30,185 SH   SOLE 0 30,185 0 0
Fiserv Inc COM 337738108 557 6,312 SH   DFND 0 560 0 5,752
Ford Motor Co Del COM 345370860 277 31,589 SH   DFND 0 17,101 0 14,488
Fortive Corp COM 34959J108 735 8,757 SH   DFND 0 351 0 8,407
Freeport-McMoran Inc Cl B CL B 35671D857 169 13,124 SH   DFND 0 0 0 13,124
Gatx Corporation COM 361448103 294 3,845 SH   DFND 0 31 0 3,814
General Dynamics Corp COM 369550108 468 2,765 SH   DFND 0 1,051 0 1,714
General Electric Co COM 369604103 1,243 124,436 SH   DFND 0 24,873 0 99,563
General Mills Inc COM 370334104 403 7,789 SH   DFND 0 2,666 0 5,123
General Motors Co COM 37045V100 985 26,555 SH   DFND 0 4,404 0 22,151
Genpact Ltd SHS G3922B107 570 16,191 SH   DFND 0 0 0 16,191
Gerdau S A ADR SPON ADR REP PFD 373737105 130 33,541 SH   DFND 0 0 0 33,541
Gildan Activewear Inc ADR COM 375916103 410 11,385 SH   DFND 0 0 0 11,385
Gilead Sciences Inc COM 375558103 1,506 23,173 SH   DFND 0 18,492 0 4,681
GlaxoSmithKline PLC Sponsored ADR SPONSORED ADR 37733W105 652 15,594 SH   DFND 0 45 0 15,549
Goldman Sachs Access Treasury 0-1 Year ETF ACCES TREASURY 381430529 748 7,463 SH   SOLE 0 7,463 0 0
Goldman Sachs Group Inc COM 38141G104 733 3,819 SH   DFND 0 536 0 3,283
Grainger W.W. Inc COM 384802104 282 937 SH   DFND 0 145 0 792
GW Pharmaceuticals Plc ADR ADS 36197T103 10,073 59,754 SH   DFND 0 59,754 0 0
HCA Holdings Inc COM 40412C101 673 5,162 SH   DFND 0 0 0 5,162
Hershey Co COM 427866108 1,036 9,019 SH   DFND 0 0 0 9,019
Hologic Inc COM 436440101 234 4,844 SH   DFND 0 3,432 0 1,412
Home Depot Inc COM 437076102 2,979 15,522 SH   DFND 0 2,241 0 13,281
Honda Motor Co Ltd ADR AMERN SHS 438128308 2,544 93,625 SH   DFND 0 0 0 93,625
Honeywell International Inc COM 438516106 13,504 84,971 SH   DFND 0 67,520 0 17,451
HP Inc. COM 40434L105 417 21,459 SH   DFND 0 100 0 21,359
HSBC Holdings PLC ADR SPON ADR NEW 404280406 674 16,618 SH   DFND 0 0 0 16,618
Humana Inc COM 444859102 425 1,597 SH   DFND 0 27 0 1,570
Huntington Bancshares Inc COM 446150104 695 54,828 SH   DFND 0 45,200 0 9,628
IAC/InterActiveCorp COM 44919P508 935 4,452 SH   DFND 0 376 0 4,076
IBM Corp COM 459200101 1,137 8,057 SH   DFND 0 702 0 7,355
Icici Bank LTD ADR ADR 45104G104 376 32,848 SH   DFND 0 0 0 32,848
Idexx Labs Inc COM 45168D104 863 3,858 SH   DFND 0 2,840 0 1,018
Illinois Tool Works Inc COM 452308109 613 4,270 SH   DFND 0 941 0 3,329
Illumina Inc COM 452327109 2,066 6,649 SH   DFND 0 5,115 0 1,534
Infosys Technologies LTD ADR SPONSORED ADR 456788108 1,052 96,270 SH   DFND 0 0 0 96,270
ING Groep N V ADR SPONSORED ADR 456837103 850 70,000 SH   DFND 0 0 0 70,000
Ingersoll-Rand PLC ADR SHS G47791101 302 2,798 SH   DFND 0 410 0 2,388
Intel Corp COM 458140100 5,293 98,562 SH   DFND 0 31,200 0 67,362
Intercontinental Hotels Group - ADR SPONSORED ADS 45857P806 380 6,220 SH   DFND 0 0 0 6,220
IntercontinentalExchange Group Inc COM 45866F104 236 3,105 SH   DFND 0 383 0 2,722
Intuit Inc COM 461202103 1,609 6,155 SH   DFND 0 434 0 5,721
Intuitive Surgical Inc COM NEW 46120E602 1,731 3,034 SH   DFND 0 1,853 0 1,181
Invesco DB Commdy Indx T UNIT 46138B103 1,706 107,327 SH   SOLE 0 107,327 0 0
Invesco Dynamic LC Value DYNMC LRG VALU 46137V738 221 6,234 SH   SOLE 0 6,234 0 0
Invesco S&P 500 Equal Weight S&P500 EQL WGT 46137V357 1,658 15,876 SH   DFND 0 854 0 15,022
Invesco S&P 500 Pure Growth S&P500 PUR GWT 46137V266 891 7,703 SH   DFND 0 0 0 7,703
Invesco S&P 500 Top 50 ETF S&P 500 TOP 50 46137V233 716 3,527 SH   SOLE 0 3,527 0 0
Invesco S&P Smallcap 600 S&P SML600 GWT 46137V175 572 5,050 SH   DFND 0 0 0 5,050
Invesco Ultra Short Duration ETF ULTRA SHRT DUR 46090A887 4,452 88,551 SH   SOLE 0 88,551 0 0
IQ Merger Arbitrage ETF IQ MRGR ARB ETF 45409B800 43,412 1,359,602 SH   DFND 0 1,354,724 0 4,878
Iqvia Holdings Inc COM 46266C105 249 1,732 SH   DFND 0 0 0 1,732
Ishares Barclays 7-10 Year Treas Bond Fund BARCLAYS 7 10 YR 464287440 932 8,736 SH   SOLE 0 8,736 0 0
iShares Core MSCI EAFE ETF CORE MSCI EAFE 46432F842 2,671 43,958 SH   SOLE 0 43,958 0 0
iShares Core MSCI Emerging Market CORE MSCI EMKT 46434G103 382 7,392 SH   DFND 0 5,792 0 1,600
iShares Core S&P 500 Index CORE S&P500 ETF 464287200 453,372 1,593,238 SH   DFND 0 1,588,303 0 4,935
iShares Core S&P Midcap 400 Index CORE S&P MCP ETF 464287507 82,569 435,949 SH   DFND 0 434,325 0 1,624
iShares Core S&P Smallcap 600 Index CORE S&P SCP ETF 464287804 55,258 716,237 SH   DFND 0 713,545 0 2,692
Ishares Core S&P Total US CORE S&P TTL STK 464287150 2,560 39,750 SH   SOLE 0 39,750 0 0
iShares Core US Aggregate Bond ETF CORE US AGGBD ET 464287226 449 4,113 SH   DFND 0 813 0 3,300
iShares Core US Credit Bond USD INV GRDE ETF 464288620 212 3,830 SH   SOLE 0 3,830 0 0
iShares Core US Treasury US TREAS BD ETF 46429B267 286 11,335 SH   SOLE 0 11,335 0 0
Ishares Edge MSCI MF International MULTIFACTOR INTL 46434V274 553 20,986 SH   DFND 0 0 0 20,986
iShares Edge MSCI USA Value Factor EDGE MSCI USA VL 46432F388 1,420 17,778 SH   DFND 0 1,180 0 16,598
iShares Global Consumer Discretionary ETF GLB CNS DISC ETF 464288745 1,417 12,517 SH   SOLE 0 12,517 0 0
iShares Global Consumer Staples ETF GLB CNSM STP ETF 464288737 1,036 20,039 SH   SOLE 0 20,039 0 0
iShares Global Financials ETF GLOBAL FINLS ETF 464287333 1,361 22,136 SH   SOLE 0 22,136 0 0
iShares Global Industrials ETF GLOB INDSTRL ETF 464288729 1,306 14,681 SH   SOLE 0 14,681 0 0
iShares Global Tech ETF GLOBAL TECH ETF 464287291 1,961 11,465 SH   SOLE 0 11,465 0 0
iShares Global Utilities ETF GLOB UTILITS ETF 464288711 653 12,088 SH   SOLE 0 12,088 0 0
iShares Intermediate Gov/Credit Bond ETF INTRM GOV CR ETF 464288612 40,183 364,436 SH   DFND 0 363,551 0 885
Ishares Lehman 1-3 Year Treasury Bd Fd 1 3 YR TREAS BD 464287457 514 6,108 SH   SOLE 0 6,108 0 0
Ishares MSCI ACWI ETF MSCI ACWI ETF 464288257 277 3,839 SH   SOLE 0 3,839 0 0
iShares MSCI EAFE ETF MSCI EAFE ETF 464287465 83,235 1,283,304 SH   DFND 0 1,280,361 0 2,943
Ishares MSCI EAFE Value ETF EAFE VALUE ETF 464288877 11,235 229,842 SH   DFND 0 229,842 0 0
iShares MSCI Emerging Index Fund MFC MSCI EMG MKT ETF 464287234 43,945 1,023,870 SH   DFND 0 1,023,870 0 0
Ishares MSCI EMU Index Fund MSCI EURZONE ETF 464286608 208 5,381 SH   SOLE 0 5,381 0 0
Ishares Russell 1000 Growth ETF RUS 1000 GRW ETF 464287614 635 4,193 SH   SOLE 0 4,193 0 0
Ishares Russell 2000 ETF RUSSELL 2000 ETF 464287655 3,666 23,949 SH   SOLE 0 23,949 0 0
Ishares Russell Midcap Growth ETF RUS MD CP GR ETF 464287481 305 2,250 SH   SOLE 0 2,250 0 0
Ishares S&P 500 Growth Index Fund S&P 500 GRWT ETF 464287309 24,485 142,059 SH   SOLE 0 142,059 0 0
Ishares S&P 500 Value ETF S&P 500 VAL ETF 464287408 29,905 265,259 SH   SOLE 0 265,259 0 0
Ishares S&P Global Healthcare Sector Index GLOB HLTHCRE ETF 464287325 1,306 21,376 SH   SOLE 0 21,376 0 0
Ishares S&P Midcap 400 Growth ETF S&P MC 400GR ETF 464287606 7,489 34,180 SH   SOLE 0 34,180 0 0
Ishares S&P Smallcap 600 Growth ETF S&P SML 600 GWT 464287887 5,443 30,501 SH   SOLE 0 30,501 0 0
Ishares Tr Dow Jones US Financial Index Fund U.S. FINLS ETF 464287788 203 1,717 SH   SOLE 0 1,717 0 0
Ishares Tr Russell 1000 Value Index Fd RUS 1000 VAL ETF 464287598 234 1,895 SH   SOLE 0 1,895 0 0
Ishares Tr Russell 2000 Growth Index Fund RUS 2000 GRW ETF 464287648 278 1,415 SH   SOLE 0 1,415 0 0
Ishares Tr Russell 2000 Value Index Fd RUS 2000 VAL ETF 464287630 221 1,843 SH   SOLE 0 1,843 0 0
Ishares Tr Russell Midcap ETF RUS MID CAP ETF 464287499 750 13,900 SH   SOLE 0 13,900 0 0
Ishares Tr S & P Midcap Value Index S&P MC 400VL ETF 464287705 8,231 52,439 SH   SOLE 0 52,439 0 0
Ishares Tr S & P Smallcap Value Index SP SMCP600VL ETF 464287879 5,091 34,503 SH   SOLE 0 34,503 0 0
Ishares Tr S&P Global Materials GLOBAL MATER ETF 464288695 893 13,911 SH   SOLE 0 13,911 0 0
Ishares Trust Dow Jones US Technology Sector U.S. TECH ETF 464287721 342 1,793 SH   SOLE 0 1,793 0 0
Itau Unibanco Holdings Pref ADR SPON ADR REP PFD 465562106 199 22,586 SH   DFND 0 0 0 22,586
J P Morgan Chase & Co COM 46625H100 4,486 44,317 SH   DFND 0 13,302 0 31,015
Janus Henderson Group Plc ADR ORD SHS G4474Y214 204 8,177 SH   DFND 0 0 0 8,177
Johnson & Johnson COM 478160104 9,018 64,511 SH   DFND 0 40,004 0 24,507
Johnson Ctls Intl Plc ADR SHS G51502105 262 7,100 SH   DFND 0 1,671 0 5,429
Jones Lang Lasalle Inc COM 48020Q107 401 2,600 SH   DFND 0 0 0 2,600
KB Financial Group Inc ADR SPONSORED ADR 48241A105 613 16,550 SH   DFND 0 0 0 16,550
KeyCorp New COM 493267108 197 12,507 SH   DFND 0 1,942 0 10,565
Kimberly-Clark Corp COM 494368103 1,009 8,141 SH   DFND 0 4,171 0 3,970
Kinross Gold Corp Com NPV COM 496902404 91 26,341 SH   DFND 0 0 0 26,341
Kohls Corp COM 500255104 232 3,376 SH   DFND 0 0 0 3,376
Koninklijke Philips N V ADR NY REG SH NEW 500472303 558 13,649 SH   DFND 0 0 0 13,649
Korea Electric Power Corp ADR SPONSORED ADR 500631106 297 22,818 SH   DFND 0 0 0 22,818
Kroger Co COM 501044101 519 21,117 SH   DFND 0 1,460 0 19,657
L M Ericsson Telephone Co Cl B ADR ADR B SEK 10 294821608 247 26,891 SH   DFND 0 0 0 26,891
Laboratory Corp of America Holdings COM NEW 50540R409 3,375 22,061 SH   DFND 0 21,337 0 724
Lam Research Corporation COM 512807108 225 1,255 SH   DFND 0 0 0 1,255
Lamar Advertising Co New Cl A CL A 512816109 972 12,267 SH   DFND 0 12,200 0 67
Lamb Weston Hldgs Inc COM 513272104 656 8,749 SH   DFND 0 150 0 8,599
Las Vegas Sands Corp COM 517834107 256 4,201 SH   DFND 0 0 0 4,201
Lauder Estee Cos Inc CL A CL A 518439104 525 3,169 SH   DFND 0 73 0 3,096
Lennox Intl Inc COM 526107107 456 1,723 SH   DFND 0 60 0 1,663
LG Display Co. Ltd-ADR SPONS ADR REP 50186V102 190 21,922 SH   DFND 0 0 0 21,922
Lilly Eli & Co COM 532457108 1,551 11,950 SH   DFND 0 1,657 0 10,293
Lincoln Electric Holdings, Inc. COM 533900106 270 3,224 SH   DFND 0 2,645 0 579
Linde Plc COM G5494J103 463 2,632 SH   DFND 0 250 0 2,382
LKQ Corporation COM 501889208 596 21,018 SH   DFND 0 15,000 0 6,018
Lockheed Martin Corp COM 539830109 2,440 8,129 SH   DFND 0 1,647 0 6,482
Loews Corp COM 540424108 868 18,101 SH   DFND 0 0 0 18,101
Lowes Companies Inc COM 548661107 1,300 11,879 SH   DFND 0 2,806 0 9,073
LPL Finl Hldgs Inc COM 50212V100 297 4,258 SH   DFND 0 0 0 4,258
Lululemon Athletica Inc COM 550021109 201 1,226 SH   DFND 0 0 0 1,226
Lumentum Hldgs Inc COM 55024U109 575 10,170 SH   DFND 0 10,000 0 170
LyondellBassel Industries ADR SHS - A - N53745100 391 4,655 SH   DFND 0 0 0 4,655
Magna International Inc ADR COM 559222401 337 6,917 SH   DFND 0 0 0 6,917
Mallinckrodt Plc SHS G5785G107 251 11,553 SH   DFND 0 0 0 11,553
Manpower Inc Wis COM 56418H100 265 3,199 SH   DFND 0 0 0 3,199
Marathon Oil Corporation COM 565849106 199 11,919 SH   DFND 0 0 0 11,919
Marathon Petroleum Corp COM 56585A102 471 7,862 SH   DFND 0 500 0 7,362
Marriott Intl Inc New Cl A CL A 571903202 368 2,940 SH   DFND 0 247 0 2,693
Marsh & McLennan Co COM 571748102 247 2,632 SH   DFND 0 132 0 2,500
Mastercard Inc CL A CL A 57636Q104 4,986 21,176 SH   DFND 0 8,561 0 12,615
McDonald's Corp COM 580135101 1,954 10,291 SH   DFND 0 4,110 0 6,181
Medical Properties Trust Inc COM 58463J304 1,188 64,160 SH   DFND 0 92 0 64,068
Medtronic Plc ADR SHS G5960L103 930 10,214 SH   DFND 0 327 0 9,887
Melco Crown Entertainment LTD - ADR ADR 585464100 257 11,389 SH   DFND 0 0 0 11,389
Merck & Co Inc COM 58933Y105 3,577 43,012 SH   DFND 0 10,170 0 32,842
MetLife Inc COM 59156R108 317 7,453 SH   DFND 0 417 0 7,036
Mettler Toledo International Inc COM 592688105 374 517 SH   DFND 0 0 0 517
Microchip Technology Inc COM 595017104 1,295 15,606 SH   DFND 0 13,534 0 2,072
Micron Technology COM 595112103 1,421 34,391 SH   DFND 0 0 0 34,391
Microsoft Corp COM 594918104 19,363 164,173 SH   DFND 0 80,959 0 83,214
Mitsubishi UFJ Finl Group ADR SPONSORED ADS 606822104 320 64,689 SH   DFND 0 0 0 64,689
Mizuho Financial Group ADR SPONSORED ADR 60687Y109 407 132,957 SH   DFND 0 0 0 132,957
Mondelez International Inc Cl A CL A 609207105 9,815 196,607 SH   DFND 0 186,104 0 10,503
Moodys Corp COM 615369105 237 1,309 SH   DFND 0 0 0 1,309
Morgan Stanley COM NEW 617446448 599 14,200 SH   DFND 0 150 0 14,050
Mosaic Co COM 61945C103 245 8,984 SH   DFND 0 0 0 8,984
Motorola Solutions Inc COM NEW 620076307 368 2,622 SH   DFND 0 0 0 2,622
Navient Corp COM 63938C108 344 29,731 SH   DFND 0 0 0 29,731
Netapp Inc COM 64110D104 231 3,328 SH   DFND 0 500 0 2,828
Netflix Inc COM 64110L106 1,621 4,545 SH   DFND 0 246 0 4,299
New Oriental Education Spons ADR SPON ADR 647581107 300 3,326 SH   DFND 0 0 0 3,326
Newmont Mining Corp New COM 651639106 208 5,827 SH   DFND 0 0 0 5,827
NextEra Energy Inc COM 65339F101 4,222 21,840 SH   DFND 0 4,926 0 16,914
Nike Inc Cl B CL B 654106103 8,375 99,449 SH   DFND 0 86,559 0 12,890
Nokia Corp ADR SPONSORED ADR 654902204 233 40,781 SH   DFND 0 0 0 40,781
Nomura Hldgs Inc Sponsored ADR SPONSORED ADR 65535H208 213 59,436 SH   DFND 0 0 0 59,436
Norfolk Southern Corp COM 655844108 689 3,685 SH   DFND 0 190 0 3,495
Northern Trust COM 665859104 990 10,955 SH   DFND 0 9,700 0 1,255
Northrop Grumman Corp COM 666807102 388 1,440 SH   DFND 0 608 0 832
Novartis AG ADR SPONSORED ADR 66987V109 2,436 25,340 SH   DFND 0 148 0 25,192
Novo Nordisk A/S ADR ADR 670100205 1,272 24,326 SH   DFND 0 0 0 24,326
Nutrien Ltd ADR COM 67077M108 280 5,313 SH   DFND 0 0 0 5,313
Nuvasive Inc Com COM 670704105 252 4,435 SH   SOLE 0 4,435 0 0
Nvidia Corp COM 67066G104 1,050 5,849 SH   DFND 0 82 0 5,767
NXP Semiconductors ADR COM N6596X109 312 3,525 SH   DFND 0 41 0 3,484
O Reilly Automotive, Inc. COM 67103H107 710 1,829 SH   DFND 0 950 0 879
Occidental Petroleum Corp COM 674599105 446 6,733 SH   DFND 0 250 0 6,483
Omnicom Group Inc COM 681919106 739 10,122 SH   DFND 0 2,360 0 7,762
Oneok Inc COM 682680103 336 4,817 SH   DFND 0 0 0 4,817
Open Text Corp ADR COM 683715106 271 7,045 SH   DFND 0 0 0 7,045
Oracle Corp COM 68389X105 2,148 39,985 SH   DFND 0 20,678 0 19,307
Orix Corp ADR SPONSORED ADR 686330101 262 3,649 SH   DFND 0 0 0 3,649
Paccar Inc COM 693718108 217 3,181 SH   DFND 0 80 0 3,101
Parker Hannifin Corp COM 701094104 306 1,782 SH   DFND 0 295 0 1,487
Paychex Inc COM 704326107 281 3,502 SH   DFND 0 110 0 3,392
Paypal Holdings Inc COM 70450Y103 14,731 141,866 SH   DFND 0 115,423 0 26,443
Pepsico Inc COM 713448108 13,635 111,259 SH   DFND 0 82,910 0 28,349
Petroleo Brasileiro ADR SPONSORED ADR 71654V408 452 28,403 SH   DFND 0 0 0 28,403
Pfizer Inc COM 717081103 10,672 251,272 SH   DFND 0 191,029 0 60,243
Philip Morris International Inc COM 718172109 1,476 16,696 SH   DFND 0 6,823 0 9,873
Phillips 66 COM 718546104 588 6,183 SH   DFND 0 2,927 0 3,256
Physicians Rlty Tr COM 71943U104 233 12,378 SH   DFND 0 12,254 0 124
Pioneer Natural Resources Co COM 723787107 266 1,747 SH   DFND 0 0 0 1,747
PLDT Inc - ADR SPONSORED ADR 69344D408 223 10,295 SH   DFND 0 0 0 10,295
PNC Financial Services Group COM 693475105 605 4,932 SH   DFND 0 550 0 4,382
Posco ADR SPONSORED ADR 693483109 532 9,632 SH   DFND 0 0 0 9,632
Powershares Zacks Mid Cap Portfolio ZACKS MID CAP 46137Y401 372 5,457 SH   DFND 0 2,389 0 3,068
PPL Corp COM 69351T106 275 8,649 SH   DFND 0 0 0 8,649
Procter & Gamble Co COM 742718109 2,823 27,128 SH   DFND 0 6,650 0 20,478
Progressive Corp Ohio COM 743315103 431 5,982 SH   DFND 0 571 0 5,411
Prologis Inc COM 74340W103 410 5,701 SH   DFND 0 275 0 5,426
Prudential Financial Inc COM 744320102 529 5,755 SH   DFND 0 830 0 4,925
Prudential PLC ADR ADR 74435K204 215 5,358 SH   DFND 0 0 0 5,358
Qiagen NV SHS NEW N72482123 228 5,600 SH   DFND 0 0 0 5,600
Qualcomm Inc COM 747525103 1,205 21,129 SH   DFND 0 15,698 0 5,431
Quest Diagnostics Inc COM 74834L100 239 2,654 SH   DFND 0 300 0 2,354
Raytheon Co New COM NEW 755111507 413 2,270 SH   DFND 0 645 0 1,625
Red Hat Inc COM 756577102 276 1,511 SH   DFND 0 61 0 1,450
Regeneron Pharmaceuticals COM 75886F107 407 992 SH   DFND 0 0 0 992
Regions Financial Corporation New COM 7591EP100 146 10,295 SH   DFND 0 0 0 10,295
Relx Plc-Spon ADR SPONSORED ADR 759530108 336 15,678 SH   DFND 0 0 0 15,678
Rio Tinto PLC ADR SPONSORED ADR 767204100 1,457 24,758 SH   DFND 0 0 0 24,758
Rollins Inc COM 775711104 418 10,050 SH   DFND 0 0 0 10,050
Roper Technologies, Inc. COM 776696106 12,286 35,926 SH   DFND 0 34,365 0 1,561
Ross Stores COM 778296103 378 4,059 SH   DFND 0 1,430 0 2,629
Royal Bank of Canada Montreal ADR COM 780087102 584 7,735 SH   DFND 0 0 0 7,735
Royal Bank of Scotland Group PLC ADR SPONS ADR 2 ORD 780097689 458 70,226 SH   DFND 0 0 0 70,226
Royal Caribbean Cruises COM V7780T103 223 1,949 SH   DFND 0 95 0 1,854
Royal Dutch Shell PLC ADR A Shrs SPONS ADR A 780259206 2,430 38,819 SH   DFND 0 1,703 0 37,116
Ryder Sys Inc COM 783549108 334 5,383 SH   DFND 0 0 0 5,383
S&P 500 Index Unit Trust TR UNIT 78462F103 3,654 12,952 SH   SOLE 0 12,592 0 360
S&P Global Inc COM 78409V104 572 2,717 SH   DFND 0 42 0 2,675
Sabre Corp COM 78573M104 4,407 206,053 SH   DFND 0 204,893 0 1,160
Salesforce.com Inc. COM 79466L302 10,984 69,356 SH   DFND 0 61,105 0 8,251
Sally Beauty Holdings Inc COM 79546E104 268 14,576 SH   DFND 0 0 0 14,576
Sanofi-Aventis Sponsored ADR SPONSORED ADR 80105N105 628 14,184 SH   DFND 0 0 0 14,184
SAP SE Sponsored ADR SPON ADR 803054204 462 4,003 SH   DFND 0 0 0 4,003
Sasol LTD Sponsored ADR SPONSORED ADR 803866300 557 17,989 SH   DFND 0 0 0 17,989
Schlumberger Ltd COM 806857108 1,318 30,254 SH   DFND 0 4,109 0 26,145
Schwab Charles Corp COM 808513105 480 11,230 SH   DFND 0 52 0 11,178
Schwab Emerging Markets Equity ETF EMRG MKTEQ ETF 808524706 552 21,210 SH   DFND 0 0 0 21,210
Schwab US REIT ETF US REIT ETF 808524847 532 11,967 SH   SOLE 0 11,967 0 0
Seagate Technology Inc ADR SHS G7945M107 270 5,642 SH   DFND 0 130 0 5,512
Select Sector Spdr Tr Indl SBI INT-INDS 81369Y704 555 7,396 SH   SOLE 0 7,396 0 0
Select Sector Spdr Tr MFC SBI MATERIALS 81369Y100 411 7,413 SH   SOLE 0 7,413 0 0
Sempra Energy Inc COM 816851109 297 2,358 SH   DFND 0 0 0 2,358
Sherwin-Williams Company COM 824348106 11,683 27,125 SH   DFND 0 22,061 0 5,064
Shinhan Financial Group Co LTD ADR SPN ADR RESTRD 824596100 581 15,637 SH   DFND 0 0 0 15,637
Sierra Oncology Inc COM 82640U107 370 216,179 SH   SOLE 0 216,179 0 0
Simon Ppty Group Inc COM 828806109 547 3,002 SH   DFND 0 0 0 3,002
SK Telecom LTD ADR SPONSORED ADR 78440P108 1,138 46,455 SH   DFND 0 0 0 46,455
Smith-NPHW Plc Sponsored ADR SPDN ADR NEW 83175M205 406 10,134 SH   DFND 0 0 0 10,134
Sony Corp ADR SPONSORED ADR 835699307 771 18,245 SH   DFND 0 0 0 18,245
Southern Co COM 842587107 206 3,985 SH   DFND 0 0 0 3,985
SPDR DJIA Trust ETF UT SER 1 78467X109 285 1,100 SH   SOLE 0 1,100 0 0
SPDR S&P Dividend ETF S&P DIVID ETF 78464A763 4,359 43,844 SH   SOLE 0 43,844 0 0
SPDR S&P Midcap 400 ETF Tr Unit Ser MFC UTSER1 S&PDCRP 78467Y107 356 1,032 SH   SOLE 0 1,032 0 0
Stanley Black & Decker Inc COM 854502101 243 1,783 SH   DFND 0 0 0 1,783
Starbucks Corp COM 855244109 12,077 162,451 SH   DFND 0 150,365 0 12,086
State Street Corp COM 857477103 235 3,566 SH   DFND 0 0 0 3,566
Steelcase Inc CL A CL A 858155203 8,558 588,193 SH   DFND 0 587,844 0 349
Stryker Corp COM 863667101 4,381,993 22,218,716 SH   DFND 0 21,845,778 0 372,938
Sumitomo Mitsui ADR SPONSORED ADR 86562M209 580 82,475 SH   DFND 0 0 0 82,475
Sun Cmntys Inc COM 866674104 293 2,476 SH   DFND 0 0 0 2,476
Sun Life Financial Services Inc COM 866796105 244 6,341 SH   DFND 0 0 0 6,341
Suncor Energy Inc ADR COM 867224107 389 11,989 SH   DFND 0 10,030 0 1,959
Synopsys Inc COM 871607107 492 4,275 SH   DFND 0 0 0 4,275
Sysco Corp COM 871829107 437 6,550 SH   DFND 0 1,939 0 4,611
T Rowe Price Group Inc COM 74144T108 506 5,055 SH   DFND 0 1,431 0 3,624
Taiwan Semiconductor Mfg Co ADR SPONSORED ADS 874039100 1,318 32,166 SH   DFND 0 116 0 32,050
Takeda Pharmaceutical ADR SPONSORED ADS 874060205 331 16,254 SH   DFND 0 419 0 15,835
TAL Ed Group ADR SPONSORED ADS 874080104 429 11,882 SH   DFND 0 0 0 11,882
Targa Resources Corp. COM 87612G101 299 7,191 SH   DFND 0 425 0 6,766
Target Corp COM 87612E106 700 8,721 SH   DFND 0 1,639 0 7,082
Tata Motors Ltd ADR SPONSORED ADR 876568502 166 13,206 SH   DFND 0 0 0 13,206
TE Connectivity LTD ADR REG SHS H84989104 550 6,807 SH   DFND 0 2,375 0 4,432
Tech Data Corp COM 878237106 635 6,205 SH   DFND 0 0 0 6,205
Technology Select Sector SPDR TECHNOLOGY 81369Y803 554 7,488 SH   SOLE 0 7,488 0 0
Teck Resources LTD CL B ADR CL B 878742204 426 18,378 SH   DFND 0 0 0 18,378
Telefonica Brasil SA Sponsored ADR SPONSORED ADR 87936R106 215 17,787 SH   DFND 0 0 0 17,787
Telefonica SA Sponsored ADR SPONSORED ADR 879382208 173 20,727 SH   DFND 0 0 0 20,727
Texas Instruments Inc COM 882508104 1,394 13,146 SH   DFND 0 266 0 12,880
Thermo Fischer Scientific Inc COM 883556102 2,537 9,268 SH   DFND 0 4,908 0 4,360
Tiffany & Co COM 886547108 243 2,301 SH   DFND 0 334 0 1,967
TJX Companies, Inc COM 872540109 9,067 170,405 SH   DFND 0 158,955 0 11,450
Toronto Dominion Bank ADR COM NEW 891160509 625 11,508 SH   DFND 0 0 0 11,508
Total Fina Elf SA ADR SPONSORED ADS 89151E109 1,576 28,325 SH   DFND 0 2,181 0 26,144
Toyota Motor Corp ADR SP ADR REP2COM 892331307 2,079 17,613 SH   DFND 0 200 0 17,413
Travelers Cos Inc COM 89417E109 228 1,662 SH   DFND 0 247 0 1,415
Tupperware Corporation COM 899896104 202 7,913 SH   DFND 0 0 0 7,913
Turkcell Iletisim Hizmetleri ADR SPON ADR NEW 900111204 58 10,895 SH   DFND 0 0 0 10,895
Tyson Foods Inc Cl A CL A 902494103 206 2,972 SH   DFND 0 413 0 2,559
UBS Group Ag SHS H42097107 244 20,188 SH   DFND 0 0 0 20,188
Ultimate Software Group COM 90385D107 1,200 3,634 SH   DFND 0 3,300 0 334
Ultrapar Participacoes S A-Spon ADR SP ADR REP COM 90400P101 218 18,234 SH   DFND 0 0 0 18,234
Unilever N V New York Shrs ADR N Y SHS NEW 904784709 1,435 24,623 SH   DFND 0 536 0 24,087
Union Pacific Corp COM 907818108 1,526 9,124 SH   DFND 0 1,162 0 7,962
United Continental Holdings Inc COM 910047109 277 3,470 SH   DFND 0 105 0 3,365
United Microelectronics Corp ADR SPON ADR NEW 910873405 129 68,781 SH   DFND 0 0 0 68,781
United Parcel Service Inc Cl B CL B 911312106 367 3,287 SH   DFND 0 365 0 2,922
United Technologies Corp COM 913017109 736 5,712 SH   DFND 0 2,094 0 3,618
UnitedHealth Group Inc COM 91324P102 3,310 13,385 SH   DFND 0 1,718 0 11,667
Universal Health Services CL B CL B 913903100 521 3,893 SH   DFND 0 0 0 3,893
US Bancorp COM NEW 902973304 7,739 160,599 SH   DFND 0 146,346 0 14,253
Utilites Select Sector SPDR SBI INT-UTILS 81369Y886 501 8,611 SH   SOLE 0 8,611 0 0
Valero Energy Corp COM 91913Y100 895 10,549 SH   DFND 0 673 0 9,876
Vanguard Consumer Discretionary ETF CONSUM DIS ETF 92204A108 546 3,168 SH   SOLE 0 3,168 0 0
Vanguard FTSE All-World ex-US ETF ALLWRLD EX US 922042775 457 9,115 SH   DFND 0 5,965 0 3,150
Vanguard Growth MFC GROWTH ETF 922908736 1,018 6,510 SH   SOLE 0 6,510 0 0
Vanguard Health Care ETF HEALTH CAR ETF 92204A504 963 5,582 SH   SOLE 0 5,582 0 0
Vanguard Index Trust Value MFC VALUE ETF 922908744 775 7,201 SH   SOLE 0 7,201 0 0
Vanguard Information Technology INF TECH ETF 92204A702 1,724 8,591 SH   SOLE 0 8,591 0 0
Vanguard Intl Equity Index Fd FTSE PACIFIC ETF 922042866 361 5,474 SH   SOLE 0 5,474 0 0
Vanguard MSCI Emerging Markets ETF FTSE EMR MKT ETF 922042858 4,727 111,226 SH   DFND 0 98,096 0 13,130
Vanguard Short Term Corporate ETF SHRT TRM CORP BD 92206C409 215 2,694 SH   SOLE 0 2,694 0 0
Vanguard Small Cap Growth ETF SML CP GRW ETF 922908595 1,328 7,391 SH   SOLE 0 7,391 0 0
Vanguard Total Stock Market Fund TOTAL STK MKT 922908769 363 2,507 SH   SOLE 0 2,507 0 0
Varian Med Systems Inc COM 92220P105 571 4,029 SH   DFND 0 3,600 0 429
Vedanta Limited Sponsored ADR SPONSORED ADR 92242Y100 147 13,889 SH   DFND 0 0 0 13,889
Ventas Inc COM 92276F100 574 9,003 SH   DFND 0 1,925 0 7,078
VeriSign Inc COM 92343E102 344 1,895 SH   DFND 0 0 0 1,895
Verisk Analytics Inc COM 92345Y106 341 2,563 SH   DFND 0 0 0 2,563
Verizon Communications COM 92343V104 2,820 47,689 SH   DFND 0 3,744 0 43,945
Vertex Pharmaceuticals Inc COM 92532F100 394 2,143 SH   DFND 0 57 0 2,086
Viacom Inc New Cl B CL B 92553P201 253 9,012 SH   DFND 0 0 0 9,012
Viavi Solutions Inc COM 925550105 639 51,614 SH   DFND 0 50,000 0 1,614
Vipshop Holdings Ltd - ADR SPONSORED ADS A 92763W103 150 18,664 SH   DFND 0 0 0 18,664
Visa Inc CL A CL A 92826C839 22,057 141,219 SH   DFND 0 120,008 0 21,211
VMware Inc CL A CL A COM 928563402 538 2,983 SH   DFND 0 0 0 2,983
W.P. Carey Inc. COM 92936U109 333 4,248 SH   DFND 0 0 0 4,248
Walgreens Boots Alliance Inc COM 931427108 1,618 25,578 SH   DFND 0 15,868 0 9,710
Wal-Mart Stores Inc COM 931142103 2,473 25,360 SH   DFND 0 6,092 0 19,268
Walt Disney Co COM DISNEY 254687106 3,313 29,839 SH   DFND 0 13,834 0 16,005
Waste Management Inc COM 94106L109 472 4,539 SH   DFND 0 125 0 4,414
Waters Corp COM 941848103 211 837 SH   DFND 0 400 0 437
WEC Energy Group Inc COM 92939U106 620 7,834 SH   DFND 0 3,236 0 4,598
Wells Fargo & Co COM 949746101 2,182 45,149 SH   DFND 0 4,079 0 41,070
Welltower Inc COM 95040Q104 580 7,480 SH   DFND 0 0 0 7,480
Westpac Banking ADR SPONSORED ADR 961214301 372 20,082 SH   DFND 0 0 0 20,082
Williams Co COM 969457100 346 12,061 SH   DFND 0 519 0 11,542
Wipro Ltd ADR SPON ADR 1 SH 97651M109 327 82,116 SH   DFND 0 0 0 82,116
Wisdomtree ETF Emerging Markets Equity Inc EMER MKT HIGH FD 97717W315 761 17,362 SH   SOLE 0 17,362 0 0
WisdomTree International High Dvd Fd ITL HIGH DIV FD 97717W802 858 21,318 SH   SOLE 0 21,318 0 0
Workday Inc Cl A CL A 98138H101 284 1,474 SH   DFND 0 67 0 1,407
Xcel Energy Inc COM 98389B100 396 7,040 SH   DFND 0 791 0 6,249
Xilinx Inc COM 983919101 677 5,341 SH   DFND 0 30 0 5,311
Xylem Inc COM 98419M100 226 2,855 SH   DFND 0 380 0 2,475
Yum! Brands Inc COM 988498101 533 5,338 SH   DFND 0 445 0 4,893
Yum! China Hldgs Inc COM 98850P109 460 10,243 SH   DFND 0 726 0 9,517
Zebra Technologies Corp Cl A CL A 989207105 209 997 SH   DFND 0 0 0 997
Zoetis Inc CL A CL A 98978V103 352 3,496 SH   DFND 0 260 0 3,236