The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM COM 88579Y101 235 1,130 SH   SOLE NONE 0 0 1,130
ABBOTT LABS COM COM 002824100 236 2,956 SH   SOLE NONE 0 0 2,956
ALIBABA GROUP HLDG LTD SPONSORED ADS SPONSORED ADS 01609W102 2,826 15,489 SH   SOLE NONE 0 0 15,489
ALPHABET INC CAP STK CL A CAP STK CL A 02079K305 594 505 SH   SOLE NONE 0 0 505
ALPHABET INC CAP STK CL C CAP STK CL C 02079K107 690 588 SH   SOLE NONE 0 0 588
ALTRIA GROUP INC COM COM 02209S103 488 8,503 SH   SOLE NONE 0 0 8,503
AMAZON COM INC COM COM 023135106 1,799 1,010 SH   SOLE NONE 0 0 1,010
AMERICAN EXPRESS CO COM COM 025816109 281 2,575 SH   SOLE NONE 0 0 2,575
AMERISOURCEBERGEN CORP COM COM 03073E105 739 9,293 SH   SOLE NONE 0 0 9,293
AMGEN INC COM COM 031162100 687 3,617 SH   SOLE NONE 0 0 3,617
ANNALY CAP MGMT INC COM COM 035710409 585 58,550 SH   SOLE NONE 0 0 58,550
APPLE INC COM COM 037833100 3,259 17,157 SH   SOLE NONE 0 0 17,157
AQUA AMERICA INC COM COM 03836W103 5,620 154,215 SH   SOLE NONE 0 0 154,215
AT&T INC COM COM 00206R102 292 9,309 SH   SOLE NONE 0 0 9,309
AUTOMATIC DATA PROCESSING INC COM COM 053015103 253 1,575 SH   SOLE NONE 0 0 1,575
AXIS CAPITAL HOLDINGS LTD SHS SHS G0692U109 2,758 50,341 SH   SOLE NONE 0 0 50,341
BAIDU INC SPON ADR REP A SPON ADR REP A 056752108 591 3,585 SH   SOLE NONE 0 0 3,585
BANK AMER CORP COM COM 060505104 3,334 120,835 SH   SOLE NONE 0 0 120,835
BOEING CO COM COM 097023105 1,513 3,967 SH   SOLE NONE 0 0 3,967
BRISTOL MYERS SQUIBB CO COM COM 110122108 504 10,561 SH   SOLE NONE 0 0 10,561
CANNTRUST HLDGS INC COM COM 137800207 1,555 200,500 SH   SOLE NONE 0 0 200,500
CHARTER COMMUNICATIONS INC NEW CL A CL A 16119P108 321 925 SH   SOLE NONE 0 0 925
CHEVRON CORP NEW COM COM 166764100 1,811 14,701 SH   SOLE NONE 0 0 14,701
CISCO SYS INC COM COM 17275R102 309 5,732 SH   SOLE NONE 0 0 5,732
CNO FINL GROUP INC COM COM 12621E103 849 52,494 SH   SOLE NONE 0 0 52,494
COCA COLA CO COM COM 191216100 422 8,933 SH   SOLE NONE 0 0 8,933
COMCAST CORP NEW CL A CL A 20030N101 829 20,731 SH   SOLE NONE 0 0 20,731
CONOCOPHILLIPS COM COM 20825C104 338 5,060 SH   SOLE NONE 0 0 5,060
CONSUMER STAPLES SELECT SECTOR SPDR FUND SBI CONS STPLS 81369Y308 1,639 29,208 SH   SOLE NONE 0 0 29,208
CUSTOMERS BANCORP INC COM COM 23204G100 3,457 188,808 SH   SOLE NONE 0 0 188,808
CVS HEALTH CORP COM COM 126650100 480 8,906 SH   SOLE NONE 0 0 8,906
DISNEY WALT CO COM DISNEY COM DISNEY 254687106 1,729 15,576 SH   SOLE NONE 0 0 15,576
DOWDUPONT INC COM COM 26078J100 1,171 21,972 SH   SOLE NONE 0 0 21,972
EATON CORP PLC SHS SHS G29183103 625 7,762 SH   SOLE NONE 0 0 7,762
ENERGY SELECT SECTOR SPDR FUND ENERGY 81369Y506 249 3,770 SH   SOLE NONE 0 0 3,770
ENERGY TRANSFER LP COM UT LTD PTN COM UT LTD PTN 29273V100 226 14,693 SH   SOLE NONE 0 0 14,693
ENTERPRISE PRODS PARTNERS L P COM COM 293792107 407 13,999 SH   SOLE NONE 0 0 13,999
EQUIFAX INC COM COM 294429105 927 7,823 SH   SOLE NONE 0 0 7,823
EXXON MOBIL CORP COM COM 30231G102 1,066 13,196 SH   SOLE NONE 0 0 13,196
FACEBOOK INC CL A CL A 30303M102 2,497 14,980 SH   SOLE NONE 0 0 14,980
FORD MTR CO DEL COM COM 345370860 262 29,840 SH   SOLE NONE 0 0 29,840
FULTON FINL CORP PA COM COM 360271100 4,943 319,322 SH   SOLE NONE 0 0 319,322
GENERAL ELECTRIC CO COM COM 369604103 607 60,770 SH   SOLE NONE 0 0 60,770
GILDAN ACTIVEWEAR INC COM COM 375916103 900 24,928 SH   SOLE NONE 0 0 24,928
GRAINGER W W INC COM COM 384802104 388 1,288 SH   SOLE NONE 0 0 1,288
HEALTH CARE SELECT SECTOR SPDR FUND SBI HEALTHCARE 81369Y209 743 8,094 SH   SOLE NONE 0 0 8,094
HUBSPOT INC COM COM 443573100 229 1,376 SH   SOLE NONE 0 0 1,376
INDEPENDENT BK GROUP INC COM COM 45384B106 454 8,859 SH   SOLE NONE 0 0 8,859
INVESCO QQQ TRUST UNIT SER 1 46090E103 2,226 12,390 SH   SOLE NONE 0 0 12,390
INVESCO SENIOR LOAN ETF SR LN ETF 46138G508 1,495 66,027 SH   SOLE NONE 0 0 66,027
ISHARES CORE MSCI EAFE ETF CORE MSCI EAFE 46432F842 275 4,518 SH   SOLE NONE 0 0 4,518
ISHARES CORE S&P 500 ETF CORE S&P500 ETF 464287200 5,590 19,646 SH   SOLE NONE 0 0 19,646
ISHARES IBOXX HIGH YIELD CORPORATE BOND ETF IBOXX HI YD ETF 464288513 1,525 17,631 SH   SOLE NONE 0 0 17,631
ISHARES IBOXX INVESTMENT GRADE CORPORATE BOND ETF IBOXX INV CP ETF 464287242 247 2,076 SH   SOLE NONE 0 0 2,076
ISHARES MSCI ALL COUNTRY ASIA EX JAPAN INDEX FUND MSCI AC ASIA ETF 464288182 418 5,915 SH   SOLE NONE 0 0 5,915
ISHARES RUSSELL 1000 ETF RUS 1000 ETF 464287622 2,337 14,853 SH   SOLE NONE 0 0 14,853
ISHARES RUSSELL 1000 GROWTH ETF RUS 1000 GRW ETF 464287614 2,220 14,667 SH   SOLE NONE 0 0 14,667
ISHARES RUSSELL 1000 VALUE ETF RUS 1000 VAL ETF 464287598 1,328 10,753 SH   SOLE NONE 0 0 10,753
ISHARES RUSSELL 2000 ETF RUSSELL 2000 ETF 464287655 1,402 9,155 SH   SOLE NONE 0 0 9,155
ISHARES RUSSELL 2000 GROWTH ETF RUS 2000 GRW ETF 464287648 275 1,399 SH   SOLE NONE 0 0 1,399
ISHARES RUSSELL MID-CAP ETF RUS MID CAP ETF 464287499 319 5,904 SH   SOLE NONE 0 0 5,904
ISHARES S&P MIDCAP FUND CORE S&P MCP ETF 464287507 339 1,789 SH   SOLE NONE 0 0 1,789
ISHARES TIPS BOND ETF TIPS BD ETF 464287176 205 1,809 SH   SOLE NONE 0 0 1,809
JOHNSON & JOHNSON COM COM 478160104 3,288 23,520 SH   SOLE NONE 0 0 23,520
JPMORGAN CHASE & CO COM COM 46625H100 811 8,007 SH   SOLE NONE 0 0 8,007
KINDER MORGAN INC DEL COM COM 49456B101 306 15,311 SH   SOLE NONE 0 0 15,311
KRAFT HEINZ CO COM COM 500754106 354 10,833 SH   SOLE NONE 0 0 10,833
LAKELAND BANCORP INC COM COM 511637100 862 57,740 SH   SOLE NONE 0 0 57,740
MATERIALS SELECT SECTOR SPDR FUND SBI MATERIALS 81369Y100 358 6,445 SH   SOLE NONE 0 0 6,445
MCDONALDS CORP COM COM 580135101 572 3,011 SH   SOLE NONE 0 0 3,011
MERCADOLIBRE INC COM COM 58733R102 1,015 2,000 SH   SOLE NONE 0 0 2,000
MERCK & CO INC COM COM 58933Y105 547 6,573 SH   SOLE NONE 0 0 6,573
MICROSOFT CORP COM COM 594918104 1,669 14,153 SH   SOLE NONE 0 0 14,153
NEW JERSEY RES COM COM 646025106 651 12,997 SH   SOLE NONE 0 0 12,997
ON DECK CAP INC COM COM 682163100 251 46,343 SH   SOLE NONE 0 0 46,343
PAYCHEX INC COM COM 704326107 378 4,710 SH   SOLE NONE 0 0 4,710
PEPSICO INC COM COM 713448108 729 5,950 SH   SOLE NONE 0 0 5,950
PFIZER INC COM COM 717081103 598 14,074 SH   SOLE NONE 0 0 14,074
PHILIP MORRIS INTL INC COM COM 718172109 312 3,526 SH   SOLE NONE 0 0 3,526
PHILLIPS 66 COM COM 718546104 219 2,305 SH   SOLE NONE 0 0 2,305
PPL CORP COM COM 69351T106 257 8,000 SH   SOLE NONE 0 0 8,000
PROCTER AND GAMBLE CO COM COM 742718109 286 2,750 SH   SOLE NONE 0 0 2,750
PUBLIC SVC ENTERPRISE GRP INC COM COM 744573106 358 6,020 SH   SOLE NONE 0 0 6,020
RAPID7 INC COM COM 753422104 285 5,638 SH   SOLE NONE 0 0 5,638
REINSURANCE GRP OF AMERICA INC COM NEW COM NEW 759351604 1,610 11,341 SH   SOLE NONE 0 0 11,341
SERVICENOW INC COM COM 81762P102 759 3,078 SH   SOLE NONE 0 0 3,078
SOUTHWESTERN ENERGY CO COM COM 845467109 49 10,500 SH   SOLE NONE 0 0 10,500
SPDR DOW JONES INDUSTRIAL AVERAGE ETF UT SER 1 78467X109 529 2,042 SH   SOLE NONE 0 0 2,042
SPDR GOLD SHARES GOLD SHS 78463V107 519 4,250 SH   SOLE NONE 0 0 4,250
SPDR S&P 500 ETF TR UNIT 78462F103 8,261 29,245 SH   SOLE NONE 0 0 29,245
SPDR S&P MIDCAP 400 ETF UTSER1 S&PDCRP 78467Y107 17,416 50,424 SH   SOLE NONE 0 0 50,424
SPDR S&P OIL & GAS EXPLORATION & PRODUCTION ETF S&P OILGAS EXP 78464A730 223 7,250 SH   SOLE NONE 0 0 7,250
SPOTIFY TECHNOLOGY S A SHS SHS L8681T102 499 3,594 SH   SOLE NONE 0 0 3,594
STARBUCKS CORP COM COM 855244109 406 5,460 SH   SOLE NONE 0 0 5,460
STONEMOR PARTNERS L P COM UNITS INT COM UNITS INT 86183Q100 608 161,302 SH   SOLE NONE 0 0 161,302
SYSCO CORP COM COM 871829107 267 4,000 SH   SOLE NONE 0 0 4,000
TECHNOLOGY SELECT SECTOR SPDR FUND TECHNOLOGY 81369Y803 1,693 22,882 SH   SOLE NONE 0 0 22,882
UNITED PARCEL SERVICE INC CL B CL B 911312106 741 6,631 SH   SOLE NONE 0 0 6,631
UNITEDHEALTH GROUP INC COM COM 91324P102 250 1,013 SH   SOLE NONE 0 0 1,013
V F CORP COM COM 918204108 1,657 19,064 SH   SOLE NONE 0 0 19,064
VANGUARD FTSE EMERGING MARKETS ETF FTSE EMR MKT ETF 922042858 460 10,826 SH   SOLE NONE 0 0 10,826
VANGUARD HIGH DIVIDEND YIELD ETF HIGH DIV YLD 921946406 721 8,413 SH   SOLE NONE 0 0 8,413
VANGUARD INTERMEDIATE-TERM CORPORATE BOND ETF INT-TERM CORP 92206C870 2,967 34,159 SH   SOLE NONE 0 0 34,159
VANGUARD RUSSELL 2000 ETF VNG RUS2000IDX 92206C664 1,164 9,464 SH   SOLE NONE 0 0 9,464
VANGUARD S&P 500 ETF S&P 500 ETF SHS 922908363 4,581 17,652 SH   SOLE NONE 0 0 17,652
VANGUARD SHORT-TERM BOND INDEX FUND SHORT TRM BOND 921937827 3,079 38,680 SH   SOLE NONE 0 0 38,680
VANGUARD TOTAL INTERNATIONAL STOCK ETF VG TL INTL STK F 921909768 4,323 83,289 SH   SOLE NONE 0 0 83,289
VENTAS INC COM COM 92276F100 255 4,000 SH   SOLE NONE 0 0 4,000
VERIZON COMMUNICATIONS INC COM COM 92343V104 410 6,934 SH   SOLE NONE 0 0 6,934
VERTEX PHARMACEUTICALS INC COM COM 92532F100 736 4,000 SH   SOLE NONE 0 0 4,000
WALGREENS BOOTS ALLIANCE INC COM COM 931427108 285 4,500 SH   SOLE NONE 0 0 4,500
WALMART INC COM COM 931142103 398 4,057 SH   SOLE NONE 0 0 4,057
XCEL BRANDS INC COM NEW COM NEW 98400M101 948 557,725 SH   SOLE NONE 0 0 557,725
YUM BRANDS INC COM COM 988498101 310 3,108 SH   SOLE NONE 0 0 3,108
ZIMMER BIOMET HLDGS INC COM COM 98956P102 419 3,284 SH   SOLE NONE 0 0 3,284