The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR 20 YR TR BD ETF 464287432 39,212 322,706 SH   SOLE   322,706 0 0
ISHARES TR CORE US AGGBD ET 464287226 129,101 1,212,333 SH   SOLE   1,212,333 0 0
ISHARES TR EAFE GRWTH ETF 464288885 14,654 212,155 SH   SOLE   212,155 0 0
ISHARES TR EAFE VALUE ETF 464288877 64,181 1,419,308 SH   SOLE   1,419,308 0 0
ISHARES TR GLOBAL ENERG ETF 464287341 9,828 334,845 SH   SOLE   334,845 0 0
ISHARES TR IBOXX INV CP ETF 464287242 16,718 148,179 SH   SOLE   148,179 0 0
ISHARES TR MIN VOL USA ETF 46429B697 34,252 653,655 SH   SOLE   653,655 0 0
ISHARES TR MSCI EAFE ETF 464287465 155,610 2,647,323 SH   SOLE   2,647,323 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 23,589 603,926 SH   SOLE   603,926 0 0
ISHARES TR RUSSELL 3000 ETF 464287689 623,648 4,244,814 SH   SOLE   4,244,814 0 0
ISHARES TR S&P 100 ETF 464287101 87,391 783,561 SH   SOLE   783,561 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 6,338 110,513 SH   SOLE   110,513 0 0
SPDR GOLD TRUST GOLD SHS 78463V107 7,468 61,588 SH   SOLE   61,588 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 99,248 397,121 SH   SOLE   397,121 0 0
SPDR SERIES TRUST PORTFOLIO LN TSR 78464A664 26,426 754,155 SH   SOLE   754,155 0 0
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848 4,361 92,068 SH   SOLE   92,068 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 8,610 64,095 SH   SOLE   64,095 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 311,537 2,440,939 SH   SOLE   2,440,939 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 30,090 307,198 SH   SOLE   307,198 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 127,066 3,335,069 SH   SOLE   3,335,069 0 0
VANGUARD MUN BD FD INC TAX EXEMPT BD 922907746 3,749 73,434 SH   SOLE   73,434 0 0
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 588,841 15,871,722 SH   SOLE   15,871,722 0 0
VANGUARD WORLD FDS ENERGY ETF 92204a306 10,763 139,582 SH   SOLE   139,582 0 0
VANGUARD WORLD FDS HEALTH CAR ETF 92204a504 33,869 210,890 SH   SOLE   210,890 0 0
VANGUARD WORLD FDS INF TECH ETF 92206c706 74,701 1,176,954 SH   SOLE   1,176,954 0 0
WISDOMTREE TR JAPN HEDGE EQT 97717w851 21,224 457,507 SH   SOLE   457,507 0 0