The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 225 1,180 SH   SOLE   1,180 0 0
ABB LTD SPONSORED ADR 000375204 702 36,905 SH   SOLE   36,905 0 0
ABBOTT LABS COM 002824100 858 11,860 SH   SOLE   11,860 0 0
ABBVIE INC COM 00287Y109 1,080 11,716 SH   SOLE   11,716 0 0
ALPHABET INC CAP STK CL C 02079K107 5,531 5,341 SH   SOLE   5,341 0 0
ALPHABET INC CAP STK CL A 02079K305 9,265 8,866 SH   SOLE   8,866 0 0
ALTRIA GROUP INC COM 02209S103 1,139 23,059 SH   SOLE   23,059 0 0
AMERICAN EXPRESS CO COM 025816109 200 2,100 SH   SOLE   2,100 0 0
AMGEN INC COM 031162100 959 4,928 SH   SOLE   4,928 0 0
ANNALY CAP MGMT INC COM 035710409 101 10,300 SH   SOLE   10,300 0 0
APPLE INC COM 037833100 27,319 173,189 SH   SOLE   173,189 0 0
ARCHER DANIELS MIDLAND CO COM 039483102 7,907 193,005 SH   SOLE   193,005 0 0
AT&T INC COM 00206R102 1,116 39,112 SH   SOLE   39,112 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 1,975 15,061 SH   SOLE   15,061 0 0
BANK AMER CORP COM 060505104 855 34,693 SH   SOLE   34,693 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,632 7,992 SH   SOLE   7,992 0 0
BLACKROCK INC COM 09247X101 1,272 3,237 SH   SOLE   3,237 0 0
BLACKSTONE GROUP L P COM UNIT LTD 09253U108 537 18,000 SH   SOLE   18,000 0 0
BOEING CO COM 097023105 1,740 5,396 SH   SOLE   5,396 0 0
BOSTON SCIENTIFIC CORP COM 101137107 245 6,945 SH   SOLE   6,945 0 0
BP PLC SPONSORED ADR 055622104 6,059 159,780 SH   SOLE   159,780 0 0
BRISTOL MYERS SQUIBB CO COM 110122108 748 14,390 SH   SOLE   14,390 0 0
CATERPILLAR INC DEL COM 149123101 1,371 10,790 SH   SOLE   10,790 0 0
CDK GLOBAL INC COM 12508E101 222 4,642 SH   SOLE   4,642 0 0
CELGENE CORP COM 151020104 673 10,500 SH   SOLE   10,500 0 0
CHEVRON CORP NEW COM 166764100 765 7,032 SH   SOLE   7,032 0 0
CISCO SYS INC COM 17275R102 2,361 54,486 SH   SOLE   54,486 0 0
COCA COLA CO COM 191216100 333 7,025 SH   SOLE   7,025 0 0
COMCAST CORP NEW CL A 20030N101 417 12,245 SH   SOLE   12,245 0 0
CORNING INC COM 219350105 5,931 196,316 SH   SOLE   196,316 0 0
COVIA HLDGS CORP COM 22305A103 117 34,114 SH   SOLE   34,114 0 0
CSX CORP COM 126408103 244 3,922 SH   SOLE   3,922 0 0
DEERE & CO COM 244199105 290 1,946 SH   SOLE   1,946 0 0
DISNEY WALT CO COM DISNEY 254687106 9,536 86,964 SH   SOLE   86,964 0 0
DOWDUPONT INC COM 26078J100 363 6,794 SH   SOLE   6,794 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 858 9,937 SH   SOLE   9,937 0 0
EATON CORP PLC SHS G29183103 316 4,597 SH   SOLE   4,597 0 0
EMERSON ELEC CO COM 291011104 610 10,217 SH   SOLE   10,217 0 0
ENERGY TRANSFER LP COM UT LTD PTN 29273V100 169 12,800 SH   SOLE   12,800 0 0
ENTERPRISE PRODS PARTNERS L COM 293792107 304 12,348 SH   SOLE   12,348 0 0
EXELON CORP COM 30161N101 299 6,635 SH   SOLE   6,635 0 0
EXXON MOBIL CORP COM 30231G102 8,571 125,689 SH   SOLE   125,689 0 0
GENERAL ELECTRIC CO COM 369604103 479 63,257 SH   SOLE   63,257 0 0
GENERAL MLS INC COM 370334104 280 7,187 SH   SOLE   7,187 0 0
GILEAD SCIENCES INC COM 375558103 7,688 122,908 SH   SOLE   122,908 0 0
GOODYEAR TIRE & RUBR CO COM 382550101 330 16,184 SH   SOLE   16,184 0 0
HARLEY DAVIDSON INC COM 412822108 222 6,520 SH   SOLE   6,520 0 0
HIGHWOODS PPTYS INC COM 431284108 1,372 35,450 SH   SOLE   35,450 0 0
HOME DEPOT INC COM 437076102 4,230 24,621 SH   SOLE   24,621 0 0
HONEYWELL INTL INC COM 438516106 401 3,036 SH   SOLE   3,036 0 0
INTEL CORP COM 458140100 657 14,000 SH   SOLE   14,000 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 510 4,487 SH   SOLE   4,487 0 0
INTL PAPER CO COM 460146103 323 8,000 SH   SOLE   8,000 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 417 2,700 SH   SOLE   2,700 0 0
ISHARES TR MSCI EAFE ETF 464287465 239 4,065 SH   SOLE   4,065 0 0
ISHARES TR CORE S&P MCP ETF 464287507 276 1,662 SH   SOLE   1,662 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 300 2,237 SH   SOLE   2,237 0 0
ISHARES TR US OIL EQ&SV ETF 464288844 798 39,095 SH   SOLE   39,095 0 0
JOHNSON & JOHNSON COM 478160104 10,453 80,997 SH   SOLE   80,997 0 0
JPMORGAN CHASE & CO COM 46625H100 1,711 17,531 SH   SOLE   17,531 0 0
LAZARD LTD SHS A G54050102 7,488 202,860 SH   SOLE   202,860 0 0
LILLY ELI & CO COM 532457108 656 5,667 SH   SOLE   5,667 0 0
LOCKHEED MARTIN CORP COM 539830109 347 1,326 SH   SOLE   1,326 0 0
MCCORMICK & CO INC COM NON VTG 579780206 477 3,425 SH   SOLE   3,425 0 0
MCDONALDS CORP COM 580135101 976 5,497 SH   SOLE   5,497 0 0
MERCK & CO INC COM 58933Y105 2,344 30,672 SH   SOLE   30,672 0 0
MICROSOFT CORP COM 594918104 16,025 157,777 SH   SOLE   157,777 0 0
NOVO-NORDISK A S ADR 670100205 419 9,104 SH   SOLE   9,104 0 0
NUVEEN PFD & INCM SECURTIES COM 67072C105 87 10,500 SH   SOLE   10,500 0 0
ORACLE CORP COM 68389X105 336 7,439 SH   SOLE   7,439 0 0
PARKER HANNIFIN CORP COM 701094104 313 2,099 SH   SOLE   2,099 0 0
PAYCHEX INC COM 704326107 9,054 138,976 SH   SOLE   138,976 0 0
PAYPAL HLDGS INC COM 70450Y103 13,036 155,029 SH   SOLE   155,029 0 0
PEPSICO INC COM 713448108 6,702 60,659 SH   SOLE   60,659 0 0
PFIZER INC COM 717081103 4,495 102,977 SH   SOLE   102,977 0 0
PRICE T ROWE GROUP INC COM 74144T108 356 3,860 SH   SOLE   3,860 0 0
PROCTER AND GAMBLE CO COM 742718109 2,106 22,911 SH   SOLE   22,911 0 0
PROGRESSIVE CORP OHIO COM 743315103 54,834 908,898 SH   SOLE   908,898 0 0
QUALCOMM INC COM 747525103 377 6,620 SH   SOLE   6,620 0 0
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 238 4,082 SH   SOLE   4,082 0 0
SCHLUMBERGER LTD COM 806857108 1,764 48,896 SH   SOLE   48,896 0 0
SCHWAB CHARLES CORP NEW COM 808513105 10,499 252,807 SH   SOLE   252,807 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 3,662 61,098 SH   SOLE   61,098 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 2,417 40,486 SH   SOLE   40,486 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 826 17,593 SH   SOLE   17,593 0 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 464 7,200 SH   SOLE   7,200 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 837 13,500 SH   SOLE   13,500 0 0
SHERWIN WILLIAMS CO COM 824348106 256 650 SH   SOLE   650 0 0
SIRIUS XM HLDGS INC COM 82968B103 69 12,000 SH   SOLE   12,000 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 7,130 28,530 SH   SOLE   28,530 0 0
STARBUCKS CORP COM 855244109 750 11,650 SH   SOLE   11,650 0 0
STERIS PLC SHS USD G84720104 256 2,400 SH   SOLE   2,400 0 0
STRYKER CORP COM 863667101 6,680 42,615 SH   SOLE   42,615 0 0
TARGET CORP COM 87612E106 658 9,960 SH   SOLE   9,960 0 0
UNITED TECHNOLOGIES CORP COM 913017109 1,453 13,650 SH   SOLE   13,650 0 0
UNITEDHEALTH GROUP INC COM 91324P102 2,227 8,940 SH   SOLE   8,940 0 0
VANECK VECTORS ETF TR OIL SVCS ETF 92189F718 1,076 76,680 SH   SOLE   76,680 0 0
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 2,561 32,596 SH   SOLE   32,596 0 0
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 565 7,136 SH   SOLE   7,136 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 662 2,880 SH   SOLE   2,880 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 799 7,005 SH   SOLE   7,005 0 0
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 32,008 320,691 SH   SOLE   320,691 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 2,171 33,169 SH   SOLE   33,169 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 14,557 319,363 SH   SOLE   319,363 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 11,776 309,085 SH   SOLE   309,085 0 0
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 2,586 69,704 SH   SOLE   69,704 0 0
VANGUARD WORLD FDS ENERGY ETF 92204A306 1,889 24,500 SH   SOLE   24,500 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 1,983 35,268 SH   SOLE   35,268 0 0
WALMART INC COM 931142103 233 2,500 SH   SOLE   2,500 0 0
WASTE MGMT INC DEL COM 94106L109 1,003 11,271 SH   SOLE   11,271 0 0
WELLS FARGO CO NEW COM 949746101 315 6,846 SH   SOLE   6,846 0 0
WEYERHAEUSER CO COM 962166104 3,449 157,769 SH   SOLE   157,769 0 0
WPP PLC NEW ADR 92937A102 201 3,665 SH   SOLE   3,665 0 0