The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM 023135106 351 234 SH   SOLE 0 0 234
APPLE INC COM 037833100 1,399 8,866 SH   SOLE 0 0 8,866
BANK AMER CORP COM 060505104 246 9,976 SH   SOLE 0 0 9,976
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 324 1,588 SH   SOLE 0 0 1,588
BOEING CO COM 097023105 213 659 SH   SOLE 0 0 659
CERNER CORP COM 156782104 681 12,984 SH   SOLE 0 0 12,984
EVERGY INC COM 30034W106 951 16,759 SH   SOLE 0 0 16,759
EXXON MOBIL CORP COM 30231G102 356 5,218 SH   SOLE 0 0 5,218
HENRY JACK & ASSOC INC COM 426281101 656 5,181 SH   SOLE 0 0 5,181
ISHARES TR SELECT DIVID ETF 464287168 6,969 78,032 SH   SOLE 0 0 78,032
ISHARES TR TIPS BD ETF 464287176 245 2,234 SH   SOLE 0 0 2,234
ISHARES TR CORE S&P500 ETF 464287200 1,588 6,312 SH   SOLE 0 0 6,312
ISHARES TR RUS MID CAP ETF 464287499 469 10,096 SH   SOLE 0 0 10,096
ISHARES TR CORE S&P MCP ETF 464287507 1,261 7,591 SH   SOLE 0 0 7,591
ISHARES TR RUS 1000 VAL ETF 464287598 259 2,334 SH   SOLE 0 0 2,334
ISHARES TR RUS 1000 GRW ETF 464287614 281 2,145 SH   SOLE 0 0 2,145
ISHARES TR RUS 1000 ETF 464287622 563 4,056 SH   SOLE 0 0 4,056
ISHARES TR RUSSELL 2000 ETF 464287655 884 6,601 SH   SOLE 0 0 6,601
ISHARES TR RUSSELL 3000 ETF 464287689 457 3,112 SH   SOLE 0 0 3,112
ISHARES TR CORE S&P SCP ETF 464287804 1,548 22,327 SH   SOLE 0 0 22,327
ISHARES TR JPMORGAN USD EMG 464288281 250 2,406 SH   SOLE 0 0 2,406
ISHARES TR NATIONAL MUN ETF 464288414 1,794 16,450 SH   SOLE 0 0 16,450
ISHARES TR INTL SEL DIV ETF 464288448 457 15,906 SH   SOLE 0 0 15,906
ISHARES TR MIN VOL USA ETF 46429B697 22,168 423,046 SH   SOLE 0 0 423,046
ISHARES TR MULTIFACTOR USA 46434V282 9,813 352,240 SH   SOLE 0 0 352,240
ISHARES TR ULTR SH TRM BD 46434V878 39,036 779,558 SH   SOLE 0 0 779,558
JOHN HANCOCK EXCHANGE TRADED MLTFCTR LRG CAP 47804J107 15,180 473,623 SH   SOLE 0 0 473,623
JOHN HANCOCK EXCHANGE TRADED MULTI INTL ETF 47804J859 5,025 196,922 SH   SOLE 0 0 196,922
KANSAS CITY SOUTHERN COM NEW 485170302 1,554 16,283 SH   SOLE 0 0 16,283
MERCK & CO INC COM 58933Y105 267 3,488 SH   SOLE 0 0 3,488
MICROSOFT CORP COM 594918104 246 2,424 SH   SOLE 0 0 2,424
OCCIDENTAL PETE CORP DEL COM 674599105 330 5,379 SH   SOLE 0 0 5,379
PIMCO ETF TR INTER MUN BD ACT 72201R866 998 18,896 SH   SOLE 0 0 18,896
PROCTER AND GAMBLE CO COM 742718109 278 3,022 SH   SOLE 0 0 3,022
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 74,989 1,251,282 SH   SOLE 0 0 1,251,282
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 3,922 65,693 SH   SOLE 0 0 65,693
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 494 10,311 SH   SOLE 0 0 10,311
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 6,760 287,298 SH   SOLE 0 0 287,298
SCHWAB STRATEGIC TR SCHWB FDT EMK LG 808524730 408 15,782 SH   SOLE 0 0 15,782
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755 5,219 206,921 SH   SOLE 0 0 206,921
SCHWAB STRATEGIC TR SCHWAB FDT US BM 808524789 1,964 58,629 SH   SOLE 0 0 58,629
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 275 5,861 SH   SOLE 0 0 5,861
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 32,578 1,149,139 SH   SOLE 0 0 1,149,139
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 13,087 258,692 SH   SOLE 0 0 258,692
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 4,300 86,145 SH   SOLE 0 0 86,145
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 4,722 162,271 SH   SOLE 0 0 162,271
SPDR INDEX SHS FDS MSCI ACWI EXUS 78463X848 327 9,987 SH   SOLE 0 0 9,987
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,099 4,399 SH   SOLE 0 0 4,399
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 320 1,058 SH   SOLE 0 0 1,058
SPDR SERIES TRUST PORTFOLIO AGRGTE 78464A649 244 8,759 SH   SOLE 0 0 8,759
SPDR SERIES TRUST PORTFOLIO TL STK 78464A805 308 9,973 SH   SOLE 0 0 9,973
SPDR SERIES TRUST PORTFOLIO MD ETF 78464A847 6,668 226,647 SH   SOLE 0 0 226,647
SPROTT PHYSICAL GOLD TRUST UNIT 85207H104 103 10,000 PRN   SOLE 0 0 10,000
SPROTT PHYSICAL SILVER TR TR UNIT 85207K107 73 13,000 SH   SOLE 0 0 13,000
US BANCORP DEL COM NEW 902973304 243 5,315 SH   SOLE 0 0 5,315
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 4,114 52,361 SH   SOLE 0 0 52,361
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 4,058 51,226 SH   SOLE 0 0 51,226
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 274 5,050 SH   SOLE 0 0 5,050
VANGUARD GROUP DIV APP ETF 921908844 32,074 327,448 SH   SOLE 0 0 327,448
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 339 4,547 SH   SOLE 0 0 4,547
VANGUARD INDEX FDS GROWTH ETF 922908736 842 6,270 SH   SOLE 0 0 6,270
VANGUARD INDEX FDS TOTAL STK MKT 922908769 242 1,897 SH   SOLE 0 0 1,897
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 849 18,625 SH   SOLE 0 0 18,625
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 17,167 450,565 SH   SOLE 0 0 450,565
VANGUARD SCOTTSDALE FDS TOTAL WLD BD ETF 92206C565 35,888 479,856 SH   SOLE 0 0 479,856
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 3,141 84,652 SH   SOLE 0 0 84,652