The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 921 4,834 SH   SOLE   30 0 4,804
ABBVIE INC COM 00287Y109 1,361 14,760 SH   SOLE   350 0 14,410
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 297 2,104 SH   SOLE   837 0 1,267
ADOBE INC COM 00724F101 359 1,589 SH   SOLE   0 0 1,589
AIR PRODS & CHEMS INC COM 009158106 228 1,422 SH   SOLE   230 0 1,192
ALPHABET INC CAP STK CL A 02079K305 2,400 2,297 SH   SOLE   32 0 2,265
ALPHABET INC CAP STK CL C 02079K107 423 408 SH   SOLE   39 0 369
ALTRIA GROUP INC COM 02209S103 436 8,833 SH   SOLE   350 0 8,483
AMAZON COM INC COM 023135106 4,730 3,149 SH   SOLE   60 0 3,089
AMERICAN EXPRESS CO COM 025816109 492 5,166 SH   SOLE   1,410 0 3,756
AMERICAN WTR WKS CO INC NEW COM 030420103 282 3,105 SH   SOLE   0 0 3,105
AMGEN INC COM 031162100 390 2,001 SH   SOLE   35 0 1,966
ANTHEM INC COM 036752103 552 2,103 SH   SOLE   0 0 2,103
APPLE INC COM 037833100 3,901 24,731 SH   SOLE   833 0 23,898
APPLIED MATLS INC COM 038222105 202 6,159 SH   SOLE   0 0 6,159
AT&T INC COM 00206R102 460 16,109 SH   SOLE   3,110 0 12,999
AUTOMATIC DATA PROCESSING IN COM 053015103 416 3,174 SH   SOLE   509 0 2,665
BANK AMER CORP COM 060505104 567 22,995 SH   SOLE   891 0 22,104
BB&T CORP COM 054937107 483 11,156 SH   SOLE   0 0 11,156
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,071 5,247 SH   SOLE   50 0 5,197
BORGWARNER INC COM 099724106 218 6,261 SH   SOLE   0 0 6,261
BRISTOL MYERS SQUIBB CO COM 110122108 409 7,862 SH   SOLE   2,091 0 5,771
CAPITAL ONE FINL CORP COM 14040H105 544 7,195 SH   SOLE   0 0 7,195
CATERPILLAR INC DEL COM 149123101 437 3,440 SH   SOLE   0 0 3,440
CELGENE CORP COM 151020104 309 4,819 SH   SOLE   129 0 4,690
CHEVRON CORP NEW COM 166764100 532 4,886 SH   SOLE   383 0 4,503
CHUBB LIMITED COM H1467J104 269 2,079 SH   SOLE   0 0 2,079
CISCO SYS INC COM 17275R102 1,056 24,371 SH   SOLE   486 0 23,885
CLOROX CO DEL COM 189054109 210 1,365 SH   SOLE   90 0 1,275
COCA COLA CO COM 191216100 380 8,029 SH   SOLE   819 0 7,210
COMCAST CORP NEW CL A 20030N101 725 21,305 SH   SOLE   1,120 0 20,185
COSTCO WHSL CORP NEW COM 22160K105 285 1,397 SH   SOLE   0 0 1,397
CSX CORP COM 126408103 331 5,332 SH   SOLE   0 0 5,332
CUMMINS INC COM 231021106 503 3,763 SH   SOLE   0 0 3,763
D R HORTON INC COM 23331A109 271 7,810 SH   SOLE   595 0 7,215
DANAHER CORP DEL COM 235851102 1,915 18,575 SH   SOLE   0 0 18,575
DISCOVER FINL SVCS COM 254709108 298 5,045 SH   SOLE   0 0 5,045
DISNEY WALT CO COM DISNEY 254687106 243 2,220 SH   SOLE   0 0 2,220
DOLLAR TREE INC COM 256746108 541 5,985 SH   SOLE   0 0 5,985
DOMINION ENERGY INC COM 25746U109 693 9,695 SH   SOLE   0 0 9,695
DOWDUPONT INC COM 26078J100 307 5,747 SH   SOLE   0 0 5,747
DREYFUS HIGH YIELD STRATEGIE SH BEN INT 26200S101 40 14,710 PRN   SOLE   0 0 14,710
DUKE ENERGY CORP NEW COM NEW 26441C204 1,034 11,980 SH   SOLE   0 0 11,980
EATON CORP PLC SHS G29183103 542 7,895 SH   SOLE   50 0 7,845
ECOLAB INC COM 278865100 245 1,664 SH   SOLE   796 0 868
EMERSON ELEC CO COM 291011104 236 3,948 SH   SOLE   0 0 3,948
ENTERPRISE PRODS PARTNERS L COM 293792107 663 26,945 SH   SOLE   3,330 0 23,615
EXXON MOBIL CORP COM 30231G102 1,573 23,074 SH   SOLE   2,195 0 20,879
FACEBOOK INC CL A 30303M102 1,157 8,824 SH   SOLE   60 0 8,764
FEDEX CORP COM 31428X106 200 1,242 SH   SOLE   0 0 1,242
FIDELITY NATL INFORMATION SV COM 31620M106 308 3,006 SH   SOLE   916 0 2,090
FORTIVE CORP COM 34959J108 486 7,189 SH   SOLE   0 0 7,189
FULTON FINL CORP PA COM 360271100 336 21,711 SH   SOLE   0 0 21,711
GENERAL ELECTRIC CO COM 369604103 375 49,560 SH   SOLE   3,000 0 46,560
GENERAL MLS INC COM 370334104 213 5,465 SH   SOLE   0 0 5,465
GENERAL MTRS CO COM 37045V100 750 22,436 SH   SOLE   520 0 21,916
HOME DEPOT INC COM 437076102 1,629 9,481 SH   SOLE   462 0 9,019
INTEL CORP COM 458140100 1,362 29,018 SH   SOLE   1,059 0 27,959
INTERNATIONAL BUSINESS MACHS COM 459200101 673 5,917 SH   SOLE   33 0 5,884
ISHARES TR CORE S&P MCP ETF 464287507 33,358 200,881 SH   SOLE   9,174 0 191,707
ISHARES TR CORE S&P SCP ETF 464287804 10,790 155,659 SH   SOLE   10,127 0 145,532
ISHARES TR CORE S&P500 ETF 464287200 10,388 41,286 SH   SOLE   2,280 0 39,006
ISHARES TR MICRO-CAP ETF 464288869 252 3,052 SH   SOLE   109 0 2,943
ISHARES TR MSCI EAFE ETF 464287465 208 3,547 SH   SOLE   669 0 2,878
ISHARES TR RUS 1000 VAL ETF 464287598 441 3,972 SH   SOLE   3,165 0 807
ISHARES TR RUSSELL 2000 ETF 464287655 2,468 18,435 SH   SOLE   1,508 0 16,927
ISHARES TR SELECT DIVID ETF 464287168 836 9,366 SH   SOLE   0 0 9,366
ISHARES TR SH TR CRPORT ETF 464288646 264 5,110 SH   SOLE   0 0 5,110
JOHNSON & JOHNSON COM 478160104 1,642 12,720 SH   SOLE   541 0 12,179
JP MORGAN EXCHANGE TRADED FD ULTRA SHRT INC 46641Q837 30,346 605,344 SH   SOLE   42,632 0 562,712
JPMORGAN CHASE & CO COM 46625H100 2,018 20,670 SH   SOLE   289 0 20,381
KINDER MORGAN INC DEL COM 49456B101 821 53,350 SH   SOLE   391 0 52,959
LABORATORY CORP AMER HLDGS COM NEW 50540R409 529 4,189 SH   SOLE   0 0 4,189
LATTICE STRATEGIES TR HARTFORD MLT ETF 518416102 1,064 41,227 SH   SOLE   2,490 0 38,737
LILLY ELI & CO COM 532457108 355 3,066 SH   SOLE   100 0 2,966
LOWES COS INC COM 548661107 201 2,177 SH   SOLE   100 0 2,077
LYONDELLBASELL INDUSTRIES N SHS - A - N53745100 331 3,980 SH   SOLE   0 0 3,980
MAGELLAN MIDSTREAM PRTNRS LP COM UNIT RP LP 559080106 243 4,264 SH   SOLE   486 0 3,778
MARRIOTT INTL INC NEW CL A 571903202 303 2,790 SH   SOLE   0 0 2,790
MCCORMICK & CO INC COM VTG 579780107 1,549 11,159 SH   SOLE   0 0 11,159
MCDONALDS CORP COM 580135101 959 5,403 SH   SOLE   289 0 5,114
MEDTRONIC PLC SHS G5960L103 302 3,321 SH   SOLE   0 0 3,321
MERCK & CO INC COM 58933Y105 1,436 18,795 SH   SOLE   1,373 0 17,422
MICROCHIP TECHNOLOGY INC COM 595017104 260 3,610 SH   SOLE   0 0 3,610
MICROSOFT CORP COM 594918104 1,719 16,929 SH   SOLE   1,211 0 15,718
MONDELEZ INTL INC CL A 609207105 301 7,522 SH   SOLE   76 0 7,446
MORGAN STANLEY COM NEW 617446448 265 6,691 SH   SOLE   0 0 6,691
NETFLIX INC COM 64110L106 300 1,120 SH   SOLE   25 0 1,095
NEXTERA ENERGY INC COM 65339F101 1,139 6,552 SH   SOLE   900 0 5,652
NORFOLK SOUTHERN CORP COM 655844108 1,380 9,228 SH   SOLE   900 0 8,328
NORTHROP GRUMMAN CORP COM 666807102 298 1,216 SH   SOLE   0 0 1,216
PEPSICO INC COM 713448108 2,603 23,559 SH   SOLE   30 0 23,529
PFIZER INC COM 717081103 2,793 63,995 SH   SOLE   4,632 0 59,363
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 15,280 151,364 SH   SOLE   7,735 0 143,629
PNC FINL SVCS GROUP INC COM 693475105 359 3,070 SH   SOLE   0 0 3,070
PROCTER AND GAMBLE CO COM 742718109 755 8,212 SH   SOLE   1,682 0 6,530
PROSHARES TR PSHS LC COR PLUS 74347R248 226 3,730 SH   SOLE   0 0 3,730
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 413 7,085 SH   SOLE   0 0 7,085
SANDY SPRING BANCORP INC COM 800363103 2,229 71,132 SH   SOLE   66,645 0 4,487
SCHWAB CHARLES CORP NEW COM 808513105 300 7,230 SH   SOLE   0 0 7,230
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 279 5,585 SH   SOLE   0 0 5,585
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 640 10,679 SH   SOLE   5,457 0 5,222
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 61,979 1,038,176 SH   SOLE   63,239 0 974,937
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 1,887 39,368 SH   SOLE   5,894 0 33,474
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 2,310 38,066 SH   SOLE   5,090 0 32,976
SPDR S&P 500 ETF TR TR UNIT 78462F103 22,389 89,584 SH   SOLE   2,762 0 86,822
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 386 1,274 SH   SOLE   1,274 0 0
STRYKER CORP COM 863667101 453 2,890 SH   SOLE   0 0 2,890
SUNTRUST BKS INC COM 867914103 240 4,768 SH   SOLE   0 0 4,768
TJX COS INC NEW COM 872540109 285 6,380 SH   SOLE   0 0 6,380
TRAVELERS COMPANIES INC COM 89417E109 698 5,832 SH   SOLE   633 0 5,199
TREX CO INC COM 89531P105 336 5,667 SH   SOLE   0 0 5,667
UNITED BANKSHARES INC WEST V COM 909907107 322 10,364 SH   SOLE   1,000 0 9,364
UNITED PARCEL SERVICE INC CL B 911312106 388 3,974 SH   SOLE   0 0 3,974
UNITED TECHNOLOGIES CORP COM 913017109 699 6,566 SH   SOLE   0 0 6,566
US BANCORP DEL COM NEW 902973304 472 10,335 SH   SOLE   732 0 9,603
VALERO ENERGY CORP NEW COM 91913Y100 1,016 13,557 SH   SOLE   0 0 13,557
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 485 6,177 SH   SOLE   0 0 6,177
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 582 5,830 SH   SOLE   0 0 5,830
VANGUARD INDEX FDS MID CAP ETF 922908629 5,585 40,415 SH   SOLE   3,000 0 37,415
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 26,602 115,757 SH   SOLE   5,468 0 110,289
VANGUARD INDEX FDS TOTAL STK MKT 922908769 483 3,784 SH   SOLE   0 0 3,784
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 640 16,795 SH   SOLE   1,570 0 15,225
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 342 4,387 SH   SOLE   0 0 4,387
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 1,904 51,317 SH   SOLE   3,110 0 48,207
VERIZON COMMUNICATIONS INC COM 92343V104 774 13,773 SH   SOLE   751 0 13,022
VISA INC COM CL A 92826C839 1,323 10,028 SH   SOLE   236 0 9,792
WALGREENS BOOTS ALLIANCE INC COM 931427108 387 5,666 SH   SOLE   1,800 0 3,866
WELLS FARGO CO NEW COM 949746101 345 7,492 SH   SOLE   139 0 7,353
YUM BRANDS INC COM 988498101 429 4,671 SH   SOLE   0 0 4,671
ZOETIS INC CL A 98978V103 200 2,340 SH   SOLE   440 0 1,900