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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
SPDR S&P 500 ETF TR TR UNIT 78462F103 2,517 10,071 SH   SOLE   0 0 10,071
ISHARES TR SH TR CRPORT ETF 464288646 2,646 51,234 SH   SOLE   0 0 51,234
ISHARES TR RUS 2000 VAL ETF 464287630 87,100 809,933 SH   SOLE   0 0 809,933
VANGUARD INDEX FDS GROWTH ETF 922908736 6,197 46,133 SH   SOLE   0 0 46,133
ISHARES TR 1 3 YR TREAS BD 464287457 585 6,994 SH   SOLE   0 0 6,994
SPDR SERIES TRUST PORTFOLIO INTRMD 78464A375 16,246 491,696 SH   SOLE   0 0 491,696
VANGUARD INDEX FDS VALUE ETF 922908744 6,882 70,258 SH   SOLE   0 0 70,258
ISHARES INC CORE MSCI EMKT 46434G103 7,287 154,559 SH   SOLE   0 0 154,559
ISHARES TR RUS 1000 VAL ETF 464287598 68,660 618,276 SH   SOLE   0 0 618,276
ISHARES TR RUS MDCP VAL ETF 464287473 115,286 1,509,962 SH   SOLE   0 0 1,509,962
VANGUARD BD INDEX FD INC INTERMED TERM 921937819 10,474 128,845 SH   SOLE   0 0 128,845
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 13,197 138,535 SH   SOLE   0 0 138,535
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 698 8,962 SH   SOLE   0 0 8,962
ISHARES TR MSCI EMG MKT ETF 464287234 24,519 627,718 SH   SOLE   0 0 627,718
ISHARES TR RUS 1000 GRW ETF 464287614 17,726 135,407 SH   SOLE   0 0 135,407
ISHARES TR CORE MSCI EAFE 46432F842 740 13,449 SH   SOLE   0 0 13,449
SPDR SERIES TRUST PORTFOLIO SHORT 78464A474 286 9,480 SH   SOLE   0 0 9,480
ISHARES TR MSCI EAFE ETF 464287465 978 16,641 SH   SOLE   0 0 16,641
ISHARES TR RUS MD CP GR ETF 464287481 84,354 741,833 SH   SOLE   0 0 741,833
BLACKSTONE MTG TR INC COM CL A 09257W100 656 20,575 SH   SOLE   0 0 20,575
SPDR SERIES TRUST BLMBRG BRC INTRM 78464A672 32,471 545,273 SH   SOLE   0 0 545,273
VANGUARD INDEX FDS SM CP VAL ETF 922908611 9,171 80,404 SH   SOLE   0 0 80,404
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 8,203 68,534 SH   SOLE   0 0 68,534