The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM COM 88579Y101 240 1,259 SH   SOLE NONE 0 0 1,259
ABBOTT LABS COM COM 002824100 378 5,232 SH   SOLE NONE 0 0 5,232
ALIBABA GROUP HLDG LTD SPONSORED ADS SPONSORED ADS 01609W102 2,109 15,389 SH   SOLE NONE 0 0 15,389
ALPHABET INC CAP STK CL A CAP STK CL A 02079K305 486 465 SH   SOLE NONE 0 0 465
ALPHABET INC CAP STK CL C CAP STK CL C 02079K107 563 544 SH   SOLE NONE 0 0 544
ALTRIA GROUP INC COM COM 02209S103 386 7,820 SH   SOLE NONE 0 0 7,820
AMAZON COM INC COM COM 023135106 1,682 1,120 SH   SOLE NONE 0 0 1,120
AMERICAN EXPRESS CO COM COM 025816109 249 2,617 SH   SOLE NONE 0 0 2,617
AMERISOURCEBERGEN CORP COM COM 03073E105 683 9,178 SH   SOLE NONE 0 0 9,178
AMGEN INC COM COM 031162100 817 4,199 SH   SOLE NONE 0 0 4,199
APPLE INC COM COM 037833100 2,605 16,512 SH   SOLE NONE 0 0 16,512
AQUA AMERICA INC COM COM 03836W103 5,273 154,215 SH   SOLE NONE 0 0 154,215
AT&T INC COM COM 00206R102 608 21,287 SH   SOLE NONE 0 0 21,287
AUTOMATIC DATA PROCESSING INC COM COM 053015103 222 1,683 SH   SOLE NONE 0 0 1,683
AXIS CAPITAL HOLDINGS LTD SHS SHS G0692U109 2,600 50,341 SH   SOLE NONE 0 0 50,341
BANK AMER CORP COM COM 060505104 1,403 56,942 SH   SOLE NONE 0 0 56,942
BOEING CO COM COM 097023105 1,602 4,967 SH   SOLE NONE 0 0 4,967
BRISTOL MYERS SQUIBB CO COM COM 110122108 549 10,561 SH   SOLE NONE 0 0 10,561
CHARTER COMMUNICATIONS INC NEW CL A CL A 16119P108 264 925 SH   SOLE NONE 0 0 925
CHEVRON CORP NEW COM COM 166764100 1,539 14,145 SH   SOLE NONE 0 0 14,145
CISCO SYS INC COM COM 17275R102 302 6,974 SH   SOLE NONE 0 0 6,974
CITIGROUP INC COM NEW COM NEW 172967424 312 5,986 SH   SOLE NONE 0 0 5,986
CNO FINL GROUP INC COM COM 12621E103 900 60,508 SH   SOLE NONE 0 0 60,508
COCA COLA CO COM COM 191216100 426 8,999 SH   SOLE NONE 0 0 8,999
COMCAST CORP NEW CL A CL A 20030N101 715 20,999 SH   SOLE NONE 0 0 20,999
CONOCOPHILLIPS COM COM 20825C104 287 4,610 SH   SOLE NONE 0 0 4,610
CONSUMER STAPLES SELECT SECTOR SPDR FUND SBI CONS STPLS 81369Y308 1,475 29,050 SH   SOLE NONE 0 0 29,050
CUSTOMERS BANCORP INC COM COM 23204G100 3,436 188,808 SH   SOLE NONE 0 0 188,808
CVS HEALTH CORP COM COM 126650100 572 8,731 SH   SOLE NONE 0 0 8,731
DISNEY WALT CO COM DISNEY COM DISNEY 254687106 1,761 16,064 SH   SOLE NONE 0 0 16,064
DOWDUPONT INC COM COM 26078J100 1,186 22,170 SH   SOLE NONE 0 0 22,170
EATON CORP PLC SHS SHS G29183103 533 7,762 SH   SOLE NONE 0 0 7,762
ENERGY SELECT SECTOR SPDR FUND ENERGY 81369Y506 216 3,764 SH   SOLE NONE 0 0 3,764
ENERGY TRANSFER LP COM UT LTD PTN COM UT LTD PTN 29273V100 270 20,473 SH   SOLE NONE 0 0 20,473
ENTERPRISE PRODS PARTNERS L P COM COM 293792107 367 14,934 SH   SOLE NONE 0 0 14,934
EQUIFAX INC COM COM 294429105 729 7,823 SH   SOLE NONE 0 0 7,823
EXXON MOBIL CORP COM COM 30231G102 1,242 18,209 SH   SOLE NONE 0 0 18,209
FACEBOOK INC CL A CL A 30303M102 2,035 15,522 SH   SOLE NONE 0 0 15,522
FORD MTR CO DEL COM PAR $0.01 COM PAR $0.01 345370860 335 43,840 SH   SOLE NONE 0 0 43,840
FULTON FINL CORP PA COM COM 360271100 4,943 319,322 SH   SOLE NONE 0 0 319,322
GENERAL ELECTRIC CO COM COM 369604103 611 80,770 SH   SOLE NONE 0 0 80,770
GILDAN ACTIVEWEAR INC COM COM 375916103 1,079 35,550 SH   SOLE NONE 0 0 35,550
GRAINGER W W INC COM COM 384802104 450 1,593 SH   SOLE NONE 0 0 1,593
HEALTH CARE SELECT SECTOR SPDR FUND SBI HEALTHCARE 81369Y209 698 8,064 SH   SOLE NONE 0 0 8,064
INDEPENDENT BK GROUP INC COM COM 45384B106 333 7,275 SH   SOLE NONE 0 0 7,275
INVESCO QQQ TRUST UNIT SER 1 46090E103 1,908 12,366 SH   SOLE NONE 0 0 12,366
INVESCO SENIOR LOAN ETF SR LN ETF 46138G508 1,522 69,898 SH   SOLE NONE 0 0 69,898
ISHARES CORE MSCI EAFE ETF CORE MSCI EAFE 46432F842 254 4,615 SH   SOLE NONE 0 0 4,615
ISHARES CORE S&P 500 ETF CORE S&P500 ETF 464287200 4,238 16,821 SH   SOLE NONE 0 0 16,821
ISHARES IBOXX $ HIGH YIELD CORPORATE BOND ETF IBOXX HI YD ETF 464288513 1,512 18,643 SH   SOLE NONE 0 0 18,643
ISHARES IBOXX $ INVESTMENT GRADE CORPORATE BOND ETF IBOXX INV CP ETF 464287242 240 2,123 SH   SOLE NONE 0 0 2,123
ISHARES MSCI ALL COUNTRY ASIA EX JAPAN INDEX FUND MSCI AC ASIA ETF 464288182 340 5,355 SH   SOLE NONE 0 0 5,355
ISHARES RUSSELL 1000 ETF RUS 1000 ETF 464287622 2,061 14,858 SH   SOLE NONE 0 0 14,858
ISHARES RUSSELL 1000 GROWTH ETF RUS 1000 GRW ETF 464287614 1,920 14,667 SH   SOLE NONE 0 0 14,667
ISHARES RUSSELL 1000 VALUE ETF RUS 1000 VAL ETF 464287598 1,194 10,753 SH   SOLE NONE 0 0 10,753
ISHARES RUSSELL 2000 ETF RUSSELL 2000 ETF 464287655 1,266 9,458 SH   SOLE NONE 0 0 9,458
ISHARES RUSSELL 2000 GROWTH ETF RUS 2000 GRW ETF 464287648 235 1,399 SH   SOLE NONE 0 0 1,399
ISHARES RUSSELL MID-CAP ETF RUS MID CAP ETF 464287499 348 7,497 SH   SOLE NONE 0 0 7,497
ISHARES S&P MIDCAP FUND CORE S&P MCP ETF 464287507 297 1,789 SH   SOLE NONE 0 0 1,789
JOHNSON & JOHNSON COM COM 478160104 3,053 23,656 SH   SOLE NONE 0 0 23,656
JPMORGAN CHASE & CO COM COM 46625H100 796 8,149 SH   SOLE NONE 0 0 8,149
KINDER MORGAN INC DEL COM COM 49456B101 235 15,311 SH   SOLE NONE 0 0 15,311
LAKELAND BANCORP INC COM COM 511637100 855 57,740 SH   SOLE NONE 0 0 57,740
MATERIALS SELECT SECTOR SPDR FUND SBI MATERIALS 81369Y100 324 6,417 SH   SOLE NONE 0 0 6,417
MCDONALDS CORP COM COM 580135101 571 3,216 SH   SOLE NONE 0 0 3,216
MERCADOLIBRE INC COM COM 58733R102 586 2,000 SH   SOLE NONE 0 0 2,000
MERCK & CO INC COM COM 58933Y105 598 7,828 SH   SOLE NONE 0 0 7,828
MICROSOFT CORP COM COM 594918104 1,259 12,393 SH   SOLE NONE 0 0 12,393
NEW JERSEY RES COM COM 646025106 597 12,997 SH   SOLE NONE 0 0 12,997
ON DECK CAP INC COM COM 682163100 273 46,343 SH   SOLE NONE 0 0 46,343
PAYCHEX INC COM COM 704326107 307 4,710 SH   SOLE NONE 0 0 4,710
PEPSICO INC COM COM 713448108 594 5,377 SH   SOLE NONE 0 0 5,377
PFIZER INC COM COM 717081103 569 13,027 SH   SOLE NONE 0 0 13,027
PHILIP MORRIS INTL INC COM COM 718172109 209 3,138 SH   SOLE NONE 0 0 3,138
PPL CORP COM COM 69351T106 230 8,000 SH   SOLE NONE 0 0 8,000
PROCTER AND GAMBLE CO COM COM 742718109 365 3,976 SH   SOLE NONE 0 0 3,976
PUBLIC SVC ENTERPRISE GROUP COM COM 744573106 316 6,072 SH   SOLE NONE 0 0 6,072
REINSURANCE GROUP AMER INC COM NEW COM NEW 759351604 1,590 11,341 SH   SOLE NONE 0 0 11,341
SERVICENOW INC COM COM 81762P102 520 2,918 SH   SOLE NONE 0 0 2,918
SPDR DOW JONES INDUSTRIAL AVERAGE ETF UT SER 1 78467X109 476 2,042 SH   SOLE NONE 0 0 2,042
SPDR GOLD SHARES GOLD SHS 78463V107 455 3,750 SH   SOLE NONE 0 0 3,750
SPDR S&P 500 ETF TR UNIT 78462F103 7,240 28,968 SH   SOLE NONE 0 0 28,968
SPDR S&P MIDCAP 400 ETF UTSER1 S&PDCRP 78467Y107 15,463 51,087 SH   SOLE NONE 0 0 51,087
SPOTIFY TECHNOLOGY S A SHS SHS L8681T102 408 3,594 SH   SOLE NONE 0 0 3,594
STARBUCKS CORP COM COM 855244109 354 5,494 SH   SOLE NONE 0 0 5,494
STONEMOR PARTNERS L P COM UNITS INT COM UNITS INT 86183Q100 285 135,848 SH   SOLE NONE 0 0 135,848
SYSCO CORP COM COM 871829107 256 4,087 SH   SOLE NONE 0 0 4,087
TECHNOLOGY SELECT SECTOR SPDR FUND TECHNOLOGY 81369Y803 1,451 23,410 SH   SOLE NONE 0 0 23,410
UNITED PARCEL SERVICE INC CL B CL B 911312106 673 6,904 SH   SOLE NONE 0 0 6,904
UNITED TECHNOLOGIES CORP COM COM 913017109 242 2,275 SH   SOLE NONE 0 0 2,275
UNITEDHEALTH GROUP INC COM COM 91324P102 355 1,426 SH   SOLE NONE 0 0 1,426
V F CORP COM COM 918204108 1,360 19,064 SH   SOLE NONE 0 0 19,064
VANGUARD FTSE EMERGING MARKETS ETF FTSE EMR MKT ETF 922042858 469 12,323 SH   SOLE NONE 0 0 12,323
VANGUARD FTSE EUROPE ETF FTSE EUROPE ETF 922042874 701 14,412 SH   SOLE NONE 0 0 14,412
VANGUARD GROWTH INDEX FUND GROWTH ETF 922908736 419 3,117 SH   SOLE NONE 0 0 3,117
VANGUARD HIGH DIVIDEND YIELD INDEX FUND HIGH DIV YLD 921946406 652 8,356 SH   SOLE NONE 0 0 8,356
VANGUARD INTERMEDIATE-TERM CORPORATE BOND ETF INT-TERM CORP 92206C870 3,981 48,046 SH   SOLE NONE 0 0 48,046
VANGUARD RUSSELL 2000 ETF VNG RUS2000IDX 92206C664 913 8,505 SH   SOLE NONE 0 0 8,505
VANGUARD S&P 500 ETF S&P 500 ETF SHS 922908363 4,057 17,652 SH   SOLE NONE 0 0 17,652
VANGUARD SHORT-TERM BOND INDEX FUND SHORT TRM BOND 921937827 4,162 52,977 SH   SOLE NONE 0 0 52,977
VANGUARD TOTAL INTERNATIONAL STOCK ETF VG TL INTL STK F 921909768 3,783 80,108 SH   SOLE NONE 0 0 80,108
VANGUARD VALUE INDEX FUND VALUE ETF 922908744 279 2,848 SH   SOLE NONE 0 0 2,848
VENTAS INC COM COM 92276F100 234 4,000 SH   SOLE NONE 0 0 4,000
VERIZON COMMUNICATIONS INC COM COM 92343V104 405 7,195 SH   SOLE NONE 0 0 7,195
WALGREENS BOOTS ALLIANCE INC COM COM 931427108 458 6,696 SH   SOLE NONE 0 0 6,696
WALMART INC COM COM 931142103 384 4,095 SH   SOLE NONE 0 0 4,095
XCEL BRANDS INC COM NEW COM NEW 98400M101 630 557,725 SH   SOLE NONE 0 0 557,725
YUM BRANDS INC COM COM 988498101 286 3,108 SH   SOLE NONE 0 0 3,108
ZIMMER BIOMET HLDGS INC COM COM 98956P102 340 3,278 SH   SOLE NONE 0 0 3,278