The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
A T & T INC COM 00206R102 1,609 47,918 SH   SOLE   3,995 0 43,923
ABBOTT LABS COM 002824100 277 3,782 SH   SOLE   332 0 3,450
ABBVIE INC COM 00287Y109 385 4,073 SH   SOLE   328 0 3,745
ALPHABET INC CAP STK CL A 02079K305 1,584 1,312 SH   SOLE   165 0 1,147
ALPHABET INC CAP STK CL C 02079K107 585 490 SH   SOLE   31 0 459
ALTRIA GROUP INC COM 02209S103 989 16,391 SH   SOLE   2,709 0 13,682
AMAZON COM INC COM 023135106 1,276 637 SH   SOLE   79 0 558
AMAZON COM INC CALL 023135906 751 8 SH Call SOLE   0 0 8
AMGEN INC COM 031162100 300 1,446 SH   SOLE   238 0 1,208
APPLE INC COM 037833100 5,371 23,794 SH   SOLE   2,287 0 21,507
AUTOMATIC DATA PROCESSING IN COM 053015103 206 1,367 SH   SOLE   0 0 1,367
BAXTER INTL INC COM 071813109 404 5,244 SH   SOLE   0 0 5,244
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 5,310 24,801 SH   SOLE   2,012 0 22,789
BLACKROCK MD MUNICIPAL BOND COM 09249L105 148 10,750 SH   SOLE   0 0 10,750
BOEING CO COM 097023105 1,804 4,851 SH   SOLE   1,303 0 3,548
BRISTOL MYERS SQUIBB CO COM 110122108 236 3,798 SH   SOLE   0 0 3,798
CATERPILLAR INC COM 149123101 576 3,780 SH   SOLE   1,100 0 2,680
CENTRAL FD CDA LTD CL A 153501101 119 10,204 SH   SOLE   0 0 10,204
CHEVRON CORP NEW COM 166764100 303 2,476 SH   SOLE   0 0 2,476
CISCO SYS INC COM 17275R102 1,482 30,457 SH   SOLE   2,491 0 27,966
CLOROX CO DEL COM 189054109 227 1,507 SH   SOLE   57 0 1,450
COCA COLA CO COM 191216100 443 9,601 SH   SOLE   1,675 0 7,926
COHEN & STEERS LTD DUR PFD I COM 19248C105 1,324 55,587 SH   SOLE   6,363 0 49,224
CONSOLIDATED EDISON INC COM 209115104 236 3,100 SH   SOLE   0 0 3,100
COSTCO WHSL CORP NEW COM 22160K105 608 2,587 SH   SOLE   0 0 2,587
CVS HEALTH CORP COM 126650100 235 2,979 SH   SOLE   307 0 2,672
DEERE & CO COM 244199105 210 1,394 SH   SOLE   1,000 0 394
DISNEY WALT CO COM DISNEY 254687106 244 2,087 SH   SOLE   521 0 1,566
DOMINION ENERGY INC COM 25746U109 214 3,045 SH   SOLE   570 0 2,475
DOWDUPONT INC COM 26078J100 1,105 17,178 SH   SOLE   3,770 0 13,408
DUKE ENERGY CORP NEW COM NEW 26441C204 373 4,660 SH   SOLE   602 0 4,058
ENTERPRISE PRODS PARTNERS L COM 293792107 249 8,682 SH   SOLE   0 0 8,682
EXXON MOBIL CORP COM 30231G102 1,304 15,338 SH   SOLE   478 0 14,860
FACEBOOK INC CL A 30303M102 393 2,392 SH   SOLE   854 0 1,538
FORD MTR CO DEL COM PAR $0.01 345370860 97 10,488 SH   SOLE   4,466 0 6,022
GENERAL ELECTRIC CO COM 369604103 493 43,641 SH   SOLE   3,495 0 40,146
GOLDMAN SACHS GROUP INC COM 38141G104 217 969 SH   SOLE   290 0 679
HARRIS CORP DEL COM 413875105 295 1,744 SH   SOLE   0 0 1,744
HOME DEPOT INC COM 437076102 682 3,292 SH   SOLE   300 0 2,992
HONEYWELL INTL INC COM 438516106 703 4,225 SH   SOLE   810 0 3,415
INTEL CORP COM 458140100 902 19,068 SH   SOLE   2,722 0 16,346
INTERNATIONAL BUSINESS MACHS COM 459200101 709 4,687 SH   SOLE   200 0 4,487
INVESCO EXCH TRD SLF IDX FD BULSHS 2020 CB 46138J502 262 12,423 SH   SOLE   0 0 12,423
INVESCO EXCHANGE TRADED FD T FINL PFD ETF 46137V621 282 15,492 SH   SOLE   0 0 15,492
INVESCO EXCHNG TRADED FD TR VAR RATE PFD 46138G870 397 15,965 SH   SOLE   675 0 15,290
ISHARES TR CORE HIGH DV ETF 46429B663 279 3,083 SH   SOLE   557 0 2,526
ISHARES TR CORE S&P MCP ETF 464287507 1,284 6,381 SH   SOLE   1,249 0 5,132
ISHARES TR CORE S&P SCP ETF 464287804 600 6,873 SH   SOLE   823 0 6,050
ISHARES TR CORE S&P500 ETF 464287200 430 1,468 SH   SOLE   238 0 1,230
ISHARES TR GLOB HLTHCRE ETF 464287325 208 3,304 SH   SOLE   276 0 3,028
ISHARES TR MSCI EAFE ETF 464287465 203 2,990 SH   SOLE   0 0 2,990
ISHARES TR SELECT DIVID ETF 464287168 202 2,024 SH   SOLE   127 0 1,897
ISHARES TR S&P MC 400GR ETF 464287606 939 4,032 SH   SOLE   389 0 3,643
ISHARES TR S&P SML 600 GWT 464287887 304 1,509 SH   SOLE   389 0 1,120
ISHARES TR S&P US PFD STK 464288687 734 19,776 SH   SOLE   1,265 0 18,511
ISHARES TR US AER DEF ETF 464288760 219 1,014 SH   SOLE   207 0 807
JOHNSON & JOHNSON COM 478160104 3,783 27,379 SH   SOLE   2,202 0 25,177
JPMORGAN CHASE & CO COM 46625H100 748 6,633 SH   SOLE   476 0 6,157
LILLY ELI & CO COM 532457108 319 2,976 SH   SOLE   0 0 2,976
LOCKHEED MARTIN CORP COM 539830109 860 2,487 SH   SOLE   439 0 2,048
MARRIOTT INTL INC NEW CL A 571903202 271 2,049 SH   SOLE   0 0 2,049
MASTERCARD INCORPORATED CL A 57636Q104 204 918 SH   SOLE   402 0 516
MCDONALDS CORP COM 580135101 1,704 10,186 SH   SOLE   125 0 10,061
MEDTRONIC PLC SHS G5960L103 427 4,341 SH   SOLE   0 0 4,341
MERCK & CO INC COM 58933Y105 562 7,925 SH   SOLE   300 0 7,625
MICROSOFT CORP COM 594918104 3,744 32,740 SH   SOLE   1,281 0 31,459
MONDELEZ INTL INC CL A 609207105 239 5,552 SH   SOLE   800 0 4,752
NICE LTD SPONSORED ADR 653656108 206 1,800 SH   SOLE   500 0 1,300
NOVARTIS A G SPONSORED ADR 66987V109 354 4,108 SH   SOLE   900 0 3,208
NUVEEN MARYLAND QLT MUN INC COM 67061Q107 587 49,814 SH   SOLE   0 0 49,814
ORACLE CORP COM 68389X105 234 4,530 SH   SOLE   2,000 0 2,530
PEPSICO INC COM 713448108 836 7,475 SH   SOLE   485 0 6,990
PFIZER INC COM 717081103 669 15,175 SH   SOLE   1,221 0 13,954
PHILIP MORRIS INTL INC COM 718172109 419 5,144 SH   SOLE   600 0 4,544
POWERSHARES QQQ TRUST UNIT SER 1 73935A104 635 3,417 SH   SOLE   303 0 3,114
PROCTER AND GAMBLE CO COM 742718109 1,412 16,964 SH   SOLE   2,038 0 14,926
QUALCOMM INC COM 747525103 221 3,070 SH   SOLE   1,000 0 2,070
RYDEX ETF TRUST GUG S&P500 EQ WT 78355W106 1,927 18,045 SH   SOLE   2,758 0 15,287
RYDEX ETF TRUST GUG S&P500EQWTFI 78355W858 701 16,302 SH   SOLE   2,802 0 13,500
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 4,410 62,654 SH   SOLE   20,334 0 42,320
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 2,149 28,208 SH   SOLE   8,787 0 19,421
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 2,156 37,280 SH   SOLE   12,172 0 25,108
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 1,091 15,685 SH   SOLE   9,946 0 5,739
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 2,027 60,457 SH   SOLE   14,841 0 45,616
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 787 30,597 SH   SOLE   6,798 0 23,799
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 808 9,850 SH   SOLE   2,728 0 7,122
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 568 10,710 SH   SOLE   1,769 0 8,941
SCHWAB STRATEGIC TR US TIPS ETF 808524870 205 3,801 SH   SOLE   5 0 3,796
SELECT SECTOR SPDR TR ENERGY 81369Y506 314 4,151 SH   SOLE   585 0 3,566
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 241 3,200 SH   SOLE   0 0 3,200
SOUTHERN CO COM 842587907 410 9,410 SH   SOLE   1,312 0 8,098
SPDR SERIES TRUST S&P DIVID ETF 78464A763 2,981 30,443 SH   SOLE   4,302 0 26,141
SPDR SERIES TRUST S&P 600 SMCP GRW 78464A201 567 8,402 SH   SOLE   760 0 7,642
SPDR SERIES TRUST S&P 400 MDCP GRW 78464A821 285 5,099 SH   SOLE   0 0 5,099
UNITED PARCEL SERVICE INC CL B 911312106 210 1,800 SH   SOLE   700 0 1,100
UNITED TECHNOLOGIES CORP COM 913017109 939 6,714 SH   SOLE   1,582 0 5,132
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 2,749 22,423 SH   SOLE   2,767 0 19,656
VANGUARD INDEX FDS SMALL CP ETF 922908751 1,650 10,151 SH   SOLE   844 0 9,307
VANGUARD INDEX FDS TOTAL STK MKT 922908769 939 6,278 SH   SOLE   20 0 6,258
VANGUARD INDEX FDS MID CAP ETF 922908629 902 5,495 SH   SOLE   712 0 4,783
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 752 6,654 SH   SOLE   400 0 6,254
VANGUARD INDEX FDS GROWTH ETF 922908736 543 3,373 SH   SOLE   743 0 2,630
VANGUARD INDEX FDS LARGE CAP ETF 922908637 531 3,980 SH   SOLE   695 0 3,285
VANGUARD INDEX FDS REIT ETF 922908553 345 4,272 SH   SOLE   355 0 3,917
VANGUARD INDEX FDS SML CP GRW ETF 922908595 388 2,069 SH   SOLE   0 0 2,069
VANGUARD INDEX FDS SM CP VAL ETF 922908611 202 1,446 SH   SOLE   1,000 0 446
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 394 1,475 SH   SOLE   953 0 522
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 304 2,135 SH   SOLE   64 0 2,071
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 886 17,026 SH   SOLE   1,298 0 15,728
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 378 9,231 SH   SOLE   231 0 9,000
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680 858 5,370 SH   SOLE   410 0 4,960
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 248 3,174 SH   SOLE   0 0 3,174
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 1,723 15,565 SH   SOLE   1,141 0 14,424
VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 601 6,896 SH   SOLE   561 0 6,335
VANGUARD WORLD FDS INF TECH ETF 92204A702 2,180 10,761 SH   SOLE   1,230 0 9,531
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 1,048 5,809 SH   SOLE   519 0 5,290
VANGUARD WORLD FDS FINANCIALS ETF 92204A405 282 4,068 SH   SOLE   793 0 3,275
VERIZON COMMUNICATIONS INC COM 92343V104 1,610 30,156 SH   SOLE   2,932 0 27,224
VISA INC COM CL A 92826C839 252 1,679 SH   SOLE   536 0 1,143
WAL-MART STORES INC COM 931142103 507 5,396 SH   SOLE   642 0 4,754
WELLTOWER INC COM 95040Q104 303 4,709 SH   SOLE   300 0 4,409
WESTERN ASSET CLYM INFL OPP COM 95766R104 109 10,028 SH   SOLE   0 0 10,028
YUM BRANDS INC COM 988498101 307 3,378 SH   SOLE   0 0 3,378