The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC COM 00206R102 276 8,213 SH   OTR 1 0 0 8,213
AT&T INC COM 00206R102 73 2,182 SH   SOLE   2,182 0 0
ABBOTT LABS COM 002824100 209 2,844 SH   OTR 1 0 0 2,844
ABBOTT LABS COM 002824100 35 483 SH   SOLE   483 0 0
ABBVIE INC COM 00287Y109 309 3,268 SH   OTR 1 0 0 3,268
ABBVIE INC COM 00287Y109 86 912 SH   SOLE   912 0 0
ADOBE SYS INC COM 00724F101 306 1,134 SH   OTR 1 0 0 1,134
ADOBE SYS INC COM 00724F101 69 255 SH   SOLE   255 0 0
ALPHABET INC CAP STK CL C 02079K107 548 459 SH   OTR 1 50 0 409
ALPHABET INC CAP STK CL C 02079K107 306 256 SH   SOLE   256 0 0
ALPHABET INC CAP STK CL A 02079K305 660 547 SH   OTR 1 0 0 547
ALPHABET INC CAP STK CL A 02079K305 304 252 SH   SOLE   252 0 0
AMAZON COM INC COM 023135106 929 464 SH   OTR 1 84 0 380
AMAZON COM INC COM 023135106 32,799 16,375 SH   SOLE   16,375 0 0
AMERICAN EXPRESS CO COM 025816109 191 1,795 SH   OTR 1 0 0 1,795
AMERICAN EXPRESS CO COM 025816109 27 255 SH   SOLE   255 0 0
AMGEN INC COM 031162100 318 1,536 SH   OTR 1 0 0 1,536
AMGEN INC COM 031162100 72 348 SH   SOLE   348 0 0
APPLE INC COM 037833100 1,404 6,218 SH   OTR 1 549 0 5,669
APPLE INC COM 037833100 1,055 4,675 SH   SOLE   4,674 0 0
ARATANA THERAPEUTICS INC COM 03874P101 58 10,000 SH   SOLE   10,000 0 0
ATARA BIOTHERAPEUTICS INC COM 046513107 227 5,500 SH   SOLE   5,500 0 0
BANK AMER CORP COM 060505104 261 8,853 SH   OTR 1 0 0 8,853
BANK AMER CORP COM 060505104 71 2,407 SH   SOLE   2,407 0 0
BECTON DICKINSON & CO COM 075887109 186 713 SH   OTR 1 0 0 713
BECTON DICKINSON & CO COM 075887109 34 130 SH   SOLE   130 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 392 1,829 SH   OTR 1 0 0 1,829
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 850 3,969 SH   SOLE   3,969 0 0
BOEING CO COM 097023105 257 690 SH   OTR 1 0 0 690
BOEING CO COM 097023105 212 570 SH   SOLE   570 0 0
BRISTOL MYERS SQUIBB CO COM 110122108 184 2,964 SH   OTR 1 0 0 2,964
BRISTOL MYERS SQUIBB CO COM 110122108 140 2,254 SH   SOLE   2,254 0 0
CATERPILLAR INC DEL COM 149123101 213 1,399 SH   OTR 1 0 0 1,399
CATERPILLAR INC DEL COM 149123101 49 324 SH   SOLE   324 0 0
CHEVRON CORP NEW COM 166764100 340 2,779 SH   OTR 1 0 0 2,779
CHEVRON CORP NEW COM 166764100 709 5,796 SH   SOLE   5,796 0 0
CISCO SYS INC COM 17275R102 503 10,336 SH   OTR 1 0 0 10,336
CISCO SYS INC COM 17275R102 200 4,109 SH   SOLE   4,109 0 0
CITIGROUP INC COM NEW 172967424 184 2,558 SH   OTR 1 0 0 2,558
CITIGROUP INC COM NEW 172967424 57 794 SH   SOLE   794 0 0
CLEAN ENERGY FUELS CORP COM 184499101 26 10,000 SH   SOLE   10,000 0 0
COCA COLA CO COM 191216100 281 6,092 SH   OTR 1 0 0 6,092
COCA COLA CO COM 191216100 132 2,859 SH   SOLE   2,859 0 0
COMCAST CORP NEW CL A 20030N101 220 6,199 SH   OTR 1 0 0 6,199
COMCAST CORP NEW CL A 20030N101 47 1,332 SH   SOLE   1,332 0 0
COSTCO WHSL CORP NEW COM 22160K105 238 1,015 SH   OTR 1 232 0 783
COSTCO WHSL CORP NEW COM 22160K105 408 1,738 SH   SOLE   1,738 0 0
DISNEY WALT CO COM DISNEY 254687106 325 2,777 SH   OTR 1 0 0 2,777
DISNEY WALT CO COM DISNEY 254687106 112 959 SH   SOLE   959 0 0
EXXON MOBIL CORP COM 30231G102 326 3,831 SH   OTR 1 0 0 3,831
EXXON MOBIL CORP COM 30231G102 442 5,198 SH   SOLE   5,198 0 0
FACEBOOK INC CL A 30303M102 524 3,188 SH   OTR 1 377 0 2,811
FACEBOOK INC CL A 30303M102 1,924 11,701 SH   SOLE   11,701 0 0
GILEAD SCIENCES INC COM 375558103 167 2,163 SH   OTR 1 0 0 2,163
GILEAD SCIENCES INC COM 375558103 52 678 SH   SOLE   678 0 0
HOME DEPOT INC COM 437076102 299 1,442 SH   OTR 1 0 0 1,442
HOME DEPOT INC COM 437076102 62 300 SH   SOLE   300 0 0
INDEXIQ ETF TR HEDGE MLTI ETF 45409B107 13 425 SH   OTR 1 425 0 0
INDEXIQ ETF TR HEDGE MLTI ETF 45409B107 463 15,056 SH   SOLE   15,056 0 0
INTEL CORP COM 458140100 519 10,966 SH   OTR 1 0 0 10,966
INTEL CORP COM 458140100 116 2,454 SH   SOLE   2,454 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 262 1,733 SH   OTR 1 0 0 1,733
INTERNATIONAL BUSINESS MACHS COM 459200101 100 661 SH   SOLE   660 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 633 3,406 SH   OTR 1 3,406 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 181 974 SH   SOLE   974 0 0
ISHARES GOLD TRUST ISHARES 464285105 10,620 929,117 SH   SOLE   929,117 0 0
ISHARES TR CORE S&P500 ETF 464287200 535 1,827 SH   OTR 1 1,827 0 0
ISHARES TR CORE S&P500 ETF 464287200 2,130 7,275 SH   SOLE   7,275 0 0
ISHARES TR CORE US AGGBD ET 464287226 234 2,221 SH   OTR 1 2,221 0 0
ISHARES TR CORE US AGGBD ET 464287226 52 492 SH   SOLE   492 0 0
ISHARES TR S&P 500 VAL ETF 464287408 333 2,873 SH   SOLE   2,873 0 0
ISHARES TR 1 3 YR TREAS BD 464287457 199 2,401 SH   OTR 1 2,401 0 0
ISHARES TR 1 3 YR TREAS BD 464287457 8 100 SH   SOLE   100 0 0
ISHARES TR MSCI EAFE ETF 464287465 11,346 166,879 SH   SOLE   166,878 0 0
ISHARES TR RUS MID CAP ETF 464287499 1,505 6,826 SH   SOLE   6,826 0 0
ISHARES TR CORE S&P MCP ETF 464287507 2,368 11,765 SH   SOLE   11,765 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 243 1,555 SH   OTR 1 1,555 0 0
ISHARES TR RUS 1000 ETF 464287622 4,471 27,647 SH   SOLE   27,647 0 0
ISHARES TR RUS 2000 GRW ETF 464287648 268 4,250 SH   SOLE   4,250 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 3,855 22,870 SH   SOLE   22,870 0 0
ISHARES TR CORE S&P SCP ETF 464287804 4,489 51,453 SH   SOLE   51,453 0 0
ISHARES TR SHRT NAT MUN ETF 464288158 465 4,440 SH   SOLE   4,440 0 0
ISHARES TR JPMORGAN USD EMG 464288281 38 356 SH   OTR 1 356 0 0
ISHARES TR JPMORGAN USD EMG 464288281 5,599 51,935 SH   SOLE   51,934 0 0
ISHARES TR MSCI USA ESG SLC 464288802 4,697 39,355 SH   SOLE   39,355 0 0
ISHARES INC CORE MSCI EMKT 46434G103 173 3,334 SH   OTR 1 3,334 0 0
ISHARES INC CORE MSCI EMKT 46434G103 12,862 248,395 SH   SOLE   248,395 0 0
JPMORGAN CHASE & CO COM 46625H100 422 3,744 SH   OTR 1 0 0 3,744
JPMORGAN CHASE & CO COM 46625H100 168 1,492 SH   SOLE   1,492 0 0
JP MORGAN EXCHANGE TRADED FD DIVERSIFIED ET 46641Q803 8,677 348,475 SH   SOLE   348,475 0 0
JOHNSON & JOHNSON COM 478160104 899 6,506 SH   OTR 1 0 0 6,506
JOHNSON & JOHNSON COM 478160104 218 1,576 SH   SOLE   1,575 0 0
LOWES COS INC COM 548661107 283 2,465 SH   OTR 1 0 0 2,465
LOWES COS INC COM 548661107 83 727 SH   SOLE   727 0 0
MARRIOTT INTL INC NEW CL A 571903202 188 1,424 SH   OTR 1 785 0 639
MARRIOTT INTL INC NEW CL A 571903202 40 306 SH   SOLE   306 0 0
MASTERCARD INCORPORATED CL A 57636Q104 406 1,823 SH   OTR 1 0 0 1,823
MASTERCARD INCORPORATED CL A 57636Q104 125 560 SH   SOLE   560 0 0
MCDONALDS CORP COM 580135101 340 2,033 SH   OTR 1 0 0 2,033
MCDONALDS CORP COM 580135101 55 327 SH   SOLE   327 0 0
MERCK & CO INC COM 58933Y105 406 5,722 SH   OTR 1 0 0 5,722
MERCK & CO INC COM 58933Y105 239 3,367 SH   SOLE   3,367 0 0
MICROSOFT CORP COM 594918104 1,005 8,783 SH   OTR 1 842 0 7,941
MICROSOFT CORP COM 594918104 36,552 319,597 SH   SOLE   319,597 0 0
NETFLIX INC COM 64110L106 369 987 SH   OTR 1 0 0 987
NETFLIX INC COM 64110L106 94 252 SH   SOLE   252 0 0
NIKE INC CL B 654106103 276 3,252 SH   OTR 1 0 0 3,252
NIKE INC CL B 654106103 148 1,747 SH   SOLE   1,747 0 0
NVIDIA CORP COM 67066G104 289 1,027 SH   OTR 1 0 0 1,027
NVIDIA CORP COM 67066G104 118 420 SH   SOLE   420 0 0
ORACLE CORP COM 68389X105 369 7,148 SH   OTR 1 0 0 7,148
ORACLE CORP COM 68389X105 139 2,689 SH   SOLE   2,689 0 0
PEPSICO INC COM 713448108 383 3,426 SH   OTR 1 0 0 3,426
PEPSICO INC COM 713448108 77 687 SH   SOLE   687 0 0
PFIZER INC COM 717081103 314 7,124 SH   OTR 1 900 0 6,224
PFIZER INC COM 717081103 85 1,928 SH   SOLE   1,928 0 0
PIMCO ETF TR ACTIVE BD ETF 72201R775 353 3,440 SH   SOLE   3,440 0 0
PROCTER AND GAMBLE CO COM 742718109 409 4,914 SH   OTR 1 0 0 4,914
PROCTER AND GAMBLE CO COM 742718109 86 1,030 SH   SOLE   1,030 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 22,755 78,271 SH   SOLE   78,271 0 0
SPDR SERIES TRUST PORTFOLIO INTRMD 78464A375 672 20,195 SH   SOLE   20,195 0 0
SPDR DOW JONES INDL AVRG ETF UT SER 1 78467X109 446 1,685 SH   OTR 1 1,685 0 0
SPDR DOW JONES INDL AVRG ETF UT SER 1 78467X109 24 90 SH   SOLE   90 0 0
SVB FINL GROUP COM 78486Q101 8 27 SH   OTR 1 0 0 27
SVB FINL GROUP COM 78486Q101 384 1,236 SH   SOLE   1,236 0 0
SALESFORCE COM INC COM 79466L302 285 1,792 SH   OTR 1 0 0 1,792
SALESFORCE COM INC COM 79466L302 42 264 SH   SOLE   264 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 527 7,581 SH   SOLE   7,580 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 352 6,651 SH   SOLE   6,651 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 32,324 964,038 SH   SOLE   964,038 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 205 2,722 SH   OTR 1 2,722 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 53 698 SH   SOLE   698 0 0
STARBUCKS CORP COM 855244109 174 3,055 SH   OTR 1 767 0 2,288
STARBUCKS CORP COM 855244109 1,092 19,216 SH   SOLE   19,216 0 0
TESLA INC COM 88160R101 23 85 SH   OTR 1 0 0 85
TESLA INC COM 88160R101 249 939 SH   SOLE   939 0 0
TEXAS INSTRS INC COM 882508104 285 2,652 SH   OTR 1 0 0 2,652
TEXAS INSTRS INC COM 882508104 32 300 SH   SOLE   300 0 0
3M CO COM 88579Y101 335 1,590 SH   OTR 1 0 0 1,590
3M CO COM 88579Y101 42 201 SH   SOLE   201 0 0
US BANCORP DEL COM NEW 902973304 229 4,343 SH   OTR 1 0 0 4,343
US BANCORP DEL COM NEW 902973304 39 730 SH   SOLE   730 0 0
UNION PAC CORP COM 907818108 286 1,757 SH   OTR 1 0 0 1,757
UNION PAC CORP COM 907818108 47 287 SH   SOLE   287 0 0
UNITEDHEALTH GROUP INC COM 91324P102 317 1,191 SH   OTR 1 0 0 1,191
UNITEDHEALTH GROUP INC COM 91324P102 514 1,931 SH   SOLE   1,930 0 0
VANECK VECTORS ETF TR GLOBAL ALTER ETF 92189F502 418 7,165 SH   SOLE   7,165 0 0
VANGUARD GROUP DIV APP ETF 921908844 10,076 91,018 SH   SOLE   91,018 0 0
VANGUARD STAR FD VG TL INTL STK F 921909768 279 5,162 SH   OTR 1 5,162 0 0
VANGUARD STAR FD VG TL INTL STK F 921909768 14,921 276,322 SH   SOLE   276,322 0 0
VANGUARD BD INDEX FD INC INTERMED TERM 921937819 6,841 85,000 SH   SOLE   85,000 0 0
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 430 5,505 SH   SOLE   5,505 0 0
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 273 3,482 SH   OTR 1 3,482 0 0
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 183 2,321 SH   SOLE   2,321 0 0
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 261 6,040 SH   SOLE   6,040 0 0
VANGUARD WHITEHALL FDS INC EMERG MKT BD ETF 921946885 5,275 69,560 SH   SOLE   69,560 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 13,099 251,667 SH   SOLE   251,667 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 7,627 186,037 SH   SOLE   186,036 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 685 8,762 SH   SOLE   8,761 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 2,615 15,925 SH   SOLE   15,925 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 271 1,685 SH   SOLE   1,685 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 294 1,967 SH   OTR 1 1,967 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 341 2,279 SH   SOLE   2,279 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 411 7,691 SH   OTR 1 0 0 7,691
VERIZON COMMUNICATIONS INC COM 92343V104 140 2,617 SH   SOLE   2,617 0 0
VISA INC COM CL A 92826C839 621 4,138 SH   OTR 1 771 0 3,367
VISA INC COM CL A 92826C839 139 924 SH   SOLE   924 0 0
WELLS FARGO CO NEW COM 949746101 157 2,986 SH   OTR 1 0 0 2,986
WELLS FARGO CO NEW COM 949746101 85 1,608 SH   SOLE   1,608 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 187 1,098 SH   OTR 1 0 0 1,098
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 48 283 SH   SOLE   283 0 0
MEDTRONIC PLC SHS G5960L103 143 1,458 SH   OTR 1 0 0 1,458
MEDTRONIC PLC SHS G5960L103 78 798 SH   SOLE   798 0 0