The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC COM 00206R102 373 11,627 SH   OTR 1 0 0 11,627
AT&T INC COM 00206R102 72 2,255 SH   SOLE   2,255 0 0
ABBVIE INC COM 00287Y109 343 3,706 SH   OTR 1 0 0 3,706
ABBVIE INC COM 00287Y109 68 733 SH   SOLE   733 0 0
ADOBE SYS INC COM 00724F101 262 1,074 SH   OTR 1 0 0 1,074
ADOBE SYS INC COM 00724F101 55 227 SH   SOLE   227 0 0
ALPHABET INC CAP STK CL C 02079K107 504 452 SH   OTR 1 50 0 402
ALPHABET INC CAP STK CL C 02079K107 312 280 SH   SOLE   280 0 0
ALPHABET INC CAP STK CL A 02079K305 614 544 SH   OTR 1 0 0 544
ALPHABET INC CAP STK CL A 02079K305 274 243 SH   SOLE   243 0 0
AMAZON COM INC COM 023135106 804 473 SH   OTR 1 84 0 389
AMAZON COM INC COM 023135106 27,652 16,268 SH   SOLE   16,268 0 0
AMGEN INC COM 031162100 289 1,567 SH   OTR 1 0 0 1,567
AMGEN INC COM 031162100 61 330 SH   SOLE   330 0 0
APPLE INC COM 037833100 1,185 6,404 SH   OTR 1 549 0 5,855
APPLE INC COM 037833100 851 4,597 SH   SOLE   4,597 0 0
ARATANA THERAPEUTICS INC COM 03874P101 43 10,000 SH   SOLE   10,000 0 0
ATARA BIOTHERAPEUTICS INC COM 046513107 202 5,500 SH   SOLE   5,500 0 0
BANK AMER CORP COM 060505104 247 8,773 SH   OTR 1 0 0 8,773
BANK AMER CORP COM 060505104 344 12,212 SH   SOLE   12,212 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 343 1,836 SH   OTR 1 0 0 1,836
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 724 3,881 SH   SOLE   3,881 0 0
BOEING CO COM 097023105 231 688 SH   OTR 1 0 0 688
BOEING CO COM 097023105 187 557 SH   SOLE   557 0 0
BOOKING HLDGS INC COM 09857L108 172 85 SH   OTR 1 0 0 85
BOOKING HLDGS INC COM 09857L108 55 27 SH   SOLE   27 0 0
BRISTOL MYERS SQUIBB CO COM 110122108 156 2,816 SH   OTR 1 0 0 2,816
BRISTOL MYERS SQUIBB CO COM 110122108 118 2,125 SH   SOLE   2,125 0 0
CATERPILLAR INC DEL COM 149123101 190 1,403 SH   OTR 1 0 0 1,403
CATERPILLAR INC DEL COM 149123101 26 190 SH   SOLE   190 0 0
CHEVRON CORP NEW COM 166764100 352 2,787 SH   OTR 1 0 0 2,787
CHEVRON CORP NEW COM 166764100 726 5,743 SH   SOLE   5,743 0 0
CISCO SYS INC COM 17275R102 484 11,255 SH   OTR 1 0 0 11,255
CISCO SYS INC COM 17275R102 194 4,505 SH   SOLE   4,505 0 0
CITIGROUP INC COM NEW 172967424 169 2,530 SH   OTR 1 0 0 2,530
CITIGROUP INC COM NEW 172967424 45 667 SH   SOLE   667 0 0
CLEAN ENERGY FUELS CORP COM 184499101 37 10,000 SH   SOLE   10,000 0 0
COCA COLA CO COM 191216100 324 7,378 SH   OTR 1 0 0 7,378
COCA COLA CO COM 191216100 121 2,758 SH   SOLE   2,758 0 0
COMCAST CORP NEW CL A 20030N101 202 6,156 SH   OTR 1 0 0 6,156
COMCAST CORP NEW CL A 20030N101 33 1,005 SH   SOLE   1,005 0 0
COSTCO WHSL CORP NEW COM 22160K105 213 1,018 SH   OTR 1 232 0 786
COSTCO WHSL CORP NEW COM 22160K105 393 1,881 SH   SOLE   1,881 0 0
DISNEY WALT CO COM DISNEY 254687106 300 2,862 SH   OTR 1 0 0 2,862
DISNEY WALT CO COM DISNEY 254687106 95 903 SH   SOLE   903 0 0
EXXON MOBIL CORP COM 30231G102 319 3,856 SH   OTR 1 0 0 3,856
EXXON MOBIL CORP COM 30231G102 414 5,004 SH   SOLE   5,004 0 0
FACEBOOK INC CL A 30303M102 618 3,180 SH   OTR 1 377 0 2,803
FACEBOOK INC CL A 30303M102 2,158 11,104 SH   SOLE   11,104 0 0
HOME DEPOT INC COM 437076102 283 1,449 SH   OTR 1 0 0 1,449
HOME DEPOT INC COM 437076102 55 280 SH   SOLE   280 0 0
INDEXIQ ETF TR HEDGE MLTI ETF 45409B107 13 425 SH   OTR 1 425 0 0
INDEXIQ ETF TR HEDGE MLTI ETF 45409B107 488 16,056 SH   SOLE   16,056 0 0
INTEL CORP COM 458140100 545 10,969 SH   OTR 1 0 0 10,969
INTEL CORP COM 458140100 133 2,684 SH   SOLE   2,684 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 250 1,786 SH   OTR 1 0 0 1,786
INTERNATIONAL BUSINESS MACHS COM 459200101 80 571 SH   SOLE   570 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 585 3,406 SH   OTR 1 3,406 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 167 974 SH   SOLE   974 0 0
ISHARES GOLD TRUST ISHARES 464285105 10,741 893,607 SH   SOLE   893,607 0 0
ISHARES TR CORE S&P500 ETF 464287200 581 2,127 SH   OTR 1 2,127 0 0
ISHARES TR CORE S&P500 ETF 464287200 2,063 7,555 SH   SOLE   7,555 0 0
ISHARES TR CORE US AGGBD ET 464287226 236 2,221 SH   OTR 1 2,221 0 0
ISHARES TR CORE US AGGBD ET 464287226 35 330 SH   SOLE   330 0 0
ISHARES TR S&P 500 VAL ETF 464287408 316 2,873 SH   SOLE   2,873 0 0
ISHARES TR 1 3 YR TREAS BD 464287457 200 2,401 SH   OTR 1 2,401 0 0
ISHARES TR 1 3 YR TREAS BD 464287457 46 553 SH   SOLE   552 0 0
ISHARES TR MSCI EAFE ETF 464287465 10,291 153,659 SH   SOLE   153,658 0 0
ISHARES TR RUS MID CAP ETF 464287499 1,510 7,116 SH   SOLE   7,116 0 0
ISHARES TR CORE S&P MCP ETF 464287507 2,292 11,765 SH   SOLE   11,765 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 224 1,555 SH   OTR 1 1,555 0 0
ISHARES TR RUS 1000 ETF 464287622 4,267 28,077 SH   SOLE   28,077 0 0
ISHARES TR RUS 2000 GRW ETF 464287648 315 6,738 SH   SOLE   6,737 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 3,826 23,360 SH   SOLE   23,360 0 0
ISHARES TR CORE S&P SCP ETF 464287804 4,417 52,918 SH   SOLE   52,918 0 0
ISHARES TR SHRT NAT MUN ETF 464288158 466 4,440 SH   SOLE   4,440 0 0
ISHARES TR JPMORGAN USD EMG 464288281 38 353 SH   OTR 1 353 0 0
ISHARES TR JPMORGAN USD EMG 464288281 10,541 98,730 SH   SOLE   98,729 0 0
ISHARES TR NATIONAL MUN ETF 464288414 128 1,177 SH   OTR 1 1,177 0 0
ISHARES TR NATIONAL MUN ETF 464288414 104 955 SH   SOLE   954 0 0
ISHARES TR MSCI USA ESG SLC 464288802 4,980 44,150 SH   SOLE   44,150 0 0
ISHARES INC CORE MSCI EMKT 46434G103 175 3,334 SH   OTR 1 3,334 0 0
ISHARES INC CORE MSCI EMKT 46434G103 11,660 222,045 SH   SOLE   222,045 0 0
JPMORGAN CHASE & CO COM 46625H100 395 3,793 SH   OTR 1 0 0 3,793
JPMORGAN CHASE & CO COM 46625H100 139 1,332 SH   SOLE   1,332 0 0
JP MORGAN EXCHANGE TRADED FD DIVERSIFIED ET 46641Q803 8,595 343,095 SH   SOLE   343,095 0 0
JOHNSON & JOHNSON COM 478160104 792 6,526 SH   OTR 1 0 0 6,526
JOHNSON & JOHNSON COM 478160104 178 1,468 SH   SOLE   1,467 0 0
LOWES COS INC COM 548661107 242 2,531 SH   OTR 1 0 0 2,531
LOWES COS INC COM 548661107 67 699 SH   SOLE   699 0 0
MARRIOTT INTL INC NEW CL A 571903202 181 1,426 SH   OTR 1 785 0 641
MARRIOTT INTL INC NEW CL A 571903202 26 203 SH   SOLE   203 0 0
MASTERCARD INCORPORATED CL A 57636Q104 362 1,844 SH   OTR 1 0 0 1,844
MASTERCARD INCORPORATED CL A 57636Q104 104 528 SH   SOLE   528 0 0
MCDONALDS CORP COM 580135101 319 2,033 SH   OTR 1 0 0 2,033
MCDONALDS CORP COM 580135101 42 267 SH   SOLE   267 0 0
MERCK & CO INC COM 58933Y105 348 5,738 SH   OTR 1 0 0 5,738
MERCK & CO INC COM 58933Y105 198 3,255 SH   SOLE   3,255 0 0
MICROSOFT CORP COM 594918104 867 8,788 SH   OTR 1 842 0 7,946
MICROSOFT CORP COM 594918104 31,688 321,342 SH   SOLE   321,342 0 0
MOBILEIRON INC COM NEW 60739U204 67 15,000 SH   SOLE   15,000 0 0
NETFLIX INC COM 64110L106 389 995 SH   OTR 1 0 0 995
NETFLIX INC COM 64110L106 90 231 SH   SOLE   231 0 0
NIKE INC CL B 654106103 254 3,187 SH   OTR 1 0 0 3,187
NIKE INC CL B 654106103 136 1,706 SH   SOLE   1,706 0 0
NVIDIA CORP COM 67066G104 245 1,035 SH   OTR 1 0 0 1,035
NVIDIA CORP COM 67066G104 93 392 SH   SOLE   392 0 0
ORACLE CORP COM 68389X105 312 7,072 SH   OTR 1 0 0 7,072
ORACLE CORP COM 68389X105 110 2,505 SH   SOLE   2,505 0 0
PEPSICO INC COM 713448108 373 3,426 SH   OTR 1 0 0 3,426
PEPSICO INC COM 713448108 69 635 SH   SOLE   635 0 0
PFIZER INC COM 717081103 295 8,118 SH   OTR 1 900 0 7,218
PFIZER INC COM 717081103 61 1,677 SH   SOLE   1,677 0 0
PIMCO ETF TR ACTIVE BD ETF 72201R775 385 3,740 SH   SOLE   3,740 0 0
PROCTER AND GAMBLE CO COM 742718109 385 4,926 SH   OTR 1 0 0 4,926
PROCTER AND GAMBLE CO COM 742718109 68 877 SH   SOLE   877 0 0
REDFIN CORP COM 75737F108 295 12,786 SH   SOLE   12,786 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 21,430 78,996 SH   SOLE   78,996 0 0
SPDR SERIES TRUST PORTFOLIO INTRMD 78464A375 1,039 31,205 SH   SOLE   31,205 0 0
SPDR DOW JONES INDL AVRG ETF UT SER 1 78467X109 409 1,685 SH   OTR 1 1,685 0 0
SPDR DOW JONES INDL AVRG ETF UT SER 1 78467X109 22 90 SH   SOLE   90 0 0
SVB FINL GROUP COM 78486Q101 2 8 SH   OTR 1 0 0 8
SVB FINL GROUP COM 78486Q101 355 1,230 SH   SOLE   1,230 0 0
SALESFORCE COM INC COM 79466L302 245 1,797 SH   OTR 1 0 0 1,797
SALESFORCE COM INC COM 79466L302 33 243 SH   SOLE   243 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 494 7,601 SH   SOLE   7,600 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 328 6,651 SH   SOLE   6,651 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 30,517 923,363 SH   SOLE   923,363 0 0
STARBUCKS CORP COM 855244109 161 3,304 SH   OTR 1 767 0 2,537
STARBUCKS CORP COM 855244109 938 19,196 SH   SOLE   19,196 0 0
TESLA INC COM 88160R101 29 85 SH   OTR 1 0 0 85
TESLA INC COM 88160R101 321 935 SH   SOLE   935 0 0
TEXAS INSTRS INC COM 882508104 293 2,657 SH   OTR 1 0 0 2,657
TEXAS INSTRS INC COM 882508104 29 264 SH   SOLE   264 0 0
3M CO COM 88579Y101 313 1,590 SH   OTR 1 0 0 1,590
3M CO COM 88579Y101 37 189 SH   SOLE   189 0 0
UNION PAC CORP COM 907818108 251 1,769 SH   OTR 1 0 0 1,769
UNION PAC CORP COM 907818108 37 263 SH   SOLE   263 0 0
UNITEDHEALTH GROUP INC COM 91324P102 295 1,202 SH   OTR 1 0 0 1,202
UNITEDHEALTH GROUP INC COM 91324P102 468 1,906 SH   SOLE   1,906 0 0
VANECK VECTORS ETF TR GLOBAL ALTER ETF 92189F502 419 7,165 SH   SOLE   7,165 0 0
VANGUARD GROUP DIV APP ETF 921908844 8,468 83,330 SH   SOLE   83,330 0 0
VANGUARD STAR FD VG TL INTL STK F 921909768 226 4,180 SH   OTR 1 4,180 0 0
VANGUARD STAR FD VG TL INTL STK F 921909768 15,591 288,190 SH   SOLE   288,190 0 0
VANGUARD BD INDEX FD INC INTERMED TERM 921937819 6,802 84,010 SH   SOLE   84,010 0 0
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 577 7,375 SH   SOLE   7,375 0 0
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 213 2,699 SH   OTR 1 2,699 0 0
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 177 2,231 SH   SOLE   2,231 0 0
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 334 7,782 SH   SOLE   7,782 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 12,754 246,032 SH   SOLE   246,032 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 6,719 159,221 SH   SOLE   159,220 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 822 10,527 SH   SOLE   10,527 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 2,481 15,740 SH   SOLE   15,740 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 252 1,685 SH   SOLE   1,685 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 262 1,868 SH   OTR 1 1,868 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 250 1,780 SH   SOLE   1,779 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 370 7,352 SH   OTR 1 0 0 7,352
VERIZON COMMUNICATIONS INC COM 92343V104 118 2,348 SH   SOLE   2,348 0 0
VISA INC COM CL A 92826C839 538 4,063 SH   OTR 1 771 0 3,292
VISA INC COM CL A 92826C839 107 808 SH   SOLE   808 0 0
WELLS FARGO CO NEW COM 949746101 172 3,101 SH   OTR 1 0 0 3,101
WELLS FARGO CO NEW COM 949746101 78 1,411 SH   SOLE   1,411 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 179 1,092 SH   OTR 1 0 0 1,092
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 42 254 SH   SOLE   254 0 0
AFFIMED N V COM N01045108 18 11,000 SH   OTR 1 11,000 0 0