The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC COM COM 00206R102 478 11,534 SH   SOLE   0 0 11,534
AMAZON COM INC COM COM 023135106 236 315 SH   SOLE   0 0 315
BERKSHIRE HATHAWAY INC DEL CL B NEW CL B NEW 084670702 981 6,017 SH   SOLE   0 0 6,017
DIREXION SHS ETF TR NAS100 EQL WGT NAS 100 EQL WGT 25459Y207 299 4,350 SH   SOLE   0 0 4,350
DUKE ENERGY CORP NEW COM NEW COM NEW 26441C204 272 3,501 SH   SOLE   0 0 3,501
ISHARES TR SELECT DIVID ETF SELECT DIVID ETF 464287168 3,656 41,920 SH   SOLE   0 0 41,920
ISHARES TR CORE US AGGBD ET CORE US AGGBD ET 464287226 1,314 12,158 SH   SOLE   0 0 12,158
ISHARES TR CORE S&P MCP ETF CORE S&P MCP ETF 464287507 2,249 13,604 SH   SOLE   0 0 13,604
ISHARES TR NASDQ BIOTEC ETF NASDQ BIOTEC ETF 464287556 1,472 5,547 SH   SOLE   0 0 5,547
ISHARES TR CORE S&P SCP ETF CORE S&P SCP ETF 464287804 2,478 18,019 SH   SOLE   0 0 18,019
JOHN HANCOCK EXCHANGE TRADED MULTIFACTOR MI MULTIFACTOR MI 47804J206 267 9,095 SH   SOLE   0 0 9,095
MARKEL CORP COM COM 570535104 206 228 SH   SOLE   0 0 228
PIMCO ETF TR ENHAN SHRT MA AC ENHAN SHRT MA AC 72201R833 338 3,337 SH   SOLE   0 0 3,337
POWERSHARES QQQ TRUST UNIT SER 1 UNIT SER 1 73935A104 216 1,773 SH   SOLE   0 0 1,773
POWERSHARES ETF TR II S&P500 LOW VOL S&P500 LOW VOL 73937B779 1,538 36,998 SH   SOLE   0 0 36,998
SPDR SERIES TRUST S&P 500 VALUE S&P 500 VALUE 78464A508 568 5,185 SH   SOLE   0 0 5,185
VANECK VECTORS ETF TR MORNINGSTAR WIDE MORNINGSTAR WIDE 92189F643 557 15,681 SH   SOLE   0 0 15,681
VANGUARD ADMIRAL FDS INC SMLCP 600 VAL SMLCP 600 VAL 921932778 1,121 9,310 SH   SOLE   0 0 9,310
VANGUARD BD INDEX FD INC SHORT TRM BOND SHORT TRM BOND 921937827 4,444 55,934 SH   SOLE   0 0 55,934
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US ALLWRLD EX US 922042775 1,244 28,165 SH   SOLE   0 0 28,165
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF FTSE EMR MKT ETF 922042858 1,259 35,191 SH   SOLE   0 0 35,191
VANGUARD WORLD FDS HEALTH CAR ETF HEALTH CAR ETF 92204A504 668 5,266 SH   SOLE   0 0 5,266
VANGUARD WORLD FDS INF TECH ETF INF TECH ETF 92204A702 1,327 10,918 SH   SOLE   0 0 10,918
VANGUARD WORLD FDS MATERIALS ETF MATERIALS ETF 92204A801 1,063 9,456 SH   SOLE   0 0 9,456
VERIZON COMMUNICATIONS INC COM COM 92343V104 211 3,950 SH   SOLE   0 0 3,950
ROYAL CARIBBEAN CRUISES LTD COM COM V7780T103 222 2,705 SH   SOLE   0 0 2,705