The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CORE US AGGBD ET 464287226 204,038 1,902,455 SH   SOLE   1,902,455 0 0
WISDOMTREE TR JAPN HEDGE EQT 97717w851 54,637 975,485 SH   SOLE   975,485 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 1,635 33,871 SH   SOLE   33,871 0 0
ISHARES TR MSCI EAFE ETF 464287465 66,024 947,535 SH   SOLE   947,535 0 0
ISHARES TR EAFE GRWTH ETF 464288885 230 2,908 SH   SOLE   2,908 0 0
SPDR GOLD TRUST GOLD SHS 78463V107 7,642 60,754 SH   SOLE   60,754 0 0
ISHARES TR RUSSELL 3000 ETF 464287689 661,767 4,232,868 SH   SOLE   4,232,868 0 0
ISHARES TR GLOBAL ENERG ETF 464287341 14,166 416,887 SH   SOLE   416,887 0 0
ISHARES TR IBOXX INV CP ETF 464287242 69,942 595,809 SH   SOLE   595,809 0 0
ISHARES TR S&P 100 ETF 464287101 108,061 931,640 SH   SOLE   931,640 0 0
ISHARES TR 0-5YR HI YL CP 46434v407 74,528 1,592,820 SH   SOLE   1,592,820 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 146,730 557,592 SH   SOLE   557,592 0 0
ISHARES TR 20 YR TR BD ETF 464287432 46,241 379,332 SH   SOLE   379,332 0 0
VANGUARD WORLD FDS ENERGY ETF 92204a306 14,927 161,600 SH   SOLE   161,600 0 0
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 788,723 17,824,244 SH   SOLE   17,824,244 0 0
VANGUARD WORLD FDS INF TECH ETF 92204a702 404 2,362 SH   SOLE   2,362 0 0
VANGUARD WORLD FDS HEALTH CAR ETF 92204a504 31,266 203,648 SH   SOLE   203,648 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 273,472 2,014,973 SH   SOLE   2,014,973 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 1,451 14,067 SH   SOLE   14,067 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 181,302 3,859,134 SH   SOLE   3,859,134 0 0