The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AFLAC INC COM 001055102 903 20,637 SH   SOLE   0 0 20,637
AT&T INC COM 00206R102 1,412 39,614 SH   SOLE   0 0 39,614
ABBOTT LABS COM 002824100 243 4,063 SH   SOLE   0 0 4,063
ABBVIE INC COM 00287Y109 343 3,620 SH   SOLE   0 0 3,620
ADOBE SYS INC COM 00724F101 732 3,387 SH   SOLE   0 0 3,387
AEROHIVE NETWORKS INC COM 007786106 185 45,836 SH   SOLE   0 0 45,836
ALPHABET INC CAP STK CL C 02079K107 616 597 SH   SOLE   0 0 597
ALPHABET INC CAP STK CL A 02079K305 711 686 SH   SOLE   0 0 686
ALTRIA GROUP INC COM 02209S103 1,127 18,087 SH   SOLE   0 0 18,087
AMAZON COM INC COM 023135106 450 311 SH   SOLE   0 0 311
AMERICAN EXPRESS CO COM 025816109 1,201 12,877 SH   SOLE   0 0 12,877
AMGEN INC COM 031162100 4,482 26,288 SH   SOLE   0 0 26,288
APPLE INC COM 037833100 2,831 16,872 SH   SOLE   0 0 16,872
AUTOMATIC DATA PROCESSING IN COM 053015103 283 2,498 SH   SOLE   0 0 2,498
BB&T CORP COM 054937107 1,071 20,580 SH   SOLE   0 0 20,580
BANK AMER CORP COM 060505104 1,436 47,884 SH   SOLE   0 0 47,884
BANK NEW YORK MELLON CORP COM 064058100 289 5,612 SH   SOLE   0 0 5,612
BECTON DICKINSON & CO COM 075887109 238 1,100 SH   SOLE   0 0 1,100
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,185 5,940 SH   SOLE   0 0 5,940
BLACKROCK INC COM 09247X101 337 623 SH   SOLE   0 0 623
BOEING CO COM 097023105 815 2,486 SH   SOLE   0 0 2,486
BOULDER GROWTH & INCOME FD I COM 101507101 181 16,769 SH   SOLE   0 0 16,769
BRISTOL MYERS SQUIBB CO COM 110122108 406 6,420 SH   SOLE   0 0 6,420
CENTENE CORP DEL COM 15135B101 545 5,099 SH   SOLE   0 0 5,099
CHEVRON CORP NEW COM 166764100 404 3,545 SH   SOLE   0 0 3,545
CISCO SYS INC COM 17275R102 488 11,381 SH   SOLE   0 0 11,381
COCA COLA CO COM 191216100 391 8,992 SH   SOLE   0 0 8,992
COLGATE PALMOLIVE CO COM 194162103 338 4,715 SH   SOLE   0 0 4,715
COMCAST CORP NEW CL A 20030N101 429 12,547 SH   SOLE   0 0 12,547
CONOCOPHILLIPS COM 20825C104 257 4,328 SH   SOLE   0 0 4,328
COSTCO WHSL CORP NEW COM 22160K105 300 1,592 SH   SOLE   0 0 1,592
DEERE & CO COM 244199105 229 1,475 SH   SOLE   0 0 1,475
DISNEY WALT CO COM DISNEY 254687106 243 2,422 SH   SOLE   0 0 2,422
DOWDUPONT INC COM 26078J100 304 4,779 SH   SOLE   0 0 4,779
EATON VANCE CORP COM NON VTG 278265103 7,290 130,953 SH   SOLE   0 0 130,953
ENTERPRISE PRODS PARTNERS L COM 293792107 223 9,100 SH   SOLE   0 0 9,100
EXXON MOBIL CORP COM 30231G102 1,839 24,655 SH   SOLE   0 0 24,655
FACEBOOK INC CL A 30303M102 220 1,376 SH   SOLE   0 0 1,376
FIRST TR EXCHANGE TRADED FD NY ARCA BIOTECH 33733E203 224 1,683 SH   SOLE   0 0 1,683
FORD MTR CO DEL COM PAR $0.01 345370860 141 12,700 SH   SOLE   0 0 12,700
FORTUNE BRANDS HOME & SEC IN COM 34964C106 344 5,842 SH   SOLE   0 0 5,842
FRANKLIN COVEY CO COM 353469109 255 9,491 SH   SOLE   0 0 9,491
GENERAL ELECTRIC CO COM 369604103 744 55,202 SH   SOLE   0 0 55,202
HERSHEY CO COM 427866108 290 2,930 SH   SOLE   0 0 2,930
HINGHAM INSTN SVGS MASS COM 433323102 227 1,102 SH   SOLE   0 0 1,102
HOME DEPOT INC COM 437076102 747 4,192 SH   SOLE   0 0 4,192
HONEYWELL INTL INC COM 438516106 815 5,637 SH   SOLE   0 0 5,637
ILLINOIS TOOL WKS INC COM 452308109 348 2,221 SH   SOLE   0 0 2,221
INTEL CORP COM 458140100 1,016 19,512 SH   SOLE   0 0 19,512
INTERNATIONAL BUSINESS MACHS COM 459200101 1,295 8,442 SH   SOLE   0 0 8,442
ISHARES GOLD TRUST ISHARES 464285105 1,395 109,615 SH   SOLE   0 0 109,615
ISHARES TR CORE S&P500 ETF 464287200 13,229 49,851 SH   SOLE   0 0 49,851
ISHARES TR S&P 500 VAL ETF 464287408 299 2,731 SH   SOLE   0 0 2,731
ISHARES TR MSCI EAFE ETF 464287465 331 4,747 SH   SOLE   0 0 4,747
ISHARES TR RUS MID CAP ETF 464287499 494 2,393 SH   SOLE   0 0 2,393
ISHARES TR CORE S&P MCP ETF 464287507 43,436 231,572 SH   SOLE   0 0 231,572
ISHARES TR NASDAQ BIOTECH 464287556 867 8,118 SH   SOLE   0 0 8,118
ISHARES TR RUS 1000 VAL ETF 464287598 1,007 8,398 SH   SOLE   0 0 8,398
ISHARES TR RUS 1000 GRW ETF 464287614 1,730 12,709 SH   SOLE   0 0 12,709
ISHARES TR RUS 1000 ETF 464287622 16,130 109,835 SH   SOLE   0 0 109,835
ISHARES TR RUS 2000 VAL ETF 464287630 9,248 75,876 SH   SOLE   0 0 75,876
ISHARES TR RUSSELL 2000 ETF 464287655 262 1,728 SH   SOLE   0 0 1,728
ISHARES TR US HLTHCARE ETF 464287762 238 1,381 SH   SOLE   0 0 1,381
ISHARES TR CORE S&P SCP ETF 464287804 475 6,163 SH   SOLE   0 0 6,163
ISHARES TR SP SMCP600VL ETF 464287879 222 1,472 SH   SOLE   0 0 1,472
ISHARES TR S&P SML 600 GWT 464287887 667 3,837 SH   SOLE   0 0 3,837
ISHARES TR MSCI ACWI EX US 464288240 804 16,175 SH   SOLE   0 0 16,175
ISHARES TR EAFE SML CP ETF 464288273 15,242 233,812 SH   SOLE   0 0 233,812
ISHARES TR JPMORGAN USD EMG 464288281 43,412 384,793 SH   SOLE   0 0 384,793
ISHARES TR SHORT TREAS BD 464288679 2,148 19,459 SH   SOLE   0 0 19,459
ISHARES TR 0-5 YR TIPS ETF 46429B747 129,003 1,288,228 SH   SOLE   0 0 1,288,228
ISHARES TR CORE MSCI EAFE 46432F842 2,309 35,047 SH   SOLE   0 0 35,047
ISHARES INC CORE MSCI EMKT 46434G103 48,469 829,955 SH   SOLE   0 0 829,955
JPMORGAN CHASE & CO COM 46625H100 413 3,757 SH   SOLE   0 0 3,757
JOHNSON & JOHNSON COM 478160104 1,935 15,102 SH   SOLE   0 0 15,102
JUST ENERGY GROUP INC COM 48213W101 88 20,000 SH   SOLE   0 0 20,000
KIMBERLY CLARK CORP COM 494368103 232 2,105 SH   SOLE   0 0 2,105
KRAFT HEINZ CO COM 500754106 272 4,360 SH   SOLE   0 0 4,360
LOCKHEED MARTIN CORP COM 539830109 1,476 4,367 SH   SOLE   0 0 4,367
LOEWS CORP COM 540424108 746 15,000 SH   SOLE   0 0 15,000
LOWES COS INC COM 548661107 319 3,639 SH   SOLE   0 0 3,639
MCDONALDS CORP COM 580135101 222 1,421 SH   SOLE   0 0 1,421
MERCK & CO INC COM 58933Y105 1,160 21,288 SH   SOLE   0 0 21,288
MICROSOFT CORP COM 594918104 3,184 34,883 SH   SOLE   0 0 34,883
MONDELEZ INTL INC CL A 609207105 369 8,834 SH   SOLE   0 0 8,834
NATIONAL COMM CORP COM 63546L102 451 10,357 SH   SOLE   0 0 10,357
NORFOLK SOUTHERN CORP COM 655844108 374 2,752 SH   SOLE   0 0 2,752
NORTHROP GRUMMAN CORP COM 666807102 535 1,533 SH   SOLE   0 0 1,533
ORACLE CORP COM 68389X105 269 5,869 SH   SOLE   0 0 5,869
PEPSICO INC COM 713448108 1,553 14,227 SH   SOLE   0 0 14,227
PFIZER INC COM 717081103 939 26,447 SH   SOLE   0 0 26,447
PHILIP MORRIS INTL INC COM 718172109 896 9,012 SH   SOLE   0 0 9,012
PITNEY BOWES INC COM 724479100 138 12,656 SH   SOLE   0 0 12,656
POWERSHARES QQQ TRUST UNIT SER 1 73935A104 232 1,450 SH   SOLE   0 0 1,450
PROCTER AND GAMBLE CO COM 742718109 790 9,963 SH   SOLE   0 0 9,963
PUBLIC SVC ENTERPRISE GROUP COM 744573106 495 9,849 SH   SOLE   0 0 9,849
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 211 3,310 SH   SOLE   0 0 3,310
SPDR S&P 500 ETF TR TR UNIT 78462F103 3,286 12,486 SH   SOLE   0 0 12,486
SPDR GOLD TRUST GOLD SHS 78463V107 762 6,055 SH   SOLE   0 0 6,055
SPDR INDEX SHS FDS DJ GLB RL ES ETF 78463X749 1,409 30,461 SH   SOLE   0 0 30,461
SPDR INDEX SHS FDS DJ INTL RL ETF 78463X863 799 19,955 SH   SOLE   0 0 19,955
SPDR SERIES TRUST S&P BIOTECH 78464A870 278 3,169 SH   SOLE   0 0 3,169
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 4,802 14,052 SH   SOLE   0 0 14,052
SPDR SER TR NUVEEN BLMBRG SR 78468R739 229 4,783 SH   SOLE   0 0 4,783
STATE STR CORP COM 857477103 269 2,695 SH   SOLE   0 0 2,695
STERLING BANCORP DEL COM 85917A100 271 12,024 SH   SOLE   0 0 12,024
STEWARDSHIP FINL CORP COM 860326107 118 10,702 SH   SOLE   0 0 10,702
TEXAS INSTRS INC COM 882508104 356 3,422 SH   SOLE   0 0 3,422
THERMO FISHER SCIENTIFIC INC COM 883556102 251 1,215 SH   SOLE   0 0 1,215
3M CO COM 88579Y101 3,183 14,501 SH   SOLE   0 0 14,501
UNION PAC CORP COM 907818108 671 4,993 SH   SOLE   0 0 4,993
UNITED TECHNOLOGIES CORP COM 913017109 209 1,660 SH   SOLE   0 0 1,660
VANGUARD GROUP DIV APP ETF 921908844 9,087 89,928 SH   SOLE   0 0 89,928
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 347 4,340 SH   SOLE   0 0 4,340
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 296 6,684 SH   SOLE   0 0 6,684
VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 647 7,849 SH   SOLE   0 0 7,849
VANGUARD WHITEHALL FDS INC EMERG MKT BD ETF 921946885 535 6,815 SH   SOLE   0 0 6,815
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 2,352 48,091 SH   SOLE   0 0 48,091
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 321 5,909 SH   SOLE   0 0 5,909
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 10,774 229,328 SH   SOLE   0 0 229,328
VANGUARD WORLD FDS ENERGY ETF 92204A306 490 5,309 SH   SOLE   0 0 5,309
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 212 1,381 SH   SOLE   0 0 1,381
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 345 4,405 SH   SOLE   0 0 4,405
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 816 3,371 SH   SOLE   0 0 3,371
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 491 6,501 SH   SOLE   0 0 6,501
VANGUARD INDEX FDS SML CP GRW ETF 922908595 277 1,689 SH   SOLE   0 0 1,689
VANGUARD INDEX FDS SM CP VAL ETF 922908611 19,410 149,974 SH   SOLE   0 0 149,974
VANGUARD INDEX FDS MID CAP ETF 922908629 1,746 11,319 SH   SOLE   0 0 11,319
VANGUARD INDEX FDS VALUE ETF 922908744 23,913 231,759 SH   SOLE   0 0 231,759
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,488 10,967 SH   SOLE   0 0 10,967
VERIZON COMMUNICATIONS INC COM 92343V104 978 20,453 SH   SOLE   0 0 20,453
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 542 3,528 SH   SOLE   0 0 3,528