The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T Inc Com 00206R102 3,178 89,149 SH   SOLE 0 87,577 0 1,572
AT&T Inc Com 00206R102 34 959 SH   DFND 0 959 0 0
Abbott Laboratories Com 002824100 4,395 73,342 SH   SOLE 0 73,042 0 300
Abbott Laboratories Com 002824100 545 9,090 SH   DFND 0 9,090 0 0
AbbVie Inc Com 00287Y109 4,450 47,015 SH   SOLE 0 46,815 0 200
AbbVie Inc Com 00287Y109 895 9,459 SH   DFND 0 9,459 0 0
Adobe Systems Inc Com 00724F101 70 323 SH   SOLE 0 323 0 0
Adobe Systems Inc Com 00724F101 319 1,477 SH   DFND 0 1,477 0 0
Affiliated Managers Group Inc Com 008252108 206 1,086 SH   SOLE 0 1,086 0 0
Air Products & Chemicals Inc Com 009158106 1,686 10,604 SH   SOLE 0 10,586 0 18
Air Products & Chemicals Inc Com 009158106 120 755 SH   DFND 0 755 0 0
Allstate Corp Com 020002101 367 3,872 SH   SOLE 0 3,872 0 0
Allstate Corp Com 020002101 71 750 SH   DFND 0 750 0 0
Alphabet Inc-C Com 02079K107 1,391 1,348 SH   SOLE 0 1,348 0 0
Alphabet Inc-C Com 02079K107 62 60 SH   DFND 0 60 0 0
Alphabet Inc-A Com 02079K305 2,637 2,543 SH   SOLE 0 2,543 0 0
Alphabet Inc-A Com 02079K305 324 312 SH   DFND 0 312 0 0
Altria Group Inc Com 02209S103 280 4,488 SH   SOLE 0 4,488 0 0
Amazon.com Inc Com 023135106 2,434 1,682 SH   SOLE 0 1,682 0 0
Amazon.com Inc Com 023135106 143 99 SH   DFND 0 99 0 0
American Electric Power Co Inc Com 025537101 468 6,827 SH   SOLE 0 6,827 0 0
American Electric Power Co Inc Com 025537101 125 1,828 SH   DFND 0 1,828 0 0
American Express Co Com 025816109 804 8,620 SH   SOLE 0 8,620 0 0
American Express Co Com 025816109 27 287 SH   DFND 0 287 0 0
American Water Works Co Inc Com 030420103 1,703 20,738 SH   SOLE 0 20,703 0 35
American Water Works Co Inc Com 030420103 63 770 SH   DFND 0 770 0 0
Amgen Inc Com 031162100 1,643 9,635 SH   SOLE 0 9,369 0 266
Amgen Inc Com 031162100 82 483 SH   DFND 0 483 0 0
Analog Devices Inc Com 032654105 1,661 18,229 SH   SOLE 0 18,196 0 33
Analog Devices Inc Com 032654105 225 2,466 SH   DFND 0 2,466 0 0
Andersons Inc Com 034164103 252 7,602 SH   SOLE 0 6,874 0 728
Apple Inc Com 037833100 8,492 50,613 SH   SOLE 0 50,595 0 18
Apple Inc Com 037833100 1,044 6,224 SH   DFND 0 6,224 0 0
Automatic Data Processing Inc Com 053015103 730 6,436 SH   SOLE 0 6,336 0 100
Automatic Data Processing Inc Com 053015103 227 2,000 SH   DFND 0 2,000 0 0
BCE Inc Com 05534B760 359 8,347 SH   SOLE 0 8,347 0 0
BCE Inc Com 05534B760 92 2,140 SH   DFND 0 2,140 0 0
ADR BP PLC SA Com 055622104 453 11,163 SH   SOLE 0 11,163 0 0
BofI Holding Inc Com 05566U108 310 7,653 SH   SOLE 0 4,424 0 3,229
Baxter International Inc Com 071813109 1,868 28,718 SH   SOLE 0 28,540 0 178
Baxter International Inc Com 071813109 560 8,608 SH   DFND 0 8,608 0 0
Berkshire Hathaway Inc-A Com 084670108 598 2 SH   DFND 0 2 0 0
Berkshire Hathaway Inc-B Com 084670702 788 3,952 SH   SOLE 0 3,302 0 650
Berkshire Hathaway Inc-B Com 084670702 7 36 SH   DFND 0 36 0 0
Blackrock Inc Com 09247X101 104 192 SH   SOLE 0 192 0 0
Blackrock Inc Com 09247X101 136 251 SH   DFND 0 251 0 0
Blackrock Build America Bond Com 09248X100 148 6,555 SH   SOLE 0 6,555 0 0
Blackrock Build America Bond Com 09248X100 122 5,421 SH   DFND 0 5,421 0 0
Boeing Co/The Com 097023105 1,360 4,147 SH   SOLE 0 4,147 0 0
Boeing Co/The Com 097023105 164 500 SH   DFND 0 500 0 0
Bristol Myers Squibb Com 110122108 2,246 35,510 SH   SOLE 0 34,860 0 650
Bristol Myers Squibb Com 110122108 92 1,450 SH   DFND 0 1,450 0 0
CME Group Inc Com 12572Q105 1,580 9,768 SH   SOLE 0 9,768 0 0
CME Group Inc Com 12572Q105 50 307 SH   DFND 0 307 0 0
CSX Corp Com 126408103 404 7,251 SH   SOLE 0 7,251 0 0
CVS Health Corp Com 126650100 1,219 19,599 SH   SOLE 0 19,563 0 36
CVS Health Corp Com 126650100 36 579 SH   DFND 0 579 0 0
Canadian Imperial Bank of Commerce Com 136069101 383 4,340 SH   SOLE 0 4,340 0 0
Cardinal Health Inc Com 14149Y108 1,054 16,811 SH   SOLE 0 16,769 0 42
Cardinal Health Inc Com 14149Y108 244 3,893 SH   DFND 0 3,893 0 0
Caterpillar Inc Com 149123101 854 5,792 SH   SOLE 0 5,792 0 0
Celgene Corp Com 151020104 567 6,360 SH   SOLE 0 6,360 0 0
Celgene Corp Com 151020104 36 400 SH   DFND 0 400 0 0
Chevron Corp Com 166764100 5,926 51,968 SH   SOLE 0 50,693 0 1,275
Chevron Corp Com 166764100 1,140 9,999 SH   DFND 0 9,749 0 250
Cimarex Energy Co Com 171798101 140 1,500 SH   SOLE 0 1,500 0 0
Cimarex Energy Co Com 171798101 129 1,385 SH   DFND 0 1,385 0 0
Cincinnati Financial Corp Com 172062101 449 6,050 SH   SOLE 0 6,050 0 0
Cincinnati Financial Corp Com 172062101 136 1,831 SH   DFND 0 1,831 0 0
Cisco Systems Inc Com 17275R102 3,596 83,848 SH   SOLE 0 83,231 0 617
Cisco Systems Inc Com 17275R102 276 6,425 SH   DFND 0 6,425 0 0
Clean Energy Fuels Corp Com 184499101 36 21,593 SH   SOLE 0 13,083 0 8,510
Coca-Cola Co/The Com 191216100 3,408 78,469 SH   SOLE 0 78,469 0 0
Coca-Cola Co/The Com 191216100 932 21,458 SH   DFND 0 21,458 0 0
Cognizant Tech Solutions Corp-A Com 192446102 2,198 27,305 SH   SOLE 0 27,305 0 0
Cognizant Tech Solutions Corp-A Com 192446102 2,801 34,795 SH   DFND 0 34,795 0 0
Colgate-Palmolive Company Com 194162103 368 5,127 SH   SOLE 0 5,127 0 0
Comcast Corp-A Com 20030N101 376 11,005 SH   SOLE 0 11,005 0 0
ConocoPhillips Inc Com 20825C104 712 12,008 SH   SOLE 0 12,008 0 0
ConocoPhillips Inc Com 20825C104 306 5,167 SH   DFND 0 5,167 0 0
Costco Wholesale Corp Com 22160K105 544 2,887 SH   SOLE 0 2,887 0 0
Credit Acceptance Corp Com 225310101 266 806 SH   SOLE 0 471 0 335
Cummins Inc Com 231021106 202 1,244 SH   SOLE 0 1,244 0 0
DTE Energy Co Com 233331107 455 4,356 SH   SOLE 0 4,356 0 0
DTE Energy Co Com 233331107 133 1,278 SH   DFND 0 1,278 0 0
DXC Technology Co Com 23355L106 110 1,090 SH   SOLE 0 1,090 0 0
DXC Technology Co Com 23355L106 380 3,783 SH   DFND 0 3,783 0 0
Danaher Corp Com 235851102 3,123 31,893 SH   SOLE 0 31,893 0 0
Danaher Corp Com 235851102 496 5,070 SH   DFND 0 5,070 0 0
Darden Restaurants Inc Com 237194105 455 5,335 SH   SOLE 0 5,335 0 0
Darden Restaurants Inc Com 237194105 89 1,049 SH   DFND 0 1,049 0 0
Deere & Company Com 244199105 931 5,992 SH   SOLE 0 5,992 0 0
Deere & Company Com 244199105 358 2,308 SH   DFND 0 2,308 0 0
Dentsply Sirona Inc Com 24906P109 325 6,466 SH   SOLE 0 6,466 0 0
Dentsply Sirona Inc Com 24906P109 364 7,231 SH   DFND 0 7,231 0 0
Digital Realty Trust Inc Com 253868103 1,742 16,533 SH   SOLE 0 16,403 0 130
Digital Realty Trust Inc Com 253868103 270 2,558 SH   DFND 0 2,558 0 0
Disney Walt Co Com 254687106 4,505 44,852 SH   SOLE 0 44,852 0 0
Disney Walt Co Com 254687106 634 6,308 SH   DFND 0 6,308 0 0
Dominion Resources Inc/VA Com 25746U109 1,877 27,837 SH   SOLE 0 27,800 0 37
Dominion Resources Inc/VA Com 25746U109 585 8,677 SH   DFND 0 8,677 0 0
Dover Corp Com 260003108 426 4,334 SH   SOLE 0 3,924 0 410
Duke Energy Corp Com 26441C204 1,469 18,961 SH   SOLE 0 18,927 0 34
Duke Energy Corp Com 26441C204 101 1,307 SH   DFND 0 1,307 0 0
Eastman Chemical Company Com 277432100 519 4,912 SH   SOLE 0 4,912 0 0
Emerson Electric Company Com 291011104 454 6,640 SH   SOLE 0 6,640 0 0
Enbridge Inc Com 29250N105 933 29,638 SH   SOLE 0 28,753 0 885
Enbridge Inc Com 29250N105 9 275 SH   DFND 0 275 0 0
Exelon Corp Com 30161N101 1,176 30,150 SH   SOLE 0 30,076 0 74
Exelon Corp Com 30161N101 65 1,657 SH   DFND 0 1,657 0 0
Express Scripts Holding Co Com 30219G108 715 10,355 SH   SOLE 0 10,355 0 0
Express Scripts Holding Co Com 30219G108 245 3,541 SH   DFND 0 3,541 0 0
Exxon Mobil Corp Com 30231G102 4,541 60,867 SH   SOLE 0 58,967 0 1,900
Exxon Mobil Corp Com 30231G102 932 12,490 SH   DFND 0 12,190 0 300
FNB Corp Com 302520101 174 12,914 SH   SOLE 0 7,705 0 5,209
Farmer & Merchants Bancorp Inc/OH Com 30779N105 245 6,060 SH   SOLE 0 6,060 0 0
Federated Ultra Short Term Bond-I Com 31428Q747 5,960 655,643 SH   SOLE 0 654,684 0 959
Federated Ultra Short Term Bond-I Com 31428Q747 1,684 185,249 SH   DFND 0 179,796 0 5,453
Fifth Third Bancorp Com 316773100 1,201 37,814 SH   SOLE 0 37,814 0 0
Fifth Third Bancorp Com 316773100 692 21,785 SH   DFND 0 21,785 0 0
Ford Motor Company Com 345370860 217 19,616 SH   SOLE 0 19,616 0 0
Ford Motor Company Com 345370860 0 10 SH   DFND 0 10 0 0
Fortive Corp Com 34959J108 1,128 14,551 SH   SOLE 0 14,551 0 0
Fortive Corp Com 34959J108 196 2,525 SH   DFND 0 2,525 0 0
Francescas Holdings Corp Com 351793104 49 10,230 SH   SOLE 0 6,268 0 3,962
Arthur J Gallagher & Co Com 363576109 1,588 23,103 SH   SOLE 0 23,056 0 47
Arthur J Gallagher & Co Com 363576109 193 2,815 SH   DFND 0 2,815 0 0
General Dynamics Corp Com 369550108 971 4,397 SH   SOLE 0 4,397 0 0
General Dynamics Corp Com 369550108 233 1,053 SH   DFND 0 1,053 0 0
General Electric Co Com 369604103 1,246 92,414 SH   SOLE 0 92,298 0 116
General Electric Co Com 369604103 320 23,748 SH   DFND 0 23,748 0 0
General Mills Inc Com 370334104 1,217 27,015 SH   SOLE 0 26,960 0 55
General Mills Inc Com 370334104 118 2,619 SH   DFND 0 2,619 0 0
Gentex Corp Com 371901109 103 4,479 SH   SOLE 0 2,645 0 1,834
Gentex Corp Com 371901109 238 10,339 SH   DFND 0 10,339 0 0
Gilead Sciences Inc Com 375558103 1,527 20,259 SH   SOLE 0 20,259 0 0
Gilead Sciences Inc Com 375558103 135 1,788 SH   DFND 0 1,788 0 0
Goldman Sachs Group Inc Com 38141G104 457 1,815 SH   SOLE 0 1,815 0 0
HP Inc Com 40434L105 122 5,562 SH   SOLE 0 5,562 0 0
HP Inc Com 40434L105 259 11,807 SH   DFND 0 11,807 0 0
Hanover Insurance Group Inc/The Com 410867105 296 2,512 SH   SOLE 0 1,769 0 743
Harbor Real Return Instl Com 411511520 922 99,775 SH   SOLE 0 96,019 0 3,756
Harbor Real Return Instl Com 411511520 150 16,199 SH   DFND 0 16,199 0 0
Hershey Co/The Com 427866108 340 3,439 SH   SOLE 0 3,439 0 0
Home Depot Inc Com 437076102 1,333 7,480 SH   SOLE 0 7,480 0 0
Honeywell International Inc Com 438516106 1,939 13,419 SH   SOLE 0 13,419 0 0
Honeywell International Inc Com 438516106 1 6 SH   DFND 0 6 0 0
Illinois Tool Works Inc Com 452308109 353 2,254 SH   SOLE 0 2,254 0 0
Intel Corp Com 458140100 5,499 105,594 SH   SOLE 0 104,626 0 968
Intel Corp Com 458140100 1,266 24,313 SH   DFND 0 24,313 0 0
IntercontinentalExchange Group Inc Com 45866F104 1,153 15,895 SH   SOLE 0 15,895 0 0
IntercontinentalExchange Group Inc Com 45866F104 27 375 SH   DFND 0 375 0 0
Intl Business Machines Corp Com 459200101 959 6,253 SH   SOLE 0 6,253 0 0
iShares S&P 500 Index ETF Com 464287200 847 3,190 SH   SOLE 0 3,190 0 0
iShares S&P Midcap 400 Index ETF Com 464287507 702 3,743 SH   SOLE 0 3,743 0 0
iShares Core S&P Small-Cap ETF Com 464287804 1,807 23,466 SH   SOLE 0 23,466 0 0
JP Morgan Chase & Co Com 46625H100 6,164 56,052 SH   SOLE 0 56,022 0 30
JP Morgan Chase & Co Com 46625H100 644 5,857 SH   DFND 0 5,857 0 0
Johnson & Johnson Com 478160104 3,172 24,755 SH   SOLE 0 24,505 0 250
Johnson & Johnson Com 478160104 751 5,862 SH   DFND 0 5,862 0 0
Kellogg Co Com 487836108 287 4,419 SH   SOLE 0 4,419 0 0
Kellogg Co Com 487836108 28 438 SH   DFND 0 438 0 0
KeyCorp Com 493267108 828 42,344 SH   SOLE 0 42,344 0 0
Kimberly-Clark Corp Com 494368103 1,631 14,812 SH   SOLE 0 14,788 0 24
Kimberly-Clark Corp Com 494368103 134 1,217 SH   DFND 0 1,217 0 0
Lam Research Corp Com 512807108 274 1,350 SH   SOLE 0 1,350 0 0
Lilly Eli & Co Com 532457108 1,926 24,897 SH   SOLE 0 24,364 0 533
Lilly Eli & Co Com 532457108 176 2,279 SH   DFND 0 2,279 0 0
Lockheed Martin Corp Com 539830109 2,753 8,147 SH   SOLE 0 8,138 0 9
Lockheed Martin Corp Com 539830109 186 550 SH   DFND 0 550 0 0
Loomis Sayles Strategic Income Y Com 543487250 7,151 493,864 SH   SOLE 0 486,488 0 7,376
Loomis Sayles Strategic Income Y Com 543487250 1,237 85,462 SH   DFND 0 85,462 0 0
Lowe's Companies Inc Com 548661107 2,219 25,283 SH   SOLE 0 25,283 0 0
Lowe's Companies Inc Com 548661107 1,197 13,636 SH   DFND 0 13,636 0 0
MGIC Investment Corp Com 552848103 182 13,994 SH   SOLE 0 8,103 0 5,891
Marathon Petroleum Corp Com 56585A102 479 6,558 SH   SOLE 0 6,558 0 0
Marsh & McLennan Co Inc Com 571748102 454 5,500 SH   SOLE 0 5,500 0 0
MasterCard Inc-A Com 57636Q104 509 2,904 SH   SOLE 0 2,904 0 0
McDonalds Corp Com 580135101 3,625 23,180 SH   SOLE 0 23,038 0 142
McDonalds Corp Com 580135101 885 5,657 SH   DFND 0 5,657 0 0
McKesson Corp Com 58155Q103 1,525 10,827 SH   SOLE 0 10,827 0 0
McKesson Corp Com 58155Q103 343 2,433 SH   DFND 0 2,433 0 0
Merck & Co Inc Com 58933Y105 3,811 69,970 SH   SOLE 0 69,694 0 276
Merck & Co Inc Com 58933Y105 256 4,699 SH   DFND 0 4,699 0 0
Microsoft Corp Com 594918104 9,604 105,230 SH   SOLE 0 105,192 0 38
Microsoft Corp Com 594918104 2,674 29,297 SH   DFND 0 29,297 0 0
Microchip Technology Inc Com 595017104 4,593 50,270 SH   SOLE 0 50,239 0 31
Microchip Technology Inc Com 595017104 541 5,923 SH   DFND 0 5,923 0 0
Mondelez International Inc Com 609207105 249 5,958 SH   SOLE 0 5,958 0 0
Moody's Corp Com 615369105 510 3,160 SH   SOLE 0 3,160 0 0
Moody's Corp Com 615369105 1,471 9,118 SH   DFND 0 9,118 0 0
Morgan Stanley Com 617446448 704 13,053 SH   SOLE 0 13,053 0 0
Morgan Stanley Com 617446448 141 2,613 SH   DFND 0 2,613 0 0
NextEra Energy Inc Com 65339F101 3,711 22,722 SH   SOLE 0 22,302 0 420
NextEra Energy Inc Com 65339F101 237 1,449 SH   DFND 0 1,449 0 0
Nike Inc-B Com 654106103 3,475 52,300 SH   SOLE 0 52,300 0 0
Nike Inc-B Com 654106103 55 834 SH   DFND 0 834 0 0
Norfolk Southern Corp Com 655844108 3,813 28,085 SH   SOLE 0 28,063 0 22
Norfolk Southern Corp Com 655844108 494 3,635 SH   DFND 0 3,635 0 0
Northern Ultra-Short Fixed Income Fund Com 665162467 15,183 1,495,909 SH   SOLE 0 1,441,650 0 54,258
Northern Ultra-Short Fixed Income Fund Com 665162467 611 60,168 SH   DFND 0 53,339 0 6,830
Northern Trust Corp Com 665859104 237 2,300 SH   SOLE 0 2,300 0 0
Northrop Grumman Corp Com 666807102 281 805 SH   SOLE 0 805 0 0
ADR Novartis AG SA Com 66987V109 1,695 20,959 SH   SOLE 0 20,926 0 33
ADR Novartis AG SA Com 66987V109 493 6,093 SH   DFND 0 6,093 0 0
Occidental Petroleum Corp Com 674599105 227 3,495 SH   SOLE 0 3,495 0 0
Omnicom Group Inc Com 681919106 969 13,329 SH   SOLE 0 13,291 0 38
Omnicom Group Inc Com 681919106 66 914 SH   DFND 0 914 0 0
Oracle Corporation Com 68389X105 3,520 76,940 SH   SOLE 0 76,940 0 0
Oracle Corporation Com 68389X105 269 5,889 SH   DFND 0 5,889 0 0
PG&E Corporation Com 69331C108 638 14,532 SH   SOLE 0 14,532 0 0
PG&E Corporation Com 69331C108 150 3,408 SH   DFND 0 3,408 0 0
PIMCO Total Return Institutional Fund Com 693390700 1,056 104,796 SH   SOLE 0 104,796 0 0
PPL Corp Com 69351T106 214 7,571 SH   SOLE 0 7,571 0 0
PPL Corp Com 69351T106 82 2,910 SH   DFND 0 2,910 0 0
Palo Alto Networks Inc Com 697435105 1,089 6,002 SH   SOLE 0 6,002 0 0
Palo Alto Networks Inc Com 697435105 57 316 SH   DFND 0 316 0 0
Parnassus Fixed-Income Fund Com 701769200 374 23,105 SH   SOLE 0 23,105 0 0
Parnassus Fixed-Income Fund Com 701769200 70 4,344 SH   DFND 0 4,344 0 0
PepsiCo Inc Com 713448108 4,188 38,371 SH   SOLE 0 38,345 0 26
PepsiCo Inc Com 713448108 758 6,948 SH   DFND 0 6,948 0 0
Pfizer Inc Com 717081103 2,544 71,684 SH   SOLE 0 71,605 0 79
Pfizer Inc Com 717081103 143 4,028 SH   DFND 0 4,028 0 0
Philip Morris International Com 718172109 455 4,575 SH   SOLE 0 4,575 0 0
Phillips 66 Com 718546104 529 5,519 SH   SOLE 0 5,519 0 0
Phillips 66 Com 718546104 438 4,567 SH   DFND 0 4,567 0 0
Pioneer Natural Resources Co Com 723787107 17 97 SH   SOLE 0 97 0 0
Pioneer Natural Resources Co Com 723787107 199 1,159 SH   DFND 0 1,159 0 0
T Rowe Price Group Inc Com 74144T108 299 2,769 SH   SOLE 0 2,769 0 0
T Rowe Price High Yield-Inv Com 741481105 2,309 350,446 SH   SOLE 0 350,446 0 0
Procter & Gamble Co Com 742718109 5,044 63,623 SH   SOLE 0 63,592 0 31
Procter & Gamble Co Com 742718109 417 5,261 SH   DFND 0 5,261 0 0
Qualcomm Inc Com 747525103 2,376 42,877 SH   SOLE 0 42,824 0 53
Qualcomm Inc Com 747525103 259 4,678 SH   DFND 0 4,678 0 0
Rarus Technologies Inc Com 75406J100 0 13,000 SH   SOLE 0 13,000 0 0
Rayonier Inc Com 754907103 417 11,850 SH   SOLE 0 9,600 0 2,250
Rayonier Inc Com 754907103 47 1,333 SH   DFND 0 1,333 0 0
Raytheon Company Com 755111507 320 1,482 SH   SOLE 0 1,482 0 0
Red Hat Inc Com 756577102 737 4,932 SH   SOLE 0 4,346 0 586
Red Hat Inc Com 756577102 58 388 SH   DFND 0 388 0 0
Rockwell Collins Inc Com 774341101 96 715 SH   SOLE 0 715 0 0
Rockwell Collins Inc Com 774341101 214 1,585 SH   DFND 0 1,585 0 0
T Rowe Price Real Estate Fund Com 779919109 2,286 86,369 SH   SOLE 0 86,369 0 0
T Rowe Price Real Estate Fund Com 779919109 350 13,227 SH   DFND 0 13,227 0 0
ADR Royal Dutch Shell-A Com 780259206 1,555 24,364 SH   SOLE 0 24,317 0 47
ADR Royal Dutch Shell-A Com 780259206 396 6,212 SH   DFND 0 6,212 0 0
SPDR Gold Shares ETF Com 78463V107 245 1,945 SH   SOLE 0 1,945 0 0
Salesforce.com Inc Com 79466L302 715 6,152 SH   SOLE 0 6,152 0 0
Salesforce.com Inc Com 79466L302 252 2,165 SH   DFND 0 2,165 0 0
Schlumberger Ltd Com 806857108 2,754 42,512 SH   SOLE 0 41,320 0 1,192
Schlumberger Ltd Com 806857108 143 2,209 SH   DFND 0 1,859 0 350
ADR Shire PLC Com 82481R106 315 2,109 SH   SOLE 0 2,083 0 26
ADR Shire PLC Com 82481R106 51 342 SH   DFND 0 342 0 0
Simon Property Group Inc Com 828806109 286 1,856 SH   SOLE 0 1,811 0 45
Simon Property Group Inc Com 828806109 86 557 SH   DFND 0 557 0 0
Smith (AO) Corp Com 831865209 1,415 22,255 SH   SOLE 0 22,255 0 0
Southern Co/The Com 842587107 357 7,990 SH   SOLE 0 6,265 0 1,725
Starbucks Corp Com 855244109 1,153 19,920 SH   SOLE 0 19,920 0 0
Starbucks Corp Com 855244109 185 3,192 SH   DFND 0 3,192 0 0
Stryker Corp Com 863667101 213 1,324 SH   SOLE 0 1,324 0 0
TJX Companies Inc Com 872540109 242 2,971 SH   SOLE 0 2,971 0 0
TJX Companies Inc Com 872540109 143 1,754 SH   DFND 0 1,754 0 0
Target Corp Com 87612E106 868 12,507 SH   SOLE 0 12,507 0 0
Texas Instruments Inc Com 882508104 408 3,927 SH   SOLE 0 3,927 0 0
3M Company Com 88579Y101 2,468 11,244 SH   SOLE 0 11,244 0 0
3M Company Com 88579Y101 220 1,000 SH   DFND 0 1,000 0 0
Travelers Cos Inc/The Com 89417E109 504 3,632 SH   SOLE 0 3,632 0 0
US Bancorp Com 902973304 578 11,441 SH   SOLE 0 11,441 0 0
Union Pacific Corp Com 907818108 1,110 8,254 SH   SOLE 0 8,254 0 0
United Parcel Service-B Com 911312106 1,461 13,956 SH   SOLE 0 13,931 0 25
United Parcel Service-B Com 911312106 156 1,493 SH   DFND 0 1,493 0 0
United Technologies Corp Com 913017109 4,063 32,290 SH   SOLE 0 32,265 0 25
United Technologies Corp Com 913017109 334 2,657 SH   DFND 0 2,657 0 0
UnitedHealth Group Inc Com 91324P102 469 2,192 SH   SOLE 0 2,192 0 0
Vanguard High-Yield Corp-Adm Com 922031760 234 40,545 SH   SOLE 0 40,545 0 0
Vanguard High-Yield Corp-Adm Com 922031760 4 629 SH   DFND 0 629 0 0
Vanguard Short-Term Federal-Adm Com 922031844 44,758 4,246,531 SH   SOLE 0 4,155,706 0 90,826
Vanguard Short-Term Federal-Adm Com 922031844 8,629 818,692 SH   DFND 0 818,692 0 0
Verizon Communications Inc Com 92343V104 3,007 62,875 SH   SOLE 0 61,209 0 1,666
Verizon Communications Inc Com 92343V104 307 6,425 SH   DFND 0 6,425 0 0
WEC Energy Group Inc Com 92939U106 343 5,469 SH   SOLE 0 5,469 0 0
Walmart Inc Com 931142103 1,255 14,110 SH   SOLE 0 14,110 0 0
Walgreens Boots Alliance Inc Com 931427108 455 6,949 SH   SOLE 0 6,949 0 0
Walgreens Boots Alliance Inc Com 931427108 131 2,000 SH   DFND 0 2,000 0 0
Waste Management Inc Com 94106L109 1,737 20,655 SH   SOLE 0 20,618 0 37
Waste Management Inc Com 94106L109 184 2,188 SH   DFND 0 2,188 0 0
Wells Fargo & Co Com 949746101 3,591 68,513 SH   SOLE 0 68,461 0 52
Wells Fargo & Co Com 949746101 706 13,480 SH   DFND 0 13,480 0 0
Welltower Inc Com 95040Q104 6,140 112,807 SH   SOLE 0 109,766 0 3,041
Welltower Inc Com 95040Q104 175 3,214 SH   DFND 0 2,214 0 1,000
Weyerhaeuser Co Com 962166104 1,795 51,291 SH   SOLE 0 47,851 0 3,440
Weyerhaeuser Co Com 962166104 314 8,958 SH   DFND 0 7,838 0 1,120
Wintrust Financial Corp Com 97650W108 213 2,470 SH   SOLE 0 1,462 0 1,008
Yum! Brands Inc Com 988498101 33 385 SH   SOLE 0 385 0 0
Yum! Brands Inc Com 988498101 393 4,615 SH   DFND 0 4,615 0 0
Zimmer Biomet Holdings Inc. Com 98956P102 249 2,288 SH   SOLE 0 2,288 0 0
Allergan PLC Com G0177J108 252 1,500 SH   SOLE 0 1,500 0 0
Allergan PLC Com G0177J108 42 250 SH   DFND 0 250 0 0
Accenture PLC-A Com G1151C101 464 3,021 SH   SOLE 0 3,021 0 0
Eaton Corp PLC Com G29183103 1,453 18,179 SH   SOLE 0 18,142 0 37
Eaton Corp PLC Com G29183103 127 1,594 SH   DFND 0 1,594 0 0
Essent Group Ltd Com G3198U102 207 4,857 SH   SOLE 0 2,822 0 2,035
Everest Re Group Ltd Com G3223R108 998 3,885 SH   SOLE 0 3,885 0 0
Everest Re Group Ltd Com G3223R108 1,105 4,304 SH   DFND 0 4,304 0 0
Johnson Controls Intl PLC Com G51502105 1,298 36,820 SH   SOLE 0 36,751 0 69
Johnson Controls Intl PLC Com G51502105 88 2,509 SH   DFND 0 2,509 0 0
Medtronic PLC Com G5960L103 810 10,103 SH   SOLE 0 10,103 0 0
Chubb Ltd Com H1467J104 206 1,508 SH   SOLE 0 1,508 0 0
Rayonier Fractional share Com HFE907109 0 50,000 SH   SOLE 0 50,000 0 0
RMR Real Estate Inc Fd Pacific fractional shs Com HGK70B105 0 52,500 SH   SOLE 0 52,500 0 0