The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CORE US AGGBD ET 464287226 439,976 4,024,296 SH   SOLE   4,024,296 0 0
WISDOMTREE TR JAPN HEDGE EQT 97717w851 42,358 713,942 SH   SOLE   713,942 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 1,126 23,907 SH   SOLE   23,907 0 0
ISHARES TR MSCI EAFE ETF 464287465 66,818 950,333 SH   SOLE   950,333 0 0
ISHARES TR EAFE GRWTH ETF 464288885 237 2,939 SH   SOLE   2,939 0 0
SPDR GOLD TRUST GOLD SHS 78463V107 27,332 221,044 SH   SOLE   221,044 0 0
ISHARES TR RUSSELL 3000 ETF 464287689 700,439 4,428,391 SH   SOLE   4,428,391 0 0
ISHARES TR S&P 100 ETF 464287101 92,468 779,397 SH   SOLE   779,397 0 0
ISHARES TR 0-5YR HI YL CP 46434v407 105,196 2,232,035 SH   SOLE   2,232,035 0 0
SPDR SER TR BLOOMBERG SRT TR 78468r408 21,538 781,482 SH   SOLE   781,482 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 182,534 684,007 SH   SOLE   684,007 0 0
ISHARES TR 20 YR TR BD ETF 464287432 113,544 895,033 SH   SOLE   895,033 0 0
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 782,296 17,438,620 SH   SOLE   17,438,620 0 0
VANGUARD WORLD FDS HEALTH CAR ETF 92204a504 25,273 163,960 SH   SOLE   163,960 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 198,908 1,449,241 SH   SOLE   1,449,241 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 1,139 10,712 SH   SOLE   10,712 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 163,824 3,568,380 SH   SOLE   3,568,380 0 0
ISHARES TR IBOXX INV CP ETF 464287242 175,011 1,439,707 SH   SOLE   1,439,707 0 0