The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T Inc Com 00206R102 3,605 92,719 SH   SOLE 0 91,147 0 1,572
AT&T Inc Com 00206R102 37 959 SH   DFND 0 959 0 0
Abbott Laboratories Com 002824100 4,104 71,911 SH   SOLE 0 71,611 0 300
Abbott Laboratories Com 002824100 519 9,090 SH   DFND 0 9,090 0 0
AbbVie Inc Com 00287Y109 4,594 47,504 SH   SOLE 0 47,304 0 200
AbbVie Inc Com 00287Y109 915 9,459 SH   DFND 0 9,459 0 0
Adobe Systems Inc Com 00724F101 57 323 SH   SOLE 0 323 0 0
Adobe Systems Inc Com 00724F101 259 1,477 SH   DFND 0 1,477 0 0
Air Products & Chemicals Inc Com 009158106 1,852 11,290 SH   SOLE 0 11,272 0 18
Air Products & Chemicals Inc Com 009158106 124 755 SH   DFND 0 755 0 0
Allstate Corp Com 020002101 336 3,208 SH   SOLE 0 3,208 0 0
Allstate Corp Com 020002101 79 750 SH   DFND 0 750 0 0
Alphabet Inc-C Com 02079K107 1,482 1,416 SH   SOLE 0 1,416 0 0
Alphabet Inc-C Com 02079K107 63 60 SH   DFND 0 60 0 0
Alphabet Inc-A Com 02079K305 2,675 2,539 SH   SOLE 0 2,539 0 0
Alphabet Inc-A Com 02079K305 329 312 SH   DFND 0 312 0 0
Altria Group Inc Com 02209S103 321 4,491 SH   SOLE 0 4,491 0 0
Amazon.com Inc Com 023135106 1,955 1,672 SH   SOLE 0 1,672 0 0
American Electric Power Co Inc Com 025537101 662 9,005 SH   SOLE 0 9,005 0 0
American Electric Power Co Inc Com 025537101 134 1,828 SH   DFND 0 1,828 0 0
American Express Co Com 025816109 867 8,732 SH   SOLE 0 8,732 0 0
American Express Co Com 025816109 29 287 SH   DFND 0 287 0 0
American Water Works Co Inc Com 030420103 2,043 22,327 SH   SOLE 0 22,292 0 35
American Water Works Co Inc Com 030420103 70 770 SH   DFND 0 770 0 0
Amgen Inc Com 031162100 1,717 9,871 SH   SOLE 0 9,605 0 266
Amgen Inc Com 031162100 84 483 SH   DFND 0 483 0 0
Analog Devices Inc Com 032654105 1,794 20,149 SH   SOLE 0 20,116 0 33
Analog Devices Inc Com 032654105 220 2,466 SH   DFND 0 2,466 0 0
Andersons Inc Com 034164103 265 8,504 SH   SOLE 0 7,776 0 728
Apple Inc Com 037833100 8,819 52,111 SH   SOLE 0 52,093 0 18
Apple Inc Com 037833100 1,053 6,224 SH   DFND 0 6,224 0 0
Automatic Data Processing Inc Com 053015103 793 6,768 SH   SOLE 0 6,668 0 100
Automatic Data Processing Inc Com 053015103 234 2,000 SH   DFND 0 2,000 0 0
BCE Inc Com 05534B760 485 10,094 SH   SOLE 0 10,094 0 0
BCE Inc Com 05534B760 103 2,140 SH   DFND 0 2,140 0 0
ADR BP PLC SA Com 055622104 469 11,165 SH   SOLE 0 11,165 0 0
BofI Holding Inc Com 05566U108 226 7,566 SH   SOLE 0 4,337 0 3,229
Baxter International Inc Com 071813109 1,790 27,694 SH   SOLE 0 27,516 0 178
Baxter International Inc Com 071813109 556 8,608 SH   DFND 0 8,608 0 0
Berkshire Hathaway Inc-A Com 084670108 595 2 SH   DFND 0 2 0 0
Berkshire Hathaway Inc-B Com 084670702 784 3,957 SH   SOLE 0 3,307 0 650
Berkshire Hathaway Inc-B Com 084670702 7 36 SH   DFND 0 36 0 0
Biogen Idec Inc Com 09062X103 116 365 SH   SOLE 0 365 0 0
Biogen Idec Inc Com 09062X103 96 300 SH   DFND 0 300 0 0
Blackrock Inc Com 09247X101 99 192 SH   SOLE 0 192 0 0
Blackrock Inc Com 09247X101 129 251 SH   DFND 0 251 0 0
Blackrock Build America Bond Com 09248X100 152 6,555 SH   SOLE 0 6,555 0 0
Blackrock Build America Bond Com 09248X100 126 5,421 SH   DFND 0 5,421 0 0
Bob Evans Farms Com 096761101 590 7,490 SH   SOLE 0 7,490 0 0
Boeing Co/The Com 097023105 1,210 4,102 SH   SOLE 0 4,102 0 0
Boeing Co/The Com 097023105 147 500 SH   DFND 0 500 0 0
Bristol Myers Squibb Com 110122108 2,179 35,563 SH   SOLE 0 34,913 0 650
Bristol Myers Squibb Com 110122108 89 1,450 SH   DFND 0 1,450 0 0
CME Group Inc Com 12572Q105 1,409 9,649 SH   SOLE 0 9,649 0 0
CME Group Inc Com 12572Q105 45 307 SH   DFND 0 307 0 0
CSX Corp Com 126408103 399 7,251 SH   SOLE 0 7,251 0 0
CVS Health Corp Com 126650100 1,421 19,606 SH   SOLE 0 19,570 0 36
CVS Health Corp Com 126650100 42 579 SH   DFND 0 579 0 0
Canadian Imperial Bank of Commerce Com 136069101 423 4,340 SH   SOLE 0 4,340 0 0
Cardinal Health Inc Com 14149Y108 1,175 19,176 SH   SOLE 0 19,134 0 42
Cardinal Health Inc Com 14149Y108 239 3,893 SH   DFND 0 3,893 0 0
Caterpillar Inc Com 149123101 913 5,792 SH   SOLE 0 5,792 0 0
Celgene Corp Com 151020104 650 6,225 SH   SOLE 0 6,225 0 0
Celgene Corp Com 151020104 42 400 SH   DFND 0 400 0 0
Chevron Corp Com 166764100 6,653 53,143 SH   SOLE 0 51,868 0 1,275
Chevron Corp Com 166764100 1,252 9,999 SH   DFND 0 9,749 0 250
Cimarex Energy Co Com 171798101 183 1,500 SH   SOLE 0 1,500 0 0
Cimarex Energy Co Com 171798101 169 1,385 SH   DFND 0 1,385 0 0
Cincinnati Financial Corp Com 172062101 454 6,050 SH   SOLE 0 6,050 0 0
Cincinnati Financial Corp Com 172062101 137 1,831 SH   DFND 0 1,831 0 0
Cisco Systems Inc Com 17275R102 3,345 87,336 SH   SOLE 0 86,719 0 617
Cisco Systems Inc Com 17275R102 246 6,425 SH   DFND 0 6,425 0 0
Clean Energy Fuels Corp Com 184499101 43 20,978 SH   SOLE 0 12,468 0 8,510
Coca-Cola Co/The Com 191216100 4,111 89,604 SH   SOLE 0 89,604 0 0
Coca-Cola Co/The Com 191216100 984 21,458 SH   DFND 0 21,458 0 0
Cognizant Tech Solutions Corp-A Com 192446102 1,917 26,991 SH   SOLE 0 26,991 0 0
Cognizant Tech Solutions Corp-A Com 192446102 2,471 34,795 SH   DFND 0 34,795 0 0
Colgate-Palmolive Company Com 194162103 387 5,130 SH   SOLE 0 5,130 0 0
Comcast Corp-A Com 20030N101 445 11,120 SH   SOLE 0 11,120 0 0
ConocoPhillips Inc Com 20825C104 773 14,087 SH   SOLE 0 14,087 0 0
ConocoPhillips Inc Com 20825C104 284 5,167 SH   DFND 0 5,167 0 0
Costco Wholesale Corp Com 22160K105 537 2,887 SH   SOLE 0 2,887 0 0
Credit Acceptance Corp Com 225310101 257 796 SH   SOLE 0 461 0 335
Cummins Inc Com 231021106 220 1,245 SH   SOLE 0 1,245 0 0
DTE Energy Co Com 233331107 575 5,252 SH   SOLE 0 5,252 0 0
DTE Energy Co Com 233331107 140 1,278 SH   DFND 0 1,278 0 0
DXC Technology Co Com 23355L106 103 1,090 SH   SOLE 0 1,090 0 0
DXC Technology Co Com 23355L106 359 3,783 SH   DFND 0 3,783 0 0
Danaher Corp Com 235851102 2,942 31,697 SH   SOLE 0 31,697 0 0
Danaher Corp Com 235851102 471 5,070 SH   DFND 0 5,070 0 0
Darden Restaurants Inc Com 237194105 750 7,806 SH   SOLE 0 7,806 0 0
Darden Restaurants Inc Com 237194105 133 1,382 SH   DFND 0 1,382 0 0
Deere & Company Com 244199105 943 6,028 SH   SOLE 0 6,028 0 0
Deere & Company Com 244199105 361 2,308 SH   DFND 0 2,308 0 0
Dentsply Sirona Inc Com 24906P109 426 6,466 SH   SOLE 0 6,466 0 0
Dentsply Sirona Inc Com 24906P109 476 7,231 SH   DFND 0 7,231 0 0
Digital Realty Trust Inc Com 253868103 3,075 26,997 SH   SOLE 0 26,775 0 222
Digital Realty Trust Inc Com 253868103 342 3,004 SH   DFND 0 3,004 0 0
Disney Walt Co Com 254687106 4,866 45,259 SH   SOLE 0 45,259 0 0
Disney Walt Co Com 254687106 678 6,308 SH   DFND 0 6,308 0 0
Dominion Resources Inc/VA Com 25746U109 2,386 29,432 SH   SOLE 0 29,395 0 37
Dominion Resources Inc/VA Com 25746U109 703 8,677 SH   DFND 0 8,677 0 0
Dover Corp Com 260003108 437 4,332 SH   SOLE 0 3,922 0 410
Duke Energy Corp Com 26441C204 1,751 20,823 SH   SOLE 0 20,789 0 34
Duke Energy Corp Com 26441C204 110 1,307 SH   DFND 0 1,307 0 0
Eastman Chemical Company Com 277432100 455 4,912 SH   SOLE 0 4,912 0 0
Emerson Electric Company Com 291011104 539 7,730 SH   SOLE 0 7,730 0 0
Enbridge Inc Com 29250N105 1,169 29,896 SH   SOLE 0 29,011 0 885
Enbridge Inc Com 29250N105 11 275 SH   DFND 0 275 0 0
Exelon Corp Com 30161N101 1,239 31,432 SH   SOLE 0 31,358 0 74
Exelon Corp Com 30161N101 65 1,657 SH   DFND 0 1,657 0 0
Express Scripts Holding Co Com 30219G108 774 10,369 SH   SOLE 0 10,369 0 0
Express Scripts Holding Co Com 30219G108 264 3,541 SH   DFND 0 3,541 0 0
Exxon Mobil Corp Com 30231G102 5,226 62,488 SH   SOLE 0 60,588 0 1,900
Exxon Mobil Corp Com 30231G102 1,045 12,490 SH   DFND 0 12,190 0 300
FNB Corp Com 302520101 175 12,694 SH   SOLE 0 7,485 0 5,209
Federal Realty Investment Trust Com 313747206 539 4,059 SH   SOLE 0 3,987 0 72
Federal Realty Investment Trust Com 313747206 49 368 SH   DFND 0 368 0 0
Federated Ultra Short Term Bond-I Com 31428Q747 6,225 683,296 SH   SOLE 0 682,337 0 959
Federated Ultra Short Term Bond-I Com 31428Q747 1,462 160,478 SH   DFND 0 155,025 0 5,453
Fifth Third Bancorp Com 316773100 1,149 37,864 SH   SOLE 0 37,864 0 0
Fifth Third Bancorp Com 316773100 661 21,785 SH   DFND 0 21,785 0 0
Ford Motor Company Com 345370860 327 26,209 SH   SOLE 0 26,209 0 0
Ford Motor Company Com 345370860 0 10 SH   DFND 0 10 0 0
Fortive Corp Com 34959J108 1,056 14,596 SH   SOLE 0 14,596 0 0
Fortive Corp Com 34959J108 183 2,525 SH   DFND 0 2,525 0 0
Arthur J Gallagher & Co Com 363576109 1,616 25,540 SH   SOLE 0 25,493 0 47
Arthur J Gallagher & Co Com 363576109 178 2,815 SH   DFND 0 2,815 0 0
General Dynamics Corp Com 369550108 824 4,052 SH   SOLE 0 4,052 0 0
General Dynamics Corp Com 369550108 214 1,053 SH   DFND 0 1,053 0 0
General Electric Co Com 369604103 1,795 102,859 SH   SOLE 0 102,743 0 116
General Electric Co Com 369604103 427 24,498 SH   DFND 0 24,498 0 0
General Mills Inc Com 370334104 1,744 29,420 SH   SOLE 0 29,365 0 55
General Mills Inc Com 370334104 155 2,619 SH   DFND 0 2,619 0 0
Gentex Corp Com 371901109 93 4,417 SH   SOLE 0 2,583 0 1,834
Gentex Corp Com 371901109 217 10,339 SH   DFND 0 10,339 0 0
Gilead Sciences Inc Com 375558103 1,551 21,651 SH   SOLE 0 21,651 0 0
Gilead Sciences Inc Com 375558103 128 1,788 SH   DFND 0 1,788 0 0
Goldman Sachs Group Inc Com 38141G104 462 1,815 SH   SOLE 0 1,815 0 0
HP Inc Com 40434L105 117 5,562 SH   SOLE 0 5,562 0 0
HP Inc Com 40434L105 248 11,807 SH   DFND 0 11,807 0 0
Hanover Insurance Group Inc/The Com 410867105 269 2,487 SH   SOLE 0 1,744 0 743
Harbor Real Return Instl Com 411511520 932 99,844 SH   SOLE 0 96,088 0 3,756
Harbor Real Return Instl Com 411511520 151 16,199 SH   DFND 0 16,199 0 0
Hershey Co/The Com 427866108 391 3,445 SH   SOLE 0 3,445 0 0
Home Depot Inc Com 437076102 1,436 7,577 SH   SOLE 0 7,577 0 0
Honeywell International Inc Com 438516106 2,054 13,394 SH   SOLE 0 13,394 0 0
Honeywell International Inc Com 438516106 1 6 SH   DFND 0 6 0 0
Illinois Tool Works Inc Com 452308109 376 2,254 SH   SOLE 0 2,254 0 0
Intel Corp Com 458140100 5,118 110,876 SH   SOLE 0 109,908 0 968
Intel Corp Com 458140100 1,122 24,313 SH   DFND 0 24,313 0 0
IntercontinentalExchange Group Inc Com 45866F104 898 12,727 SH   SOLE 0 12,727 0 0
IntercontinentalExchange Group Inc Com 45866F104 26 375 SH   DFND 0 375 0 0
Intl Business Machines Corp Com 459200101 867 5,654 SH   SOLE 0 5,654 0 0
iShares S&P 500 Index ETF Com 464287200 860 3,200 SH   SOLE 0 3,200 0 0
iShares Core US Aggregate Bond ETF Com 464287226 390 3,563 SH   SOLE 0 3,563 0 0
iShares S&P Midcap 400 Index ETF Com 464287507 710 3,743 SH   SOLE 0 3,743 0 0
iShares Core S&P Small-Cap ETF Com 464287804 1,903 24,769 SH   SOLE 0 24,769 0 0
JP Morgan Chase & Co Com 46625H100 6,057 56,636 SH   SOLE 0 56,606 0 30
JP Morgan Chase & Co Com 46625H100 617 5,771 SH   DFND 0 5,771 0 0
Johnson & Johnson Com 478160104 3,689 26,401 SH   SOLE 0 26,151 0 250
Johnson & Johnson Com 478160104 819 5,862 SH   DFND 0 5,862 0 0
Kellogg Co Com 487836108 302 4,448 SH   SOLE 0 4,448 0 0
Kellogg Co Com 487836108 30 438 SH   DFND 0 438 0 0
KeyCorp Com 493267108 854 42,351 SH   SOLE 0 42,351 0 0
Kimberly-Clark Corp Com 494368103 1,916 15,879 SH   SOLE 0 15,855 0 24
Kimberly-Clark Corp Com 494368103 147 1,217 SH   DFND 0 1,217 0 0
Lam Research Corp Com 512807108 248 1,350 SH   SOLE 0 1,350 0 0
Lilly Eli & Co Com 532457108 2,239 26,504 SH   SOLE 0 25,971 0 533
Lilly Eli & Co Com 532457108 192 2,279 SH   DFND 0 2,279 0 0
Lockheed Martin Corp Com 539830109 2,785 8,674 SH   SOLE 0 8,665 0 9
Lockheed Martin Corp Com 539830109 177 550 SH   DFND 0 550 0 0
Loomis Sayles Strategic Income Y Com 543487250 7,959 548,127 SH   SOLE 0 536,555 0 11,572
Loomis Sayles Strategic Income Y Com 543487250 1,130 77,799 SH   DFND 0 77,799 0 0
Lowe's Companies Inc Com 548661107 2,339 25,162 SH   SOLE 0 25,162 0 0
Lowe's Companies Inc Com 548661107 1,267 13,636 SH   DFND 0 13,636 0 0
MGIC Investment Corp Com 552848103 195 13,800 SH   SOLE 0 7,909 0 5,891
Marathon Petroleum Corp Com 56585A102 435 6,592 SH   SOLE 0 6,592 0 0
Marsh & McLennan Co Inc Com 571748102 448 5,500 SH   SOLE 0 5,500 0 0
MasterCard Inc-A Com 57636Q104 489 3,229 SH   SOLE 0 3,229 0 0
McDonalds Corp Com 580135101 3,975 23,094 SH   SOLE 0 22,952 0 142
McDonalds Corp Com 580135101 974 5,657 SH   DFND 0 5,657 0 0
McKesson Corp Com 58155Q103 1,688 10,827 SH   SOLE 0 10,827 0 0
McKesson Corp Com 58155Q103 379 2,433 SH   DFND 0 2,433 0 0
Merck & Co Inc Com 58933Y105 4,083 72,561 SH   SOLE 0 72,285 0 276
Merck & Co Inc Com 58933Y105 264 4,699 SH   DFND 0 4,699 0 0
Microsoft Corp Com 594918104 9,113 106,531 SH   SOLE 0 106,493 0 38
Microsoft Corp Com 594918104 2,483 29,022 SH   DFND 0 29,022 0 0
Microchip Technology Inc Com 595017104 4,554 51,823 SH   SOLE 0 51,792 0 31
Microchip Technology Inc Com 595017104 521 5,923 SH   DFND 0 5,923 0 0
Mid-America Apartment Communities Inc Com 59522J103 589 5,860 SH   SOLE 0 5,770 0 90
Mid-America Apartment Communities Inc Com 59522J103 58 576 SH   DFND 0 576 0 0
Mondelez International Inc Com 609207105 202 4,714 SH   SOLE 0 4,714 0 0
Moody's Corp Com 615369105 466 3,160 SH   SOLE 0 3,160 0 0
Moody's Corp Com 615369105 1,346 9,118 SH   DFND 0 9,118 0 0
Morgan Stanley Com 617446448 685 13,053 SH   SOLE 0 13,053 0 0
Morgan Stanley Com 617446448 128 2,437 SH   DFND 0 2,437 0 0
NextEra Energy Inc Com 65339F101 3,724 23,841 SH   SOLE 0 23,421 0 420
NextEra Energy Inc Com 65339F101 226 1,449 SH   DFND 0 1,449 0 0
Nike Inc-B Com 654106103 3,258 52,082 SH   SOLE 0 52,082 0 0
Nike Inc-B Com 654106103 52 834 SH   DFND 0 834 0 0
Norfolk Southern Corp Com 655844108 4,209 29,048 SH   SOLE 0 29,026 0 22
Norfolk Southern Corp Com 655844108 527 3,635 SH   DFND 0 3,635 0 0
Northern Ultra-Short Fixed Income Fund Com 665162467 15,538 1,524,833 SH   SOLE 0 1,478,731 0 46,102
Northern Ultra-Short Fixed Income Fund Com 665162467 613 60,168 SH   DFND 0 53,339 0 6,830
Northern Trust Corp Com 665859104 230 2,300 SH   SOLE 0 2,300 0 0
Northrop Grumman Corp Com 666807102 247 806 SH   SOLE 0 806 0 0
ADR Novartis AG SA Com 66987V109 1,905 22,694 SH   SOLE 0 22,661 0 33
ADR Novartis AG SA Com 66987V109 512 6,093 SH   DFND 0 6,093 0 0
Occidental Petroleum Corp Com 674599105 257 3,495 SH   SOLE 0 3,495 0 0
Omnicom Group Inc Com 681919106 1,011 13,875 SH   SOLE 0 13,837 0 38
Omnicom Group Inc Com 681919106 67 914 SH   DFND 0 914 0 0
Oracle Corporation Com 68389X105 3,611 76,379 SH   SOLE 0 76,379 0 0
Oracle Corporation Com 68389X105 278 5,889 SH   DFND 0 5,889 0 0
PG&E Corporation Com 69331C108 669 14,916 SH   SOLE 0 14,916 0 0
PG&E Corporation Com 69331C108 153 3,408 SH   DFND 0 3,408 0 0
PIMCO Total Return Institutional Fund Com 693390700 1,072 104,338 SH   SOLE 0 104,338 0 0
PPL Corp Com 69351T106 309 9,993 SH   SOLE 0 9,993 0 0
PPL Corp Com 69351T106 90 2,910 SH   DFND 0 2,910 0 0
PS Business Parks Inc Com 69360J107 445 3,554 SH   SOLE 0 3,498 0 56
PS Business Parks Inc Com 69360J107 46 366 SH   DFND 0 366 0 0
Palo Alto Networks Inc Com 697435105 717 4,949 SH   SOLE 0 4,949 0 0
Parnassus Fixed-Income Fund Com 701769200 445 26,915 SH   SOLE 0 26,915 0 0
PepsiCo Inc Com 713448108 4,777 39,837 SH   SOLE 0 39,811 0 26
PepsiCo Inc Com 713448108 833 6,948 SH   DFND 0 6,948 0 0
Pfizer Inc Com 717081103 2,726 75,253 SH   SOLE 0 75,174 0 79
Pfizer Inc Com 717081103 146 4,028 SH   DFND 0 4,028 0 0
Philip Morris International Com 718172109 484 4,578 SH   SOLE 0 4,578 0 0
Phillips 66 Com 718546104 558 5,519 SH   SOLE 0 5,519 0 0
Phillips 66 Com 718546104 462 4,567 SH   DFND 0 4,567 0 0
Pioneer Natural Resources Co Com 723787107 17 97 SH   SOLE 0 97 0 0
Pioneer Natural Resources Co Com 723787107 200 1,159 SH   DFND 0 1,159 0 0
T Rowe Price Group Inc Com 74144T108 291 2,769 SH   SOLE 0 2,769 0 0
T Rowe Price High Yield-Inv Com 741481105 2,226 329,361 SH   SOLE 0 329,361 0 0
Priceline Group Inc/The Com 741503403 947 545 SH   SOLE 0 545 0 0
Procter & Gamble Co Com 742718109 5,960 64,867 SH   SOLE 0 64,836 0 31
Procter & Gamble Co Com 742718109 483 5,261 SH   DFND 0 5,261 0 0
Qualcomm Inc Com 747525103 2,883 45,025 SH   SOLE 0 44,972 0 53
Qualcomm Inc Com 747525103 299 4,678 SH   DFND 0 4,678 0 0
Rarus Technologies Inc Com 75406J100 0 13,000 SH   SOLE 0 13,000 0 0
Rayonier Inc Com 754907103 375 11,850 SH   SOLE 0 9,600 0 2,250
Rayonier Inc Com 754907103 42 1,333 SH   DFND 0 1,333 0 0
Raytheon Company Com 755111507 278 1,482 SH   SOLE 0 1,482 0 0
Red Hat Inc Com 756577102 569 4,741 SH   SOLE 0 4,155 0 586
Red Hat Inc Com 756577102 1 10 SH   DFND 0 10 0 0
Rockwell Collins Inc Com 774341101 97 715 SH   SOLE 0 715 0 0
Rockwell Collins Inc Com 774341101 215 1,585 SH   DFND 0 1,585 0 0
T Rowe Price Real Estate Fund Com 779919109 2,749 95,769 SH   SOLE 0 95,769 0 0
T Rowe Price Real Estate Fund Com 779919109 422 14,716 SH   DFND 0 14,716 0 0
ADR Royal Dutch Shell-A Com 780259206 1,827 27,381 SH   SOLE 0 27,334 0 47
ADR Royal Dutch Shell-A Com 780259206 414 6,212 SH   DFND 0 6,212 0 0
SPDR Gold Shares ETF Com 78463V107 240 1,945 SH   SOLE 0 1,945 0 0
Salesforce.com Inc Com 79466L302 436 4,263 SH   SOLE 0 4,263 0 0
Salesforce.com Inc Com 79466L302 177 1,730 SH   DFND 0 1,730 0 0
Schlumberger Ltd Com 806857108 2,960 43,928 SH   SOLE 0 42,736 0 1,192
Schlumberger Ltd Com 806857108 104 1,544 SH   DFND 0 1,194 0 350
ADR Shire PLC Com 82481R106 315 2,032 SH   SOLE 0 2,006 0 26
ADR Shire PLC Com 82481R106 31 200 SH   DFND 0 200 0 0
Simon Property Group Inc Com 828806109 1,508 8,778 SH   SOLE 0 8,682 0 96
Simon Property Group Inc Com 828806109 96 557 SH   DFND 0 557 0 0
Smith (AO) Corp Com 831865209 1,372 22,385 SH   SOLE 0 22,385 0 0
Southern Co/The Com 842587107 384 7,994 SH   SOLE 0 6,269 0 1,725
Starbucks Corp Com 855244109 1,148 19,992 SH   SOLE 0 19,992 0 0
Starbucks Corp Com 855244109 183 3,192 SH   DFND 0 3,192 0 0
Stryker Corp Com 863667101 205 1,324 SH   SOLE 0 1,324 0 0
TJX Companies Inc Com 872540109 227 2,971 SH   SOLE 0 2,971 0 0
TJX Companies Inc Com 872540109 134 1,754 SH   DFND 0 1,754 0 0
Target Corp Com 87612E106 816 12,507 SH   SOLE 0 12,507 0 0
Texas Instruments Inc Com 882508104 414 3,963 SH   SOLE 0 3,963 0 0
3M Company Com 88579Y101 2,655 11,281 SH   SOLE 0 11,281 0 0
3M Company Com 88579Y101 235 1,000 SH   DFND 0 1,000 0 0
Travelers Cos Inc/The Com 89417E109 494 3,644 SH   SOLE 0 3,644 0 0
UDR Inc Com 902653104 641 16,632 SH   SOLE 0 16,371 0 261
UDR Inc Com 902653104 64 1,657 SH   DFND 0 1,657 0 0
US Bancorp Com 902973304 613 11,441 SH   SOLE 0 11,441 0 0
Union Pacific Corp Com 907818108 1,107 8,254 SH   SOLE 0 8,254 0 0
United Parcel Service-B Com 911312106 1,796 15,077 SH   SOLE 0 15,052 0 25
United Parcel Service-B Com 911312106 178 1,493 SH   DFND 0 1,493 0 0
United Technologies Corp Com 913017109 4,273 33,494 SH   SOLE 0 33,469 0 25
United Technologies Corp Com 913017109 339 2,657 SH   DFND 0 2,657 0 0
UnitedHealth Group Inc Com 91324P102 483 2,192 SH   SOLE 0 2,192 0 0
Vanguard Wellesley Income-Adm Com 921938205 239 3,655 SH   SOLE 0 3,655 0 0
Vanguard High-Yield Corp-Adm Com 922031760 273 46,036 SH   SOLE 0 46,036 0 0
Vanguard High-Yield Corp-Adm Com 922031760 4 617 SH   DFND 0 617 0 0
Vanguard Short-Term Federal-Adm Com 922031844 47,046 4,429,902 SH   SOLE 0 4,340,906 0 88,996
Vanguard Short-Term Federal-Adm Com 922031844 7,122 670,608 SH   DFND 0 670,608 0 0
Ventas Inc Com 92276F100 377 6,286 SH   SOLE 0 6,196 0 90
Ventas Inc Com 92276F100 33 558 SH   DFND 0 558 0 0
Verizon Communications Inc Com 92343V104 3,584 67,708 SH   SOLE 0 66,042 0 1,666
Verizon Communications Inc Com 92343V104 340 6,425 SH   DFND 0 6,425 0 0
WEC Energy Group Inc Com 92939U106 363 5,469 SH   SOLE 0 5,469 0 0
Walmart Inc Com 931142103 1,401 14,192 SH   SOLE 0 14,192 0 0
Walgreens Boots Alliance Inc Com 931427108 505 6,955 SH   SOLE 0 6,955 0 0
Walgreens Boots Alliance Inc Com 931427108 145 2,000 SH   DFND 0 2,000 0 0
Waste Management Inc Com 94106L109 1,959 22,703 SH   SOLE 0 22,666 0 37
Waste Management Inc Com 94106L109 189 2,188 SH   DFND 0 2,188 0 0
Weingarten Realty Investors Com 948741103 356 10,842 SH   SOLE 0 10,653 0 189
Weingarten Realty Investors Com 948741103 33 1,000 SH   DFND 0 1,000 0 0
Wells Fargo & Co Com 949746101 4,385 72,278 SH   SOLE 0 72,226 0 52
Wells Fargo & Co Com 949746101 818 13,480 SH   DFND 0 13,480 0 0
Welltower Inc Com 95040Q104 7,345 115,184 SH   SOLE 0 112,143 0 3,041
Welltower Inc Com 95040Q104 205 3,214 SH   DFND 0 2,214 0 1,000
Weyerhaeuser Co Com 962166104 1,858 52,702 SH   SOLE 0 49,262 0 3,440
Weyerhaeuser Co Com 962166104 316 8,958 SH   DFND 0 7,838 0 1,120
Wintrust Financial Corp Com 97650W108 200 2,432 SH   SOLE 0 1,424 0 1,008
Yum! Brands Inc Com 988498101 31 385 SH   SOLE 0 385 0 0
Yum! Brands Inc Com 988498101 377 4,615 SH   DFND 0 4,615 0 0
Zimmer Biomet Holdings Inc. Com 98956P102 276 2,290 SH   SOLE 0 2,290 0 0
Allergan PLC Com G0177J108 232 1,417 SH   SOLE 0 1,417 0 0
Allergan PLC Com G0177J108 41 250 SH   DFND 0 250 0 0
Accenture PLC-A Com G1151C101 462 3,021 SH   SOLE 0 3,021 0 0
Eaton Corp PLC Com G29183103 1,583 20,041 SH   SOLE 0 20,004 0 37
Eaton Corp PLC Com G29183103 126 1,594 SH   DFND 0 1,594 0 0
Essent Group Ltd Com G3198U102 208 4,789 SH   SOLE 0 2,754 0 2,035
Everest Re Group Ltd Com G3223R108 860 3,885 SH   SOLE 0 3,885 0 0
Everest Re Group Ltd Com G3223R108 952 4,304 SH   DFND 0 4,304 0 0
Johnson Controls Intl PLC Com G51502105 1,487 39,010 SH   SOLE 0 38,941 0 69
Johnson Controls Intl PLC Com G51502105 96 2,509 SH   DFND 0 2,509 0 0
Medtronic PLC Com G5960L103 822 10,179 SH   SOLE 0 10,179 0 0
Chubb Ltd Com H1467J104 234 1,600 SH   SOLE 0 1,600 0 0
Rayonier Fractional share Com HFE907109 0 50,000 SH   SOLE 0 50,000 0 0
RMR Real Estate Inc Fd Pacific fractional shs Com HGK70B105 0 52,500 SH   SOLE 0 52,500 0 0