The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM COM 88579Y101 368 1,563 SH   OTR   0 0 1,563
3M CO COM COM 88579Y101 34 144 SH   SOLE   144 0 0
ABBVIE INC COM COM 00287Y109 248 2,564 SH   OTR   0 0 2,564
ABBVIE INC COM COM 00287Y109 26 272 SH   SOLE   272 0 0
ALPHABET INC CAP STK CL C 02079K107 479 458 SH   OTR   50 0 408
ALPHABET INC CAP STK CL C 02079K107 154 147 SH   SOLE   147 0 0
ALPHABET INC CAP STK CL A 02079K305 574 545 SH   OTR   0 0 545
ALPHABET INC CAP STK CL A 02079K305 222 211 SH   SOLE   211 0 0
AMAZON COM INC COM COM 023135106 599 512 SH   OTR   84 0 428
AMAZON COM INC COM COM 023135106 18,113 15,488 SH   SOLE   15,488 0 0
AMGEN INC COM COM 031162100 278 1,601 SH   OTR   0 0 1,601
AMGEN INC COM COM 031162100 49 282 SH   SOLE   282 0 0
APPLE INC COM COM 037833100 1,226 7,247 SH   OTR   549 0 6,698
APPLE INC COM COM 037833100 681 4,023 SH   SOLE   4,023 0 0
AT&T INC COM COM 00206R102 346 8,889 SH   OTR   0 0 8,889
AT&T INC COM COM 00206R102 32 829 SH   SOLE   829 0 0
AUTOMATIC DATA PROCESSING INC COM COM 053015103 198 1,688 SH   OTR   0 0 1,688
AUTOMATIC DATA PROCESSING INC COM COM 053015103 11 91 SH   SOLE   91 0 0
BANK AMER CORP COM COM 060505104 266 9,016 SH   OTR   0 0 9,016
BANK AMER CORP COM COM 060505104 50 1,685 SH   SOLE   1,685 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 409 2,064 SH   OTR   0 0 2,064
BERKSHIRE HATHAWAY INC DEL CL A 084670108 595 2 SH   SOLE   2 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 281 1,416 SH   SOLE   1,416 0 0
BOEING CO COM 097023105 202 686 SH   OTR   0 0 686
BOEING CO COM 097023105 150 509 SH   SOLE   509 0 0
BRISTOL MYERS SQUIBB CO COM 110122108 206 3,357 SH   OTR   0 0 3,357
BRISTOL MYERS SQUIBB CO COM 110122108 129 2,105 SH   SOLE   2,105 0 0
CATERPILLAR INC DEL COM 149123101 231 1,463 SH   OTR   0 0 1,463
CATERPILLAR INC DEL COM 149123101 20 127 SH   SOLE   127 0 0
CELGENE CORP COM 151020104 194 1,855 SH   OTR   0 0 1,855
CELGENE CORP COM 151020104 34 327 SH   SOLE   327 0 0
CHEVRON CORP NEW COM 166764100 356 2,847 SH   OTR   0 0 2,847
CHEVRON CORP NEW COM 166764100 695 5,549 SH   SOLE   5,549 0 0
CHUBB LIMITED COM H1467J104 177 1,214 SH   OTR   0 0 1,214
CHUBB LIMITED COM H1467J104 28 189 SH   SOLE   189 0 0
CISCO SYS INC COM 17275R102 386 10,074 SH   OTR   0 0 10,074
CISCO SYS INC COM 17275R102 115 3,002 SH   SOLE   3,002 0 0
CITIGROUP INC COM NEW 172967424 189 2,537 SH   OTR   0 0 2,537
CITIGROUP INC COM NEW 172967424 32 426 SH   SOLE   426 0 0
COCA COLA CO COM 191216100 347 7,574 SH   OTR   0 0 7,574
COCA COLA CO COM 191216100 102 2,225 SH   SOLE   2,225 0 0
COLGATE PALMOLIVE CO COM 194162103 175 2,323 SH   OTR   0 0 2,323
COLGATE PALMOLIVE CO COM 194162103 18 237 SH   SOLE   237 0 0
COMCAST CORP NEW CL A 20030N101 257 6,421 SH   OTR   0 0 6,421
COMCAST CORP NEW CL A 20030N101 33 821 SH   SOLE   821 0 0
COSTCO WHSL CORP NEW COM 22160K105 167 895 SH   OTR   80 0 815
COSTCO WHSL CORP NEW COM 22160K105 415 2,231 SH   SOLE   2,231 0 0
DISNEY WALT CO COM DISNEY 254687106 313 2,915 SH   OTR   0 0 2,915
DISNEY WALT CO COM DISNEY 254687106 74 685 SH   SOLE   685 0 0
EXXON MOBIL CORP COM 30231G102 381 4,550 SH   OTR   0 0 4,550
EXXON MOBIL CORP COM 30231G102 389 4,645 SH   SOLE   4,645 0 0
FACEBOOK INC CL A 30303M102 581 3,292 SH   OTR   377 0 2,915
FACEBOOK INC CL A 30303M102 1,744 9,881 SH   SOLE   9,881 0 0
HOME DEPOT INC COM 437076102 278 1,468 SH   OTR   0 0 1,468
HOME DEPOT INC COM 437076102 40 213 SH   SOLE   213 0 0
ILLINOIS TOOL WKS INC COM 452308109 17 104 SH   SOLE   104 0 0
ILLINOIS TOOL WKS INC COM 452308109 187 1,122 SH   OTR   0 0 1,122
INDEXIQ ETF TR HEDGE MLTI ETF 45409B107 13 425 SH   OTR   425 0 0
INDEXIQ ETF TR HEDGE MLTI ETF 45409B107 516 16,956 SH   SOLE   16,956 0 0
INTEL CORP COM 458140100 498 10,797 SH   OTR   0 0 10,797
INTEL CORP COM 458140100 53 1,149 SH   SOLE   1,149 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 283 1,847 SH   OTR   0 0 1,847
INTERNATIONAL BUSINESS MACHS COM 459200101 60 394 SH   SOLE   393 0 0
ISHARES GOLD TRUST ISHARES 464285105 9,654 771,667 SH   SOLE   771,667 0 0
ISHARES TR 1-3 YR TR BD ETF 464287457 201 2,401 SH   OTR   2,401 0 0
ISHARES TR CORE MSCI EMKT 46434G103 91 1,595 SH   OTR   1,595 0 0
ISHARES TR CORE S&P ETF 464287200 382 1,420 SH   OTR   1,420 0 0
ISHARES TR JPMORGAN USD EMG 464288281 41 349 SH   OTR   349 0 0
ISHARES TR 1-3 YR TR BD ETF 464287457 58 688 SH   SOLE   688 0 0
ISHARES TR CORE MSCI EMKT 46434G103 9,613 168,948 SH   SOLE   168,948 0 0
ISHARES TR CORE S&P ETF 464287200 2,057 7,650 SH   SOLE   7,650 0 0
ISHARES TR JPMORGAN USD EMG 464288281 9,843 84,784 SH   SOLE   84,784 0 0
ISHARES TR MSCI EAFE ETF 464287465 10,388 147,747 SH   SOLE   147,747 0 0
ISHARES TR ISA ESG SLCT ETF 464288802 5,036 45,340 SH   SOLE   45,340 0 0
ISHARES TR RUS 1000 ETF 464287622 4,216 28,367 SH   SOLE   28,367 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 4,130 27,091 SH   SOLE   27,091 0 0
ISHARES TR RUS 2000 GRW ETF 464287648 290 6,840 SH   SOLE   6,840 0 0
ISHARES TR RUS MID-CAP ETF 464287499 1,502 7,216 SH   SOLE   7,216 0 0
ISHARES TR S&P 500 VAL ETF 464287408 328 2,873 SH   SOLE   2,873 0 0
ISHARES TR CORE S&P MCP ETF 464287507 2,433 12,821 SH   SOLE   12,821 0 0
ISHARES TR CORE S&P SCP ETF 464287804 4,771 62,117 SH   SOLE   62,117 0 0
ISHARES TR SHRT NAT MUN ETF 464288158 466 4,440 SH   SOLE   4,440 0 0
J P MORGAN EXCHANGE TRADED DIVERSIFIED ETF 46641Q803 8,094 309,275 SH   SOLE   309,275 0 0
JOHNSON & JOHNSON COM 478160104 899 6,433 SH   OTR   0 0 6,433
JOHNSON & JOHNSON COM 478160104 136 974 SH   SOLE   974 0 0
JPMORGAN CHASE & CO COM 46625H100 423 3,956 SH   OTR   0 0 3,956
JPMORGAN CHASE & CO COM 46625H100 90 837 SH   SOLE   837 0 0
LOWES COS INC COM 548661107 241 2,594 SH   OTR   0 0 2,594
LOWES COS INC COM 548661107 54 586 SH   SOLE   586 0 0
MARRIOTT INTL INC NEW CL A 571903202 195 1,434 SH   OTR   785 0 649
MARRIOTT INTL INC NEW CL A 571903202 22 164 SH   SOLE   164 0 0
MASTERCARD INCORPORATED CL A 57636Q104 279 1,841 SH   OTR   0 0 1,841
MASTERCARD INCORPORATED CL A 57636Q104 77 506 SH   SOLE   506 0 0
MCDONALDS CORP COM 580135101 355 2,064 SH   OTR   0 0 2,064
MCDONALDS CORP COM 580135101 32 188 SH   SOLE   188 0 0
MERCK & CO INC COM 58933Y105 304 5,402 SH   OTR   0 0 5,402
MERCK & CO INC COM 58933Y105 106 1,886 SH   SOLE   1,886 0 0
MICROSOFT CORP COM 594918104 712 8,327 SH   OTR   842 0 7,485
MICROSOFT CORP COM 594918104 27,668 323,455 SH   SOLE   323,454 0 0
NETFLIX INC COM 64110L106 205 1,067 SH   OTR   0 0 1,067
NETFLIX INC COM 64110L106 41 213 SH   SOLE   213 0 0
NIKE INC CL B 654106103 203 3,248 SH   OTR   0 0 3,248
NIKE INC CL B 654106103 99 1,584 SH   SOLE   1,584 0 0
NVIDIA CORP COM 67066G104 193 997 SH   OTR   0 0 997
NVIDIA CORP COM 67066G104 65 338 SH   SOLE   338 0 0
ORACLE CORP COM 68389X105 337 7,121 SH   OTR   0 0 7,121
ORACLE CORP COM 68389X105 110 2,335 SH   SOLE   2,335 0 0
PACCAR INC COM 693718108 60 838 SH   OTR   0 0 838
PACCAR INC COM 693718108 150 2,108 SH   SOLE   2,108 0 0
PEPSICO INC COM 713448108 413 3,448 SH   OTR   0 0 3,448
PEPSICO INC COM 713448108 62 513 SH   SOLE   513 0 0
PFIZER INC COM 717081103 301 8,303 SH   OTR   900 0 7,403
PFIZER INC COM 717081103 38 1,051 SH   SOLE   1,051 0 0
PIMCO ETF TR ACTIVE BD ETF 72201R775 397 3,740 SH   SOLE   3,740 0 0
POWERSHARES QQQ TRUST UNIT SER 1 73935A104 464 2,977 SH   OTR   2,977 0 0
POWERSHARES QQQ TRUST UNIT SER 1 73935A104 158 1,017 SH   SOLE   1,017 0 0
PROCTER AND GAMBLE CO COM 742718109 493 5,370 SH   OTR   0 0 5,370
PROCTER AND GAMBLE CO COM 742718109 67 733 SH   SOLE   733 0 0
SALESFORCE COM INC COM 79466L302 191 1,866 SH   OTR   0 0 1,866
SALESFORCE COM INC COM 79466L302 19 186 SH   SOLE   186 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 26,097 765,988 SH   SOLE   765,988 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 485 7,597 SH   SOLE   7,596 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 355 6,945 SH   SOLE   6,945 0 0
SPDR DOW JONES INDL AVRG ETF UT SER 1 78467X109 349 1,410 SH   OTR   1,410 0 0
SPDR DOW JONES INDL AVRG ETF UT SER 1 78467X109 22 90 SH   SOLE   90 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 18,836 70,584 SH   SOLE   70,584 0 0
SPDR SERIES TRUST BLOMBRG BRC INTR 78464A375 2,050 59,910 SH   SOLE   59,910 0 0
STARBUCKS CORP COM 855244109 198 3,443 SH   OTR   767 0 2,676
STARBUCKS CORP COM 855244109 1,066 18,568 SH   SOLE   18,568 0 0
TESLA INC COM 88160R101 36 116 SH   OTR   0 0 116
TESLA INC COM 88160R101 202 650 SH   SOLE   650 0 0
TEXAS INSTRS INC COM 882508104 296 2,835 SH   OTR   0 0 2,835
TEXAS INSTRS INC COM 882508104 21 197 SH   SOLE   197 0 0
UNION PAC CORP COM 907818108 244 1,820 SH   OTR   0 0 1,820
UNION PAC CORP COM 907818108 26 194 SH   SOLE   194 0 0
UNITEDHEALTH GROUP INC COM 91324P102 264 1,198 SH   OTR   0 0 1,198
UNITEDHEALTH GROUP INC COM 91324P102 455 2,064 SH   SOLE   2,064 0 0
US BANCORP DEL COM NEW 902973304 261 4,863 SH   OTR   0 0 4,863
US BANCORP DEL COM NEW 902973304 23 428 SH   SOLE   428 0 0
VANECK VECTORS ETF TR GLOBAL ALTER ETF 92189F502 599 9,800 SH   SOLE   9,800 0 0
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 220 2,699 SH   OTR   2,699 0 0
VANGUARD BD INDEX FD INC INTERMED TERM 921937819 4,771 56,910 SH   SOLE   56,910 0 0
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 599 7,574 SH   SOLE   7,574 0 0
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 197 2,413 SH   SOLE   2,413 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 256 1,868 SH   OTR   1,868 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 253 1,801 SH   SOLE   1,801 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 2,338 15,105 SH   SOLE   15,105 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 166 1,208 SH   SOLE   1,208 0 0
VANGUARD INTL EQUITY INDEX FTSE EMR MKT ETF 922042858 7,134 155,383 SH   SOLE   155,383 0 0
VANGUARD INTL EQUITY INDEX ALLWRLD EX US 922042775 13,536 247,372 SH   SOLE   247,372 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 892 11,242 SH   SOLE   11,242 0 0
VANGUARD SCOTTSDALE FDS SHRT GVT BD ETF 92206C102 201 3,335 SH   SOLE   3,335 0 0
VANGUARD SPECIALIZED PORTFOL DIV APP ETF 921908844 5,305 51,990 SH   SOLE   51,990 0 0
VANGUARD STAR FD VG TL INTL STK F 921909768 237 4,180 SH   OTR   4,180 0 0
VANGUARD STAR FD VG TL INTL STK F 921909768 15,435 271,699 SH   SOLE   271,699 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 431 8,138 SH   OTR   0 0 8,138
VERIZON COMMUNICATIONS INC COM 92343V104 78 1,473 SH   SOLE   1,473 0 0
VISA INC COM COM 92826C839 341 2,991 SH   OTR   771 0 2,220
VISA INC COM COM 92826C839 37 326 SH   SOLE   326 0 0
WELLS FARGO CO NEW COM 949746101 69 1,139 SH   SOLE   1,139 0 0
WELLS FARGO CO NEW COM 949746101 223 3,680 SH   OTR   0 0 3,680