The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M COMPANY COM 88579Y101 9,790 46,639 SH   DFND   33,114 0 13,525
ABBOTT LABS COM 002824100 4,344 81,407 SH   DFND   61,818 0 19,589
ABBVIE INC. COM 00287Y109 8,077 90,901 SH   DFND   70,151 0 20,750
ACCENTURE LTD SHS CLASS A G1151C101 111,282 823,884 SH   DFND   649,613 0 174,271
ADVANCE AUTO PARTS INC COM 00751Y106 216 2,182 SH   DFND   2,182 0 0
AETNA U S HEALTHCARE INC COM COM 00817Y108 487 3,060 SH   DFND   3,027 0 33
AFLAC COM 001055102 902 11,077 SH   DFND   11,077 0 0
AIR PRODUCTS & CHEMICALS INC COM 009158106 70,440 465,808 SH   DFND   381,072 0 84,736
ALERIAN MLP ETF ALERIAN MLP 00162Q866 2,999 267,310 SH   DFND   154,610 0 112,700
ALLSTATE CORP COM 020002101 284 3,095 SH   DFND   3,041 0 54
ALPHABET INC - CL A CAP STK CL A 02079K305 1,000 1,027 SH   DFND   1,021 0 6
ALPHABET INC CL C CAP STK CL C 02079K107 1,917 1,999 SH   DFND   1,999 0 0
ALPINE GROUP, INC. COM 020825600 27 777,928 SH   DFND   777,928 0 0
ALTRIA GROUP INC COM COM 02209S103 26,567 418,907 SH   DFND   412,035 0 6,872
AMAZON.COM INC COM 023135106 541 563 SH   DFND   539 0 24
AMERICAN ELECTRIC POWER COM 025537101 37,162 529,065 SH   DFND   512,942 0 16,123
AMERICAN EXPRESS CO COM 025816109 2,405 26,584 SH   DFND   26,484 0 100
AMGEN INC COM 031162100 11,808 63,328 SH   DFND   63,325 0 3
ANADARKO PETROLEUM CORP COM 032511107 209 4,286 SH   DFND   4,286 0 0
ANHEUSER-BUSCH INBEV SA ADR SPONSORED ADR 03524A108 104,334 874,549 SH   DFND   708,524 0 166,025
ANTHEM INC COM 036752103 211 1,110 SH   DFND   1,110 0 0
AON PLC SHS CL A G0408V102 242 1,653 SH   DFND   1,653 0 0
APPLE INC COM 037833100 145,150 941,796 SH   DFND   781,599 0 160,197
AQUA AMERICA INC COM 03836W103 649 19,555 SH   DFND   18,579 0 976
AT&T INC COM 00206R102 6,752 172,364 SH   DFND   166,312 0 6,052
AUTOMATIC DATA PROCESSING COM 053015103 32,285 295,322 SH   DFND   285,907 0 9,415
BAXTER INTL INC COM 071813109 70,275 1,119,918 SH   DFND   916,938 0 202,980
BB&T CORP COM 054937107 315 6,717 SH   DFND   5,117 0 1,600
BECTON DICKINSON COM 075887109 70,830 361,470 SH   DFND   298,910 0 62,560
BERKSHIRE HATHAWAY INC DEL CL A 084670108 1,374 5 SH   DFND   5 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108 4,396 16 SH   DFND   16 0 0
BERKSHIRE HATHAWAY INC DEL CL B CL B NEW 084670702 2,731 14,900 SH   DFND   13,800 0 1,100
BLACKROCK INC COM 09247X101 133,076 297,649 SH   DFND   242,053 0 55,596
BOEING CO COM 097023105 1,834 7,216 SH   DFND   7,216 0 0
BP PLC SPONSORED ADR 055622104 2,927 76,154 SH   DFND   76,154 0 0
BRISTOL MYERS SQUIBB CO COM 110122108 4,987 78,232 SH   DFND   75,882 0 2,350
BROWN-FORMAN CORP CL B 115637209 275 5,064 SH   DFND   5,064 0 0
CABLE ONE INC COM 12685J105 260 360 SH   DFND   360 0 0
CAMPBELL SOUP CO COM 134429109 306 6,525 SH   DFND   2,900 0 3,625
CANADIAN IMPERIAL BANK COM 136069101 225 2,575 SH   DFND   2,575 0 0
CANADIAN NATL RAILWAY CO COM 136375102 271 3,274 SH   DFND   3,274 0 0
CANADIAN PACIFIC RAILWAY LTD COM 13645T100 630 3,750 SH   DFND   3,750 0 0
CATERPILLAR INC COM 149123101 786 6,305 SH   DFND   5,905 0 400
CELGENE CORP COM 151020104 378 2,595 SH   DFND   2,595 0 0
CENOVUS ENERGY INC COM 15135U109 103 10,260 SH   DFND   10,260 0 0
CHEMOURS COMPANY COM 163851108 3,158 62,393 SH   DFND   62,393 0 0
CHEVRON CORPORATION COM 166764100 35,989 306,290 SH   DFND   288,268 0 18,022
CHUBB LTD COM H1467J104 2,134 14,973 SH   DFND   14,967 0 6
CHURCH & DWIGHT CO COM 171340102 763 15,744 SH   DFND   15,744 0 0
CIGNA CORP COM 125509109 3,571 19,102 SH   DFND   19,099 0 3
CINCINNATI FINANCIAL CORP COM 172062101 327 4,265 SH   DFND   4,265 0 0
CISCO SYS INC COM 17275R102 25,948 771,585 SH   DFND   749,539 0 22,046
CLOROX CO COM 189054109 486 3,681 SH   DFND   3,681 0 0
COCA-COLA CO COM 191216100 82,736 1,838,162 SH   DFND   1,530,917 0 307,245
COGNIZANT TECH SOLUTIONS - A CL A 192446102 346 4,775 SH   DFND   4,775 0 0
COLGATE-PALMOLIVE CO COM 194162103 3,960 54,355 SH   DFND   41,755 0 12,600
COMCAST CORP NEW COM CL A CL A 20030N101 117,758 3,060,232 SH   DFND   2,441,031 0 619,201
COMMUNITY BANK SYSTEM INC COM 203607106 236 4,279 SH   DFND   4,279 0 0
CONOCOPHILLIPS COM 20825C104 2,252 44,986 SH   DFND   43,586 0 1,400
CONSOLIDATED EDISON INC COM 209115104 2,244 27,813 SH   DFND   27,013 0 800
CONSTELLATION BRANDS COM CL A 21036P108 242 1,211 SH   DFND   1,211 0 0
CONSUMER DISCRETIONARY SELECT SBI CONS DISCR 81369Y407 271 3,005 SH   DFND   3,005 0 0
CORNING INC COM 219350105 219 7,306 SH   DFND   7,006 0 300
COSTCO WHSL CORP NEW COM COM 22160K105 517 3,147 SH   DFND   3,139 0 8
CR BARD INC COM 067383109 1,656 5,166 SH   DFND   5,166 0 0
CUMMINS INC COM 231021106 322 1,917 SH   DFND   1,917 0 0
CVS HEALTH CORPORATION COM 126650100 84,940 1,044,521 SH   DFND   850,406 0 194,115
DANAHER CORP COM 235851102 1,881 21,925 SH   DFND   21,925 0 0
DARDEN RESTAURANTS COM 237194105 379 4,811 SH   DFND   4,811 0 0
DEERE & CO. COM 244199105 439 3,493 SH   DFND   3,493 0 0
DEVON ENERGY CORP NEW COM COM 25179M103 207 5,636 SH   DFND   5,636 0 0
DIAGEO PLC - SPONSORED ADR SPON ADR NEW 25243Q205 1,488 11,261 SH   DFND   11,261 0 0
DISNEY WALT PRODUCTIONS COM DISNEY 254687106 90,698 920,139 SH   DFND   745,345 0 174,794
DOMINION RES INC VA NEW COM COM 25746U109 1,047 13,614 SH   DFND   13,614 0 0
DOVER CORP COM 260003108 405 4,432 SH   DFND   4,432 0 0
DOWDUPONT INC COM 26078J100 133,576 1,929,454 SH   DFND   1,665,868 0 263,586
DUKE ENERGY CORP COM NEW 26441C204 942 11,223 SH   DFND   10,965 0 258
EATON CORP, PLC SHS G29183103 34,657 451,320 SH   DFND   435,598 0 15,722
EMERSON ELECTRIC CO COM 291011104 2,428 38,631 SH   DFND   34,311 0 4,320
ENBRIDGE ENERGY PARTNERS L PCOM COM 29250R106 160 10,000 SH   DFND   10,000 0 0
ENCANA CORP COM COM 292505104 121 10,260 SH   DFND   10,260 0 0
ENERGY SELECT SECTOR SPDR SBI INT-ENERGY 81369Y506 220 3,215 SH   DFND   3,215 0 0
ENERGY TRANSFER PARTNERS LP UNIT LTD PRT INT 29278N103 987 53,969 SH   DFND   53,969 0 0
ENTERPRISE PRODUCTS PARTNERS COM 293792107 1,987 76,227 SH   DFND   76,227 0 0
EVERSOURCE EN COM 30040W108 355 5,876 SH   DFND   5,876 0 0
EXELON CORP COM 30161N101 237 6,301 SH   DFND   6,301 0 0
EXXON MOBIL CORP COM 30231G102 94,642 1,154,453 SH   DFND   985,693 0 168,760
FACEBOOK INC CL A 30303M102 614 3,592 SH   DFND   3,502 0 90
FEDEX CORP COM 31428X106 329 1,457 SH   DFND   1,457 0 0
FIDELITY NATIONAL INFO SVCS COM 31620M106 382 4,095 SH   DFND   4,095 0 0
FNF GROUP FNF GROUP COM 31620R303 496 10,459 SH   DFND   10,459 0 0
FORTIVE CORP COM 34959J108 428 6,048 SH   DFND   6,048 0 0
FRANKLIN RES INC COM 354613101 249 5,595 SH   DFND   5,595 0 0
GENERAL DYNAMICS CORP COM 369550108 241 1,172 SH   DFND   1,172 0 0
GENERAL ELECTRIC COM 369604103 35,598 1,472,217 SH   DFND   1,418,965 0 53,252
GENERAL MILLS INC COM 370334104 918 17,736 SH   DFND   14,836 0 2,900
GENUINE PARTS CO COM 372460105 31,122 325,374 SH   DFND   318,235 0 7,139
GILEAD SCIENCES INC COM 375558103 596 7,358 SH   DFND   7,358 0 0
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 30,230 744,591 SH   DFND   569,323 0 175,268
GOLDMAN SACHS GROUP INC COM COM 38141G104 368 1,552 SH   DFND   1,552 0 0
HANOVER FOODS CORP - CL A COM 41078W100 682 7,333 SH   DFND   7,333 0 0
HEWLETT PACKARD ENTERPRISE CO COM 42824C109 251 17,038 SH   DFND   17,038 0 0
HOME DEPOT INC COM 437076102 8,696 53,166 SH   DFND   49,062 0 4,104
HONEYWELL INTERNATIONAL, INC. COM 438516106 2,788 19,673 SH   DFND   18,518 0 1,155
HP INC. COM 40434L105 487 24,417 SH   DFND   24,417 0 0
ILLINOIS TOOL WKS INC COM 452308109 3,332 22,518 SH   DFND   22,518 0 0
INTEL CORP COM 458140100 31,284 821,535 SH   DFND   796,811 0 24,724
INTERNATIONAL BUSINESS MACHINES COM 459200101 3,889 26,808 SH   DFND   24,910 0 1,898
INTERNATIONAL PAPER CO COM 460146103 259 4,550 SH   DFND   4,550 0 0
ISHARES 10 YEAR CRE BOND ETF 10+ YR CR BD ETF 464289511 269 4,335 SH   DFND   4,335 0 0
ISHARES BARCLAYS 1-3 YEAR CREDIT BOND FUND 1-3 YR CR BD ETF 464288646 27,856 264,416 SH   DFND   256,719 0 7,697
ISHARES BARCLAYS 7-10 YEAR TREASURY BOND FUND 7-10 Y TR BD ETF 464287440 10,474 98,333 SH   DFND   94,776 0 3,557
ISHARES BARCLAYS INTERMEDIATE CREDIT BOND FUND INTERM CR BD ETF 464288638 55,146 500,599 SH   DFND   482,681 0 17,918
ISHARES BARCLAYS INTERMEDIATE GOVERNMENT/CREDIT BO INTRM GOV/CR ETF 464288612 1,227 11,064 SH   DFND   10,991 0 73
ISHARES BARCLAYS MBS BOND FUND MBS ETF 464288588 22,625 211,256 SH   DFND   205,649 0 5,607
ISHARES BARCLAYS TIPS BOND FUND TIPS BD ETF 464287176 387 3,407 SH   DFND   3,407 0 0
ISHARES COHEN & STEERS REIT ETF COHEN&STEER REIT 464287564 310 3,083 SH   DFND   3,083 0 0
ISHARES CORE MSCI EAFE ETF CORE MSCI EAFE 46432F842 126,738 1,975,034 SH   DFND   1,890,314 0 84,720
ISHARES CORE MSCI EMERGING MARKETS ETF CORE MSCI EMKT 46434G103 215,054 3,981,016 SH   DFND   3,775,285 0 205,731
ISHARES CORE S&P 500 ETF CORE S&P ETF 464287200 294 1,162 SH   DFND   1,162 0 0
ISHARES CORE S&P MID-CAP ETF CORE S&P MCP ETF 464287507 94,252 526,842 SH   DFND   502,010 0 24,832
ISHARES CORE S&P SMALL-CAP ETF CORE S&P SCP ETF 464287804 125,786 1,694,776 SH   DFND   1,621,517 0 73,259
ISHARES CORE TOTAL U.S. BOND MARKET ETF CORE TOTUSBD ETF 464287226 907 8,280 SH   DFND   8,280 0 0
ISHARES DJ SELECT DIVIDEND INDEX FUND SELECT DIVID ETF 464287168 3,222 34,409 SH   DFND   34,409 0 0
ISHARES DOW JONES INTERNATIONAL SELECT DIVIDEND IN INTL SEL DIV ETF 464288448 924 27,369 SH   DFND   26,115 0 1,254
ISHARES EMERGING MKTS HI YIELD BD FD EM HGHYL BD ETF 464286285 288 5,673 SH   DFND   5,673 0 0
ISHARES HIGH DIVIDEND EQUITY HIGH DIVIDND ETF 46429B663 4,398 51,169 SH   DFND   51,169 0 0
ISHARES IBOXX $ HIGH YIELD CORPORATE BOND FUND IBOXX HI YD ETF 464288513 982 11,061 SH   DFND   11,061 0 0
ISHARES IBOXX $ INVESTOP INVESTMENT GRADE BOND FUN IBOXX INV CP ETF 464287242 774 6,384 SH   DFND   5,744 0 640
ISHARES INTERNATIONAL PREFERRED STOCK ETF INTL SM-CAP ETF 46429B135 255 13,750 SH   DFND   13,750 0 0
ISHARES MSCI ACWI ETF MSCI ACWI ETF 464288257 1,438 20,894 SH   DFND   20,894 0 0
ISHARES MSCI EAFE INDEX FUND MSCI EAFE ETF 464287465 1,473 21,508 SH   DFND   21,508 0 0
ISHARES MSCI EMERGING MARKETS MINIMUM VOLATILITY I EM MK MINVOL ETF 464286533 3,514 60,475 SH   DFND   60,475 0 0
ISHARES MSCI JAPAN INDEX FUND MSCI JPN ETF NEW 46434G822 1,837 32,977 SH   DFND   32,977 0 0
ISHARES NATIONAL AMT-FREE MUNICIPAL BOND FUND NAT AMT FREE BD 464288414 228 2,056 SH   DFND   2,056 0 0
ISHARES RUSSELL 1000 GROWTH INDEX FUND RUS 1000 GRW ETF 464287614 2,350 18,789 SH   DFND   18,789 0 0
ISHARES RUSSELL 1000 VALUE INDEX FUND RUS 1000 VAL ETF 464287598 983 8,294 SH   DFND   8,294 0 0
ISHARES RUSSELL 2000 GROWTH INDEX FUND RUS 2000 GRW ETF 464287648 907 5,068 SH   DFND   5,068 0 0
ISHARES RUSSELL 2000 INDEX FUND RUSSELL 2000 ETF 464287655 1,181 7,973 SH   DFND   7,973 0 0
ISHARES RUSSELL MID CAP GROWTH INDEX FUND RUS MDCP VAL ETF 464287481 544 4,804 SH   DFND   4,804 0 0
ISHARES RUSSELL MID CAP INDEX FUND RUS MID-CAP ETF 464287499 293 1,487 SH   DFND   1,487 0 0
ISHARES S&P 500 GROWTH INDEX FUND S&P 500 GRWT ETF 464287309 889 6,198 SH   DFND   6,198 0 0
ISHARES S&P SHORT TERM NATIONAL AMT-FREE MUNICIPAL SHT NTLAMTFR ETF 464288158 310 2,930 SH   DFND   2,362 0 568
ISHARES S&P SMALL CAP 600 VALUE INDEX FUND SP SMCP600VL ETF 464287879 2,688 18,126 SH   DFND   18,126 0 0
ISHARES S&P US PREFERRED STOCK INDEX FUND U.S. PFD STK ETF 464288687 872 22,475 SH   DFND   22,475 0 0
ISHARES SHORT MATURITY BOND SHT MAT BD ETF 46431W507 577 11,469 SH   DFND   11,469 0 0
ISHARES TRUST ISHARES MSCI ACWI EX US INDEX FUND MSCI ACWI US ETF 464288240 10,158 210,090 SH   DFND   208,044 0 2,046
ISHARES US HEALTH CARE PROVIDERS ETF US HLTHCR PR ETF 464288828 222 1,504 SH   DFND   1,504 0 0
J.P. MORGAN CHASE & CO COM 46625H100 136,769 1,431,991 SH   DFND   1,188,986 0 243,005
JOHNSON & JOHNSON COM 478160104 146,464 1,126,563 SH   DFND   929,143 0 197,420
JP MORGAN ALERIAN MLP INDEX ALERIAN ML ETN 46625H365 48,442 1,716,580 SH   DFND   1,675,537 0 41,043
KAYNE ANDERSON MLP COM 486606106 197 10,840 SH   DFND   10,840 0 0
KIMBERLY CLARK CORP COM 494368103 27,010 229,522 SH   DFND   221,577 0 7,945
L3 TECHNOLOGIES INC COM 502413107 207 1,100 SH   DFND   1,100 0 0
LEGGETT & PLATT INC COM 524660107 339 7,100 SH   DFND   7,100 0 0
LIBERTY PROPERTY TRUST SH BEN INT 531172104 205 5,000 SH   DFND   5,000 0 0
LIFEWAY FOODS INC COM 531914109 249 28,000 SH   DFND   28,000 0 0
LILLY, ELI & COMPANY COM 532457108 449 5,251 SH   DFND   5,251 0 0
LOCKHEED MARTIN CORP COM 539830109 1,946 6,273 SH   DFND   6,273 0 0
LOWES COS INC COM 548661107 1,552 19,413 SH   DFND   19,413 0 0
M & T BK CORP COM 55261F104 2,378 14,769 SH   DFND   14,769 0 0
MAGELLAN MIDSTREAM PARTNERS COM UNIT RP LP 559080106 1,307 18,395 SH   DFND   18,395 0 0
MARATHON PETROLEUM CORP COM 56585A102 280 4,998 SH   DFND   4,998 0 0
MARRIOTT INTL INC NEW CL A CL A 571903202 250 2,265 SH   DFND   2,265 0 0
MASTERCARD CLA 57636Q104 140,594 995,708 SH   DFND   777,284 0 218,424
MCDONALDS CORP COM 580135101 29,198 186,353 SH   DFND   158,079 0 28,274
MEDTRONIC PLC SHS G5960L103 82,721 1,063,658 SH   DFND   870,819 0 192,839
MERCK & CO COM 58933Y105 45,654 713,005 SH   DFND   674,435 0 38,570
MICROSOFT CORP COM 594918104 127,426 1,710,652 SH   DFND   1,487,989 0 222,663
MIDCAP SPDR TRUST SERIES 1 UTSER1 S&PDCRP 78467Y107 3,344 10,247 SH   DFND   10,247 0 0
MIDDLESEX WTR CO COM 596680108 962 24,501 SH   DFND   24,501 0 0
MONDELEZ INTERNATIONAL INC CL A CL A 609207105 55,631 1,368,194 SH   DFND   1,151,113 0 217,081
MONSANTO CO NEW COM 61166W101 1,347 11,242 SH   DFND   11,242 0 0
MSC INDUSTRIAL DIRECT CO - A CL A 553530106 213 2,817 SH   DFND   2,817 0 0
NESTLE S A SPON ADR REG COM 641069406 2,105 25,117 SH   DFND   25,117 0 0
NETFLIX INC COM 64110L106 317 1,749 SH   DFND   1,749 0 0
NEXTERA ENERGY INC COM 65339F101 2,218 15,137 SH   DFND   15,137 0 0
NIKE INC CL B CL B 654106103 50,038 965,052 SH   DFND   787,462 0 177,590
NORFOLK SOUTHERN CORP COM 655844108 2,028 15,333 SH   DFND   15,333 0 0
NORTHROP GRUMMAN CORP COM 666807102 1,582 5,499 SH   DFND   5,499 0 0
NOVARTIS AG - ADR SPONSORED ADR 66987V109 2,700 31,450 SH   DFND   30,250 0 1,200
NOVO-NORDISK A/S SPONS ADR ADR 670100205 566 11,749 SH   DFND   11,749 0 0
NUANCE COMMUNICATIONS INC COM 67020Y100 314 20,000 SH   DFND   20,000 0 0
NUCOR CORP COM 670346105 205 3,650 SH   DFND   3,650 0 0
OCCIDENTAL PETE CORP COM 674599105 902 14,055 SH   DFND   14,055 0 0
ORACLE SYS CORP COM 68389X105 71,312 1,474,920 SH   DFND   1,159,664 0 315,256
PAYCHEX INC COM 704326107 236 3,934 SH   DFND   3,934 0 0
PEPSICO INC COM 713448108 116,314 1,043,831 SH   DFND   845,394 0 198,437
PFIZER INC COM 717081103 38,426 1,076,355 SH   DFND   1,036,874 0 39,481
PHILIP MORRIS INTL,INC COM 718172109 45,021 405,555 SH   DFND   396,842 0 8,713
PHILLIPS 66 COM 718546104 966 10,550 SH   DFND   10,550 0 0
PIXELWORKS INC COM NEW 72581M305 57 12,000 SH   DFND   12,000 0 0
PNC FINANCIAL CORP COM 693475105 2,572 19,082 SH   DFND   19,082 0 0
POWERSHARES QQQ TRUST UNIT SER 1 73935A104 875 6,018 SH   DFND   6,018 0 0
POWERSHARES TAXABLE MUNICIPAL BOND PORTFOLIO BUILD AMER ETF 73937B407 18,550 610,615 SH   DFND   596,735 0 13,880
PPG INDS INC COM 693506107 323 2,973 SH   DFND   2,973 0 0
PPL CORP COM COM 69351T106 666 17,557 SH   DFND   17,557 0 0
PRAXAIR INC COM 74005P104 13,015 93,137 SH   DFND   92,048 0 1,089
PROCTER & GAMBLE COM 742718109 84,581 929,663 SH   DFND   730,574 0 199,089
PRUDENTIAL FINL INC COM 744320102 222 2,091 SH   DFND   2,091 0 0
PUBLIC SVC ENTERPRISES COM 744573106 420 9,079 SH   DFND   9,079 0 0
QUALCOMM INC COM 747525103 617 11,904 SH   DFND   11,904 0 0
RAYTHEON CO NEW COM COM NEW 755111507 808 4,333 SH   DFND   4,333 0 0
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 2,754 45,463 SH   DFND   44,463 0 1,000
RYDEX S&P 500 EQUAL WEIGHT ETF GUG S&P500 EQ WT 78355W106 4,738 49,595 SH   DFND   49,595 0 0
SANOFI-AVENTIS ADR SPONSORED ADR 80105N105 1,087 21,823 SH   DFND   21,823 0 0
SAP AKLENGESELLSCHAFT SPON ADR 803054204 884 8,065 SH   DFND   8,065 0 0
SCHLUMBERGER COM 806857108 62,310 893,209 SH   DFND   716,629 0 176,580
SERITAGE GROWTH PROPERTIES CL A 81752R100 373 8,093 SH   DFND   8,093 0 0
SHERWIN WILLIAMS CO COM 824348106 2,400 6,704 SH   DFND   6,704 0 0
SOUTHERN CO COM 842587107 505 10,275 SH   DFND   9,875 0 400
SOUTHERN NATIONAL BANCORP OF VIRG. INC. COM 843395104 170 10,000 SH   DFND   10,000 0 0
SPDR FINANCIAL SELECT SBI INT-FINL 81369Y605 505 19,536 SH   DFND   19,536 0 0
SPDR GOLD TRUST GOLD SHS 78463V107 1,234 10,150 SH   DFND   10,150 0 0
SPDR HEALTH CARE SEL SEC SBI HEALTHCARE 81369Y209 283 3,467 SH   DFND   3,467 0 0
SPDR S&P DIVIDEND ETF S&P DIVID ETF 78464A763 275 3,006 SH   DFND   3,006 0 0
SPDR TR UNIT SER 1 TR UNIT 78462F103 20,805 82,812 SH   DFND   82,636 0 176
STARBUCKS CORP COM 855244109 49,721 925,737 SH   DFND   756,432 0 169,305
STATE STREET CORPORATION COM 857477103 253 2,653 SH   DFND   2,653 0 0
STRYKER CORP COM 863667101 1,686 11,870 SH   DFND   11,870 0 0
SYNCHRONY FINAN COM 87165B103 233 7,506 SH   DFND   7,485 0 21
SYSCO CORP COM 871829107 902 16,721 SH   DFND   16,721 0 0
TARGET CORP COM 87612E106 1,152 19,515 SH   DFND   19,515 0 0
TEAM INC COM 878155100 349 26,121 SH   DFND   26,121 0 0
TECHNOLOGY SELECT SECT SPDR TECHNOLOGY 81369Y803 266 4,494 SH   DFND   4,494 0 0
TEXAS INSTRUMENTS INC COM 882508104 538 6,007 SH   DFND   5,956 0 51
THE BRINKS COMPANY COM 109696104 233 2,768 SH   DFND   2,768 0 0
THE HERSHEY COMPANY COM 427866108 219 2,010 SH   DFND   2,010 0 0
THE KRAFT HEINZ COMPANY COM 500754106 34,184 440,794 SH   DFND   427,469 0 13,325
THERMO FISHER SCIENTIFIC INC COM 883556102 1,519 8,029 SH   DFND   8,029 0 0
TIME WARNER INC COM NEW 887317303 312 3,043 SH   DFND   3,043 0 0
TJX COS INC NEW COM 872540109 91,671 1,243,329 SH   DFND   987,463 0 255,866
TORONTO-DOMINION BANK COM NEW 891160509 964 17,137 SH   DFND   17,137 0 0
TRANSDIGM GROUP, INC. COM 893641100 511 2,000 SH   DFND   2,000 0 0
TRAVELERS COMPANIES INC COM 89417E109 782 6,380 SH   DFND   3,340 0 3,040
TWENTY-FIRST CENTURY FOX, INC. CL A 90130A200 1,390 53,907 SH   DFND   53,907 0 0
U S BANCORP COM NEW 902973304 2,180 40,681 SH   DFND   31,561 0 9,120
UGI CORP NEW COM 902681105 232 4,950 SH   DFND   4,950 0 0
UNILEVER N V WI N Y SHS NEW 904784709 2,993 50,689 SH   DFND   27,469 0 23,220
UNILEVER PLC SPONSORED ADR SPON ADR NEW 904767704 2,080 35,886 SH   DFND   35,886 0 0
UNION PACIFIC CORP COM 907818108 7,067 60,938 SH   DFND   59,292 0 1,646
UNITED PARCEL SVC INC CL B CL B 911312106 41,962 349,424 SH   DFND   339,913 0 9,511
UNITED TECHNOLOGIES CORP COM 913017109 102,480 882,835 SH   DFND   699,825 0 183,010
UNITEDHEALTH GROUP INC COM COM 91324P102 117,216 598,500 SH   DFND   471,394 0 127,106
UTILITIES SELECT SECTOR SPDR SBI INT-UTILS 81369Y886 690 13,000 SH   DFND   13,000 0 0
V F CORPORATION COM 918204108 408 6,413 SH   DFND   6,413 0 0
VANGUARD DIVIDEND DIV APP ETF 921908844 5,012 52,878 SH   DFND   52,878 0 0
VANGUARD FTSE ALL WORLD SC ETF FTSE SMCAP ETF 922042718 44,733 389,218 SH   DFND   369,763 0 19,455
VANGUARD FTSE EMERGING MARKET ETF FTSE EMR MKT ETF 922042858 4,746 108,923 SH   DFND   108,923 0 0
VANGUARD FTSE EUROPE ETF FTSE EUROPE ETF 922042874 56,993 977,073 SH   DFND   926,554 0 50,519
VANGUARD FTSE EUROPE PACIFIC ETF FTSE DEV MKT ETF 921943858 9,377 216,012 SH   DFND   171,860 0 44,152
VANGUARD FTSE PACIFIC ETF INF TECH ETF 922042866 62,221 912,329 SH   DFND   869,429 0 42,900
VANGUARD GROWTH ETF GROWTH ETF 922908736 412 3,103 SH   DFND   3,103 0 0
VANGUARD HIGH DIVIDEND YIELD ETF HIGH DIV YLD 921946406 1,091 13,452 SH   DFND   13,452 0 0
VANGUARD INFO TECH ETF INF TECH ETF 92204A702 572 3,764 SH   DFND   3,764 0 0
VANGUARD MIDCAP VALUE ETF MCAP VL IDXVIP 922908512 205 1,944 SH   DFND   1,944 0 0
VANGUARD REIT ETF REIT ETF 922908553 4,779 57,519 SH   DFND   57,519 0 0
VANGUARD S&P 500 ETF S&P 500 ETF SHS 922908363 2,689 11,654 SH   DFND   11,654 0 0
VANGUARD SMALL-CAP ETF SMALL CAP ETF 922908751 401 2,839 SH   DFND   2,839 0 0
VANGUARD TOTAL STOCK MARKET TOTAL STK MKT 922908769 7,805 60,263 SH   DFND   60,263 0 0
VANGUARD VALUE ETF VALUE ETF 922908744 666 6,676 SH   DFND   6,676 0 0
VENTAS INC COM 92276F100 256 3,933 SH   DFND   3,933 0 0
VERIZON COMMUNICATIONS COM 92343V104 36,745 742,479 SH   DFND   722,056 0 20,423
VISA IN - CLASS A COM CL A 92826C839 473 4,492 SH   DFND   4,399 0 93
VODAFONE GROUP PLC SPNSR ADR 92857W308 390 13,718 SH   DFND   13,718 0 0
WALGREENS BOOTS ALLIANCE, INC COM 931427108 599 7,753 SH   DFND   7,753 0 0
WAL-MART STORES COM 931142103 1,741 22,281 SH   DFND   22,281 0 0
WASTE MGMT INC DEL COM 94106L109 2,002 25,577 SH   DFND   24,927 0 650
WELLS FARGO CO COM 949746101 128,707 2,333,756 SH   DFND   1,908,915 0 424,841
WEYERHAEUSER CO COM 962166104 217 6,377 SH   DFND   6,377 0 0
WISDOMTREE DEFA FUND INTL EQUITY FD 97717W703 529 9,720 SH   DFND   9,720 0 0
WW GRAINGER INC COM 384802104 50,301 279,836 SH   DFND   226,431 0 53,405
XYLEM INC COM 98419M100 222 3,549 SH   DFND   3,549 0 0
ZIMMER HLDGS INC COM COM 98956P102 297 2,540 SH   DFND   2,540 0 0