The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
21ST CENT FOX CL A 90130A101 862 30,400 SH   SOLE   30,400 0 0
3M COMPANY COM 88579Y101 12,761 61,297 SH   SOLE   60,897 0 400
ABBOTT LABORATORIES COM 002824100 9,448 194,358 SH   SOLE   182,453 0 11,905
ABBVIE INC COM 00287Y109 4,023 55,486 SH   SOLE   43,831 0 11,655
ACCENTURE LTD CL A G1150G111 15,318 123,853 SH   SOLE   122,263 0 1,590
ADOBE SYSTEMS INC COM 00724F101 647 4,574 SH   SOLE   4,574 0 0
AFLAC COM 001055102 218 2,800 SH   SOLE   2,800 0 0
AIR PROD & CHEMICALS COM 009158106 3,807 26,608 SH   SOLE   26,508 0 100
ALCOA INC COM 013817101 282 8,626 SH   SOLE   8,626 0 0
ALIBABA GROUG ADR 01609W102 256 1,815 SH   SOLE   1,815 0 0
ALLERGAN INC NEW SHS G0177J108 8,966 36,883 SH   SOLE   36,783 0 100
ALPHABET INC CLASS A CL A 02079K305 11,354 12,213 SH   SOLE   12,213 0 0
ALPHABET INC CLASS C CL C 02079K107 9,590 10,553 SH   SOLE   10,553 0 0
ALTRIA GROUP COM 02209S103 4,394 59,000 SH   SOLE   57,700 0 1,300
AMAZON COM INC COM 023135106 15,847 16,371 SH   SOLE   16,371 0 0
AMERICAN EXPRESS COM 025816109 2,101 24,943 SH   SOLE   24,943 0 0
AMERICAN WATER WORKS CO COM 030420103 3,862 49,542 SH   SOLE   49,307 0 235
AMGEN INCORPORATED COM 031162100 7,301 42,390 SH   SOLE   41,190 0 1,200
ANADARKO PETROLEUM COM 032511107 2,046 45,136 SH   SOLE   45,136 0 0
ANALOG DEVICES INC COM 032654105 2,741 35,230 SH   SOLE   34,995 0 235
APPLE COMPUTER COM 037833100 29,135 202,295 SH   SOLE   200,620 0 1,675
APPLIED MATERIALS INC COM 038222105 616 14,911 SH   SOLE   14,911 0 0
ARCONIC INC COM 039656100 611 26,966 SH   SOLE   26,966 0 0
ATT COM 00206R102 4,371 115,842 SH   SOLE   115,842 0 0
AUTOMATIC DATA PROC COM 053015103 6,509 63,523 SH   SOLE   63,273 0 250
AVALONBAY CMNTYS INC COM 053484101 653 3,400 SH   SOLE   3,400 0 0
AVERY DENNISON CORP COM 053611109 2,181 24,679 SH   SOLE   24,679 0 0
BANK OF AMERICA CORP COM 060505104 7,501 309,204 SH   SOLE   307,854 0 1,350
BANK OF NEW YORK COM 064058100 2,395 46,938 SH   SOLE   45,688 0 1,250
BARRICK GOLD CORP COM 067901108 284 17,850 SH   SOLE   17,850 0 0
BAXTER INTERNATIONAL COM 071813109 354 5,848 SH   SOLE   5,848 0 0
BECTON DICKINSON & CO COM 075887109 3,086 15,819 SH   SOLE   15,769 0 50
BERKSHIRE HATHAWAY A CL A 084670108 255 1 SH   SOLE   1 0 0
BERKSHIRE HATHAWAY CL B CL B 084670207 21,796 128,686 SH   SOLE   125,461 0 3,225
BLACKROCK INC COM 09247X101 13,851 32,791 SH   SOLE   32,581 0 210
BLACKSTONE GROUP LP COM 09253U108 424 12,710 SH   SOLE   12,710 0 0
BOEING CO COM 097023105 17,472 88,353 SH   SOLE   87,518 0 835
BP PLC ADR ADR 055622104 3,585 103,471 SH   SOLE   103,471 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 3,425 61,460 SH   SOLE   60,735 0 725
BROADCOM LTD SHS Y09827109 1,680 7,208 SH   SOLE   7,208 0 0
BROOKFIELD ASSET MGMT CL A 112585104 284 7,251 SH   SOLE   7,251 0 0
C S X CORP COM 126408103 709 13,000 SH   SOLE   13,000 0 0
C V S CORP COM 126650100 6,641 82,536 SH   SOLE   81,686 0 850
CELGENE CORP COM 151020104 11,914 91,741 SH   SOLE   91,491 0 250
CERNER CORPORATION COM 156782104 7,955 119,674 SH   SOLE   117,874 0 1,800
CHARTER COMMUNICATIONS CL A 16119P108 249 738 SH   SOLE   738 0 0
CHEVRONTEXACO CORP COM 166764100 24,947 239,112 SH   SOLE   237,512 0 1,600
CHUBB CORPORATION COM 171232101 12,502 85,995 SH   SOLE   85,710 0 285
CINTAS CORP COM 172908105 209 1,655 SH   SOLE   1,655 0 0
CISCO SYSTEMS INC COM 17275R102 8,195 261,816 SH   SOLE   261,566 0 250
CITIGROUP INC COM 172967424 11,034 164,976 SH   SOLE   164,626 0 350
CLOROX COMPANY COM 189054109 4,163 31,241 SH   SOLE   31,241 0 0
COCA COLA COMPANY COM 191216100 7,353 163,951 SH   SOLE   162,201 0 1,750
COLGATE-PALMOLIVE CO COM 194162103 10,191 137,470 SH   SOLE   137,095 0 375
COMCAST CORP NEW CL A 20030N101 423 10,862 SH   SOLE   10,862 0 0
CONOCOPHILLIPS COM 20825C104 5,310 120,790 SH   SOLE   118,740 0 2,050
CORELOGIC INC COM 21871D103 202 4,666 SH   SOLE   4,666 0 0
COSTCO WHSL CORP NEW COM 22160K105 14,942 93,426 SH   SOLE   93,081 0 345
CUMMINS INC COM 231021106 7,689 47,398 SH   SOLE   47,198 0 200
DAILY JOURNAL CORP COM 233912104 1,212 6,000 SH   SOLE   6,000 0 0
DANAHER CORP DEL COM 235851102 4,999 59,238 SH   SOLE   58,388 0 850
DE LUXE CORP COM 248019101 493 7,120 SH   SOLE   7,120 0 0
DEVON ENERGY CP NEW COM 25179M103 1,984 62,071 SH   SOLE   62,071 0 0
DIAGEO PLC ADR 25243Q205 1,495 12,475 SH   SOLE   12,425 0 50
DISNEY WALT CO COM 254687106 19,444 183,002 SH   SOLE   181,397 0 1,605
DOMINION RES INC COM 25746U109 4,529 59,097 SH   SOLE   59,097 0 0
DOW CHEMICAL CO COM 260543103 1,005 15,941 SH   SOLE   15,941 0 0
DU PONT E I DE NEMOUR COM 263534109 5,427 67,242 SH   SOLE   67,242 0 0
DUKE ENERGY CORP COM NEW 26441C204 1,042 12,467 SH   SOLE   12,367 0 100
EOG COM 26875P101 873 9,648 SH   SOLE   9,648 0 0
EAST WEST BANCORP COM 27579R104 3,176 54,217 SH   SOLE   54,217 0 0
EBAY INC COM 278642103 872 24,978 SH   SOLE   24,978 0 0
ECOLAB INC COM 278865100 1,684 12,685 SH   SOLE   12,685 0 0
EDISON INTERNATIONAL COM 281020107 742 9,487 SH   SOLE   8,951 0 536
EDWARDS LIFESCIENCES CORP COM 28176E108 1,180 9,983 SH   SOLE   9,983 0 0
ELECTRONIC ARTS INC COM 285512109 723 6,839 SH   SOLE   6,839 0 0
EMERSON ELECTRIC CO COM 291011104 4,955 83,114 SH   SOLE   83,114 0 0
ENTERPRISE PRD PARTNERS COM 293792107 484 17,860 SH   SOLE   17,860 0 0
ESSEX PROPERTY TRUST COM 297178105 238 924 SH   SOLE   924 0 0
EXXON MOBIL CORPORATION COM 30231G102 38,784 480,419 SH   SOLE   475,573 0 4,846
FACEBOOK INC CLASS A CL A 30303M102 5,803 38,438 SH   SOLE   38,438 0 0
FASTENAL CO COM 311900104 1,984 45,580 SH   SOLE   45,080 0 500
FEDEX CORPORATION COM 31428X106 454 2,090 SH   SOLE   2,090 0 0
FINANCIAL SELECT SPDR XLF COM 30231G102 592 24,000 SH   SOLE   24,000 0 0
FLAHERTY & CRUMRINE PFD COM 338480106 307 19,500 SH   SOLE   19,500 0 0
FLAHERTY & CRUMRINE PFO COM 33848E106 699 55,708 SH   SOLE   55,708 0 0
FLAHERTY & CRUMRINE FFC COM 338478100 7,955 362,102 SH   SOLE   362,102 0 0
FLAHERTY & CRUMRINE DFP COM 33848W106 763 29,000 SH   SOLE   29,000 0 0
FLUOR COM 343412102 395 8,625 SH   SOLE   8,625 0 0
FORD MOTOR COMPANY COM 345370860 2,368 211,617 SH   SOLE   211,367 0 250
FORTIVE CORP COM 34959J108 1,638 25,853 SH   SOLE   25,428 0 425
GENERAL DYNAMICS CORP COM 369550108 502 2,535 SH   SOLE   2,535 0 0
GENERAL ELECTRIC CO COM 369604103 19,910 737,143 SH   SOLE   731,938 0 5,205
GENERAL MILLS INC COM 370334104 584 10,537 SH   SOLE   10,537 0 0
GENUINE PARTS COM 372460105 510 5,500 SH   SOLE   5,500 0 0
GILEAD SCIENCES INC COM 375558103 2,897 40,928 SH   SOLE   35,728 0 5,200
GLOBAL PAYMENTS INC COM 37940X102 239 2,650 SH   SOLE   2,650 0 0
HALLIBURTON CO COM 406216101 1,017 23,814 SH   SOLE   23,664 0 150
HOLLYFRONTIER CORP COM 436106108 244 8,865 SH   SOLE   8,865 0 0
HOME DEPOT INC COM 437076102 14,743 96,107 SH   SOLE   95,357 0 750
HONEYWELL INTERNATIONAL COM 438516106 5,068 38,019 SH   SOLE   37,819 0 200
ILLINOIS TOOL WORKS INC COM 452308109 2,277 15,897 SH   SOLE   15,630 0 267
INGERSOLL RAND SHS G47791101 330 3,616 SH   SOLE   3,616 0 0
INTEL CORP COM 458140100 12,737 377,515 SH   SOLE   374,165 0 3,350
INTL BUSINESS MACHINES COM 459200101 2,199 14,293 SH   SOLE   14,293 0 0
INTL FLAVORS & FRAGRANCES COM 459506101 4,332 32,088 SH   SOLE   31,938 0 150
INTUIT INC COM 461202103 9,579 72,123 SH   SOLE   71,273 0 850
ISHARES CORE S&P IJR ETF 464287168 17,249 246,033 SH   SOLE   244,333 0 1,700
ISHARES DOW JONES DVY ETF 464287168 448 4,863 SH   SOLE   4,863 0 0
ISHARES MSCI CDA EWC ETF 464286509 233 8,700 SH   SOLE   8,700 0 0
ISHARES MSCI EAFE ECH ETF 464286640 558 13,400 SH   SOLE   13,400 0 0
ISHARES MSCI EAFE EFA ETF 464287465 12,676 194,414 SH   SOLE   192,989 0 1,425
ISHARES MSCI EMRG MKT EEM ETF 464287234 1,215 29,366 SH   SOLE   29,366 0 0
ISHARES MSCI JPIDX EPP ETF 464286848 2,250 50,587 SH   SOLE   50,587 0 0
ISHARES RUSS 1000 IWF ETF 464287614 827 6,947 SH   SOLE   6,947 0 0
ISHARES RUSS 2000 IWM ETF 464287655 10,653 75,598 SH   SOLE   75,498 0 100
ISHARES RUSS 2000 IWO ETF 464287648 2,840 16,825 SH   SOLE   16,825 0 0
ISHARES RUSS MID IWR ETF 464287499 784 4,080 SH   SOLE   4,080 0 0
ISHARES RUSS 1000 IWB ETF 464287622 2,486 18,377 SH   SOLE   18,377 0 0
ISHARES TRUST S&P MIDCAP IJH ETF 464287200 225 1,291 SH   SOLE   1,291 0 0
ISHARES TRUST S&P IVV ETF 464287200 1,299 5,335 SH   SOLE   5,335 0 0
JM SMUCKER CO COM NEW 832696405 1,684 14,232 SH   SOLE   14,232 0 0
JACOBS ENGINEERING GRP COM 469814107 1,857 34,149 SH   SOLE   33,199 0 950
JOHNSON & JOHNSON COM 478160104 28,040 211,957 SH   SOLE   210,972 0 985
JOHNSON CONTROLS INC COM 478366107 3,827 88,254 SH   SOLE   88,171 0 83
JPMORGAN CHASE & CO COM 46625H100 18,478 202,164 SH   SOLE   200,964 0 1,200
KIMBERLY-CLARK CORP COM 494368103 506 3,919 SH   SOLE   3,919 0 0
KRAFT HEINZ CO CL A 50075N104 1,677 19,579 SH   SOLE   19,128 0 451
KROGER COMPANY COM 501044101 256 10,975 SH   SOLE   10,975 0 0
LABORATORY CORP OF AMER COM NEW 50540R409 1,817 11,786 SH   SOLE   11,786 0 0
LAM RESEARCH CORP COM 512807108 208 1,470 SH   SOLE   1,470 0 0
LILLY ELI & COMPANY COM 532457108 1,251 15,200 SH   SOLE   14,950 0 250
LINCOLN ELECTRIC COM 533900106 2,035 22,100 SH   SOLE   22,100 0 0
LOCKHEED MARTIN CORP COM 539830109 3,148 11,338 SH   SOLE   11,338 0 0
LOWES COMPANIES INC COM 548661107 8,719 112,459 SH   SOLE   111,759 0 700
M&T BANK COM 55261F104 2,366 14,612 SH   SOLE   14,287 0 325
MANULIFE FINANCIAL CORP COM 56501R106 264 14,055 SH   SOLE   14,055 0 0
MASTERCARD INC CL A 57636Q104 4,954 40,791 SH   SOLE   40,691 0 100
MC DONALDS CORP COM 580135101 6,428 41,972 SH   SOLE   40,852 0 1,120
MEDTRONIC INC COM 585055106 1,745 19,658 SH   SOLE   19,058 0 600
MERCK & CO INC COM 589331107 11,812 184,303 SH   SOLE   182,738 0 1,565
METLIFE INC COM 59156R108 220 4,000 SH   SOLE   4,000 0 0
MICROSOFT CORP COM 594918104 27,329 396,470 SH   SOLE   395,020 0 1,450
MID CAP SPDR TRUST MDY ETF 78467Y107 16,947 53,357 SH   SOLE   53,357 0 0
MONDELEZ INTL INC CL A 609207105 10,475 242,538 SH   SOLE   240,848 0 1,690
MONSTER BEVERAGE CORP COM 61174X109 206 4,145 SH   SOLE   4,145 0 0
MOODYS CORP COM 615369105 236 1,940 SH   SOLE   1,940 0 0
NATIONAL INSTRUMENTS COM 636518102 582 14,475 SH   SOLE   14,475 0 0
NEXTERA ENERGY COM 654106103 11,014 78,602 SH   SOLE   78,482 0 120
NIKE INC CL B 654106103 13,228 224,206 SH   SOLE   223,431 0 775
NORTHROP GRUMMAN CORP COM 666807102 218 851 SH   SOLE   851 0 0
NOVARTIS AG ADR 66987V109 1,125 13,473 SH   SOLE   13,173 0 300
NVIDIA CORP COM 67066G104 1,628 11,260 SH   SOLE   11,260 0 0
NXP SEMICONDUCTORS NV COM N6596X109 1,589 14,515 SH   SOLE   14,515 0 0
OMNICOM PARTNERS COM 681919106 2,046 24,685 SH   SOLE   24,685 0 0
ORACLE CORPORATION COM 68389X105 8,163 162,801 SH   SOLE   159,151 0 3,650
PAYCHEX INC COM 704326107 6,909 121,338 SH   SOLE   119,278 0 2,060
PAYPAL HOLDINGS INC COM 70450Y103 10,762 200,525 SH   SOLE   198,725 0 1,800
PENTAIR LTD SHS H6169Q108 1,144 17,200 SH   SOLE   17,200 0 0
PEPSICO INCORPORATED COM 713448108 17,539 151,863 SH   SOLE   150,428 0 1,435
PFIZER INCORPORATED COM 717081103 5,315 158,220 SH   SOLE   158,220 0 0
PHILIP MORRIS INTL INC COM 718172109 4,600 39,165 SH   SOLE   37,665 0 1,500
PHILLIPS 66 COM 718546104 583 7,056 SH   SOLE   7,056 0 0
PIONEER NATURAL RES CO COM 723787107 835 5,234 SH   SOLE   5,165 0 69
POWERSHS WINDERHILL PBW ETF 73935X500 433 99,875 SH   SOLE   99,875 0 0
POWERSHS PGX ETF 73936T565 7,780 514,899 SH   SOLE   514,899 0 0
POWERSHS ETF WATER PHO ETF 73935X575 1,046 38,800 SH   SOLE   38,800 0 0
POWERSHS FTSE US 1000 PRF ETF 73935X583 294 2,843 SH   SOLE   2,843 0 0
PRAXAIR INC COM 74005P104 246 1,853 SH   SOLE   1,853 0 0
PRICELINE.COM INC NEW COM 741503403 1,605 858 SH   SOLE   858 0 0
PROCTER & GAMBLE COM 742718109 16,381 187,964 SH   SOLE   186,919 0 1,045
PUBLIC STORAGE COM 74460D109 1,868 8,960 SH   SOLE   8,960 0 0
QUALCOMM INC COM 747525103 4,119 74,598 SH   SOLE   73,648 0 950
RAYTHEON CO COM 755111507 4,015 24,865 SH   SOLE   24,565 0 300
REXFORD INDL REALTY COM 76169C100 716 26,090 SH   SOLE   26,090 0 0
ROYAL DUTCH SHELL A ADRF NY REG 780257804 1,431 26,901 SH   SOLE   26,901 0 0
S J W CORP COM 784305104 497 10,100 SH   SOLE   10,100 0 0
SALESFORCE COM COM 79466L302 552 6,377 SH   SOLE   6,377 0 0
SCHLUMBERGER LTD COM 806857108 10,414 158,164 SH   SOLE   157,614 0 550
SCHWAB US LARGE CAP ETF SCHG ETF 808524300 7,411 117,270 SH   SOLE   116,675 0 595
SECTOR SPDR XLE ETF 81369Y506 654 10,075 SH   SOLE   10,075 0 0
SEMPRA ENERGY COM 816851109 4,067 36,069 SH   SOLE   36,069 0 0
SKYWORKS SOLUTIONS INC COM 83088M102 863 8,995 SH   SOLE   8,995 0 0
SPDR DJ WILSHIRE RE RWX ETF 78463X863 1,138 29,875 SH   SOLE   29,875 0 0
SPDR GOLD SHARES ETF 78463V107 4,969 42,100 SH   SOLE   40,825 0 1,275
SPDR S&P DIV SDY ETF 78462F103 634 7,134 SH   SOLE   7,134 0 0
SPDR S&P EMERG MKTS EDIV ETF 784634533 1,148 38,484 SH   SOLE   38,484 0 0
SPDR TRUST SPY ETF 78462F103 28,323 117,136 SH   SOLE   117,086 0 50
STARBUCKS CORP COM 855244109 4,486 76,940 SH   SOLE   76,690 0 250
STATE STREET CORP COM 857477103 934 10,409 SH   SOLE   10,409 0 0
STERICYCLE INC COM 858912108 4,599 60,260 SH   SOLE   59,235 0 1,025
STRYKER CORP COM 863667101 17,420 125,520 SH   SOLE   123,780 0 1,740
T ROWE PRICE COM 741447108 1,408 18,969 SH   SOLE   18,969 0 0
TAIWAN SEMICONDUCTOR ADR 874039100 8,385 239,850 SH   SOLE   239,280 0 570
TARGET CORPORATION COM 87612E106 6,127 117,180 SH   SOLE   116,130 0 1,050
TECH SEL SPDR XLK ETF 81369Y803 732 13,382 SH   SOLE   13,382 0 0
TESLA MOTORS INC COM 88160R101 468 1,293 SH   SOLE   1,293 0 0
TETRA TECH INC COM 88162G103 266 5,825 SH   SOLE   5,825 0 0
TEXAS INSTRUMENTS INC COM 882508104 439 5,704 SH   SOLE   5,704 0 0
THE CHARLES SCHWAB CORP COM 808513105 16,969 395,003 SH   SOLE   394,403 0 600
THE SOUTHERN COMPANY COM 842587107 282 5,900 SH   SOLE   5,900 0 0
THERMO FISHER SCIENTIFIC COM 883556102 374 2,144 SH   SOLE   2,144 0 0
TIFFANY COM 886547108 410 4,373 SH   SOLE   4,373 0 0
TIME WARNER INC TWX COM 887317303 10,794 107,498 SH   SOLE   106,448 0 1,050
TJX COS INC COM 872540109 6,576 91,114 SH   SOLE   91,114 0 0
TRACTOR SUPPLY COMPANY COM 892356106 819 15,109 SH   SOLE   15,109 0 0
U S BANCORP DEL NEW COM NEW 902973304 871 16,785 SH   SOLE   16,785 0 0
UNILEVER NV NY SHS NEWF NY SHS 904784709 1,250 22,620 SH   SOLE   22,620 0 0
UNILEVER PLC ADR NEW NY SHS 904784709 1,801 33,277 SH   SOLE   33,277 0 0
UNION PACIFIC CORP COM 907818108 11,683 107,273 SH   SOLE   107,273 0 0
UNITED PARCEL SERVICE B CL B 911312106 6,140 55,521 SH   SOLE   55,196 0 325
UNITED TECHNOLOGIES COM 913017109 5,832 47,761 SH   SOLE   47,481 0 280
UNITEDHEALTH GROUP INC COM 91324P102 13,427 72,411 SH   SOLE   72,411 0 0
VF CORP COM 918204108 4,604 79,930 SH   SOLE   79,830 0 100
VAIL RESORTS INC COM 91879Q109 1,029 5,073 SH   SOLE   5,073 0 0
VANGUARD ALLWORLD EX VSS ETF 922042718 793 7,330 SH   SOLE   7,330 0 0
VANGUARD CNSMR DISC VCR ETF 921908844 228 1,607 SH   SOLE   1,607 0 0
VANGUARD DIV APPREC VIG ETF 921908844 11,135 120,157 SH   SOLE   119,957 0 200
VANGUARD INTL EQTY INDEX VEU ETF 922042775 4,750 94,940 SH   SOLE   94,940 0 0
VANGUARD EUROPE PAC VEA ETF 921943858 16,453 398,186 SH   SOLE   393,686 0 4,500
VANGUARD EMERGING MARKET VWO ETF 922042858 18,215 446,119 SH   SOLE   445,469 0 650
VANGUARD EUROPEAN VGK ETF 922042874 18,652 338,273 SH   SOLE   337,398 0 875
VANGUARD PACIFIC VPL ETF 922042866 281 4,263 SH   SOLE   4,263 0 0
VANGUARD INFO TECH VGT ETF 92204A702 6,610 46,932 SH   SOLE   46,932 0 0
VANGUARD LARGE CAP VV ETF 922908637 821 7,395 SH   SOLE   7,395 0 0
VANGUARD INDEX FD MID CAP VO ETF 922908629 6,180 43,362 SH   SOLE   43,027 0 335
VANGUARD MID CAP VALUE VOE ETF 922908512 375 3,644 SH   SOLE   3,644 0 0
VANGUARD REIT VNQ ETF 922908553 13,211 158,727 SH   SOLE   157,202 0 1,525
VANGUARD SMALL CAP VIPERS VB ETF 922908751 883 6,517 SH   SOLE   6,517 0 0
VANGUARD TOTAL STOCK MKT VTI ETF 922908769 370 2,975 SH   SOLE   2,975 0 0
VERISK ANALYTICS INC COM 92345Y106 934 11,073 SH   SOLE   11,073 0 0
VERIZON COMMUNICATIONS COM 92343V104 11,555 258,734 SH   SOLE   257,789 0 945
VISA INC CL A CL A 92826C839 9,956 106,158 SH   SOLE   105,658 0 500
VODAFONE GROUP PLC ADR 92857W100 1,075 37,419 SH   SOLE   37,419 0 0
VULCAN MATERIALS CO COM 929160109 2,039 16,096 SH   SOLE   16,096 0 0
WP CAREY INC COM 92936U109 380 5,750 SH   SOLE   5,750 0 0
WAL-MART STORES INC COM 931142103 1,795 23,720 SH   SOLE   23,220 0 500
WASTE MANAGEMENT COM 94106L109 3,133 42,713 SH   SOLE   40,813 0 1,900
WELLS FARGO & CO NEW COM 949746101 12,702 229,232 SH   SOLE   226,532 0 2,700
WILLIAMS COMPANIES COM 969457100 288 9,496 SH   SOLE   9,496 0 0
XYLEM INC COM 98419M100 496 8,950 SH   SOLE   8,700 0 250
ZOETIS INC CL A 98978V103 831 13,324 SH   SOLE   13,324 0 0