The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES MSCI EURZONE ETF 464286608 788 19,532 SH   SOLE   0 0 19,532
ISHARES TR CORE S&P MCP ETF 464287507 29,895 171,860 SH   SOLE   0 0 171,860
ISHARES TR CORE S&P SCP ETF 464287804 683 9,746 SH   SOLE   0 0 9,746
ISHARES TR CORE S&P500 ETF 464287200 80,302 329,905 SH   SOLE   0 0 329,905
ISHARES TR RUS 1000 ETF 464287622 3,328 24,606 SH   SOLE   0 0 24,606
ISHARES TR RUSSELL 2000 ETF 464287655 297 2,111 SH   SOLE   0 0 2,111
ISHARES TR RUS 2000 VAL ETF 464287630 6,852 57,640 SH   SOLE   0 0 57,640
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 246 775 SH   SOLE   0 0 775
SPDR S&P 500 ETF TR TR UNIT 78462F103 24,252 100,296 SH   SOLE   0 0 100,296
AMAZON COM INC COM 023135106 548 566 SH   SOLE   0 0 566
BRISTOL MYERS SQUIBB CO COM 110122108 3,200 57,431 SH   SOLE   0 0 57,431
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,677 9,901 SH   SOLE   0 0 9,901
EMERSON ELEC CO COM 291011104 471 7,899 SH   SOLE   0 0 7,899
EXPEDITORS INTL WASH INC COM 302130109 681 12,050 SH   SOLE   0 0 12,050
BOEING CO COM 097023105 4,315 21,820 SH   SOLE   0 0 21,820
POWERSHARES QQQ TRUST UNIT SER 1 73935A104 499 3,622 SH   SOLE   0 0 3,622
AMGEN INC COM 031162100 4,846 28,139 SH   SOLE   0 0 28,139
ABBOTT LABS COM 002824100 2,739 56,345 SH   SOLE   0 0 56,345
ANADARKO PETE CORP COM 032511107 202 4,445 SH   SOLE   0 0 4,445
INTEL CORP COM 458140100 3,449 102,218 SH   SOLE   0 0 102,218
ILLINOIS TOOL WKS INC COM 452308109 1,399 9,766 SH   SOLE   0 0 9,766
ISHARES TR RUS 2000 GRW ETF 464287648 4,939 29,264 SH   SOLE   0 0 29,264
ORACLE CORP COM 68389X105 379 7,562 SH   SOLE   0 0 7,562
QUALCOMM INC COM 747525103 444 8,037 SH   SOLE   0 0 8,037
DISNEY WALT CO COM DISNEY 254687106 443 4,169 SH   SOLE   0 0 4,169
JOHNSON & JOHNSON COM 478160104 3,331 25,178 SH   SOLE   0 0 25,178
MEDTRONIC PLC SHS G5960L103 201 2,264 SH   SOLE   0 0 2,264
PFIZER INC COM 717081103 4,445 132,341 SH   SOLE   0 0 132,341
ISHARES TR MSCI EAFE ETF 464287465 6,019 92,313 SH   SOLE   0 0 92,313
CHEVRON CORP NEW COM 166764100 2,717 26,044 SH   SOLE   0 0 26,044
MICROSOFT CORP COM 594918104 6,968 101,095 SH   SOLE   0 0 101,095
AT&T INC COM 00206R102 807 21,387 SH   SOLE   0 0 21,387
PRUDENTIAL FINL INC COM 744320102 2,580 23,862 SH   SOLE   0 0 23,862
BB&T CORP COM 054937107 3,593 79,123 SH   SOLE   0 0 79,123
CISCO SYS INC COM 17275R102 4,775 152,544 SH   SOLE   0 0 152,544
INTERNATIONAL BUSINESS MACHS COM 459200101 1,807 11,749 SH   SOLE   0 0 11,749
COCA COLA CO COM 191216100 334 7,440 SH   SOLE   0 0 7,440
PEPSICO INC COM 713448108 6,208 53,755 SH   SOLE   0 0 53,755
STRYKER CORP COM 863667101 399 2,875 SH   SOLE   0 0 2,875
VERIZON COMMUNICATIONS INC COM 92343V104 869 19,456 SH   SOLE   0 0 19,456
ISHARES TR RUS MID CAP ETF 464287499 4,619 24,042 SH   SOLE   0 0 24,042
ISHARES TR U.S. TECH ETF 464287721 8,219 58,823 SH   SOLE   0 0 58,823
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 10,604 429,824 SH   SOLE   0 0 429,824
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 14,984 220,000 SH   SOLE   0 0 220,000
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 660 8,335 SH   SOLE   0 0 8,335
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 9,856 109,967 SH   SOLE   0 0 109,967
ISHARES INC MSCI TAIWAN ETF 46434G772 4,556 127,394 SH   SOLE   0 0 127,394
ISHARES MSCI SPAN CP ETF 464286764 4,439 135,186 SH   SOLE   0 0 135,186
ISHARES MSCI STH KOR ETF 464286772 4,162 61,382 SH   SOLE   0 0 61,382
VANGUARD SPECIALIZED PORTFOL DIV APP ETF 921908844 555 5,988 SH   SOLE   0 0 5,988
WALGREENS BOOTS ALLIANCE INC COM 931427108 684 8,736 SH   SOLE   0 0 8,736
BANK AMER CORP COM 060505104 6,302 259,783 SH   SOLE   0 0 259,783
STARBUCKS CORP COM 855244109 887 15,217 SH   SOLE   0 0 15,217
EXXON MOBIL CORP COM 30231G102 7,523 93,187 SH   SOLE   0 0 93,187
ANTHEM INC COM 036752103 4,147 22,044 SH   SOLE   0 0 22,044
UNION PAC CORP COM 907818108 2,781 25,531 SH   SOLE   0 0 25,531
TARGET CORP COM 87612E106 518 9,913 SH   SOLE   0 0 9,913
COLGATE PALMOLIVE CO COM 194162103 344 4,640 SH   SOLE   0 0 4,640
COSTCO WHSL CORP NEW COM 22160K105 638 3,991 SH   SOLE   0 0 3,991
LILLY ELI & CO COM 532457108 230 2,790 SH   SOLE   0 0 2,790
CVS HEALTH CORP COM 126650100 3,946 49,043 SH   SOLE   0 0 49,043
DIAGEO P L C SPON ADR NEW 25243Q205 2,915 24,324 SH   SOLE   0 0 24,324
SCHLUMBERGER LTD COM 806857108 3,872 58,809 SH   SOLE   0 0 58,809
DANAHER CORP DEL COM 235851102 691 8,191 SH   SOLE   0 0 8,191
MERCK & CO INC COM 58933Y105 781 12,182 SH   SOLE   0 0 12,182
RAYTHEON CO COM NEW 755111507 263 1,628 SH   SOLE   0 0 1,628
PROCTER AND GAMBLE CO COM 742718109 1,346 15,443 SH   SOLE   0 0 15,443
GENERAL ELECTRIC CO COM 369604103 5,932 219,615 SH   SOLE   0 0 219,615
GILEAD SCIENCES INC COM 375558103 4,616 65,221 SH   SOLE   0 0 65,221
GOLDMAN SACHS GROUP INC COM 38141G104 1,037 4,675 SH   SOLE   0 0 4,675
HOME DEPOT INC COM 437076102 339 2,207 SH   SOLE   0 0 2,207
MCDONALDS CORP COM 580135101 792 5,172 SH   SOLE   0 0 5,172
NIKE INC CL B 654106103 2,935 49,737 SH   SOLE   0 0 49,737
JPMORGAN CHASE & CO COM 46625H100 7,970 87,203 SH   SOLE   0 0 87,203
TJX COS INC NEW COM 872540109 292 4,049 SH   SOLE   0 0 4,049
WELLS FARGO CO NEW COM 949746101 5,711 103,061 SH   SOLE   0 0 103,061
ISHARES TR IBOXX INV CP ETF 464287242 34,245 284,170 SH   SOLE   0 0 284,170
FISERV INC COM 337738108 542 4,428 SH   SOLE   0 0 4,428
UNITED TECHNOLOGIES CORP COM 913017109 4,997 40,925 SH   SOLE   0 0 40,925
MARSH & MCLENNAN COS INC COM 571748102 793 10,168 SH   SOLE   0 0 10,168
3M CO COM 88579Y101 1,777 8,535 SH   SOLE   0 0 8,535
COMCAST CORP NEW CL A 20030N101 214 5,500 SH   SOLE   0 0 5,500
VANGUARD INDEX FDS TOTAL STK MKT 922908769 923 7,416 SH   SOLE   0 0 7,416
NEXTERA ENERGY INC COM 65339F101 312 2,229 SH   SOLE   0 0 2,229
APPLE INC COM 037833100 12,519 86,927 SH   SOLE   0 0 86,927
INTL PAPER CO COM 460146103 3,469 61,275 SH   SOLE   0 0 61,275
ISHARES TR MSCI EMG MKT ETF 464287234 1,307 31,589 SH   SOLE   0 0 31,589
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 221 2,156 SH   SOLE   0 0 2,156
CHUBB LIMITED COM H1467J104 281 1,936 SH   SOLE   0 0 1,936
ISHARES TR S&P 100 ETF 464287101 385 3,602 SH   SOLE   0 0 3,602
AMERICAN EXPRESS CO COM 025816109 544 6,452 SH   SOLE   0 0 6,452
DOW CHEM CO COM 260543103 577 9,152 SH   SOLE   0 0 9,152
KLA-TENCOR CORP COM 482480100 2,522 27,559 SH   SOLE   0 0 27,559
VANECK VECTORS ETF TR SEMICONDUCTOR ET 92189F676 12,258 149,744 SH   SOLE   0 0 149,744
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1,319 32,303 SH   SOLE   0 0 32,303
BERKSHIRE HATHAWAY INC DEL CL A 084670108 255 1 SH   SOLE   0 0 1
VALERO ENERGY CORP NEW COM 91913Y100 2,465 36,539 SH   SOLE   0 0 36,539
ROCKWELL AUTOMATION INC COM 773903109 314 1,937 SH   SOLE   0 0 1,937
ISHARES TR CORE US AGGBD ET 464287226 18,241 166,572 SH   SOLE   0 0 166,572
ISHARES TR TIPS BD ETF 464287176 4,743 41,815 SH   SOLE   0 0 41,815
CONSOLIDATED EDISON INC COM 209115104 294 3,640 SH   SOLE   0 0 3,640
V F CORP COM 918204108 2,228 38,677 SH   SOLE   0 0 38,677
EATON CORP PLC SHS G29183103 2,939 37,765 SH   SOLE   0 0 37,765
ISHARES TR MRNGSTR LG-CP GR 464287119 1,126 8,086 SH   SOLE   0 0 8,086
LINCOLN NATL CORP IND COM 534187109 580 8,589 SH   SOLE   0 0 8,589
ISHARES TR TRANS AVG ETF 464287192 4,754 27,626 SH   SOLE   0 0 27,626
WHIRLPOOL CORP COM 963320106 4,977 25,973 SH   SOLE   0 0 25,973
ISHARES TR CHINA LG-CAP ETF 464287184 4,286 107,939 SH   SOLE   0 0 107,939
YUM BRANDS INC COM 988498101 266 3,600 SH   SOLE   0 0 3,600
ALPHABET INC CAP STK CL A 02079K305 1,444 1,553 SH   SOLE   0 0 1,553
SPDR GOLD TRUST GOLD SHS 78463V107 466 3,950 SH   SOLE   0 0 3,950
VANGUARD INDEX FDS VALUE ETF 922908744 6,617 68,527 SH   SOLE   0 0 68,527
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 360 2,443 SH   SOLE   0 0 2,443
VANGUARD INDEX FDS MID CAP ETF 922908629 625 4,385 SH   SOLE   0 0 4,385
VANGUARD INDEX FDS SM CP VAL ETF 922908611 328 2,667 SH   SOLE   0 0 2,667
BLACKROCK INC COM 09247X101 2,590 6,131 SH   SOLE   0 0 6,131
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 330 6,208 SH   SOLE   0 0 6,208
VANGUARD INDEX FDS GROWTH ETF 922908736 475 3,740 SH   SOLE   0 0 3,740
ARQULE INC COM 04269E107 13 10,853 SH   SOLE   0 0 10,853
AMERIPRISE FINL INC COM 03076C106 214 1,678 SH   SOLE   0 0 1,678
VANGUARD INDEX FDS SML CP GRW ETF 922908595 3,207 22,005 SH   SOLE   0 0 22,005
SPDR SERIES TRUST S&P DIVID ETF 78464A763 877 9,870 SH   SOLE   0 0 9,870
ISHARES GOLD TRUST ISHARES 464285105 1,196 100,172 SH   SOLE   0 0 100,172
RYDEX ETF TRUST GUGGENHM S&P 500 78355W205 636 3,717 SH   SOLE   0 0 3,717
MASTERCARD INCORPORATED CL A 57636Q104 889 7,317 SH   SOLE   0 0 7,317
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 251 4,546 SH   SOLE   0 0 4,546
WISDOMTREE TR EUROPE SMCP DV 97717W869 3,347 51,869 SH   SOLE   0 0 51,869
SPDR INDEX SHS FDS EURO STOXX 50 78463X202 1,375 35,755 SH   SOLE   0 0 35,755
WISDOMTREE TR JAPN HEDGE EQT 97717W851 6,353 122,176 SH   SOLE   0 0 122,176
WISDOMTREE TR US LARGECAP DIVD 97717W307 388 4,609 SH   SOLE   0 0 4,609
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 791 6,724 SH   SOLE   0 0 6,724
SPDR SERIES TRUST S&P REGL BKG 78464A698 1,218 22,160 SH   SOLE   0 0 22,160
SPDR SERIES TRUST S&P BK ETF 78464A797 9,295 213,585 SH   SOLE   0 0 213,585
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 1,103 10,721 SH   SOLE   0 0 10,721
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 608 12,159 SH   SOLE   0 0 12,159
ISHARES TR IBOXX HI YD ETF 464288513 14,835 167,838 SH   SOLE   0 0 167,838
ISHARES TR US CREDIT BD ETF 464288620 403 3,609 SH   SOLE   0 0 3,609
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 306 3,838 SH   SOLE   0 0 3,838
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 548 6,700 SH   SOLE   0 0 6,700
SPDR INDEX SHS FDS S&P INTL SMLCP 78463X871 586 17,576 SH   SOLE   0 0 17,576
ISHARES TR U.S. PFD STK ETF 464288687 2,726 69,595 SH   SOLE   0 0 69,595
BANK NEW YORK MELLON CORP COM 064058100 340 6,668 SH   SOLE   0 0 6,668
VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 8,289 106,057 SH   SOLE   0 0 106,057
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 3,508 84,907 SH   SOLE   0 0 84,907
ISHARES TR NATIONAL MUN ETF 464288414 79,346 720,541 SH   SOLE   0 0 720,541
ISHARES TR MTG REL ETF NEW 46435G342 7,756 167,230 SH   SOLE   0 0 167,230
SPDR SERIES TRUST BLMBRG BRC CNVRT 78464A359 234 4,725 SH   SOLE   0 0 4,725
ISHARES TR JP MOR EM MK ETF 464288281 11,204 97,974 SH   SOLE   0 0 97,974
ISHARES TR EAFE SML CP ETF 464288273 3,492 60,381 SH   SOLE   0 0 60,381
VISA INC COM CL A 92826C839 3,693 39,381 SH   SOLE   0 0 39,381
VANECK VECTORS ETF TR AMT FREE SHORT M 92189F528 229 13,095 SH   SOLE   0 0 13,095
VANECK VECTORS ETF TR AMT FREE INT ETF 92189F544 359 15,000 SH   SOLE   0 0 15,000
VANGUARD WORLD FD MEGA CAP INDEX 921910873 2,501 30,169 SH   SOLE   0 0 30,169
SPDR INDEX SHS FDS S&P WRLD EX US 78463X889 1,551 53,254 SH   SOLE   0 0 53,254
POWERSHARES ETF TR II FDM HG YLD RAFI 73936T557 6,750 354,882 SH   SOLE   0 0 354,882
ISHARES TR SHRT NAT MUN ETF 464288158 231 2,181 SH   SOLE   0 0 2,181
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 526 6,013 SH   SOLE   0 0 6,013
SPDR SERIES TRUST WELLS FG PFD ETF 78464A292 454 10,103 SH   SOLE   0 0 10,103
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 268 3,353 SH   SOLE   0 0 3,353
LYONDELLBASELL INDUSTRIES N SHS - A - N53745100 3,283 38,897 SH   SOLE   0 0 38,897
ALPS ETF TR ALERIAN MLP 00162Q866 136 11,376 SH   SOLE   0 0 11,376
VANGUARD ADMIRAL FDS INC MIDCP 400 IDX 921932885 265 2,258 SH   SOLE   0 0 2,258
VANGUARD ADMIRAL FDS INC MIDCP 400 VAL 921932844 1,230 10,798 SH   SOLE   0 0 10,798
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 727 3,275 SH   SOLE   0 0 3,275
ETFS PRECIOUS METALS BASKET PHYS PM BSKT 26922W109 542 8,775 SH   SOLE   0 0 8,775
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 215 4,463 SH   SOLE   0 0 4,463
POWERSHARES ETF TRUST II SENIOR LN PORT 73936Q769 10,636 459,646 SH   SOLE   0 0 459,646
DBX ETF TR XTRAK MSCI JAPN 233051507 2,152 55,253 SH   SOLE   0 0 55,253
PIMCO ETF TR 0-5 HIGH YIELD 72201R783 17,562 173,265 SH   SOLE   0 0 173,265
ISHARES TR FLTG RATE BD ETF 46429B655 300 5,885 SH   SOLE   0 0 5,885
PIMCO ETF TR ACTIVE BD ETF 72201R775 11,005 103,786 SH   SOLE   0 0 103,786
FACEBOOK INC CL A 30303M102 811 5,370 SH   SOLE   0 0 5,370
ISHARES INC CORE MSCI EMKT 46434G103 14,226 284,301 SH   SOLE   0 0 284,301
ISHARES TR CORE MSCI EAFE 46432F842 36,399 597,788 SH   SOLE   0 0 597,788
ABBVIE INC COM 00287Y109 9,201 126,895 SH   SOLE   0 0 126,895
FIRST TR EXCHANGE TRADED FD FIRST TR TA HIYL 33738D408 275 5,604 SH   SOLE   0 0 5,604
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 602 11,080 SH   SOLE   0 0 11,080
ALPHABET INC CAP STK CL C 02079K107 1,276 1,404 SH   SOLE   0 0 1,404
ISHARES TR CORE MSCI EURO 46434V738 7,075 150,951 SH   SOLE   0 0 150,951
FIDELITY TOTAL BD ETF 316188309 1,851 36,922 SH   SOLE   0 0 36,922
FIDELITY MSCI RL EST ETF 316092857 10,016 413,538 SH   SOLE   0 0 413,538
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848 11,260 228,825 SH   SOLE   0 0 228,825
SQUARE INC CL A 852234103 332 14,137 SH   SOLE   0 0 14,137